

Forget About Money
David Baughier
Hosted by: David BaughierWatch on YouTube HereWelcome to the Forget About Money podcast, where we encourage you to take action today so that you can focus on what matters most to you.Flavor: Money, Lifestyle, Mindset, and a Dash of HumorWatch us on YouTube: Meet the Host: David: The Calculated Voice of Financial Wisdom. David is the epitome of calm and collected, especially when navigating the complexities of personal finance. His advice is grounded, reliable, and reflects his deep understanding of the financial independence journey. David is the guy behind Fiology, a free resource that escorts you through 52 concepts of financial independence - for free! Click here for the free money course.What You Will Hear! In-Depth Money Matters: Dive into comprehensive discussions about personal finance, including topics like effective budgeting strategies, smart investment choices, and navigating the ever-changing economic landscape. Practical Lifestyle Hacks: Learn how to enhance your lifestyle without straining your finances. Episodes might cover topics such as frugal yet fulfilling travel, cost-effective home improvements, or how to enjoy luxury experiences on a budget. Mindset Focus: Explore ways to maintain a positive and productive mindset in the face of financial challenges. Listen to real-life stories of overcoming debt, the psychological aspects of money management, and tips for staying motivated on the path to financial independence.Social Handle: @forgetaboutmoneyWhere to Watch: YouTube @forgetaboutmoneypodcast - Subscribe
Episodes
Mentioned books

Mar 15, 2024 β’ 53min
π Empowering Gen Z with Dan Sheeks: Financial Literacy in High Schools π
Today, we have the honor of hosting Dan Sheeks, the visionary behind Sheeks Freaks and the author of "First to a Million: A Teenager's Guide to Achieving Early Financial Independence." π Join us as we explore the critical role of financial literacy in high schools and learn from Dan's unique insights. ππ πEpisode Summary: Dan Sheeks, a beacon of financial education for youth, joins host David Baughier on the Forget About Money podcast. As an author and founder of Sheeks Freaks, Dan shares his expertise on financial literacy and its growing importance in high schools across the US. This episode is packed with valuable insights, emphasizing early financial education and showcasing the power of like-minded communities in nurturing financially savvy young minds. π§ πΌ π Time-Stamped Show Highlights: 00:00 Introduction: Meet Dan Sheeks, a trailblazer in youth financial education 01:09 Current State of Financial Education: The journey of personal finance in high schools 04:34 Evolution of Sheeks Freaks: How a community empowers Gen Z towards financial independence11:03 Mandated Curriculum: The shaping of personal finance classes19:36 Starting "Pay Yourself First" Habit Early: The magic of early financial planning 26:45 Teenagers' Investment Strategies: Guiding young minds in their financial journey 38:34 House Hacking: Unlocking a cheat code for investment Connect with Dan Sheeks:π Website: Sheeks Freaks π Book: "First to a Million" Connect with Forget About Money:π± Social Media: @forgetaboutmoneypodcast (YouTube), @forgetaboutmoney (other platforms) π Additional Resource: Financial Literacy in High SchoolsJoin us for this enlightening conversation and get ready to transform your financial mindset! Don't forget to like, share, and subscribe for more empowering episodes! π«ποΈ #financialliteracy , #dansheeks, #highschool #earlyretirement , #sheeksfreaks , #househacking

5 snips
Mar 8, 2024 β’ 45min
Secret IRS Rule 72(t)! | Eric Cooper Shares Early Withdrawal Hack!
Eric Cooper, a financial strategist passionate about early retirement, joins David Baughier for an engaging chat about the IRS Rule 72(t) strategy. They dive into how this rule allows penalty-free early withdrawals from retirement accounts, providing savvy tips for travelers and adventurers. The conversation is sprinkled with humorous anecdotes from recent trips and insights on transitioning from a scarcity mindset to financial freedom. Expect laughter and practical wisdom on embracing retirement dreams!

