Beyond the Buildings

In this episode, host Maiclaire Bolton Smith cedes the stage to the crew members of this podcast. Learn a little about what goes on behind the scenes to bring this podcast to life, and listen until the end for a special guest appearance!Listen in or read more of the production crew's work here https://clgx.co/3zqhBZtAlso keep your eyes on future show notes sections for updates on our new monthly curated playlist centering around themes in the housing market. Check out this month's here: https://spoti.fi/3UFUzWj

As we wrap up this season, we are bringing back four of our favorite guests to get an update on what happened in 2022 and their outlook on the year ahead.Find full episodes with these guests in our podcast archive here: https://clgx.co/3zqhBZtCheck out NFIP Risk Rating 2.0 video vignettes here.In this episode:1:25 - Catch up with Tom Larsen about natural catastrophes in 20225:32 – Hear from Scott Giberson for the latest on the NFIP's Risk Rating 2.012:31 - Garret Gray returns to talk about where the insurance industry is headed17:22 – Get an update from Selma Hepp about the U.S. Economy. *This portion of the episode was recorded at the beginning of Q4.

Curious about how technology is changing the process of homebuying? If you wish buying a home was like pushing the Easy Button, tune in to listen to Host Maiclaire Bolton Smith sit down with CoreLogic's real estate tech solutions expert Mark Weaver to discuss how property technology — or PropTech — is influencing the property industry, as well as what the future of big data and AI might influence a centuries-old process.Learn more about how technology is transforming the property industry by following along with CoreLogic analysis: https://clgx.co/3zqhBZtIn this episode:3:10 - What is PropTech and its innovative role in the industry?6:23 - Why are 65% of businesses saying PropTech is a huge priority?7:45 - How are PropTech and the traditional property industries finding balance within the overall property industry?10:46 - What is the Discovery Platform?12:50 - Is the added expense of digital transformation worth it in the current market?16:56 - The iBuyers role20:40 - Will PropTech and traditional methods coexist long-term in the property industry?

To prepare for the intensifying impacts of climate change and the resulting physical risks to property assets, host Maiclaire Bolton Smith sits down with CoreLogic’s Public Policy and Industry Relations Executive Pete Carroll to discuss how climate-related financial risk influences government policy, with a focus on President Biden’s Executive Order 14030.Learn more about how governmental policy affects the property industry by following along with CoreLogic analysis: https://clgx.co/3zqhBZtRead more about the Dodd-Frank Act here, and check out the following episodes for further discussions about the effects of climate change on the property market:Catastrophic Change is Pushing Real Estate to Redefine ProtectionWhy Climate Change Should Take More Real Estate in Industry ConversationsUnderstanding Weather Risk: The Consequences Will Blow You AwayIn this episode:3:56 - Background on Executive Order 140305:28 - Who is involved in making this regulation a reality?6:57 - Have there been any recommendations on how to implement the strategic goals outlined in this executive order?11:20 - Which of these policy recommendations may be implemented?14:00 - The future of climate change 16:25 - What is the timeline for the implementation of this executive order?18:18 - What can property professionals do to prepare themself for these changes?

As one of the worst hurricanes to make landfall in the U.S., Hurricane Ian was undeniably a catastrophic event. Its sweeping winds and heightened storm surge wreaked havoc on both the lives and property of Florida citizens. However, the insurance industry in the Sunshine State is also facing significant ramifications from the force of this storm, and only time will tell whether this event will change the face of Florida property and catastrophe insurance.If you would like to know more about Hurricane Ian or are interested in following our hazard response in real-time visit hazardhq.com. In this episode:Hurricane Ian and hurricane season overview (3:58) A comparison of Hurricane Ian to other historical storms (6:11)Loss estimates for Hurricane Ian review (7:53)What is the difference between an insured loss and economic loss? (11:22)Is this hurricane a market-changing event? (14:32)What happens to the homeowner if an insurance claim cannot be paid? (16:19)Reconstruction cost values estimates (17:33)What have we learned from these storms? What will future hurricanes look like? (20:20)

A look at the news lately can make people jittery. The Federal Reserve is ratcheting up interest rates, inflation is rampant and, as a result, mortgage payments have skyrocketed. However, these realities do not necessarily spell doom and gloom for the U.S. housing market. In fact, these trends may just indicate a light at the end of the tunnel.In this episode, host Maiclaire Bolton Smith sits down with CoreLogic Principal Economist Molly Boesel to talk about today’s economic trends in the housing market and how tracking them has revealed that perhaps things are not as dire as they might seem.Keep pace with the changing economy by following CoreLogic analysis at corelogic.com/intelligence.

While most people know that carrying homeowners’ insurance is critical, few are aware of the extent to which climate change influences policies – after all, no two properties are created equal. Similarly, investors are often in the dark when it comes to the effects of changing weather patterns on pieces of property. To help lessen the confusion on this subject, the U.S. government is working to require publicly traded companies to put specific guidelines in their disclosures, so that investors will have more insight into weather events that might potentially negatively impact a portfolio of properties.In this episode, host Maiclaire Bolton Smith sits down with George Gallagher, who is a principal account executive at CoreLogic, to discuss how climate change impacts the risk factors against which homes are insured. Additionally, the pair discuss recently released SEC guidance that is intended to enhance and standardize climate-related disclosures for properties.Follow along at HazardHQ.com for an up-to-date analysis of climate-related catastrophes.

As a provider of data-driven insurance solutions, CoreLogic knows that damages from extreme weather events are stressful and expensive for everyone involved.While repairing catastrophic property damage has never been simple, it is no secret that the magnitude — and the costs — of these events is expanding due to climate change. To ensure that owners can recover from these devastating natural catastrophes, the insurance industry requires the participation of insurers, reinsurers and sovereign governments. However, there is another segment of people who are invested in the outcomes of climate change: those who are involved with the insurance-linked securities (ILS) market. To learn more about how the ILS market is intended to support the compensation of economic losses that result from extreme weather events, Host Maiclaire Bolton Smith sits down with Kent David, a senior leader in analytics consulting at CoreLogic to answer some questions such as what are these securities? How do catastrophe bonds work? And how are investors hedging their bets against climate change by investing in this market?

By the time they reach middle school, many girls are already convinced that they will not pursue a career in the sciences — at least in the stereotypical sense of the profession. So how can these girls see the potential that a science career holds beyond lab coats and experiments? They meet female scientists in-person whose degrees have led to work in a wide array of positions from communications to project management.In this episode, host Maiclaire Bolton Smith sits down with Project Scientist Founder Sandy Marshall and CoreLogic's Project Scientist Liaison Trish Murray to discuss the link between this non-profit, STEM careers for women and CoreLogic’s integral support for this initiative.Interested in supporting Project Scientist? Visit projectscientist.org or corelogic.com to learn more about CoreLogic's investment in STEM.

Insurance — it is an essential financial resource that homeowners and businesses rely upon to navigate the uncertainty that comes with disasters big and small. While most people know how critical carrying insurance can be when faced with a disaster, few have a full grasp of the different types of insurance, why policies are structured in certain ways and how the ecosystem of insurance providers works together. But there is a reason for all these choices.In this episode, host Maiclaire Bolton Smith sits down with the President of CoreLogic's Protect Division, Garret Gray to discuss the past, present and future state of hazard insurance as well as explore how technology will help this industry evolve into a more streamlined ecosystem