

American Monetary Association
Jason Hartman
The American Monetary Association is a non-profit venture funded by The Jason Hartman Foundation that is dedicated to educating people about the practical effects of monetary policy and government actions on inflation, deflation and freedom. Our goal is to help people prosper in the midst of uncertain economic times.
The American Monetary Association believes that a new and innovative understanding of wealth, value, business and investment is necessary to thrive in the new reality of big government, big deficits and monetary destruction.
Host, Jason Hartman, interviews top-tier guests, bestselling authors and financial experts including; Robert Kiyosaki (Rich Dad), Harry Dent (The Great Depression Ahead), Peter Schiff (Crash Proof), William Cohan (House of Cards), Ellen Brown (Web of Debt), Thomas Woods (Meltdown), Gerald Celente (Trends Journal), G. Edward Griffin (The Creature from Jekyll Island), Chris Mayer (Capital & Crisis), Chris Martenson (The Crash Course), Robert Prechter (Elliott Wave), Pat Buchanan (Presidential Candidate), Eric Tyson (Investing for Dummies), Addison Wiggin & Bill Bonner (Agora – The Daily Reckoning), Catherine Austin Fitts (Solari), Thomas Sowell (The Hoover Institution), Marc Chandler (Making Sense of the Dollar), Gillian Tett (Fool’s Gold & The Financial Times), Howard Ruff (Prosper In The Coming Bad Years), Larry Parks (Gold Wars & FAME), James West (Crime of the Century), Les Leopold (The Looting of America), Robert Wiedemer (Aftershock), Bill Whittle (Rich Man Poor Man), Les Leopold (The Looting of America), Robert R. Prechter (Elliot Wave Theory), Lowell Ponte (The Great Withdrawal), Jack Gerard (American Petroleum Institute), Jeffrey Hirsch (Stock Trader's Almanac), Jim Bruce (Money For Nothing: Inside the Federal Reserve), Kevin Armstrong (Bulls, Birdies, Bogies, and Bears), Laurence Kotlikoff (The Clash of Generations), Shaun Rein (The End of Cheap China),
A trademark feature of Hartman Media podcasts are our 'Tenth Episodes' where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like Hannah Holmes (What Is Your Personality Type), Dr. Gary Chapman (The Five Love Languages), Christine Hassler (Manage Your Expectations), Sam Carpenter (Work the System), Chuck Gallagher (Second Chances), John J. Murphy (Zentrepreneur), and Robert Greene (Mastery).
Topics explored at depth by the American Monetary Association include Bitcoin, digital currencies, investing, corporate tax inversions, crowdfunding, inflation, the Federal Reserve, student loan debt, monetary policy, economic challenges facing generation Y, solar energy, 3D printing, medical technology, US dollar, currency exchange, plunging bond rates, personal and commercial bankruptcy, the cost of a college education, digital banking, the American dream, capital gains taxes, asset protection, gold and silver, commodities markets, precious metals, investing tips, structural and personal unemployment, bank regulations, regulatory reform, emerging markets, shadow banking, social media, derivatives, mobile commerce, government regulation, housing market, identity theft, cyber currencies, mortgage lenders, investment properties, VA loans, gold standard, Fannie Mae, Freddie Mac, online auctions, landlord tenant conflicts, tax lien investing, tax law, retirement, contract law, stagflation, home loans, real estate scams, renters, reverse mortgages, foreclosures, euro, European Union, ECB, European Central Bank, the US housing market, micro lending, online security, cyber security, online banking, digital banking, outsourcing, online shopping, Amazon, Apple, Facebook, Twitter, JP Morgan, short sales, austerity, forex, monetary systems, budget surplus, budget deficits, tax cuts, solar energy, consumer debt, consumer price index, property investing, high frequency trading, interest rates, college tuition, cashless societies, credit card debt, credit monitoring, credit ratings, currency trading, refinancing, federal stimulus, financial independence, financial planning, financial literacy, economic growth, economic development, Wall Street, IPO, IRS, Internal Revenue Service, IMF, International Monetary Fund, mobile banking, Elliot Wave Theory, free trade, underwater homeowners, foreign investing, oil prices, entrepreneurship, Equifax, federal budget, Keynes, Keynesian, fiat currency, financial scams, global economy, gold standard, income tax, and foreign investment.