Mar 1, 2024 β’ 53min
Mahdi Cocci | From Navy to Netflix
π¬ Mahdi Cocci's Inspiring Journey from Navy to Hollywood Stardom π Join us in this captivating episode of Forget About Money, where Mahdi Cocci, famously known for his roles in Tyler Perry's 'Bruh' and Netflix's 'The Lovebirds', shares his incredible transformation from a naval officer to a successful actor. π β Chapters0:00:00 Introduction to Mahdi Cocci's Journey0:11:20 Naivety and Responsibility0:22:08 Applying for Navy ROTC Scholarship0:23:50 Changes in Navy ROTC Programs0:25:37 Transition from Navy to Acting0:25:43 Transition from Navy to LA Lifestyle0:26:51 Breakthrough in Acting Career0:29:43 Networking in Atlanta0:35:39 Financial Struggles as a Young Actor0:38:53 Overcoming Credit Card Debt0:39:04 Payment Methods and Retirement Planning0:45:45 Establishing an S-Corp for Tax Purposes0:46:51 Retirement Account Options for Actors0:51:07 Upcoming Projects in Acting Career π Long SummaryMahdi Cocci, known for his dynamic presence in both Tyler Perry's "Bruh" and Netflix's "The Lovebirds", takes us through his fascinating story on Forget About Money.From his early days in the Navy aboard the USS Tarawa to his bold leap into the acting world, Mahdi's journey is nothing short of inspiring.He opens up about the significant transitions in his life, from his initial modeling gigs to prominent roles in shows like The Walking Dead and She-Hulk.Mahdi also delves into the financial aspects of an actor's life, providing invaluable advice on managing finances, avoiding debt, and planning for a stable future.His story of resilience, dedication, and wise financial choices is a must-listen for anyone aspiring to make it in the entertainment industry. π Brief SummaryIn this episode of Forget About Money, Mahdi Cocci discusses his transition from a naval officer to a renowned actor.We explore his journey from modeling to acting, emphasizing the importance of industry knowledge and financial wisdom.Mahdi shares his experiences and collaborations with industry giants like Tyler Perry and offers crucial insights into managing finances and planning for retirement.His story is a testament to the power of resilience and smart choices in navigating the complexities of the entertainment industry. π± Follow Us PodcastSocials: @forgetaboutmoneyYouTube Channel: @forgetaboutmoneypodcast #MahdiCocci, #ForgetAboutMoneyPodcast, #ActorLife, #FromNavyToActing, #HollywoodJourney, #FinancialWisdom, #ActingCareer, #SuccessStories, #TylerPerry, #NetflixOriginals, #ResilienceInActing, #EntertainmentIndustry, #CareerTransformation, #RetirementPlanning, #DebtFreeJourney, #FinancialIndependence, #ActorsLife, #Showbiz, #BehindTheScenes, #LifeLessons, #InspiringStories, #LAActor, #AtlantaActingScene, #SavingsForActors, #TaxTipsForActors, #wealthmanagement π Watch, listen, and be inspired as Mahdi Cocci unfolds his journey of transformation and success in the entertainment world.Don't forget to subscribe to our channel @forgetaboutmoneypodcast and follow us on social media @forgetaboutmoney for more inspiring stories! π

Feb 23, 2024 β’ 31min
Breaking the Poverty Cycle: Jackie Cummings Koski's Path to $1.3 Million Net Worth
Join us in this episode of the 'Forget About Money' podcast as Jackie Cummings Koski shares her incredible journey from poverty to financial independence, retiring at 49 with a $1.3 million net worth on a modest salary. Discover how Jackie overcame adversity, maximized her 401(k), and invested wisely to break free from the poverty cycle. Her dedication to financial literacy and empowering others in diverse communities is truly inspiring. Timestamps:0:00:00 Transformative Journey0:04:46 Shaping Personal Finance Approach0:06:31 Doing More with Money0:10:17 Transition to Financial Knowledge0:17:16 Sharing Financial Wisdom0:23:03 Transition to Advocating0:25:27 Meeting People Where They Are0:28:06 Notable Success StoryFollow 'Forget About Money' Podcast: Instagram: @forgetaboutmoneyYouTube: @forgetaboutmoneypodcast Get Jackie's Book: Unlock financial wisdom with Jackie Cummings Koski's book, "Money Letters 2 My Daughter," available on Amazon: Get Your Copy here: https://www.amazon.com/Money-Letters-2-My-Daughter/dp/0989186008 β¨ Engage with the Content: Like if Jackie's journey inspires you! Comment your insights on overcoming poverty. Subscribe for more empowering stories and financial advice. Share this episode to spread the message of financial independence! #PovertyCycle #FinancialFreedom #JackieCummingsKoski #InvestingWisely #RetirementGoals #MoneyManagement #PersonalFinanceTips #Empowerment #FinancialLiteracy #ForgetAboutMoneyPodcast #MoneyLetters2MyDaughter #WealthBuilding #Inspiration

