Real Money, Real Experts

"The greatest gift we can give our clients is providing that space where they can find the presence of the feeling that they are not alone.” Today’s guest, Dr. Erika Rasure, is a financial therapist and deep transformational coach; the Chair of the Research Board for the Financial Therapy Clinical Institute; and a Client Financial Therapist for Beyond Finance.In this episode, we discuss the biases that exist within the industry; how money stories and very human decisions are too often surrounded by embarrassment or shame; and the importance of helping people move through financial trauma. Show Notes:3:07 Erika's journey into personal finance5:17 Being a deep transformational coach7:19 Political science to therapy8:50 Working with Beyond Finance12:00 A story that has resonated with Erika15:32 Meeting people where they are17:26 How counselors utilize therapy without becoming a therapist21:21 Erika's final 2 centsShow Note Links:Connect with Erika on LinkedInToday’s episode is sponsored by Beyond Finance, whose mission is to help individuals and families struggling with debt find a pathway to financial freedom.Beyond Finance is currently hiring Accredited Financial Counselors to provide clients with one-on-one virtual financial counseling sessions in areas of budgeting, credit building, and creating a values-driven action plan. Positions are remote and offer flexible schedules. To learn more, visit careercenter.afcpe.org.Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Our guest today, Michael Kothakota is the head of research at the CFP Board. In this episode, we learn about Michael’s path into financial services, and how the AFC curriculum - on the way to becoming a planner - helped broaden his perspective and enabled him to better support clients. We discuss how critical it is for financial professionals to be able to effectively connect solutions to human needs, and the importance of relational skills and building trust with our clients. We also get a glimpse into the early stages of CFP Board’s client impact study and are reminded how important it is not to build a profession on anecdotes. Show Notes:1:56 Mike's journey into financial planning and research5:56 Building an integrated continuum of personal finance9:12 CFB board's addition of financial psychology13:16 Into his role as research director17:45 Metrics around financial behavior19:43 The importance of research in the finance industry23:17 Advice for students or career changers into financial planning26:18 Mike's final 2 centsShow Note Links:CFP Board Research and ResourcesWealth Bridge WealthConnect on LinkedinJFCP Research Journal & AFCPE Research resourcesWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

"Don't let fear and hesitation hold you back." This week's guest is two-time Olympian and financial coach, Keturah Orji (“K.O.”). Keturah is a decorated Track and Field athlete, who is balancing the pursuit of her athletic dreams with studying for the AFC and building a financial coaching practice. Keturah is as authentic as she is driven. We talk about why she became a financial coach, what led her to the AFC, and how she finds balance. She shares advice for other AFC candidates and entrepreneurs. And we get to learn about her big 3 philosophy, the starting point she gives all of her clients, no matter where they are in their financial journey. If you have big goals, or are balancing multiple priorities (aren't we all?), then this episode is for you.Show Notes:2:00 What led Keturah to pursue financial planning3:52 Balancing athletic and career aspirations7:59 Balancing training, work, and life8:55 Training for the 2024 Olympics11:01 How traveling has helped influence her teachings11:58 "KO's Big Three"13:17 Some of Keturah's challenges15:39 Applying her athletic lessons to finance17:10 Tips for those also trying to reach goals19:52 Keturah's final two centsShow Note Links:Connect with Keturah onLinkedInTwitterInstagram FacebookKeturah's BlogWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week on "Real Money, Real Experts", Rachael and Mary sit down with psychologist and behavioral finance expert, Daniel Crosby. This conversation was a fun one, covering everything from epic failures to Chat GPT to the power of authenticity - which starts with doing the hard internal work on ourselves.Daniel reminds us that technology is our friend, shares some great book and podcast recommendations, and offers words of wisdom from his father that we can all benefit from remembering.Show Notes:1:25 Daniel's journey into this field3:45 How the transition into this space worked7:54 One failure Daniel has experienced 10:11 One success Daniel has experienced11:35 His journey as an author15:33 Advice for building engagement with clients17:39 How technology may affect or drive financial services in the future21:32 Top books Daniel recommends23:03 Daniel's final 2 cents24:27 How listeners can connect with himShow Note Links:Connect with Daniel on Linkedin or TwitterDaniel's books:The Behavioral InvestorThe Laws of WealthOrion Advisor TechnologyBrad Klontz, Ted Klontz, & Charles Chaffin - The Pyschology of Financial Planning for PractitionersRichard Shotton - The Choice FactoryStandard Deviations podcastJen Clinehens - Choice Hacking PodcastWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Today’s guest believes that personal finance is a topic to sing and dance about! Julie Beckham, AFC® has taken her passion and turned it into a career, marrying her love for the arts with financial education. Her musical, Ms. Money and the Coins, has been shared with more than 80,000 elementary-age students in Massachusetts and is now available nationwide as an online learning platform - in both English and Spanish. In addition to all things K-12 financial education, we also discuss the amazing opportunity that banks have to help bridge financial education from youth to adulthood; and the value of having more AFC professionals working in banks and community-based organizations.Show Notes:1:57 How she paired her love for finance and arts into a successful career4:27 More about her upcoming musical5:50 How others who are interested in putting this on can access it6:39 Advice for other aspiring podcast creators8:28 Julie's current financial education efforts in the banking space10:55 How more banks can invest in an AFC education for their employees14:21 More into how Julie values the AFC15:47 Advice towards others trying to bridge gaps in financial education and literacy18:55 Julie's final 2 cents Show Note Links:Connect with Rockland Trust on:InstagramTwitterLinkedInFacebookConnect with Julie on LinkedInMs. Money's ClassroomNo Shame in this Money Game's Mini Money Minutes Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Our guest this week is Kia McCallister-Young, AFC, Director of America Saves. With a background in marketing and communications, Kia knows how to create a compelling message that moves people to action. And it’s a skill she uses often in her work at America Saves.Today Kia shares some of these tips and strategies, and gets us up-to-speed on all the America Saves campaigns (including this month’s Military Saves Week, America Saves at Work, America Saves for Young Workers, and launching this month - Veterans Saves!) America Saves provides relatable, down-to-earth personal finance strategies that are easy to implement and make sense for your life - and Kia is as relatable as they come. It’s an open, authentic episode you don’t want to miss.Show Notes:1:34 What is America Saves?2:47 How campaigns help leverage personal values4:58 How Kia made it to her position today6:43 What is Military Saves?8:37 How to become more involved11:15 Into the Workplace Savers program13:33 How the AFC® has helped Kia's work16:19 Growing your social media presence18:08 Kia's final 2 centsShow Note Links:America SavesMilitary SavesAmerica Saves at WorkAmerica Saves for Young WorkersWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Heather Jarvis is an attorney and a nationally recognized expert specializing in student loan law. As a first-generation college student, Heather got her start in the nonprofit space and was an early advocate for policy change. In this episode, we take a deep dive into all thing student loans - from forgiveness to bankruptcy to changes in trends, regulations, and legislation. A must-listen for anyone who is helping individuals and families navigate student loans.Show Notes:1:26 How Heather got into this industry 3:24 Intro to student loan forgiveness and student debt cancellation6:19 Different types of forgiveness 8:35 Transfer their public loans to a private loan 10:04 Student loans and bankruptcy packages 11:32 Advice & resources for those who want to learn more in this area 14:38 Inside Heather's business model 18:07 What is going to change in the student loan space in the next few years?  22:07 Inside the complicated marketplace24:01 Heather's outlook on what will move forward in a divided congress28:56 Heather's final 2 centsShow Note LinksStudent Aid CSLA InstituteAsk Heather JarvisEmail HeatherWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