The American Monetary Association believes that a new and innovative understanding of wealth, value, business and investment is necessary to thrive in the new reality of big government, big deficits and monetary destruction.
Host, Jason Hartman, interviews top-tier guests, bestselling authors and financial experts including; Robert Kiyosaki (Rich Dad), Harry Dent (The Great Depression Ahead), Peter Schiff (Crash Proof), William Cohan (House of Cards), Ellen Brown (Web of Debt), Thomas Woods (Meltdown), Gerald Celente (Trends Journal), G. Edward Griffin (The Creature from Jekyll Island), Chris Mayer (Capital & Crisis), Chris Martenson (The Crash Course), Robert Prechter (Elliott Wave), Pat Buchanan (Presidential Candidate), Eric Tyson (Investing for Dummies), Addison Wiggin & Bill Bonner (Agora – The Daily Reckoning), Catherine Austin Fitts (Solari), Thomas Sowell (The Hoover Institution), Marc Chandler (Making Sense of the Dollar), Gillian Tett (Fool’s Gold & The Financial Times), Howard Ruff (Prosper In The Coming Bad Years), Larry Parks (Gold Wars & FAME), James West (Crime of the Century), Les Leopold (The Looting of America), Robert Wiedemer (Aftershock), Bill Whittle (Rich Man Poor Man), Les Leopold (The Looting of America), Robert R. Prechter (Elliot Wave Theory), Lowell Ponte (The Great Withdrawal), Jack Gerard (American Petroleum Institute), Jeffrey Hirsch (Stock Trader's Almanac), Jim Bruce (Money For Nothing: Inside the Federal Reserve), Kevin Armstrong (Bulls, Birdies, Bogies, and Bears), Laurence Kotlikoff (The Clash of Generations), Shaun Rein (The End of Cheap China),
A trademark feature of Hartman Media podcasts are our 'Tenth Episodes' where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like Hannah Holmes (What Is Your Personality Type), Dr. Gary Chapman (The Five Love Languages), Christine Hassler (Manage Your Expectations), Sam Carpenter (Work the System), Chuck Gallagher (Second Chances), John J. Murphy (Zentrepreneur), and Robert Greene (Mastery).
Topics explored at depth by the American Monetary Association include Bitcoin, digital currencies, investing, corporate tax inversions, crowdfunding, inflation, the Federal Reserve, student loan debt, monetary policy, economic challenges facing generation Y, solar energy, 3D printing, medical technology, US dollar, currency exchange, plunging bond rates, personal and commercial bankruptcy, the cost of a college education, digital banking, the American dream, capital gains taxes, asset protection, gold and silver, commodities markets, precious metals, investing tips, structural and personal unemployment, bank regulations, regulatory reform, emerging markets, shadow banking, social media, derivatives, mobile commerce, government regulation, housing market, identity theft, cyber currencies, mortgage lenders, investment properties, VA loans, gold standard, Fannie Mae, Freddie Mac, online auctions, landlord tenant conflicts, tax lien investing, tax law, retirement, contract law, stagflation, home loans, real estate scams, renters, reverse mortgages, foreclosures, euro, European Union, ECB, European Central Bank, the US housing market, micro lending, online security, cyber security, online banking, digital banking, outsourcing, online shopping, Amazon, Apple, Facebook, Twitter, JP Morgan, short sales, austerity, forex, monetary systems, budget surplus, budget deficits, tax cuts, solar energy, consumer debt, consumer price index, property investing, high frequency trading, interest rates, college tuition, cashless societies, credit card debt, credit monitoring, credit ratings, currency trading, refinancing, federal stimulus, financial independence, financial planning, financial literacy, economic growth, economic development, Wall Street, IPO, IRS, Internal Revenue Service, IMF, International Monetary Fund, mobile banking, Elliot Wave Theory, free trade, underwater homeowners, foreign investing, oil prices, entrepreneurship, Equifax, federal budget, Keynes, Keynesian, fiat currency, financial scams, global economy, gold standard, income tax, and foreign investment.
Episodes
Mentioned books