Feb 16, 2024 β’ 58min
Should I Buy a Tesla in 2024? ππ‘ | The Ultimate Tesla Talk with Carl Jensen!
"ποΈ Welcome to the latest episode of the Forget About Money Podcast, where we dive into the electrifying world of Tesla ownership and the future of electric vehicles in the U.S. πΊπΈ! Join your host David Baughier as he sits down with Carl Jensen of 1500days.com to navigate the roads of Tesla driving, ownership experiences, and the broader impact of EVs on our environment and lifestyle. π±ππ In this episode, we address the burning question: Should I Buy a Tesla in 2024? We cover everything from choosing a Tesla over other EVs, the practicalities of daily Tesla use, to the broader implications of driving a Tesla. π€ Carl Jensen shares his personal journey with his Tesla, giving us an insider's view on what it's like to own this innovative vehicle.π Key Discussions Include: Decision-Making Process: How to choose the right Tesla model and what financial considerations to keep in mind. π° Ownership Experience: Carl's firsthand account of living with a Tesla β the highs and the lows. πβ€οΈ Broader Perspective: The impact of driving a Tesla on the environment and changes in perspectives on sustainable living. ππ We also delve into intriguing topics like Tesla stock ownership, hidden costs, and the reality of long trips with an EV. Plus, we spice it up with a fun discussion about flying cars and Elon Musk's recent legal battles! πβοΈπ Stay tuned for a comprehensive understanding of owning a Tesla in 2024, and get some invaluable tips if you're considering making the switch to an electric vehicle. Whether you're a tech enthusiast, an environmental advocate, or just curious about Teslas, this episode has something for everyone!π± Follow us on social media for more exciting content: Twitter & Instagram: @forgetaboutmoney π YouTube: @forgetaboutmoneypodcast#TeslaIn2024 #EVFuture #SustainableDriving #ForgetAboutMoneyPodcast #CarlJensen #ElectricVehicles #ModelY #TeslaOwnership #TechTalk"Remember to like, share, and subscribe for more insightful discussions on the latest in technology and finance! ππ¬π Relevant Links:Forbes Article on EV Sales: https://www.forbes.com/sites/edgarsten/2023/12/14/ev-sales-pace-is-running-short-of-power-going-into-2024/?sh=3124e51a7985NBC News on Elon Musk's Legal Battle: https://www.nbcnews.com/business/business-news/judge-throws-elon-musks-56-billion-tesla-pay-package-rcna136468π¨ Disclaimer: The opinions expressed in this podcast are for general informational purposes only and are not intended as financial advice."

Feb 13, 2024 β’ 1h 1min
New Year, New Goals: David & Dusti's 2024 Resolutions & How to Crush Yours!
ποΈ In this episode, we're all about setting powerful New Year's resolutions and making them stick. π
β¨ Kick off 2024 with a bang on the latest episode of Forget About Money Podcast, hosted by David and Dusti! π Dusti's Deep Dive: πββοΈ Marathon Ready: How she's preparing to conquer those 26.2 miles. π₯ Inner Circle Focus: Strengthening bonds and nurturing important relationships. π° Money Goals: Smart strategies for financial growth in 2024. David's Physical Feats: πͺ Body Transformation: His journey to peak fitness and how he plans to track progress. π Measuring Success: Practical tips for tracking and staying motivated. π₯ Plus, Extra Insights! π― Setting Realistic Goals: We share tips on how to set goals that inspire rather than intimidate. π Monthly Check-Ins: Learn how to keep yourself accountable and on track. π« Power of Accountability Buddies: Dusti reveals how having a support system can make a huge difference. π¬ Join the Conversation!What are your resolutions for 2024? Share in the comments and letβs motivate each other to make this year the best one yet! π Don't forget to like, share, and subscribe for more inspiration and practical tips to make your goals a reality. π Turn on notifications to stay updated with our journey through 2024! Hashtags: #NewYearNewYou #2024Goals #ResolutionSuccess #MarathonTraining #FinancialGrowth #PersonalDevelopment #ForgetAboutMoneyPodcast #AccountabilityBuddy #GoalSetting #TrackYourProgress #InnerCircleStrength #FitnessJourney π₯ Connect with Us: Follow us on Social Media! @forgetaboutmoney

Feb 13, 2024 β’ 48min
How This 20-Something Grad Student Mastered Money: Investing, House Hacking & More!
Subscribe and Watch on YouTubeποΈ Today, we're joined by Alex, a young graduate student who's got his financial game on point! πΌπ° This episode is a must-watch for anyone navigating money in their twenties.π What's on the agenda: House Hacking: David and Mindy break down the pros and cons of this popular strategy. Is it the key to financial freedom for young adults? Paying Off Student Loans: To pay or not to pay? We explore the impact of student debt on financial planning. Wanderlust vs Work: Balancing the dream of travel with career ambitions. Alex shares his plans. Work-Life Harmony: How does a 20-something achieve it while building wealth? π€ Despite his young age, Alex seems to have it all figured out.Mindy and David offer their feedback, but really, it looks like Alex just needs to keep doing what he's doing! π₯ Join the Conversation: Share your thoughts and experiences in the comments.Are you in your twenties trying to make smart money moves? Let's discuss! π Remember to like, share, and subscribe for more insightful episodes. π Turn on notifications for the latest tips and tricks on managing money smartly in your twenties. Hashtags: #MoneyInYourTwenties #FinancialFreedom #InvestingYoung #HouseHacking #StudentLoanTips #WanderlustBudget #WorkLifeBalance #ForgetAboutMoneyPodcast #GradStudentFinance #SmartMoneyMoves #FinancialLiteracy #MillennialMoneyπ₯ Connect with Us: Follow us on Social Media! @forgetaboutmoney

