The Property Podcast

It’s nearly Christmas! This is one of our favourite times of the year… not just because of the mince pies, but also because we get to reflect on all things property investment related. We’ve got a cracking Property Podcast for you this week as we’re looking at all the best resources you can use to help you, not just on your buy to let property investment journey, but also with your life and business in general. It’s a good one!   Listen as The Robs navigate through some of their top picks this week. We’ve listed them below, but tune in to find out why the following will be incredibly useful for you: Podcasts Ask Mr Wonderful Masters of Scale Without Fail Business Wars That Peter Crouch Podcast The Pitch Wolverine Teachers Pet Dirty John Books The Ascent of Money Scott Adams - How to fail at almost everything and still win big James Schramko - Work Less, Make More John Carreyrou - Bad Blood Thinking in Bets Apps/Tech Zero - Created by Kevin Rose Instagram/YouTube Life Cake Waze Property Log   So there you have it - our best resources of 2018! Hit that play button now! Hub Extra: If you’re not signed up to Hub Extra, we highly recommend you do so right now! It’s the most valuable email you’ll receive all week, and it’ll hit your inbox every Friday for FREE! Get yourself over to The Property Hub website to sign up. And if you’d love to know what Rob & Rob do outside of the Property Podcast, you can join them on their Discovery Webinar in January by clicking here. Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum.    We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts.See omnystudio.com/listener for privacy information.

We’re getting into the Christmas spirit here at The Property Hub, and who better to have on this week’s Ask Rob & Rob than Santa himself? Let’s hope The Robs made the ‘nice’ list this year and gave Santa the answer he needed. Santa asked probably one of the most frequent property questions we get at this time of year - what gift can you get a property investor this Christmas? Obviously it’s out of the question to help a property investor out by purchasing a buy to let investment property (as amazing as that would be!), but there are a fair few gift ideas which Rob & Rob suggest for either aspiring or experienced investors this year. Find out what they’d recommend by hitting the play button now. And whilst we’ve got you, we’d like to wish all our listeners a very Merry Christmas. The year may nearly be over, but we’ll be back with more Ask Rob & Rob in 2019. If you have a buy to let or property investment related question for Rob & Rob, you could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. Our Property Podcast will be continuing throughout Christmas so make sure you hit the ‘subscribe’ button so you don’t miss an episode during the festive break. And if you can’t wait for the next episode of Ask Rob & Rob, head on over to The Property Hub Forum and get involved with our online community. If you have a burning property question, there’s a friendly bunch waiting and willing to welcome you with open arms. So head on over and introduce yourself today!See omnystudio.com/listener for privacy information.

Welcome to episode 300 of The Property Podcast - what a huge milestone! Today we’re giving you aspiring and experienced buy to let property investors the 5 most important property lessons we’ve learnt over the years… and that you should have learnt too. As always, we’re kicking off today’s Property Podcast with the news. This week’s story comes from Letting Agent Today where they reveal where to find the highest buy to let rental yields. So, if you’re looking for the hottest locations to invest, hit the link and listen to today’s Property Podcast to find out. As the title suggests, today’s topic is the 5 most important property lessons Rob & Rob have learnt: Going too early - particularly with predictions. Switching strategy. Never selling a property… sort of. Standards are low EVERYWHERE in property. The podcast win is a win.    And to deliver you some extra value this week, here are the 5 most important property investment lessons we hope we’ve given you: The importance of goals - take a trip back to TPP 015 The 18 year property cycle - a topic so good, we covered it twice - here and here. North/South divide - click here and here. Trust us, location matters! Expert advice - top tips here. If you’re looking to set up your power team, this is a must listen. Education is free - but you need to take action too. What should you do, and what should you avoid? Click here and here to explore. You’ll need to tune in to hear The Robs talk through these lessons and to find out just how important they are, no matter where you are in your property investment journey. Hit that play button now! Hub Extra: If you’re not yet signed up, what are you waiting for? This is the most valuable email to hit your inbox every single Friday. Head on over to The Property Hub website to register. Trust us, you won’t regret it. Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum.    We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts.See omnystudio.com/listener for privacy information.