Sep 12, 2015 • 21min
AMA 122 - The 2016 Republican Presidential Race with Candidate Mark Everson
Mark Everson is currently a Republican presidential candidate for the 2016 election, as well as the former Red Cross CEO and former Commissioner of the IRS, about the current race and how stands out in a field as large as this.
Key Takeaways:
[4:24] I would suggest to you that we've lost this traditional approach to our nation
[9:55] Some of the Republicans would knee jerk, just defend Wall Street. I'm not doing that
[14:49] People tell me stories, people have the insurance but they're not using it!

Sep 3, 2015 • 33min
AMA 121 - Enjoy the Decline of America with Aaron Clarey
Aaron Clarey is the author of 5 books, his most current being Enjoy the Decline of America. He also an economist, running the blog Captain Capitalism. He talks with Jason about the USD status as the world's reserve currency, the current environment of political correctness, how the old economic building block of society is failing us and more.
Key Takeaways:
[6:25] - "pursuing such socialist and parasitic policies are not good at all for any country and should never be repeated again"
[10:15] - "we no longer value a child or the family as the basic building block of the economy"
[15:05] - if you want to nail it down to one thing, it's unfunded liabilities
[22:30] - they don't know that by voting Obama in twice that they have fundamentally shifted the tenor of the United States.
Mentioned in this episode:
CaptainCapitalism.blogspot.com

Jun 18, 2015 • 18min
AMA 120 - A View in the Future: Changes in the Investment Industry with Nathan Jaye
Nathan Jaye is the founder of Ziprz and contributor to the CFA Institute Magazine. In an article, Nathan interviewed Tom Brown, the global head of investment management at KPMG on some of the interesting financial changes we might see in the next decade and a half. Jason invites Nathan on the show to talk about the article he wrote and to discuss why millennials are not a fan of Wall Street.
Key Takeaways:
[2:40] Nathan talks about the past financial crisis in 2008.
[4:00] Why do millennials not relate to Wall Street?
[7:05] Wall Street's business model wants to 'sit down and talk about it' and many millennials who are used to making purchases on the internet do not like that.
[9:05] Nathan and Jason talk about robo advisers.
[11:15] Technology will affect the way we traditionally bank.
[15:45] We're slowly starting to see changes in technology-incorporated clothing.
Mentioned In This Episode:
http://ziprz.com/
http://blogs.cfainstitute.org/investor/2015/04/28/a-view-to-the-future-changes-in-the-investment-industry/

May 11, 2015 • 45min
AMA 119 - The Truth about Real Estate Hard Money Lending with Salvatore Buscemi
Salvatore Buscemi is the author of Making the Yield: Real Estate Hard Money Lending Uncovered as well as the Managing Director for Dandrew Partners New York. He talks to Jason Hartman on the subject of finding experienced fund managers, the problems with crowd funding, dealing with inexperienced investors, and much more on today's show.
Key Takeaways:
[1:45] Salvatore talks about his book, Making The Yield: Real Estate Hard Money Lending Uncovered.
[2:50] You can't take $2,000 from someone and really invest or place that capital meaningfully.
[9:00] People are going to real estate fund managers who have no experienced and are losing their money.
[19:45] Real estate crowd funding deals are tricky, because now the developer is dealing with less experienced investors.
[27:20] You can't make accurate predictions in an era where government and central banks intervene.
[35:50] People want more control over their investments and rather invest in someone who they have a good relationship with.
[39:30] Ask the hard questions first before you invest.

Apr 14, 2015 • 15min
AMA 118 - Your Business More Efficient with the Use of Smartphone Technology with Kirill Storch
Jason Hartman invites Kirill Storch of Electric Web to talk about some of the interesting developments that's happening in the mobile sector. Kirill tells Jason about how companies are putting smartphones on assembly lines to scan their products more efficiently, companies utilizing innovative tactics to make their internal processes go faster, and more.
Key Takeaways:
1:50 – Most people only think about how smartphones can help businesses from a sales point of view.
3:20 – The scan feature on the smartphone can now check in with assembly line managers to make sure everything is running smoothly.
7:10 – Wearable technology will probably change the way we do business.
10:00 – 10% of all US firms have invested in mobile technology and it's estimated by 2016, 30% of companies will catch on.
12:40 – The solution to a company's problems might be right there in their pocket
Mentioned In This Episode:
ElectricWebMarketing.com

Apr 6, 2015 • 39min
AMA 117 - What's Happening with the World's Debt with John Rubino
John Rubina is a second time guest and sits down with Jason to talk about the economy and the huge money bubble that's happening right now. John is the author of Money Bubble: What to Do When It Pops and he talks a little bit about his book on the show. John and Jason sit down to talk about Switzerland's economy, what's happening with China, and much more on today's AMA show.
Key Takeaways:
2:00 – Germany is currently paying negative interest rates on bonds. How is that possible?
5:15 – So many people want to open banks in Switzerland that the Swiss are telling customers that they have to pay them instead of vice verse.
10:05 – Governments are keeping negative interest rates in order to stop a financial collapse.
19:30 – If you add up all the debt in the US right now, it comes out to about $2 million per family.
25:45 – The US can use their military power to get what they want, but at the end of the day there's no reason why China and India need US dollars to trade.
32:15 – Since the 2008 crash, the world has taken on 57 trillions in new debt.
36:10 – Jason and John talk about the benefits of owning property.
Mentioned In This Episode:
I Like Local
Car2Go
http://www.businessinsider.com/housing-recovery-about-renters-2015-3
DollarCollapse.com
The Oil Card by Jim Norman

