Original publish date: September 23, 2020Inside this episode:Peter Nerby and Michael Rohr of the Banking team discuss how global systemically important banks entered the coronavirus crisis with healthier balance sheets, capital and liquidity than before the last global downturn (begins at 8:14). Ceres Lisboa explains how Latin American banks risk a sharp deterioration in asset quality as payment deferrals and government aid lapse (begins at 2:05).​Related content:Banks – Latin America: Coronavirus resets economies at lower base driving asset risks in 2020 and beyond - Banks face uneven effects of pandemic as contagion continues. Deferrals and government aid help but asset risks are rising. Reserve buffers are only adequate to absorb a mild loss scenario. Banks – Global: Biggest banks are better set to withstand COVID-19 stress than banks as a whole - The 30 global systemically important banks (G-SIBs) are better prepared to withstand the adverse effects of the COVID-19 pandemic than the universe of Moody’s-rated banks as a whole. BAC, CS, JPM, MS and UBS: Stable wealth-management arms of largest Swiss and US banks are a credit positive offset to COVID-19 disruption - We compare the wealth management divisions of the five largest global investment banks (BAC, CS, JPM, MS and UBS) rated by us and assess their prospects for the future. Moody’s Banking Series - ​​The Series digital program is free and offers exclusive interviews, thematic panel discussions and regional deep dives.​

Original publish date: September 9, 2020Inside this episode:James Eck explains why threats to profitability turned the outlook on global reinsurers negative. (begins at 1:20)Laura Bazer tells us how the coronavirus shock jolted global life insurers into a new, more digital future. (begins at 7:04)Related content:Reinsurance – Global Outlook turns negative as profitability weakens, despite higher pricing - Our negative outlook on the reinsurance sector reflects uncertainty around coronavirus-related losses, as well as persistent low interest rates and lower reserve releases.Life Insurance – Global: Life insurers go virtual, tech sorts winners from losers post coronavirus - Technology will be a key differentiator of life insurers in the future.Moody’s Banking Series - ​​The Series digital program is free and offers exclusive interviews, thematic panel discussions and regional deep dives.​_   

Original publish date: August 26, 2020Inside this episode:Antonello Aquino from the Insurance team explains why European insurers are giving back premiums now and might have to cover more claims later because of the pandemic. (begins at 1:59)Banking team analyst Alka Anbarasu details the government support India’s public-sector banks will need to maintain capital strength as credit costs rise in COVID-19’s wake. (begins at 9:09)​​​​​​​​​Related content:Coronavirus fallout will leave banks with capital shortages again- As the coronavirus outbreak hurts India's economy growth, sharp increases in credit costs will erode banks' profit. Consequently, banks will face large capital shortfalls again.Insurers face increasing social and legal risks arising from coronavirus- European non-life insurers are under political, social and legal pressure to surrender one-off profits generated during the coronavirus crisis or pay additional coronavirus-related claims.Moody’s Banking Series - The Series digital program is free and offers exclusive interviews, thematic panel discussions and regional deep dives.​

Original publish date: August 12, 2020Inside this episode:Alessandro Roccati from the banking team explains how coronavirus-driven demand for contactless digital financial services, along with remote work, are raising the cyber threat to banks. (begins at 8:21)Steve Tu of the asset management team looks at how the latest US government intervention in money markets could signal an eventual phaseout of institutional prime funds. (begins at 1:45)Related content:Money Market Funds – US: Most recent intervention could mark a turning point for institutional prime funds - Large sponsors are now exiting the product rather than risking having to support their institutional prime funds.Cyber risk rises as coronavirus drives increased digital banking and remote work - Social distancing has increased digital banking and remote work by bank employees, leading to increased cyber risk. Most banks have developed cyber risk awareness and mitigation measures.Moody’s Banking Series - ​​The Series digital program is free and offers exclusive interviews, thematic panel discussions and regional deep dives.​