The Property Podcast

Happy New Year! What a way to start 2020... by listening to the first episode of the year from The Property Podcast. This is the perfect episode to start with if you’re just starting out on your property investment journey, or if you’ve only just come across Property Hub. Even for those of you who have been with us since the beginning, this is a fantastic refresher episode.  Over the past few years we’ve put out hundreds of podcasts, so going all the way back to episode one might seem a little daunting.  Now there’s no need to trawl through all the past episodes, because we’re going to give you everything you need right here.  Here are the topics that Rob & Rob will be sharing, including which they consider to be their most valuable podcast episodes - so you can skip straight through to the essentials:  Goals Fundamentals  18-year property cycle What type of investor are you? Strategy All you have to do to listen to these podcast episodes is head to propertyhub.net/podcaststart and everything will be linked for you. It’s that easy!  So now you don’t have any excuse not to get started!  And, if you are a new listener, thanks for joining us. You can expect to hear Rob & Rob in your ears every Tuesday (for Ask Rob & Rob) and on Thursdays for The Property Podcast.  Happy listening!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Merry Christmas! We hope you had a lovely day yesterday, and just because it’s the festive period, that doesn’t mean we’re stopping The Property Podcast! So as a nice little finisher to the year, Rob & Rob are taking a look back on 2019 and discussing what went right for them, and more importantly, what went wrong. But also, how they’re going to learn from it.  Here’s what you can expect The Robs to reflect on in this episode: News: To kick start this episode, Rob & Rob are discussing the big stories that have been in the news this year. You can expect to hear mentions of Brexit (even though we didn’t really get anywhere with it this year), the general election and the industry as a whole.  Industry/Market: The guys then go on to discuss the property industry and market over the past year and how we’re in that mid-cycle wobble territory. Also this year saw the tenant fee ban come into play which wasn’t as detrimental as everyone thought it was going to be.  Property Hub: 2019 was a huge year for Property Hub! We kick started the year with a complete rebrand (we can’t believe it’s only been 12 months!), we moved our head office to Manchester city centre and we launched our YouTube channel (even though Rob & Rob are still getting used to being in front of the camera).  One of the hardest things that The Robs have had to deal with this year was the development at Grand Junction which, if you’ve listened to this podcast episode, you’ll know has been going on a lot longer than just 2019 and has brought a lot more downs than ups. But it is finally now complete so there have been plenty of lessons for The Robs to take away from it.  But that wasn’t enough to put Rob D off, he went on to build another development in York which wasn’t quite as stressful as Grand Junction but did have it’s own host of issues that Rob D was able to learn from. You can listen to the podcast episode on Rob D’s York development here. Personal: To wrap up this episode, Rob & Rob reflect back on their personal lives with what they’ve been up to over the past 12 months outside of The Hub.  So that’s it, 2019 is boxed off! And what a year it’s been. We hope you’ve had an amazing year and if you’ve been with us on this journey over the past year, thank you and we look forward to kick starting 2020 with you.  Here’s to 2020 being bigger and better than ever!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are starting to round up the year by taking a look at how their 2019 property hotspot predictions have stacked up. Were they bang on? Or were they completely off the mark? If you didn’t listen to Rob & Robs predictions at the beginning of the year, then you can listen to that episode here.  So let’s dive right in…  Top 5 cities: At the beginning of the year Rob & Rob predicted that Leeds, Nottingham, Birmingham, Manchester and Liverpool would be the best performing cities in England.  Were they right? Well they got four out of five right which is pretty good going, with only Nottingham letting them down, but it only just missed out on the leaderboard coming in at sixth place. UK on average:  Rob B predicted that the whole UK market wouldn’t creep into negative territory, but it would sit somewhere between zero and 3%. Whilst Rob D said that there won't be anymore than 1% growth nationally.  Did they get this one spot on? Listen to find out.  London: At the beginning of the year Rob D’s thoughts were that London would continue to be the worst performing region, whilst Rob B agreed but also threw the South East into the mix as well, and said he could see them falling into negative equity.  You probably already know the answer to this one - did you agree with their predictions at the start of the year? Let us know! Brexit:  The dreaded ‘B’ word that everyone has been tip-toeing around this year. Back in January, Rob B thought that no politician would be bold enough to push through a no-deal Brexit and that we would be leaving the EU with some form of deal.  This one is technically still undecided so there’s time for it to go one way or the other, but what The Robs definitely didn’t predict is that we would be no further along than what we were at the beginning of the year.  