Mar 30, 2015 • 27min
AMA 116 - Mobile and Digital Banking in the United States with Jay Sidhu
Jay Sidhu is the CEO of Customers Bank and his bank has just come out with a new digital banking service called Mobile Bank that can be done right from your smartphone. Jason Hartman is interested in learning more about Mobile Bank and talks to Jay about how America's banking system is riddled with inefficiencies, Bitcoin, and more on today's show.
Key Takeaways:
1:40 – Customers Bank is a business bank and Bank Mobile is a consumer bank.
5:20 – What's the difference between Bank Mobile and Allied Bank? Jay explains.
8:45 – Jay shares his thoughts on Bitcoin.
15:40 – Jay believes the FDIC definitely has the money to pay in case a crisis happens.
22:10 – Uber is great because there's finally some competition in the taxi monopoly and the same thing needs to happen in banking.
24:00 – How does Mobile Bank make money if they have no fees? Jay explains.
Mentioned In This Episode:
BankMobile.com

Mar 24, 2015 • 31min
AMA 115 - Learn About The New Advances in Regenerative Technology with Patrick Cox
Jason Hartman invites Patrick Cox on to the AMA show to talk about the Apple watch, stem cell technology, and why the FDA is holding back on amazing advances in the scientific and medical community. Patrick Cox specializes in the field of transformational technology and has worked closely with scientists all over the world. You can visit Patrick at PatrickCoxDNA.com to see him experimenting on himself and creating brand new muscle tissue.
Key Takeaways:
4:10 – There's a lot of scientific advances going on, but the media has always been bad at reporting science.
9:40 – Right now there are drugs that can cure common life-threatening diseases, but the government takes a long time to approve them.
15:10 – The FDA banned a natural product that reduced inflammation and one of Patrick's friends had a stroke because he couldn't take the plant anymore.
22:30 – If the FDA is the problem, what are other countries doing in the regenerative field?
26:00 – Patrick gives his opinion about the Apple watch.
28:00 – Big technology companies are supporting medical companies, which can help with a lot of roadblocks the medical/science community is currently experiencing
Mentioned In This Episode:
http://www.patrickcoxdna.com/
https://www.mauldineconomics.com/

Mar 16, 2015 • 29min
AMA 114 - The Universal Life Insurance Scam with Richard Proteau
Richard Proteau is the author of Unraveling The Universal Life Scam (The Shorter Truth) and talks to Jason today on the show about universal life insurance and why it's almost always a bad investment (unless you're extremely wealthy). Richard talks about some of the differences between US life insurance and Canadian life insurance, does a break down on premiums, and more on today's AMA episode.
Key Takeaways:
2:30 – Richard explains the various types of life insurance you can have.
6:10 – There's always a state versus federal regulations war going on in the US.
10:30 – Richard explains what 108 is and talks about universal life premiums.
18:00 – Insurance companies are influenced in creating the best contract possible, but what's on paper may not actually be what's reality.
22:40 – MERs, management expense ratios, are not shown on the contract and can fool the consumer into thinking they have a better deal than they really do.
26:45 – Richard says buy insurance for the right reason. Jason and Richard both agree that insurance is not a good investment.
Mentioned In This Episode:
Unraveling The Universal Life Scam (The Shorter Truth) by Richard Proteau
http://www.consumerights.ca/

Mar 10, 2015 • 32min
AMA 113 - How Peer To Peer Is Freeing The World with Jeffrey Tucker
Jason invites Jeffrey Tucker on to the AMA show to talk about the peer to peer economy as well as Bitcoin. Jeffrey is the CLO and founder of Liberty.me and he is also the Director of Digital Development for the Foundation for Economic Education. On the show, Jeffrey talks about his book Bit by Bit, the up and coming peer to peer world, and much more.
Key Takeaways:
2:20 – Jeffrey explains what peer to peer means.
5:20 – Jason talks about how the Cuban people make extra money by serving food to tourists in their own homes.
12:40 – There are a lot of costs associated with regulation and that hurts the economy further.
15:45 – Plane tickets are roughly the same price from 25 years ago.
25:00 – Bitcoin is relatively private as long as your public address isn't attached to it.
30:20 – Top-down planning is slowly beginning to erode.
Mentioned In This Episode:
Fee.org
http://tucker.liberty.me/
Bit by Bit by Jeffrey Tucker
Kitchensurfing
Eatwith
Blue Apron
Munchery
TaskRabbit
Fiver
Uber
Lyft