The Property Podcast

It’s time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Karmjit… …ask Rob & Rob… Questions on the snagging process; pets; and flooring. ASK YOUR OWN QUESTION TO ROB & ROB! Don’t be shy! All you need to do is leave a message with your name and whatever’s on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we’ll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don’t hang around – there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more.See omnystudio.com/listener for privacy information.

This week we’re very lucky to be joined by mortgage broker Dave Cookson to talk us through all the changes going on in the mortgage market at the moment. And there are a lot of them! We talk about: What the impact of the recent base rate rise has been so far, and what’s likely to happen in the future How lenders are applying the recent "portfolio landlord" requirements How the increased regulation around affordability has affected the market What’s happening with Limited Company mortgages right now The products that have caught Dave’s eye recently What he thinks will happen in the year ahead It’s been one heck of a year for the mortgage market, so now is the perfect time to take stock. This is a must-listen as you start planning your strategy for next year! RESOURCE OF THE WEEK Surely it can’t be…yes, it’s another interactive map! This tool from the BBC tells you how much of your local area is built on. We were shocked to learn that across the UK as a whole, only 6% of land is built on and more than half is farmland. Well worth a look! NEWS THIS WEEK The Mortgage Works has entered the Limited Company buy-to-let market – which is likely to have a huge effect on the market, and lead to other lenders getting involved too. We talk about this in more detail on the show with our guest, Dave Cookson. We also couldn’t help pointing out that we predicted this nearly a year ago in our 2017 predictions episode! JOIN THE CONVERSATION What’s your experience of getting a limited company mortgage been like? Have you been affected by the new affordability rules? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt from Birmingham and Matt from London… ...ask Rob & Rob... What types of finance can I get as a first-time developer? PLUS: What's the tax implication of repayment mortgages? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more.See omnystudio.com/listener for privacy information.

This week we take a deep dive into the research you should be doing when buying in a new development. Particularly when you're looking at off-plan opportunities, the promises of developers can look great – but there are dangers too, and plenty of unwary investors have ended up with a problem property...or no property at all! To make sure you're protected, Rob B runs us through the checks he makes at RMP Property when assessing a deal. There's a lot to it, so have your notepad at the ready... Resource of the week Would it surprise you to hear that in 58% of the country, house prices are lower now than they were in 2007 by the time you've taken inflation into account? Well, it's true – and with this interactive map from the BBC you can see exactly where prices are higher in real terms than they were a decade ago, and where they're lower. Thank you to Paul for sending this our way! News this week The Bank of England base rate has risen...all the way back up to the dizzy heights of the previous historic low it was at until 18 months ago. This BBC story covers how it will affect different groups. Join the conversation Have you had any bad experiences when buying in a new development? Is there anything you'd add to our checklist? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt & another listener… ...ask Rob & Rob... How do I know there's tenant demand in my target area? PLUS: How should I invest £50k? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more.See omnystudio.com/listener for privacy information.

Doesn’t time fly? It’s been 10 years since the credit crunch got underway – and looking back at the decade since, there are some valuable lessons to take into the next cycle. We talk about: The timing of market drops What happened with the availability of credit How to take advantage of the next upswing… …And how to position yourself to profit from the crash And most importantly, what you can expect to be on TV over the next 10 years! RESOURCE OF THE WEEK If you’re a fan of power naps, check out Pzizz. It’s a free app that uses "binaural beats" to get you to drop off straight away, then wake up feeling refreshed. Try it at home next time you need a mid-day boost…or try it in the office if you’re not that attached to your job. NEWS THIS WEEK It’s another government crackdown! This time, the government is looking into the house buying process – as the BBC reports. Credit to them for noticing – but they’ve announced so many different reviews recently, don’t hold your breath for something to be done about it… FREE COURSE ALERT! We don’t do "hoarding" here at The Property Hub. Even though we run a letting agency, we’ve put together a course telling you how you can let and manage a property yourself. It’s completely free, and you can watch it at thepropertyhub.net/courses. JOIN THE CONVERSATION What lessons have you taken from the last crash? What do you know now that you wish you’d known back then? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Sam Jones & Stephen from Edinburgh… ...ask Rob & Rob... How do you pick the best off-plan plot? PLUS: What do you think about "life tenancies"? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more.See omnystudio.com/listener for privacy information.

Do you know your GDV from your LTV, your Section 21 from your Section 8 and your ROI from your SVR? If not, never fear: this week we’re busting some property investing jargon! There are all kinds of acronyms and specialist pieces of terminology that get thrown around in property investing circles – and if you’re new to it, it can be intimidating to ask what on earth everyone is talking about. This week (a mere 240 episodes too late) we’re bringing you up to speed. (And if you consider yourself an expert, we bet there are still one or two you won’t be sure about!) Along the way we reference the following episodes and resources: Episode 20: Yields explained Episode 203: Don’t be afraid of bridging finance Free course: Should you use a limited company to invest in property? (free account required) Episode 213: Everything you need to know about leaseholds RESOURCE OF THE WEEK It’s another interactive map! The BBC has put together a handy resource showing where in the country you can afford to rent or buy. Potentially useful, but at the very least an excellent bit of procrastination. NEWS THIS WEEK Barely a week seems to go by at the moment without the government announcing that they’re going to crack down on something – and this week the Guardian reports that ministers have service charges in their sights. They want to put a stop to “rip-off” fees, and they’re holding a consultation. If you want to put your views forward, the call for evidence is here. WORK WITH US! We’re going to be advertising for a lot of new roles in the coming months – and to start with, we’ve got a couple of exciting openings at Yellow Lettings up for grabs. If you’re looking for your first role in property with the opportunity to progress, this could be perfect. Find out more at http://thepropertyhub.net/jobs. JOIN THE CONVERSATION Are there any abbreviations or specialist terms that got you saying “WTF” because we missed it out? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Anthony & Jez from London… ...ask Rob & Rob... How do I overcome my lack of credit history? PLUS: Should I extend or refinance? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more.See omnystudio.com/listener for privacy information.

Pack your umbrella, this week we're taking you on a tour of "The North". You won't find either "The North" or the "Northern Powerhouse" on a map, because it's actually a collection of different regions – all with their own investment case, and things to look out for. We introduce you to and compare: Liverpool Manchester Sheffield Leeds and West Yorkshire The North East And importantly, if you've had your head turned by somewhere far from home, we wrap it all up with some tips for staying safe while making that investment happen. Resource of the week RMP Property has put together a free guide to the Northern Powerhouse from an investor's perspective, going into more detail on all the areas we talked about this week. You can grab your copy here. News this week "Are longer mortgages the answer to high property prices?", asks the BBC. "No, they're a cause of high property prices", we reply – and it has interesting implications from an investor's point of view. Join the conversation Do you invest anywhere in the North, or got an area you're researching? Any tips for making a remote investment work? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.See omnystudio.com/listener for privacy information.