The Property Podcast

The property world suffers a lot of noise. Everyone (mostly) considers themselves to be an expert - you’ll hear a lot of“you can do this”or“you can’t do that”- but quite frankly, a fair bit of it is rubbish. So today on The Property Podcast, Rob & Rob are putting six mortgage myths to bed. And what better way to tackle this subject than to get mortgage expert Dave Cookson, from Charles Louis on the show with The Robs today. The three musketeers go on to clear up six mortgage myths that might either be steering you in the wrong direction or holding you back altogether. But we know for a fact that they’re not true. Tune into this week’s Property Podcast to find out what these six common mortgage myths are and what the guys have to say about them. In the news this week, mortgage products for expats are improving after being ignored for so long. TML (The Mortgage Lenders) are launching the first expat buy-to-let mortgage product range. Also in the news, Precise Mortgages are making slicing available across its entire buy-to-let range. Rob D pretty much hits the nail on the head with describing what slicing is, so give it a listen. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channelwhere we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week we’ve got one lucky listener Lisa, who’s having both of her property investment related questions answered. First of all, Lisa wants to know if she should manage her new buy to let property herself or whether she should be working with a lettings agent? She already has one property in the south that’s fully managed by a lettings agent, so she’s wanting to know if she should stick with that for her second investment property or just give it a go herself. Whilst Lisa’s second property is in Manchester and she lives locally, Rob B doesn’t feel that she should self-manage just because she lives nearby. It’s completely Lisa’s decision but Rob’s happy to chip in with his reasoning from a personal perspective. Secondly, Lisa is looking at buying another flat this year and has her eye on Manchester and Liverpool. However, she’s noticed a lot of properties on the market waiting to be rented out. So Lisa wants to know if The Robs have any advice on what she should prepare herself for, and what she can do to rent out her property quickly. Can Rob D provide some reassurance and a firm reason where there are so many properties on the market in two large (and very popular) city centres? Of course he can. Tune in to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re bringing you a blast from the past and going back to episode 31, way back in 2013! The Robs are discussing the topic of how to search for a buy-to-let investment property. Why are we going back? Because no matter how much Rob & Rob bang on about how important research is, people are still getting it very wrong. The guys will also be giving you a pretty solid framework to follow. Not everyone goes back and listens to The Property Podcast from the very beginning, so this is a great opportunity to listen to what The Robs have been saying since the very early days of The Property Podcast. Fundamentally, research will not only make you money, but will also save you a lot of money too. So tune in and join Rob & Rob on a trip down memory lane and see what research tips you can pick up and use to your advantage. It could just be the starting point you need. Rob & Rob are also covering their news story of the week. They’re discussing the slowdown of the property market in light of the current political situation. Whilst residential properties appear to be much harder to sell right now, it opens up a fantastic gap for investors. Have a listen to what Rob & Rob think. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week the dynamic duo are back together after Rob B left Rob D to fly solo last week. On this week’s Ask Rob & Rob, we’ve got two listeners who are asking The Robs their advice on how best to invest their lump sum of cash and what they think about mentors. First up we’ve got Tom. Tom has joined his family business and they have £200,000 sat in their current account and he’s wanting to know how best to invest the money. He wants to find out where he should invest, how much he should invest in each property and how many properties he should stretch his money across. Rob B confesses that Tom shouldn’t be looking at investments right now. A bizarre move considering that’s what the Property Hub is about, but he has a pretty good reason for it. Hit the play button to find out why Rob B is advising this. Next we’ve got Danny who is wanting to know what Rob & Rob think about mentoring. How much should it cost, what should it include and what are the key aspects to look out for? Rob D advises there are two types of mentoring to look out for. One being somebody who has followed a specific strategy and succeeded, the other is the kind of mentor that you want to just check things along the way. The Robs aren’t the biggest fans of mentors who charge extortionate prices, because why would you want to pay for something you can get for free right here at the Property Hub? But nevertheless, Rob D explains what to look out for when choosing a mentor. Take a listen and let us know what you think. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’ve got an action packed episode for you as we revisit some of our listeners success stories. Today we’re catching up with three Hubbers who started their investment journey just one year ago. First up we’ve got Sarah who started a flipping company in Sheffield and bought two buy-to-let properties. Sarah also teamed up with Simon, her project manager, in a joint venture (which we know a lot of you Hubbers are interested in) so this one will be worth a listen. Next we spoke to Iain who started off with a two-bed house and then went on to convert his HMO into two houses. Not content with stopping there, he’s also  building a third property onto the end. Iain is used to the developer side of things, but he’s now also dipping his toe into the world of leasehold, mixing up his strategy. But what will the outcome be? Will he stick to developing or will he eventually become a lot more hands off? Last but not least we’ve got Steve. When we last spoke to Steve he’d been investing for 5-6 years and had four buy-to-let properties. So what’s he been up to over the past 12 months? Steve is big on doing his research and has that much experience under his belt now, he could almost do it in his sleep! Tune in to hear about how Steve has successfully built his property portfolio. So there we go…   three Hubbers, all who are doing incredibly well with their investment journeys, and all with completely different strategies. If you have a success story, we’d love to speak to you! Have you landed a deal, finished a refurb or simply taken your first step onto the buy-to-let ladder? Let us know! We love hearing about how you’ve taken action. You can find us on the socials (facebook, twitter, instagram) @propertyhubuk or on the forum at propertyhub.net/forum In the news this week, the most recent Hometrack report headlines ‘northern city house prices storm on as south succumbs to Brexit slowdown’. We hate to say it, but we saw this one coming from a mile off. The report also shows that Liverpool house prices are up 5.5% annually, just one of the hotspot locations we mentioned at the beginning of the year. This week for our Hub Extra we haven’t got a tool for you, but more of an inspirational quote. ‘You can have anything you want… But not everything you want’. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channelwhere we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob D is flying solo on Ask Rob & Rob today whilst Rob B is enjoying his holiday. So this week we’ve got two very interesting questions - and one is on a topic we’ve never covered before. That almost never happens! First up is Marcus: He’s in full time employment and paying into a company pension scheme. He isn’t satisfied with how his pension pot is looking for when he retires so is looking at turning his hand to buy to let property. After doing some research, Marcus found out that he could get 40% tax relief on any extra money he puts into his pension. So is he better off investing in property or putting the extra money into his pension fund? Rob D completely agrees that pension tax relief schemes are fantastic and even better if your company matches your contribution. However, if you’re thinking of retiring early you won’t be able to access this cash, so you’ll need a back up plan. He’s no tax expert so you definitely should speak to the professionals, but have a listen to what else Rob D has to say about pensions. The second question comes from James - he’s found a flat that he likes the look of. It’s two years old and in a new development but it has a commonhold tenure. So, what is a commonhold tenure and what should James do? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Welcome to another episode of The Property Podcast and today Rob & Rob are discussing how to transform your life by changing your inputs. Succeeding in property is so much more than viewing properties and crunching the numbers - it takes a “can do” attitude and a positive mindset. So this week, The Robs are focusing on techniques, tactics and tweaks that you can use to block out the unhelpful, and focus on what you need to do to succeed.   Listen as The Robs cover: Social media: How can you tame it? How can you block out negativity and the dreaded topics you just don’t want to read about?   If you’re looking for the links Rob & Rob discuss on today’s podcast, look no further. You can block the Facebook newsfeed with this handy Chrome extension and use Nuzzel to extract just the links from Twitter.   Reading: What should you be reading, and how can you make the best use of your time? Also, how can you save the content you’ve found valuable? Listen as Rob D explains how he uses Readwise to highlight important snippets of information to come back to later - a very handy tool!   Phone usage: We’re all guilty of excessive phone usage, but it’s what you do with your phone that can make all the difference. Rob B confesses that he’s guilty of wasting time on his phone, but your phone can become a huge asset if used in the right way. He’s changed his home screen to only display the apps that are actually useful to his life, something he highly recommends. Listen as he shares his other tips on limiting life distractions so you can focus on the things that matter.   Listening: Podcasts and audiobooks are a great way to soak up information - but what about radio? Why does Rob D recommend you block out passive soundwaves? The content you consume can massively affect your mood, so you can either arrive to work fired up and ready to go, or sit at your desk ready for an 8-hour stint with the weight of the world on your shoulders. We know which one we’d choose!   People: The people around you really shape your life. Listen how Rob B tackles negativity from people and how he goes out of his way to find and spend time with positive ones. Not just in his life, but with the team at Property Hub too. There are no exceptions to the rule - so watch out world!   YouTube: A video platform that has very quickly taken over the world. It’s changed the way we consume content - you don’t have to stick to a TV guide, you have the whole world, in video form, at your fingertips. You can consume what you want, when you want it. BUT, you do need to control what you watch, and be careful not to get sucked down the rabbit hole that YouTube’s clever algorithms tend to send you down. And whilst you’re here… it’s about time we told you about our very own YouTube channel. That’s right… head on over to the Property Hub YouTube channel so get your video fix of exclusive content. The content you’ll find on the channel is entirely different to what you’ll hear on The Property Podcast, or anywhere else for that matter, so make sure you head on over and hit the subscribe button so you don’t miss out!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

