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Bitcoin Policy Institute

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Jun 9, 2025 • 41min

Bitcoin as Collateral: A New Era in Home Financing with Yaël Ossowski

In this conversation, Renee Sorchik and Yaël Ossowski discuss the concept of Bitcoin-based mortgages, exploring how Bitcoin can be integrated into the traditional mortgage system. They delve into the potential market for such mortgages, the regulatory landscape, and the role of institutions like Fannie Mae and Freddie Mac. The conversation concludes with thoughts on the broader economic impact of Bitcoin mortgages and the potential for future innovations in the financial sector.Chapters00:00 Introduction to Bitcoin-Based Mortgages01:18 The Intersection of Bitcoin and Lending04:06 Understanding the Market Potential07:04 How Bitcoin Mortgages Would Function09:09 Regulatory Landscape and Challenges13:27 The Role of Fannie Mae and Freddie Mac16:09 Potential Impact of Regulatory Changes18:40 The Future of Bitcoin in Banking21:21 Political Implications and Future Administrations24:16 The Need for Legislative Support29:21 The Broader Economic Impact of Bitcoin Mortgages32:03 Final Thoughts and Future OpportunitiesRegister for the Bitcoin Policy Summit using code "SORCHIK21" using this link: https://lu.ma/btcpolicysummit?coupon=SORCHIK21
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May 15, 2025 • 1h 7min

Bitcoin Policy Hour Ep. 6: The Riyadh Accord, Bitcoin Treasury Arbitrage & Tech Feudalism

In Episode 6 The Bitcoin Policy Hour, our team unpacks the emerging “Riyadh Accord,” a sweeping geopolitical realignment where the United States, Saudi Arabia, and other Gulf nations are bundling AI, Bitcoin, and techno-industrial leverage into a new framework of global influence.As Blackwell chips begin to replace F-35s as diplomatic bargaining tools, and sovereign wealth funds quietly accumulate Bitcoin, Riyadh is fast becoming the epicenter of digital energy, intelligence infrastructure, and monetary power. The conversation explores how U.S. foreign policy is shifting from military entanglements toward high-tech trade agreements and capital co-investments — with AI and Bitcoin at the core.PLUS, we explore the recent slew of BTC treasury companies amping up activity and how they fit into the picture of jurisdictional and memetic arbitrage.Chapters:00:00 - Introduction01:45 - What Is the “Riyadh Accord”?07:30 - Blackwell Chips Replace F-35s in Middle East Bargains13:30 - AGI Infrastructure: Will the AI Run Happen in Riyadh?17:00 - A New Multipolar World Centered on Energy and Compute21:00 - Samourai Wallet, Legal Overreach, and Bitcoin’s Core Ethos26:30 - Policy Hypocrisy: Bitcoin Freedom vs. Surveillance State31:00 - AI Feudalism and the Fight for Decentralized Money36:00 - The Open Source AI vs. Corporate Subscription Future41:00 - Bearer Assets: Bitcoin, GPUs, and Energy as Sovereign Tools46:00 - Global Reflexivity and Bitcoin Treasury Companies51:00 - Metaplanet, Nakamoto, and the Meme Wrapped in Arbitrage56:00 - Bitcoin’s Geopolitical Moment: What Comes Next?01:01:00 - Closing Thoughts: Bitcoin Banks, Policy Risks, and Meme Economics⭐ Join top policymakers, technologists, and Bitcoin industry leaders at the 2025 Bitcoin Policy Summit, June 25–26 in Washington, DC🎟️ Get 21% off with code "BTCPOLICYHOUR" → https://www.btcpolicysummit.org/
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May 13, 2025 • 60min

Bitcoin Policy Hour Ep. 5: Bitcoinizing the Dollar, The GENIUS Act & Samourai Wallet

Matthew Pines, Zack Shapiro and Zack Cohen tackle three pivotal issues shaping Bitcoin’s trajectory in episode 5 of the Bitcoin Policy Hour. They explore the rapid expansion of stablecoins into the energy and commodity sectors, the legal showdown over Samourai Wallet and its implications for Bitcoin software developers, and the GENIUS Act’s bid to redefine stablecoin regulation and US dollar hegemony. As these dynamics unfold, Bitcoin’s role in the evolving financial landscape faces critical tests. Tune in for a compelling analysis of how these developments could reshape decentralized finance and regulatory frameworks.
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May 1, 2025 • 1h 2min

Bitcoin Policy Hour Ep. 4: The Bitcoin Space Race, Why The U.S. Risks Falling Behind Its Rivals

In this urgent and wide-ranging conversation, Matthew Pines, Zack Shapiro, and Zack Cohen explain why the Strategic Bitcoin Reserve (SBR) must be the top legislative priority — not market structure bills or stablecoin regulations. As China and the Middle East move faster on sovereign Bitcoin adoption, the U.S. risks losing its monetary edge in a geopolitical arms race. Drawing on national security strategy, economic tail-risk analysis, and the realpolitik of crypto lobbying, the hosts argue that falling behind could be catastrophic for open networks and freedom technology globally.Chapters:00:00 – Intro: Game Theory - Faster Than You Think01:30 – What is the Strategic Bitcoin Reserve? 05:15 – The Real Goal of the 2025 Bitcoin Policy Summit 09:50 – Why Market Structure and Stablecoin Bills Are Winning 14:20 – Hidden Risks of Rushing Non-Bitcoin Crypto Legislation 20:30 – Why Bitcoin Lacks Lobbying Power — and Why It Matters 25:45 – The Case for Bitcoin as a U.S. Strategic Asset 30:40 – Bitcoin vs. Gold: The Sovereign Play for Asymmetric Leverage 36:00 – If China Buys First, It’s Already Too Late 39:30 – Can the U.S. Still Win the Bitcoin Space Race? 43:00 – What Comes Next for Bitcoin Policy on Capitol Hill
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Apr 30, 2025 • 1h 5min

