

The Property Podcast
Rob Bence and Rob Dix from The Property Hub
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodes
Mentioned books

Apr 3, 2020 • 18min
Market update: 3 April 2020
Rob & Rob are back again today with another Friday market update for you. The stock market is still changing week on week. Yes, it has slowed down with how aggressive it’s changing, but compared to last week, it’s down again. One that caught Rob B’s eye especially was Taylor Wimpey. A month ago it was 2.13 and today it’s 1.06 - which is mind blowing! It’s hard to believe it’s now worth half of what it was a month ago. So the question is now, will it just go up from here and work it’s way back up to where it was? Or will it go down even further before it goes up again? Now whilst the stock market may be too volatile to invest in right now, the good news is that property seems like a very good option. Why? Well you’ll have to tune in to find that out as Rob & Rob start discussing the topic of trading property through a property fund. They’re also talking about what’s happening internally at Property Hub and giving you an insight into what we’ve been up to this week. Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Apr 2, 2020 • 29min
TPP368: Coronavirus: Property insiders share what's really happening
This week on The Property Podcast, Rob & Rob are talking to property experts and going behind the scenes to gain insight on how Coronavirus is impacting the property industry. They’ll be talking to a property sourcer, a lettings manager and an investment consultant, and diving into what’s happening in their worlds right now. And of course, they’re all experts from our own teams. Some people who might be new to The Property Podcast might not know that we have a number of businesses under the one roof including lettings, invest, tax and homes. So, this is your chance to hear from the best of the best, and hear first hand on how Coronavirus is affecting team Property Hub. In the news this week, we’ve actually got two positive news stories for you, can you believe it?! The first is about mortgage holidays for buy-to-let investors, specifically those who invest in limited companies. And it’s good news! You are eligible for the mortgage holiday scheme, just like those who have bought in their personal name. That’s actually always been the case, there was just a bit of misunderstanding around it. The second piece of good news is around the length of mortgage offers. Across the country there are a number of people who have exchanged on a property but it’s incredibly difficult for them to complete on them for logistical reasons and people are no longer allowed to move homes. The good news is that mortgage lenders are allowing 3 month extensions on mortgage agreements so you don’t have to worry about them expiring before you can complete. Our Hub Extra this week is one we’ve mentioned previously in our Hub Extra email, and it’s Disney+. We all know Rob B is a huge Disney fan so we’re struggling to figure out if he’s subscribed for himself or his family. But what we do know is that a number of the Property Hub team have also been enjoying the classic (and remakes of) Disney movies. So if you haven’t subscribed to it yet, why not try the 7 day free trial and maybe watch some of your favourite Disney movies as many times as you’d like? We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Mar 31, 2020 • 8min
ASK229: Should I look for a new mortgage offer now interest rates have fallen? PLUS: How can I help my tenants during this crisis?
It’s Tuesday which only means one thing, another episode of Ask Rob & Rob! As ‘Coronavirus’ is the word on everyone’s lips right now, there’ll be no surprise to learn that this has spurred many Ask Rob & Rob questions this week - we’ve literally been inundated! The main question we’ve been asked is around mortgages and the (very) low interest rates we have right now. Is now the time to be looking for a new mortgage offer now interest rates have been knocked down? The answer might not be what you were expecting - but there’s good reason for that. You’ll have to listen to find out. The second question is ‘how can you help your tenants during this pandemic?’ Businesses are laying off. The economy is suffering. And you still have bills to pay. So how can you help a tenant in need? Tune in to find out how you can do your bit. Sit back, relax and have a nice cuppa while Rob & Rob keep you updated on the most asked questions during this time of need. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Mar 27, 2020 • 31min
Market update: 27 March 2020