And we’re back… welcome to another episode of Ask Rob & Rob. First up this week we have Matt from Birmingham. Matt has read an article about a couple managing to avoid paying the 3% stamp duty on a derelict building they’ve purchased. Naturally Matt is wondering if there is any evidence on landlords now being able to claim back the 3%. Rob D is familiar with this story and is aware of the court battle between this couple and HMRC, so listen as he delves into some of the facts. But before you start to swamp HMRC with claim-back requests, listen carefully at some of the pointers and areas of uncertainty. A very interesting one to keep an eye on. Our second question is from Aseeb who wants some tips on auction property. He’s seen a potential investment property where there’s a regulated tenancy in place, but the rent is half the expected amount on a property of this size and type in the area. Listen as Rob D talks us through what a regulated tenancy is and what makes it so unusual - and why a Section 21 notice wouldn’t be any help at all. Another very interesting question this week, so hit play and have a listen. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

On today’s Property Podcast, Rob D is looking at how you research a buy-to-let property investment in a brand new city.   Rob & Rob have talked extensively about the joys of investing in cities, but what should you do if you don’t know any of them that well and you don’t live close to them? That’s exactly what Rob D is covering today, and he’s using a real life guinea pig (and by that, we mean Dan), to explain how he approached being in this exact situation. If you’re an avid Property Podcast listener, you’ll know that The Robs covered their 2019 property investment hotspots earlier this year, and off-air were hit with questions from Dan whilst he was doing his research. Dan had been looking at a city that’s brand new to him, and today he shares his journey and the process he went through to understand what the city offered and whether it would help him meet his buy-to-let property investment goals. He’s got Nottingham and Manchester boxed off already, and is happy with the steady cash flow his investments bring in. But now he’s ready to switch strategy and is looking at properties for growth… and he’s decided that Sheffield is on his hit list! What research did Dan do? What type of properties did he look at? And what made him throw certain properties in the junk pile? Today you’ll get to know his first impression of Sheffield as a complete outsider, what he thought of the properties he saw and the tactics he used to get to know the area and the local community. You’ll also hear how he stayed sane, tried to avoid ‘property blur’ and built a great rapport with the agent on the 16 viewings he booked! To paint the full picture, you can see links to a few of the properties Dan was looking at in Sheffield below:   Property 1 - which has a sitting tenant Property 2 Or there’s this one which is slightly more high-end Then there’s this one in Manchester   Listen as Dan and Rob D have a chat about Dan’s Manchester vs. Sheffield dilemma, and see what you can take away from Dan’s experience of investigating a brand new city to invest in buy-to-let property. In the news this week, you’ll have noticed a huge story! No-fault evictions are to be banned in England. This is a big change and effectively an abolition of the Section 21 procedure.   It’s not an enormous shock but it has come a bit out of the blue in terms of timing. So what should you do? It’s just a proposal right now so there’s a lot of time to adjust and plan. If you fancy a deeper delve into what Rob D thinks of this, you can hear more on this week’s Ask Rob & Rob where they covered what the Section 21 ban would mean for landlords. And we’re back with another Hub Extra resource. This week we have Workona - a tool if you’re one of those people who have multiple browser tabs open! It’s an extension for Chrome and is completely free - it allows you to arrange your tabs into different workspaces, so you could have one for personal, one for location research and one for official work duties. If you dive into one group, it hides all the others - a seriously great piece of kit to help you stay organised. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Happy Tuesday! And welcome to another episode of Ask Rob & Rob. As always, The Robs are on-hand to answer any property investment related question you’re dying to know. It’s an important one today, as Sarah from London is asking about Section 21. She’s seen the headlines (as we’re sure most of you have), and has seen that no fault evictions are likely to be banned in England. Sarah wants to know exactly what a Section 21 ban means for landlords and what impact this is likely to have. As you can imagine, this is a pretty big deal. If you missed the BBC headlines, you can sort that right out and read all about the no-fault eviction ban proposal here. If you weren’t aware already, a section 21 is a no-fault eviction procedure. As a landlord you can ask a tenant to leave your property at the end of their fixed contract or when they’re in a periodic tenancy without any reason. And because you don’t have to prove fault, this has been the quickest and most efficient way of evicting someone. So what now? Landlords still have options - and Rob D covers them all in detail on today’s episode of Ask Rob & Rob. And even though Sarah didn’t ask for Rob D’s opinion, she’s going to get it - because we just couldn’t hold him back! Should landlords be panicking? And how much time do we have to prepare for this change? Sit back and hit play to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.