Transaction Volumes: Following on from Rob B’s Brexit prediction, Rob D seemed to think that off the back of Brexit this year we would see lower transaction volumes than we did in 2018. Luckily for our industry, Rob D was wrong on this one! Although the annual data hasn’t yet been released, some months were higher than the previous year but some were incredibly lower. So on average it seems like transactions were probably lower than 2018, but we can’t be 100% sure.  Markets and Media And to finish of the 2019 predictions, Rob B called that this year would be pretty boring for all markets and he didn’t see the property market surging or crashing. But he did call that the media would be incredibly negative.  We think we can say Rob B pretty much hit the nail on the head with those two.  Looks like The Robs did pretty well on this years predictions. They got four right, one half right and one wrong. Not bad going.  Find out more by listening to today’s episode and let us know what you think on our social channels. And what will be Rob & Robs predictions for 2020? Well luckily you only have a couple of weeks to wait!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, it’s one of the most popular episodes that The Robs do throughout the year.  If you’ve listened to every every episode of The Property Podcast, you’ll know that at the end, Rob & Rob like to give you a tool or resource that you can go away with and put into practice. We are, of course, talking about Hub Extra. And this week we’re doing a round up of the best Hub Extra mentions that Rob & Rob have shared throughout the year.  So grab your pen and paper as the guys go through their favourite: Books Podcasts  YouTube channels TV episodes/series  Apps & tech  It’s a fantastic episode and you’ll definitely walk away with something valuable, even if Rob & Rob aren’t talking about property.  And even though we’ve given you a complete run-down already… here’s something else if you’re struggling to find that perfect Christmas gift for that property lover in your life.  You can now buy a gift voucher to our Property Hub Magazine! Just simply click this link, pay up front for the yearly subscription, and give the gift code to your nearest and dearest. It’s that easy and they’ll love you for it!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s the final Ask Rob & Rob of 2019! But before the guys disappear for the festive holidays, they’ve got one more question they’re answering.  And this week it’s from the big man himself. Our caller, Nick, is wanting to know when Rob & Rob are going to do their yearly roundup of Hub Extra, and he’d also like to see The Robs do some live events in 2020.  So what have The Robs got in store for us to round up the year and look forward to in 2020? Tune in to find out…   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week’s episode of The Property Podcast is a pretty important one. As you should know by now, next week is the general election, and it’s kind of a big deal.  The manifestos have been flying around all over the place with the parties promising this, that and the other. And to be honest, it can get quite confusing.  So what do each of the party policies mean for property investors? Well, that’s exactly what Rob & Rob are going to dive into and dissect in today’s episode. Sit back, relax and take notes as the guys look into each of the following policies: Conservative Labour Lib Dems Green Party  It will certainly be one of the more important podcast episodes we’ve done this year and it will definitely help if you’re more confused than ever on who to vote for.    This week for Hub Extra, Rob B has a book recommendation. ‘How to Be Like Walt: Capturing the Disney Magic Every Day of Your Life’. Not only does it tell the story of Walt Disney and his journey of how he created the Disney brand, but you’ll learn so much more!  There are sections that discuss religious views throughout the book, which some people took offence to, so you might want to skip over these bits. But Rob B connected to the story on both a personal and business level, and even got some inspiration from it - maybe it’ll lift your spirits too.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more of your burning questions. The first caller this week is Sam who is stuck in limbo. She’s in a bit of a situation that you might not often find yourself in, but that doesn’t mean you might not be in Sam’s position at some point in the future.  Sam is using a certain solicitor, however the lender that she’s using for her mortgage isn’t on the same panel. So, in order to get the rate that she wants with this lender, she’ll end up paying extra legal fees.  She’s not 100% sure on how this works and if there’s a way to factor this into your costs or not.  So what advice can Rob & Rob offer to Sam?  Our second question this week comes in from Marcus from London. Marcus has a buy-to-let property in his personal name which he is about to move over into a Limited Company.  He’s wanting to understand the tax implications around this.  Essentially, once he’s moved the first property into a Limited Company, when he buys a second property in his personal name, will he still be seen as owning the first property and therefore end up paying double the stamp duty costs?  It’s a very clever tactic, but is it clever enough to avoid the stamp duty costs?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’ve got an epic episode for you. This week on The Property Podcast, Rob & Rob are sharing just how they made £130 million worth of investments happen this year!  Before you get the wrong end of the stick, this isn’t an episode of them bragging about their achievements. Oh no. They’re actually going to tell you exactly how they’ve done it and where they did it, so you can do it too.  One question Rob & Rob get asked all the time is: “where are you investing?”  