Rob & Rob are back again today with another Friday market update for you. Whilst this week has been a bit of a whirlwind with positives and negatives throughout the media, there were still some headlines The Robs thought needed clearing up. Apparently, the government has put the housing market on hold. But surprise, surprise… this isn’t the case. What they’re actually doing is offering advice on buying and selling a property in the current circumstances. It’s also been said that banks are putting a stop to mortgage lending. Again, not quite the full story. This isn’t down to the fact that the banks have no money or are expecting property prices to plummet like some may think. It’s actually due to the fact that they’re overwhelmed by the amount of people applying for mortgage holidays and they’ve had to move their call centres to working from home. Plus, they can’t have surveyors going out to value properties which obviously puts a delay on things. So, as well as proving the scaremongering headlines wrong, here’s what else you can expect to hear on today’s episode: How we’ve adapted our business in the face of what’s going on How we’ve still been working on deals Why now is a great time for property investors A look at current stock market And to end on a lighter note, whilst there’s a lot of negativity going around, there’s also a huge sense of community and togetherness which is a lot stronger than anything that could ever break us. Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Mar 26, 2020 • 20min
TPP367: A rational approach to the Coronavirus, and the future of the world
It’s another week of The Property Podcast and Rob & Rob are back looking deep into what the future could hold for the long term (not just in property) but for the economy post COVID-19. The whole planet is affected and everyone is talking about it. Coronavirus. But today The Robs want to step out of the day-to-day news cycle and look rationally into the situation. What could potentially happen over the next few months? Right now, the world is pretty much paused, but how will it play out for property in the short and long term? And does this change where we are in the 18-year property cycle? It’s so unusual to be in this situation, and we know a lot of people have questions, especially property investors. Full disclosure… This episode isn’t Rob & Rob’s attempt at giving predictions. But you can expect plenty of opinions on this unexpected situation. Tune in to find out more about how the coronavirus (COVID-19) is likely to affect the property market. And today, we have a news story that's relevant to our podcast… The Bank of England has cut interest rates again and orders £200 billion to be printed. As coronavirus crisis threatens all, printing new money and cutting interest rates helps the financial system to support activity There’s so much happening in the market right now due to Coronavirus - it’s been a huge economic shock. Boris Johnson has also promised to protect private renters from eviction by bringing forward legislation to protect them. And if you’re wondering where this week’s Hub Extra is… there isn’t one. Today we want to bring your attention to our Friday podcast that'll be going ahead for the next few weeks. The Robs will be covering all the market updates every week to keep property investors in the loop. Things are changing on almost a daily basis right now, so it’s never been more important to stay up to date on property and market news that could affect you. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Mar 24, 2020 • 6min
ASK228: How do mortgage holidays actually work? PLUS: Should I reduce my rent?
It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today. Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones. The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work. Rob & Rob have addressed the situation to give property investors a better understanding. Here’s what you can expect them to answer: Can I get multiple mortgage holidays? I have properties with several different lenders, will they all honour it?
I’ve got a property that's currently empty between tenants, can I get a mortgage holiday on it?
If I take a mortgage holiday do I have to defer the rent to my tenant? As the demand for letting property right now is likely to drop, should landlords be taking a reduction in rent? Well…tune in and you’ll find that one out! With all the negative news going on right now, the Rob’s are always here to answer your questions and keep you updated on the property market. So sit back, relax and have a nice cuppa while The Robs keep you updated on the most asked questions. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Mar 20, 2020 • 18min
Market update: 20 March 2020
Our world is changing - on almost an hourly basis right now. The Coronavirus (COVID-19) is affecting people all over the world, so now more than ever, we need to be on the ball with what’s changing, why it’s changing and what the changes mean for the future. So welcome to our new weekly market update! For the past few days, Rob & Rob have been having daily chats and thought they might be helpful for Hubbers to listen to. Not because they have all the answers, but because it might just help others process what’s going on right now. Today you can expect to hear about: The new measures brought in this week around mortgage holidays for buy-to-let landlords and eviction bans The latest government stimulus and what it means for the economy What effect the Coronavirus is likely to have on property prices A word of warning though…these episodes are unedited so who knows what’s in-store for future updates! You can also find out today why Rob B is fascinated by quantitative easing and why he thinks we could actually be in prep for a huge boom! Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forumSee omnystudio.com/listener for privacy information.

