The Property Podcast

This week on The Property Podcast, The Robs are discussing the hottest topic in property right now. Boom or bust! Is there about to be a property boom, or is the market going to go bust? It’s safe to say that at the beginning of the year, no one would have guessed that we’d be in the situation we’re in right now. Many seem to be a little on edge as to whether the property market will boom post coronavirus, and should be buying as many properties as they can now. Or, if we’re going to have a market crash, should you be holding out, sitting tight on your cash and preparing for future purchases?  Nobody knows the answers, not even Rob & Rob. But they’re going to (once again) put their heads on the chopping block and give you their extensive thoughts on the subject AND unveil their predictions on whether we’re in for a boom or bust! It’s definitely not one to miss. Tune in now!   In the news this week, ‘house hunting technology on the rise’ - we’re looking at how different estate agents are implementing different uses of technology to help them get through these strange times.  It’s a shame it’s taken a world-wide pandemic to get estate agents on board with using up-to-date technology and not just relying on physical viewings.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob the guys are going to be answering two questions that we’ve been inundated with. The first question comes in from Danny who’s wanting to know if there is going to be a recession after the coronavirus, as that’s what he’s been seeing a lot of in the media.  Naturally reading headlines like this is going to make you wary, and with Danny having a buy, refurbish, refinance and rent project on his hands, he’s worried that if there’s a recession, he might struggle to refinance.  It’s a situation that a number of investors might find themselves in and an upcoming recession is certainly a topic that’s playing on everyone's minds. Luckily Rob B is on hand to clear this one up. Our second question is from Pete in Warrington who’s wanting to know what The Robs thoughts are on the 18-year property cycle. Will the cycle reset due to the coronavirus?   Again, it’s something that everyone’s asking themselves, and a topic that Rob & Rob have been doing a lot of research into and figuring out where we might be at the end of this.  It’s a topic that the guys will be going into further detail on in Thursday’s podcast episode, but Rob D is giving a teaser on what you can expect from that episode. Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  Although at the beginning of the week Rob & Rob weren’t feeling too positive after Boris’ announcement on Sunday, by Wednesday their moods had certainly lifted as the property market turned up the gas and got going again. Even better news, surveyors are now starting to be un-furloughed which is a huge boost for the property market and means property processes that had been put on hold can get moving again.  House viewings are also starting to pick back up! Of course, this doesn’t come without some precautions being put into place and there will be some restrictions. Plus everything won’t go back to ‘normal’ straight away but it’s certainly a step in the right direction. And that’s not just Rob & Rob being positive about a bad situation, there’s actually data to prove that we’re moving forward so you’ll have to tune in to find out what that data is. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are discussing how you can become a master of your personal finances and set yourself up for financial success. There might not be a lot to do whilst we’re still in isolation, and we’ve been banging the drum on our social channels about how you should be using this time to educate (or better) yourself or even learn a new skill. Just something to keep your brain working. We’ve mentioned it before that now is a great time to buy, or at least prepare yourself to buy. And now is a prime time to get your finances in order ready to make that next purchase.  So this week Rob & Rob are going to take you through all the steps you need to make sure that your finances are in good shape.   In the news this week, there’s been so many headlines on the property sector for us to choose from that we’d be here all day, so we’ll be covering everything on tomorrow’s Market Update podcast.    And we’ve got a triple Hub Extra for you this week. Sticking with the theme of today’s podcast we’ve got three resources that should help you get well on your way to improving your financial situation.  The first one is the budgeting app called Toshl but there’s also a website called ‘You Need A Budget’. It’s a piece of software that you can use to build your budget and there’s lots of educational resources around how to budget.  And finally, a book called ‘The Richest Man in Babylon’ which teaches you the disciplines of money - it’s a great starting point for getting your finances on track.     We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are clearing up some definitions on the difference between refurbs and flips, as well as below market value deals. Our first caller Sam has a nice and easy question for us this week. He wants to know exactly what the difference is between a refurb and a flip. It might seem like an obvious answer but there is a distinct difference, and one that most people will just assume they know the answer to.  So Rob B is taking it back to basics and clearing things up for Sam. The second question comes from James, and funnily enough he’s interested in a flipping strategy.  He’s a surveyor himself and has been wondering at what point below market value, percentage wise, would Rob & Rob consider a biting point? Rob D offers some pretty good calculations to help you work this one out so tune in to find out if a below market value property is really worth it.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  Could this week be the start in the decline of our market updates? Well, that all depends on what Boris announces this weekend.  