Feb 13, 2024 β’ 42min
Lending Money to Friends & Family - Good Idea or Total Disaster?
In today's episode, we're diving into a topic that's as old as money itself: Lending Money to Friends and Family. Is it a generous gesture or a recipe for disaster? π€πΈ π₯ Highlights of this episode: Pros of Loaning Money: We talk about when it's a good idea to lend money, the benefits it can have on relationships, and how it can sometimes be a lifeline for loved ones.Cons of Loaning Money: The pitfalls! We discuss the risks, the potential strain on relationships, and the awkwardness that money matters can bring.Guidelines for Lending: Whether you're the lender or the borrower, we share some must-follow rules to keep things smooth and maintain healthy relationships.Real-Life Stories: Hear some of our personal experiences and lessons learned from lending money to friends and family. π Should you ever loan money to those close to you?This episode doesn't just scratch the surface; it dives deep into the heart of the matter. π Essential Takeaways: Lend with caution. Communicate clearly. Understand the emotional implications. π¬ Join the Discussion! Comment below to share your thoughts and experiences. Have you ever lent money to friends or family? How did it go? Let's chat about it! π Don't forget to like, share, and subscribe for more insightful discussions on money matters. π Turn on notifications to stay updated with our latest episodes! Hashtags: #MoneyMatters #FriendshipAndFinance #LoanWisdom #FinancialIndependence #ForgetAboutMoneyPodcast #FamilyFinance #MoneyTalks π₯ Connect with Us: Follow us on Social Media! @forgetaboutmoney on YouTube @ForgetAboutMoneyPodcast

Feb 13, 2024 β’ 24min
Prenuptial Agreements: Necessary or Not?
π« Whether you're a man or a woman, understanding prenuptial agreements is crucial in today's world. Mindy, David, and Dusti explore the reasons why individuals may want to consider a prenup before tying the knot, and even delve into the concept of postnuptial agreements. In this episode:*Pros and Cons**: Weighing the benefits and drawbacks of prenuptial agreements.**Inclusivity**: What can and cannot be included in a prenup? Our hosts break it down.**Gender Perspectives**: Insightful discussions on how prenups affect both men and women. **Postnuptial Agreements**: Not just prenups - we also explore agreements made after marriage. **Debate Corner**: Should prenuptial agreements be mandatory for all marriages? π Subscribe to @ForgetAboutMoneyPodcast for insights into finance, lifestyle, mindset, and more. Join Mindy, David, and Dusti as they unravel the complexities of money matters in an easily digestible format. π² Contact us: emailforgetaboutmoney@gmail.comFollow us on Social Media:Twitter: @forgetaboutmoneyInstagram: @forgetaboutmoney Tiktok: @forgetaboutmoney #PrenuptialAgreements #FinancialPlanning #MarriageAndMoney #ForgetAboutMoneyPodcast #FinancePodcast

Feb 12, 2024 β’ 12min
Buying Time: Is Your Time Worth Your Dime?
Hosted by: Dusti, David, and MindyEpisode Summary:In this thought-provoking episode, Dusti, David, and Mindy tackle a topic that's worth every second: Buying Time. But what exactly does 'buying time' mean? Each host brings their unique perspective to the table, making for an engaging and slightly humorous discussion.What's Inside: Defining 'Buying Time': Dusti sees it as using time as a tool to help her deliberate on decisions. David considers it as investing assertively in order to buy years of your life energy back. And Mindy? She's all about paying for convenience in order to focus on quality of life. The Value Proposition: How much is your time really worth? We dive into the economics of time and why buying it back might be the best investment you'll ever make. Humorous Anecdotes: Ever gone too far to save on a flight? We share some funny personal experiences where buying time went hilariously right (or wrong). Listener Interaction: Consider if you should buy your time back, and if so, why? Dusti, David, and Mindy share their thoughts, but we're eager to hear yours!Engage with Us: Social Media Shoutout: Got a funny story about buying time or want to share your thoughts on the topic? Tweet us @forgetaboutmoney or drop a comment on our YouTube channel @forgetaboutmoneypodcast. Join the Conversation: Fancy being a guest on our podcast? We'd love to hear your take on buying time. Shoot us an email at emailforgetaboutmoney@gmail.com and let's chat!Final Thoughts:Remember, time is non-renewable, but that doesn't mean you can't get creative with how you spend it! Join us next week for another engaging discussion on Forget About Money Podcast.