The Property Podcast

Rob Bence and Rob Dix from The Property Hub
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Mar 26, 2020 • 20min

TPP367: A rational approach to the Coronavirus, and the future of the world

It’s another week of The Property Podcast and Rob & Rob are back looking deep into what the future could hold for the long term (not just in property) but for the economy post COVID-19. The whole planet is affected and everyone is talking about it.  Coronavirus.  But today The Robs want to step out of the day-to-day news cycle and look rationally into the situation.  What could potentially happen over the next few months? Right now, the world is pretty much paused, but how will it play out for property in the short and long term?  And does this change where we are in the 18-year property cycle?  It’s so unusual to be in this situation, and we know a lot of people have questions, especially property investors. Full disclosure… This episode isn’t Rob & Rob’s attempt at giving predictions. But you can expect plenty of opinions on this unexpected situation.  Tune in to find out more about how the coronavirus (COVID-19) is likely to affect the property market.   And today, we have a news story that's relevant to our podcast…  The Bank of England has cut interest rates again and orders £200 billion to be printed. As coronavirus crisis threatens all, printing new money and cutting interest rates helps the financial system to support activity  There’s so much happening in the market right now due to Coronavirus - it’s been a huge economic shock. Boris Johnson has also promised to protect private renters from eviction by bringing forward legislation to protect them.   And if you’re wondering where this week’s Hub Extra is… there isn’t one. Today we want to bring your attention to our Friday podcast that'll be going ahead for the next few weeks. The Robs will be covering all the market updates every week to keep property investors in the loop.  Things are changing on almost a daily basis right now, so it’s never been more important to stay up to date on property and market news that could affect you.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
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Mar 24, 2020 • 6min

ASK228: How do mortgage holidays actually work? PLUS: Should I reduce my rent?

It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today.  Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones.  The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work.  Rob & Rob have addressed the situation to give property investors a better understanding. Here’s what you can expect them to answer: Can I get multiple mortgage holidays? I have properties with several different lenders, will they all honour it? I’ve got a property that's currently empty between tenants, can I get a mortgage holiday on it? If I take a mortgage holiday do I have to defer the rent to my tenant?    As the demand for letting property right now is likely to drop, should landlords be taking a reduction in rent?    Well…tune in and you’ll find that one out!    With all the negative news going on right now, the Rob’s are always here to answer your questions and keep you updated on the property market.    So sit back, relax and have a nice cuppa while The Robs keep you updated on the most asked questions.  Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
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Mar 20, 2020 • 18min

Market update: 20 March 2020

Our world is changing - on almost an hourly basis right now.  The Coronavirus (COVID-19) is affecting people all over the world, so now more than ever, we need to be on the ball with what’s changing, why it’s changing and what the changes mean for the future. So welcome to our new weekly market update! For the past few days, Rob & Rob have been having daily chats and thought they might be helpful for Hubbers to listen to. Not because they have all the answers, but because it might just help others process what’s going on right now.  Today you can expect to hear about: The new measures brought in this week around mortgage holidays for buy-to-let landlords and eviction bans The latest government stimulus and what it means for the economy What effect the Coronavirus is likely to have on property prices A word of warning though…these episodes are unedited so who knows what’s in-store for future updates!  You can also find out today why Rob B is fascinated by quantitative easing and why he thinks we could actually be in prep for a huge boom! Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forumSee omnystudio.com/listener for privacy information.
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Mar 19, 2020 • 15min

TPP366: Budget review

This week on The Property Podcast, The Robs are diving into all things budget as we may have just had the biggest news this year for property investors!  At the moment the headlines are sadly contaminated...but we wanted to make your day a little more positive.We bet most of you are feeling confused with the negative headlines taking centre stage right now, and that’s why Rob & Rob want to give you that little reassurance you need as an investor.  For most, the budget will now be a distant memory in light of the global pandemic we’re having with Coronavirus, However, we thought it wise to cover the big news unveiled by Boris Johnson at his first budget. We were expecting big promises and the budget certainly delivered on that.  Rob & Rob will be digging deep into the budget plans and making sure you know how the budget announcements could affect you as a property investor and how it affects the economy.  You’ll also find out whether The Robs approve or disapprove of the budget and changes - we just can’t hold them back! Tune in to find out more as Rob & Rob get passionate and delve right in to make sure you haven’t missed any important information from the latest big reveal!    And today, instead of a news story, we wanted to give you a treat.  In times of uncertainty, we need more reassurance, right? Well, for the first time in the 7 years we’ve been podcasting, The Robs wanted to treat you to a triple bill!  That’s right...you’ll be getting a third podcast every week for the next few weeks! There’s so much happening in the market at the moment, so much that the Robs want to make sure that you’re all kept in the loop. Were guessing your alarms are already set for our Tuesday and Thursday episodes. So now you can set one for Friday too.    This week’s Hub Extra is an app recommended by Rob B. Insight Timer which is a free guided meditation app. It helps with anxiety, stress and even helps you fall to sleep! Rob really enjoys this and he couldn’t recommend it enough. A mental break is needed sometimes, so take advantage of this free app and let us know how you get on.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
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Mar 17, 2020 • 13min