And rightly so. They’re experts in this field so naturally, you want to invest where they are.  We’re not just sharing where Rob & Rob have invested, but where Property Hub Invest clients are investing too. Sharing is caring.  At the beginning of the year Rob & Rob shared the top five locations across the country that they were going to be targeting throughout the year. These locations were: Manchester Liverpool Leeds Sheffield  Nottingham So how many have the guys been able to tick off this checklist?  Tune in to find out!   Our news story this week isn’t a happy one, unfortunately. It’s an article from the BBC, ‘Devastated hotel investors fly to UK seeking their money’, which has sadly seen a number of investors lose an awful lot of money in a hotel investment that has gone horribly wrong.  The hotel investment offered investors guaranteed returns, which haven’t been met and now angry investors have been flying over to the UK to find out where their money is. We’ve talked about this topic before, why we think you should stay away from hotel investments, and sadly, this is exactly the reason why. We actually even did a YouTube video on investing in hotel rooms, which you can watch here.   This week’s Hub Extra tool is a resource called Flux. If you spend a lot of time on your phone or your laptop, especially just before you go to bed, then this will be a tool you’ll want to use.  It’s been proven that technology screens give off a blue light that makes it difficult to sleep at night and disturbs you from getting a full solid night sleep. Flux is a programme that detects what time of day it is and automatically changes the brightness of your screen and changes the colours that are given off, so you can now get the ideal amount of undisturbed sleep.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are back again with two different questions that they’ve not covered previously. They’ll be talking about what to do in the event of there being a lack of comparables discussing if properties that have lost value are worth investing in now. Our first caller today is Paul from Burnley. At the beginning of the year Paul purchased his first buy-to-let property and now he’s hoping to soon complete on property number six!  That’s pretty good going for less than 12 month’s work!  Paul’s strategy is buy-refurbish-refinance with a difference - he focuses on  bungalows. So not your usual property choice, but clearly it’s working for him. However he’s now ran into a bit of an issue. Because it’s such a niche strategy, he’s having difficulties when it comes to searching for comparables in order to remortgage the properties.  Obviously Paul’s end game is to have made as much profit as possible on the properties, so he’s wondering what he can do to prepare that information when the valuations take place?  Luckily, Rob D is on hand to offer Paul some pointers on how he can go about this. The second question comes from Luke in Liverpool. He has a small portfolio himself and is continuously looking to add to it.  He’s been keeping his eye on the local market in and around Liverpool, in different areas and has noticed that some developments that were priced between £130,000 - £140,000 are now on the market for around £90,000.  So now he’s wondering if these kind of properties are a good investment opportunity or if they are just going to continuously lose value and he should stay well away?  Naturally, there was only one Rob that could offer advice on the Liverpool market, cue Rob B.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are doing something a little different. Rob B is interviewing Rob D on his own property development exploits.  One of our most popular podcast episodes this year was when we discussed our project in Crewe, which was a rather eventful and emotional journey to say the least. If you haven’t listened to that episode, you can do so here.  But amazingly, that wasn’t enough to put off Rob D. He’s just done a property development project just outside of York.  In the episode you can expect to find out: What exactly this development was What the results were  What went wrong What went right  And what lessons Rob D learnt from this project So sit down, grab a brew and tune in as Rob B picks Rob D’s brain about this new property development.    In the news this week, Savills have predicted that house prices are going to increase by £35,000 in five years for some parts of the country. No shock that it’s actually in line with what Rob & Rob have been saying throughout the year, and the highest regional growth will be in the North West, which will go up by 24%.  Maybe now you’ll take that leap into investing in one of the areas that The Robs picked as their 2019 property hotspots.    And if you haven't watched it already, last week we published our latest YouTube video, the essential guide to property tax which will walk you through the various taxes you have to pay and some ways that you can avoid them. So make sure you go give it a watch, hit that subscribe button and turn on notifications so you don’t miss our next one.    For Hub Extra this week we’ve got a podcast that Rob D just can’t stop listening to. It’s called The Missing Cryptoqueen from the BBC. Now before you jump the gun, Rob D isn’t interested in getting involved in crypto currency, or a massive scam, which is what the podcast is all about.  It’s only an 8-part series but it’s a really interesting one. To give you a brief overview, it’s about a woman who created a new crypto currency which was going to be bigger than Bitcoin. She secured billions of Euros from people all over and then just vanished, and nobody knows where she is. It’s very fascinating so definitely give it a listen!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.