We’re back again with two great questions on this week’s Ask Rob and Rob podcast. Andrew’s question is first up and he asks Rob & Rob whether he should re-finance or sell his two properties. Here’s the details: Two properties, one worth £300,000 and the other worth £200,000 Outstanding mortgage: £100,000 on each with £300,000 total equity available One rents for £1,000 pcm and the second for £750 pcm 15 year repayment mortgage on both Andrew explains how he just breaks even each month and that his properties aren’t achieving a good ROI. However he has made £100,000 in capital growth over the last 5 years, so it's not all bad! Should Andrew re-finance both to interest only mortgages and release about £100,000? Or should he sell one or both and have up to £300,000 to invest on more sensible investments with a higher ROI? Listen to find out what Rob and Rob think… The next question is from Scott, who wants to know whether he should be investing in Northern Powerhouse cities, or whether London is still a good place to invest. Rob & Rob discuss the best time to invest in London based on the 18 year property cycle. Press the play button to listen! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Would you like to save hundreds, if not thousands of pounds? If you’re a buy to let property investor and answered “yes”, then this Property Podcast is for you. But before we dish out some valuable property investment information and handy resources, we have our news story of the week - click here to read. It’s highlighting the tough economic conditions coming to an end in Aberdeen. This is an interesting article as it delves into one of the toughest and most volatile property markets in the UK. There’s a good reason for this volatility which Rob & Rob talk us through this week. This market is highly influenced by one main factor which affects the market massively. Listen to find out. The main Property Podcast this week could potentially save property investors a lot of cash - and who doesn’t want that, right? Many people switch off at this time of the year and begin the Christmas holiday countdown, but should you be using this time more wisely? This week’s podcast is about reviewing your buy to let investment properties and making sure you take the time (at least once a year) to review where you are, what you want to achieve and set some goals for the year ahead. The Robs will talk you through: Rent Growth (or negative growth) Mortgage reviews Insurance Problem properties Your power-team Major work Tax implications Keeping up to date … and much more Hub Extra: This week’s Hub Extra is a resource of our own - it’s a handy checklist of everything Rob & Rob have touched on in this podcast to help you do a comprehensive review of your buy to let investment property portfolio. Click here to download the checklist. We’re always sharing great resources each week in our Hub Extra emails which hit your inbox for free each Friday. If you’re not signed up yet, head on over to The Property Hub website to register. It’s the most valuable email you’ll receive all week.   Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum.    We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts.See omnystudio.com/listener for privacy information.

Welcome to another week of Ask Rob & Rob - this time with two new questions from Mark and Ben... The first question this week is from Mark. Several properties have caught his interest and Mark has attempted to review the legal pack himself. However some are more complicated than he thought! Would Rob and Rob recommend seeking professional legal advice prior to purchasing at auction? Do Rob & Rob know of any specialist firms to recommend to Mark to help with purchases and provide due diligence? Find out in this week’s episode. Next up we have Ben who’s asking the question on behalf of his Dad who runs a couple of student buy-to-let properties in Surrey. Ben wants to dispel the myths about the house of multiple occupancy (HMO) rules and asks Rob and Rob for the facts!   Hit the play button and enjoy this week’s Ask Rob & Rob.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

On this week’s Property Podcast, we’re helping you learn from Rob D’s very expensive mistake. The Robs have been in the property investment game a long time, so things can and will go wrong from time to time. Before we give you the details of this week’s Property Podcast, we have our property story of the week courtesy of the Guardian. They’re criticising the Help to Buy scheme, highlighting it as a government subsidy where the only winners are the property developers. As a developer himself. Rob B shares his thoughts on this, and whether he feels that money could be better spent elsewhere. Tune in to listen. The main topic of this week’s Property Podcast is Rob D’s £16,800 mistake. The aim of this episode isn’t to get everyone to feel sorry for Rob D, it’s purely so listeners can hear how important strategy is - something The Robs have touched on quite regularly. There are many property strategies in property but this week we’re concentrating on two: growth and cashflow - both of which The Robs explain in detail. Which is right for you if you want to give up your job and work with property full time? Should you be chasing yield or should you be chasing growth? Listen to this week’s podcast to hear a painful example of where Rob D got his property strategy wrong. When exactly did the failures in Rob D’s strategy happen? Was it a change in circumstances? Was it a failure to regularly review his investment strategy? Nobody is born a property investor, so it’s important to make sure you continue learning and regularly review your activity to stand the best chance of smashing your property investment goals. Even though this episode covers capital growth versus income chasing, it’s important to remember that cash flow is incredibly important no matter which property investment strategy you choose. There are many tips you can take away from this week’s Property Podcast so make sure you hit the play button to listen.   Hub Extra: This week’s Hub Extra is a cracking resource if you’re a big reader, particularly if you read online. It’s called Readwise - and if you frequently highlight key snippets to come back to later, this is definitely worth a look. You sync it to your account and each day it emails you a small selection of things you’ve highlighted in the past. We’re always finding great resources and share them each week in our Hub Extra emails which hit your inbox for free each Friday. If you’re not signed up yet, head on over to The Property Hub website to register.   Get involved: Have you ever made a property investment mistake? Do you think you’ll learn from Rob D’s expensive mishap? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our active property community on the Property Hub forum.    We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts.See omnystudio.com/listener for privacy information.