ASK227: How will Coronavirus affect the property market? PLUS Major Podcast Update

This week on Ask Rob & Rob, The Robs are answering an important question we’ve been getting inundated with. How will Coronavirus affect the property market? The question came from Adam, but we’ve had the same question a hundred times over.  There has been an immediate impact on some parts of the market due to Coronavirus - most have been negative, but there are still opportunities to be had.   Rob & Rob will be discussing the change in the property market and covering:  Transactions  Letting your property  Arrears Holiday lettings Can you still invest now?   Don’t worry guys! Hopefully it’ll all blow over soon, but if not you still have Rob & Rob to help you, as from now on they will be treating you to a 3rd weekly podcast!  Every Friday Rob & Rob will be updating you on the property market to keep you in the loop. They want to address exactly what's happening (or what could happen) nobody really knows how long this could go on for..    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
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Mar 12, 2020 • 26min

TPP365: Don't Get Emotional Over Property

It’s another week of The Property Podcast, and this week Rob & Rob are giving us the practical tips you need to become a better property investor. Have you been emotional during property investing?  We’d place a bet on most of you feeling at least a little glimmer of emotion. It’s all absolutely normal - that’s what happens when you come across potential risks.  Luckily, The Robs have the tips and tricks to help you with this in today’s podcast episode. Property investing isn’t always a glamorous ride. It can come with some poor decisions, risks and a lot of emotions! But Rob & Rob are here to manage your expectations and tell you some of the common risks that can rear their head throughout the property purchasing process.   Which stages can have risks?  Buying your property  Setting up your property  Owning  Selling your property  These are the main stages where risks can be driven by your emotions. By listening to this episode, you’ve got the perfect opportunity to find out where you can have a chat with yourself before sparking an emotional disaster!  Tune in to find out how you can prevent your emotions getting the best of you now!    We have a great news story to top this fantastic episode off…and of course it involves one of Rob's favorite places! In the news this week a huge new £2 billion project is underway in Liverpool called The Knowledge Quarter which will create a new district. But the impact it will have on the city will be amazing. This project has everyone behind it… including us.  Another project is finally on the way in Liverpool too.. Liverpool waters, a multi-million pound scheme which will transform Liverpool’s waterfront. This is nothing but good news for the city and will be great for the future.    And in other good news… Property Hub Live is now SOLD OUT! If you still hope to come, there’s a waiting list you can pop your name on, just in case any tickets become available… Don’t worry if you can’t attend, we’re planning another one for later in the year!    This week’s Hub Extra is a book recommended by Rob B. The boy, the mole, the fox and the horse by Charlie Mackesy. A beautiful book aimed at children, but it could benefit anyone and everyone. This week’s Hub Extra fits in well with the podcast as it's about life lessons and emotions, an unusual recommendation from Rob & Rob, but they were so touched by it that it had to be shared.  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
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Mar 10, 2020 • 6min

ASK226: Can I switch my residential mortgage to interest-only? PLUS: Can I extend this tenancy myself?

It’s another week which means it’s another episode of Ask Rob & Rob, and we’ve got two fantastic questions... First up we’ve got Adam. He’s been saving up so he can start investing in buy-to-let properties in the north. Currently, Adam owns a property in London which he has a repayment mortgage on. He has 45% equity in his property but he doesn't want to put any more down as he wants to achieve something with a good return and growth.  He’s been looking at Manchester and Liverpool as potential options, however, he would like to purchase his next property in his personal name.  So, Adam wants to know if there's any products available to have an interest only mortgage on his personal property, and if so, do we think this would be the right and best approach for Adam.  Listen to find out.  Next we have Mark who owns a property in Birmingham. There’s a fixed term tenancy contract in place and the first year is ending in June. The tenant has expressed interest in extending the contract for one year.  Mark isn’t particularly happy with the agent that handles the contracts and Mark would like to handle them himself going forward.  So, he wants to know how he should handle this contractually and also in terms of the deposit scheme which was also handled by the agent? Is this something Mark can go forward with?  Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
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Mar 5, 2020 • 25min