Bitcoin Adoption Survey Results with Sarah Kreps and Ella Hough

This conversation explores global research on Bitcoin adoption, with a focus on survey and interview methodologies, insights from qualitative data, and the factors driving or hindering adoption across different countries. It emphasizes the human stories behind Bitcoin use and the need for stronger education and thoughtful policy. The discussion also examines findings from a comprehensive survey on Bitcoin and stablecoin usage, analyzing trust, cultural influences, and risk perception worldwide. By unpacking the methodology and highlighting varying levels of awareness and acceptance, the conversation offers key takeaways for policymakers shaping the future of financial systems.Chapters00:00 Introduction to Bitcoin Adoption Research05:02 Project Background and Development09:53 Methodology of Interviews and Surveys19:55 Insights from Qualitative Interviews29:54 Challenges and Catalysts in Bitcoin Adoption35:28 Exploring Trustworthiness in Bitcoin and Stablecoins40:35 Understanding Survey Methodology and Data Collection47:31 Cultural Influences on Bitcoin Perception51:31 Risk Perception of Bitcoin vs. Local Currencies56:06 Future of Cryptocurrency and Policy Implications
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Apr 24, 2025 • 1h 2min

Bitcoin Policy Hour Ep. 3: Post-AGI Economics in the Age of Bitcoin

Policy experts Matthew Pines, Zack Shapiro, and Zack Cohen explore the radical implications of artificial general intelligence (AGI) and how Bitcoin might serve as a stabilizing counterforce in a world dominated by AI. Drawing from the viral “AI 2027” scenario, we examine the risks of alignment failure, economic disruption, and geopolitical escalation—and argue why Bitcoin’s monetary properties could make it the most important freedom-preserving infrastructure of the post-AI era.
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Apr 21, 2025 • 1h

Bitcoin Policy Hour Ep. 2: Bitcoin vs. Gold, The U.S. Strategic Pivot Explained

Episode #2 of the Bitcoin Policy Hour hosted by the Bitcoin Policy Institute. Geopolitics and policy experts Matthew Pines, Zack Shapiro and Zack Cohen discuss America's Bitcoin and gold strategies in the context of a new monetary order and U.S.-China competition. They game out for what reasons, and with what likelihood, the U.S. may pivot from hoarding gold, to accumulating Bitcoin, and what this could mean for global capital flows and international relations.Join us at the Bitcoin Policy Summit, use code BTCPOLICYHOUR for 21% off: ⁠https://lu.ma/btcpolicysummit
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Apr 17, 2025 • 1h 8min

BitBonds: An Idea Whose Time Has Come with Andrew Hohns and Matthew Pines

In this conversation, Renee Sorchik, Andrew Hohns, and Matt Pines explore the concept of BitBonds—Bitcoin-backed treasury bonds designed to tackle the U.S. national debt—while highlighting the legislative challenges, bipartisan potential, and broader economic benefits of such an initiative. They also discuss the role of Bitcoin as a savings tool, the urgency of proactive policy, and BPI’s efforts to promote citizen engagement and innovative financing solutions for long-term economic growth.Join us at the Bitcoin Policy Summit: https://lu.ma/btcpolicysummitRead the BitBonds Whitepaper: https://www.btcpolicy.org/articles/bitcoin-enhanced-treasury-bonds-an-idea-whose-time-has-comeWatch Andrew's remarks at Bitcoin for America: https://youtu.be/g_kKwaIK_yA
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Apr 15, 2025 • 57min

Bitcoin Policy Hour Ep. 1: Wargaming the Mar-a-Lago Accord: Tariffs, Bitcoin and Stablecoins

Episode #1 of "The Bitcoin Policy Hour", a new show by Bitcoin Magazine and the Bitcoin Policy Institute where we cover all things geopolitics, public policy and Bitcoin.Geopolitics and policy experts Matthew Pines, Zack Shapiro and Zack Cohen discuss the Trump admin's tariff gambit in the context of US-China relations and the Triffin Dilemma, making the case that Bitcoin, despite its nascent appearance on the global stage, may be the unlikely focal point for global trade negotiations and domestic political strategy alike.Join us at the Bitcoin Policy Summit, use code BTCPOLICYHOUR for 21% off: https://lu.ma/btcpolicysummit
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Apr 7, 2025 • 49min

Then They Fight You with Avik Roy

In this conversation, Avik Roy discusses his insights on Bitcoin policy, the implications of fiscal collapse, and the distribution of wealth within the Bitcoin ecosystem. He emphasizes the importance of government attitudes towards Bitcoin and explores various scenarios that could unfold in the event of a fiscal crisis. The conversation also touches on the concentration of Bitcoin wealth and its potential impact on economic inequality. Read Avik's chapter from the Satoshi Papers: https://www.btcpolicy.org/articles/then-they-fight-youPurchase your copy of the Satoshi Papers: https://store.bitcoinmagazine.com/pages/the-satoshi-papers?srsltid=AfmBOora_GjLM56TNMH8kyU__cwYB0mv912maT-HKQHonAh6JL8iBsfE

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