This week there’s been some positive news for Grand Junction, the first ever Property Hub Homes development. We’ve started to have units go through completion. Hurrah! And even better, after just a few hours of being on the rental market, we were inundated with rental applications from virtual video viewings.  That’s mindblowing in this current market! Rob & Rob are also discussing the new bounceback scheme the government introduced a couple of weeks ago, aiming to get money quickly to small businesses. It’s quick and easy to apply for and is either up to £50,000 or 25% of your turnover. So, if this would give you a helping hand, it might be worth giving this episode a listen. And of course, The Robs will be discussing the current stock market so there’s plenty for you to digest this week! Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs have got a lockdown special for you.  Since lockdown hit, everyone is trying to better themselves, whether that be learning a new skill, educating themselves on something they didn’t already know and then there are others who are just simply bored.  So this week, The Robs are coming at you with a boat load of books, podcasts, videos and apps to help you get through lockdown. Here’s all the links to everything you need from today’s podcast: Podcasts An episode from The Pomp Podcast - 258: Billionaire Chamath Palihapitiya on How To Invest Through This Crisis Hardcore History Reply All - “The case of the missing hit” Meditative story   Books Stephen Schwartzman - What It Takes Will Durant - Lessons of History Charles P. Kindleberger - Manias, Panics and Crashes: A History of Financial Crises "The Great Courses" on Audible   TV / Streaming / YouTube Ray Dalio - Ted Talk Ryan Serhant keynote The Least Expected Day - Inside the Movistar Team 2019 Tom Scott on YouTube Two documentaries: The Dawn Wall and Free Solo   Apps Investr An anti-recommendation of Next Door, but definitely give this Twitter feed a go for a good laugh Poker In Place There you go, plenty to keep you busy! Let us know if you have any of your own that you’d like to share or if you decide to give any of these a go, let us know what you thought.   In the news this week, NRLA slams Citizens Advice for ‘misleading’ report. It looks like the National Residents Landlords Association aren’t happy with Citizens Advice after they released a report stating that 2.6 million private renters have missed a rent payment or are expected to do so as a result of the pandemic.    However when you read further into the article, there were 25 people who said that they have missed a payment and 74 who said that they’re expecting to fall behind on payments. Once again, it shows that you shouldn’t believe the headlines.     We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are giving advice on mortgage stress tests and discussing if it’s beneficial to have a commercial valuation on a HMO property. Our first caller this week is Tom who has a question on mortgage stress tests.  He’s got two mortgaged properties already and he’s done a pretty good job on running the numbers to try and work out his stress test figures. But now he’s wanting to release equity from the two properties and thinks this might now affect him meeting the stress test criteria.  So what does Rob B suggest? The second question this week comes in from Matt.  Matt’s question is around HMO finance, after looking at buying a property with his partner.  They’ve heard somewhere that they can get more of their money back out of the property, post renovation, if they have a commercial valuation done.  Is this something that they should be having done on a HMO? Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  There’s a bit of positivity in the air with Boris announcing that we are past the peak of COVID-19. And he’s even hinting at the possibility of easing lockdown restrictions - hurrah! We’re sure more will be revealed over the next few weeks but these nuggets of information have certainly perked us up.  Not only would lockdown easing be good news for individuals, but it’ll be great news for the economy! This week has also been an exceptionally good week for mortgages. For the second week in a row there have been more mortgage products coming onto the market.  Here’s what else The Robs will be discussing on today’s episode: Product transfers on mortgage holidays  Rent arrears  Addressing a negative review on the market updates There’s also a special announcement regarding Property Hub Live for all those who have bought tickets, so if that’s you, you’ll definitely want to give this a listen. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are joined by our magazine editor Chantelle to discuss how investors are reacting to the Coronavirus.  For the past few weeks Rob & Rob have been giving tips on how investors should be reacting, but they haven’t spoken to any to find out what they’ve actually been doing. Luckily for us, Chantelle has spoken to a number of investors for our cover story of the Property Hub magazine.  So, what did Chantelle find out from investors?  Tune in to find out! And, if you’re not subscribed to the magazine yet, you can join today right here. When you do, you will have access to the whole back catalogue of magazines so there’s plenty for you to sink your teeth into.   This week in the news, Rob & Rob are discussing a rental report that has come out from Zoopla that shows from the 7th March to the end of March, rental demand fell by 57% which probably doesn’t come as a massive shock.  But in the first two weeks of April however, demand rose by 30%. So although it’s still down from what it was originally, it is slowly starting to pick back up. The report also shows that there hasn’t been a fall in the number of properties on the rental market and has even been an increase in supply.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.