“If you want to belong, there is a place for you.” Our guest this week is Dr. Cherie Stueve, an AFC, a military spouse, and a self-described consummate learner. Cherie shares her journey from farm life to spouse life, the money lessons she learned along the way, and why she is such a strong advocate for the AFC designation.We learn about her journey to the FINRA Foundation Military Spouse Fellowship, and how it served as not only the foundation for her career but how it led to life-long friendships and community.Show Notes:3:26 Cherie's early lessons in money7:53 How she discovered the military spouse fellowship for the AFC12:21 Being a continual learner14:09 Advice for AFCs or those considering19:06 Advice for newcomers to the personal finance space25:46 Cherie's final 2 centsShow Note Links:How to Find Work You Love and Make a DifferenceConnect with Cherie on LinkedinWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week we sit down with Chris Browning, the creator and host of the award-winning, short-form podcast Popcorn Finance. Chris is an OG in the personal finance podcast space with more than 350+ episodes that cover popular finance topics in about the time it takes to make a bag of popcorn.In this episode, we dive into his start as a podcaster (spoiler, it literally started from the front seat of his car!) his business model, and how he keeps his content new and fresh. Chris is down-to-earth, humble, and full of wisdom for those wanting to get into the podcast space. Show Notes:2:30 How he got into the world of finance and podcasting4:08 Podcasting as his full-time role6:42 How Chris found his niche8:56 The slow journey of podcasting11:40 Into his business model14:35 Mentors and help along the way16:23 How Chris continues to generate content18:14 Being an "Influencer"20:11 Balancing his strengths and personality traits for business22:50 Chris's final 2 centsShow Note Links:@PopcornFinancePodcast on InstagramConnect on LinkedInFollow on TikTok and Twitterhttps://popcornfinance.com/Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Andy Hill, AFC® candidate, is the award-winning family finance coach behind Marriage, Kids, and Money - a platform dedicated to helping young families build wealth and happiness. Andy believes that money is a tool that helps you move toward the life you want to have, and is on a personal mission to help more people get there. In this episode, we learn more about Andy's business model, the importance of balance, and what it means to be an influencer. We also touch on destigmatizing talking about money, and the creative ways Andy brings his own kids into the conversation. Show Notes:1:27 How Andy got started3:21 Andy's family business4:39 Tips for other entrepreneurs6:06 How he has set up his business model7:59 Who helped Andy along the way10:44 Teaching his kids about money15:14 What is Coast Fire?21:23 Andy's final 2 centsShow Note Links:Part-Time Work by 40 Coast Fire, Millionaire Family in their 30'sMake My Kid a Millionaire Course (To come in March)  Marriage Kids & Money Podcast:IG: @marriagekidsandmoney Connect with Andy on LinkedIn Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.