
Zero to Infinity
Zero to Infinity, by Z47, is a podcast series dedicated to the founders, startups, and all within the ecosystem through candid conversations on what we think it really takes to survive in this wild startup world. In a world where we are endlessly engulfed with information in all its forms and sizes, this is our attempt to create, curate, and bring to you the insights and reflections that we have had the luxury of having learned the hard way through all the years spent in truly understanding what it takes to build and nurture a startup from ground zero.
Latest episodes

10 snips
Jul 7, 2023 • 38min
170: Unravelling Fintech Infra and Banktech Opportunities
On our latest episode of Reflections, join us as we unravel opportunities in Fintech infrastructure and Banktech. We will explore the changing landscape of BaaS and delve into how it has revolutionized the delivery and accessibility of financial services. The episode covers:
🚀 BaaS 2.0: BaaS 2.0 represents the evolution and maturation of the concept since its initial inception. BaaS 2.0 offers a more robust and scalable platform, enabling a wider range of services and features.
🔀 Fintech vs. SaaS: What aspects are different? While both Fintech and BaaS focus on leveraging technology in the financial sector, they differ in their primary offerings.
💡 Exciting spaces and our investment framework: Within the BaaS ecosystem, we are excited about certain spaces like payment gateways, lending platforms, wealth management solutions and more. We will discuss our investment framework used to evaluate and select opportunities.
🌐 Identifying adjacencies and tapping into them: Adjacencies play a crucial role in the growth and expansion of BaaS platforms. Tapping into adjacencies is essential for expanding the customer base, increasing revenue streams and creating synergies.
🔧 Skillsets required for building a Banktech play: Building a successful Banktech platform requires a specific set of skillsets. These include expertise in banking operations and regulations, technology infrastructure, regulatory compliance, and customer experience.
📲 Indian rails as public goods vs. private in the US: Boon or bane? The Indian rail infrastructure, including Aadhaar Authentication (AA), Unified Payments Interface (UPI), and Open Credit Enablement Network (OCEN), is considered public goods. In contrast, the rail systems in the United States are predominantly private. Comparing these two models raises important questions about the benefits and challenges of each approach.
🌍 Global expansion: Is it imminent? As the BaaS industry grows, evaluating the Total Addressable Market (TAM) in India is crucial to assess its potential for building a large-scale business. Additionally, exploring the feasibility and necessity of expanding to geographies similar to India provides valuable insights into global expansion opportunities and challenges.

Jun 23, 2023 • 41min
169: The GenAI Revolution in Fintech
In our latest episode of Reflections, we explore the use cases of generative AI in fintech with Aakash Kumar, Anish Patil, and Anand Khetan. Hear them as they discuss AI's disruptive impact, emerging patterns in technology development, future trends, as well as risks and opportunities in financial services. Tune in!

Jun 16, 2023 • 46min
168: Murf Unplugged: Winning in GenAI
In this latest episode, Ankur Edkie and Sneha Roy pull back the curtain on how they have built a rapidly growing business. Tune in.

Jun 7, 2023 • 1h 3min
167: Ready, Steady, Zupee! Elevating Gaming in India
In this exciting new episode of Matrix Moments, Tarun Davda, MD, Matrix Partners India, is in conversation with Dilsher Malhi, the founder of the booming gaming platform, Zupee. Dilsher delves into the trends in the gaming industry, human psychology, and the advent of AI in the gaming space. Join the conversation as they talk about Dilsher’s journey and what he learned along the way.

13 snips
May 25, 2023 • 34min
166: What’s Next for Matrix over the Next Techade
In our latest episode of Matrix Moments, we uncover what's next for Matrix Partners India in the next Techade, with the closing of our fourth fund.

May 23, 2023 • 31min
165: Matrix Moments: Indian ConsumerTech - Coming back to life
"The best product wins, right, and the best product means the founder who has the closest insight to the consumer, who spent time on the backend researching it, truly passionate about it I think can really create large opportunities." shares our VP, Chandrasekhar Venugopal, on our latest episode of Matrix Moments titled " Indian ConsumerTech - Coming back to Life." Joining him are our Founder and MD, Avnish Bajaj, our MD, Rajinder Balaraman, and our Principal, Siddharth Agarwal.
What's next for ConsumerTech? Will ConsumerTech witness an evolution? What would this mean for entrepreneurial innovation? Tune in to know this and much more

May 10, 2023 • 37min
164: Matrix Moments: To IPO or to not IPO?!
To go IPO or not to go IPO is a dilemma that companies face as they consider raising capital and providing liquidity. Despite the potential benefits, some choose to remain private to avoid the challenges and limitations of being publicly traded. The objective of this podcast is to spark a discussion to share our perspectives. We have framed both the positives and some of the issues to think through before a company decides to go public.

May 4, 2023 • 25min
164: Demystifying GenAI: A Founder's Primer with Vijay Rayapati
In our latest episode of Founder Moments, listen in from Vijay Rayapati, Co-founder and CEO at Atomicwork, on why every founder should be thinking of GenAI, how AI can be leveraged within organisations and his predictions for the future.

25 snips
Feb 22, 2023 • 30min
163: Infinity Entrepreneurs
Watch our Founder and MD, Avnish Bajaj, in conversation with our MD, Rajinder Balaraman, on what it takes to be an infinity entrepreneur.

Feb 5, 2023 • 6min
162: The top 4 B2B verticals founders should invest in
"A lot of raw materials today are untouched across all the value chains and functionality that we spoke about. Choose out a new raw material, choose out a new value chain, or choose out financing to learn the market structure a lot better," said Asish Mohapatra, Co-founder and CEO, OfBusiness, as one of the four B2B verticals founders should invest in. Watch him in conversation with Sudipto Sannigrahi, Principal, Matrix Partners India.