Welcome to another jam-packed Ask Rob & Rob - that time of the week where you fire your property investment questions at us and we fire our opinions straight back at you. The first question this week is from Sean. He’s been listening to The Property Podcast for over a year (thanks Sean!) and has been loving the content so far. Sean is 28 and in June 2015 he purchased a 2-bedroom apartment in one of the most prestigious buildings in Manchester city centre, complete with a balcony and parking. Fast forward a few years and Sean has purchased another property which he wants to live in.   He has a bit of a dilemma: he wants to keep his old Manchester city centre property as a buy to let but isn’t sure. Here’s the rundown: Value: £370,000 Outstanding mortgage: £280,000 35 year repayment mortgage quote approx. £1,000 pcm Service charge: £400 pcm Rental forecast: £1,400-£1,500 pcm   Sean believes that capital growth in Manchester has a fair distance to go and would like to keep hold of the apartment but isn’t convinced this is the right thing to do. Would an interest only mortgage bring the costs down? Should he rent it out and subsidise the losses from his own pocket? Is it worth him keeping the apartment for 10-20 years or should he cut his losses and sell up? Listen as The Robs crunch some numbers and give Sean some factual advice which may swing his decision.   Next up we have Jamie who’s in the process of purchasing a buy to let investment flat with an EPC rating of F. The energy efficiency changes came into force back in April and the current owner has clearly granted a tenancy knowing his property doesn’t comply. Jamie rightly wants to know if he’s likely to be held liable for this error when he purchases the investment property and the lease is changed into his name. Listen to find out what Rob & Rob would do in this situation - and why Rob D has had to dig down into the legislation to help Jamie out. Hit the play button and enjoy this week’s Ask Rob & Rob.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’re a very positive bunch here at The Property Hub, however we know that  not everything always goes to plan - particularly when investing in property. So on this week’s Property Podcast, Rob & Rob are giving us an insight into what’s gone wrong for them in the world of property investment and development this year. Before we delve into the podcast, check out the news story of the week - click here. There’s some quite shocking numbers here, one being that a whopping 35% of deals fall through within just three weeks of the seller receiving an offer. And if you thought that was bad, just listen to what happens within four weeks! But it’s not all negative news, as this could spin into an incredibly positive outcome for property investors. Tune in and listen to how Rob D would use this to his advantage! You can also find out more about Rob & Robs tactics for next year at our webinar on the 26th November. They’ll both be sharing details on where they’re both personally looking to invest in 2019. So if you’re looking to find out where the next property hotspots are, this is your chance. The webinar is FREE so click here to reserve your spot. As The Robs turn their attention to 2019, we thought we’d dedicate this week’s Property Podcast to reflecting on 2018 - and specifically on what has particularly gone wrong this year. Has the world of property development been plain sailing for Rob B? What have been the main challenges for the team whilst trying to get his development out of the ground at Crewe? Rob B talks us through how he’s navigated certain problems with his property development journey and what’s he’s learned from the process. And it’s not just Rob B who’s had issues at site, Rob D has had his fair share of problems and talks through his frustrations with the council, their slowness and needing to meet planning conditions - which ultimately put them behind schedule. Aside from the bureaucracy and endless paperwork which comes as part of being a property developer, The Robs share and discuss other property investment issues they’ve ran into this year: Non-paying tenants Damaged property Disappearing tenants Maintenance problems How do Rob & Rob manage to keep their cool (and stay positive) when faced with all these hurdles which are out of their control? If you’re unsure whether you’re cut out for the world of property investment and property development, tune into this week’s Property Podcast to find out. Hub Extra: We’re giving you a fantastic quote this week from the legend that  is Elvis Presley: “When things go wrong, don’t go with them.” Listen to see why Rob & Rob have fallen in love with this particular quote and also look out for it in this week’s Hub Extra email which will hit your inbox on Friday. If you’re not signed up yet, head on over to The Property Hub website to register for FREE! Get involved: You can reach us over on Facebook, Twitter or Instagram. Let us know what you think about this week’s property podcast or let us know about any future topics you’d like us to cover. You can also join our friendly property community on the Property Hub forum. It’s full of like minded people chatting all things property related. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts.See omnystudio.com/listener for privacy information.

Here we are with another Ask Rob & Rob - your weekly source of property investment information.   This week we have Greg, an avid Property Podcast and Ask Rob & Rob listener who is keen to start his own buy to let property investment journey. He’s made a great start by purchasing his first buy to let property in Manchester. He bought this at an auction house and the solicitors have already set the wheels in motion. Greg was told he needed a survey on advice from his mortgage broker to secure a mortgage. There were three levels of survey to choose from and Greg chose the most detailed report. Unfortunately this detailed survey revealed a number of high defects and has resulted in the surveyor down-valuing the investment property as a result - to the tune of £6,000! Greg is now questioning whether he did the right thing and is wondering if he should have gone for a lower survey which might not have found anything untoward for the purpose of his mortgage. Now, the issue here is that as Greg bought his buy to let investment property via an auction, he’s already committed to the price. A tricky situation to be in if you don’t have the additional funds to make up the shortfall. Rob & Rob have some sound advice for Greg, but more importantly, this advice could save another listener thousands of pounds by not making the same mistake. Tune in to hear some top tips from The Robs on buying investment property at auction.   The second question this week is from the many emails we’ve received asking how you can bag your dream job in property. We’re on a huge recruitment drive right now and most of you will have seen emails, social posts and Linkedin updates from Rob & Rob, and the rest of the team here at The Property Hub. We’ll let you in on a secret - take a listen to this podcast. We’ve had thousands of CV through over the past few months and many of them have been rejected. To put this into context, our marketing team have rejected over 500 CVs alone recently! What exactly are we looking for? And what exactly can you do to stand out and bag your dream job in the property industry? Listen to this week’s Ask Rob & Rob and head on over to our jobs page to find out more.      Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.  See omnystudio.com/listener for privacy information.