TPP364: 7 years of the property podcast

We’re back again for another episode of The Property Podcast, but this week isn’t just any old episode...it’s our 7th birthday. The Robs are back and sharing their passion. And to celebrate the podcast’s birthday, they’re bringing a very special episode that shares what has changed in the property market over the last 7 years.  Did you know Rob & Rob first started The Property Podcast back in 2013? A while ago right!  Every Thursday, property investors have listened to our podcast and followed our journey to become inspired and move forward with their own journeys. In today's podcast you’re guaranteed to walk away with more knowledge that you can apply to your property investment activities from this day forward.  There’s so much to cover, especially when the property market is constantly changing, but what's happened to the interest rates and property prices over the last 7 years? What has happened to the property market since the podcast started? Well, you’ll have to tune in to find out… You MUST listen to our birthday episode.. .   Not only is it our birthday, we have a great news story to top it off.  Interestingly enough, today's news story reads “One of the UKs top property podcasts to go live”. Property Investor Today has reported our event which takes place in London on the 30th April (don’t worry anyone, Manchester will be later in the year). An incredible day will be taking place filled with a packed day of property education, the biggest Hubber Meetup ever and then The Property Podcast goes live! Do you want to come to Property Hub Live? There may be tickets left, head to the events page and find out! You don’t want to miss this epic day.    This week’s Hub Extra is a book recommended by both Robs. A bitcoin billionaire, a fascinating story with incredible characters. This book talks about the Winklevoss twins and everything they have done through bitcoin. A really amazing, entertaining read. We encourage you to read it!  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
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Mar 3, 2020 • 9min

ASK225: Have Rob & Rob Sold Out?

This week on Ask Rob & Rob, we’ve got all the answers to questions you may have about Property Hub Live! So, have you been wondering what Property Hub Live will involve? Have Rob & Rob sold out?  The Robs have brought their passion project to life. They wanted a celebration of all things property, with 400 hubbers all in the same space, a fun-packed day with quality speakers.  Rob & Rob are going deep this week. They want to address exactly why they’re doing it and explain exactly what you can expect. As you can probably tell…. they’re very excited.  And we’ll let you in on another little nugget of information… if the event is well received, there just might another one in Manchester later in the year Tune in to find out everything you need to know about Property Hub Live. And, if after all that you think you’d like to attend, there’s still time to grab your ticket, here. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
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Feb 27, 2020 • 31min

TPP363: Rob & Rob fix the property market (updated)

We’re back again for another episode of The Property Podcast and this week it’s an ambitious one as Rob & Rob try and fix the property market.  Today’s chat started with a very interesting article that appeared in the January issue of The Economist. It takes a global perspective of the property market and formed the basis for today’s property podcast.  The Robs have delved into the good old supply and demand debate while also talking about the inequality between generations, the balance of home ownership vs renting and how different countries handle issues around housing.  Ultimately, is our planning system broken?  There’s so much to cover. And we don’t just mean for the UK property market, we’re talking globally!  It’s no shock to hear that the property market needs fixing, but what do we think the answer is? Well, you’ll have to tune in to find that out.    The Robs have said for a while now that optimism has been increasing in-line with the 18-year property cycle and have very conveniently uncovered a news story to back this up!  There’s been a 17% increase in new buyer enquiries for land which shows that developers are keen on building again. And because a development can take a few years to build, this is a strong indication that we’re on track for a healthy few years.  There's also another news story with data from an online evaluation service highlighting that the number of potential vendors requesting evaluations from estate agents more than doubled from December to January. It was expected to be up anyway because December is always a quiet month and January is always the time people want to make a change, but doubling in numbers is a significant increase.  The signs are there. Estate agents and developers seem to be more positive. But does that mean it's boom time now?  In short….no. But it’s the first sign of positivity for the next part of the property cycle.   This week’s Hub Extra is a great podcast to help you unwind. It’s called A Meditative Story. This is a great one that will allow you to switch off after a busy day. It’s a new kind of listening experience with mindfulness prompts. Rob found it gave him a clearer and settled mind after listening. We highly recommend this podcast just as that little something to give you a more mindfulness practice whenever you need it.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

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