Mar 19, 2020 • 15min
TPP366: Budget review
This week on The Property Podcast, The Robs are diving into all things budget as we may have just had the biggest news this year for property investors! At the moment the headlines are sadly contaminated...but we wanted to make your day a little more positive.We bet most of you are feeling confused with the negative headlines taking centre stage right now, and that’s why Rob & Rob want to give you that little reassurance you need as an investor. For most, the budget will now be a distant memory in light of the global pandemic we’re having with Coronavirus, However, we thought it wise to cover the big news unveiled by Boris Johnson at his first budget. We were expecting big promises and the budget certainly delivered on that. Rob & Rob will be digging deep into the budget plans and making sure you know how the budget announcements could affect you as a property investor and how it affects the economy. You’ll also find out whether The Robs approve or disapprove of the budget and changes - we just can’t hold them back! Tune in to find out more as Rob & Rob get passionate and delve right in to make sure you haven’t missed any important information from the latest big reveal! And today, instead of a news story, we wanted to give you a treat. In times of uncertainty, we need more reassurance, right? Well, for the first time in the 7 years we’ve been podcasting, The Robs wanted to treat you to a triple bill! That’s right...you’ll be getting a third podcast every week for the next few weeks! There’s so much happening in the market at the moment, so much that the Robs want to make sure that you’re all kept in the loop. Were guessing your alarms are already set for our Tuesday and Thursday episodes. So now you can set one for Friday too. This week’s Hub Extra is an app recommended by Rob B. Insight Timer which is a free guided meditation app. It helps with anxiety, stress and even helps you fall to sleep! Rob really enjoys this and he couldn’t recommend it enough. A mental break is needed sometimes, so take advantage of this free app and let us know how you get on. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Mar 17, 2020 • 13min
ASK227: How will Coronavirus affect the property market? PLUS Major Podcast Update
This week on Ask Rob & Rob, The Robs are answering an important question we’ve been getting inundated with. How will Coronavirus affect the property market? The question came from Adam, but we’ve had the same question a hundred times over. There has been an immediate impact on some parts of the market due to Coronavirus - most have been negative, but there are still opportunities to be had. Rob & Rob will be discussing the change in the property market and covering: Transactions Letting your property Arrears Holiday lettings Can you still invest now? Don’t worry guys! Hopefully it’ll all blow over soon, but if not you still have Rob & Rob to help you, as from now on they will be treating you to a 3rd weekly podcast! Every Friday Rob & Rob will be updating you on the property market to keep you in the loop. They want to address exactly what's happening (or what could happen) nobody really knows how long this could go on for.. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Mar 12, 2020 • 26min
TPP365: Don't Get Emotional Over Property
It’s another week of The Property Podcast, and this week Rob & Rob are giving us the practical tips you need to become a better property investor. Have you been emotional during property investing? We’d place a bet on most of you feeling at least a little glimmer of emotion. It’s all absolutely normal - that’s what happens when you come across potential risks. Luckily, The Robs have the tips and tricks to help you with this in today’s podcast episode. Property investing isn’t always a glamorous ride. It can come with some poor decisions, risks and a lot of emotions! But Rob & Rob are here to manage your expectations and tell you some of the common risks that can rear their head throughout the property purchasing process. Which stages can have risks? Buying your property Setting up your property Owning Selling your property These are the main stages where risks can be driven by your emotions. By listening to this episode, you’ve got the perfect opportunity to find out where you can have a chat with yourself before sparking an emotional disaster! Tune in to find out how you can prevent your emotions getting the best of you now! We have a great news story to top this fantastic episode off…and of course it involves one of Rob's favorite places! In the news this week a huge new £2 billion project is underway in Liverpool called The Knowledge Quarter which will create a new district. But the impact it will have on the city will be amazing. This project has everyone behind it… including us. Another project is finally on the way in Liverpool too.. Liverpool waters, a multi-million pound scheme which will transform Liverpool’s waterfront. This is nothing but good news for the city and will be great for the future. And in other good news… Property Hub Live is now SOLD OUT! If you still hope to come, there’s a waiting list you can pop your name on, just in case any tickets become available… Don’t worry if you can’t attend, we’re planning another one for later in the year! This week’s Hub Extra is a book recommended by Rob B. The boy, the mole, the fox and the horse by Charlie Mackesy. A beautiful book aimed at children, but it could benefit anyone and everyone. This week’s Hub Extra fits in well with the podcast as it's about life lessons and emotions, an unusual recommendation from Rob & Rob, but they were so touched by it that it had to be shared. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.


