The Property Podcast

This week on The Property Podcast we’re joined by Mary, an architect turned HMO expert Now and again on The Property Podcast we invite experts in as guests to share their experience with us.    And this week we’ve got Mary Osman who, along with her partner Andrew, is an architect turned property investor.   Mary and Andrew specialise in HMOs. (And if you fancy reading more about them, they’re featuring in the next issue of the Property Hub Magazine - sign up here)  They’re based in Leeds and have been involved in commercial property for around 15 years before moving into the residential territory of HMOs in Leeds and Yorkshire.   There have been high points and low points – along with a lot of lessoned learned. And that’s what Mary is sharing with us today.    So, make sure you tune in to listen and find out more.     News  This week’s news story comes from the BBC and the headline reads ‘renter eviction ban to finish at end of May’. Landlords have been unable to evict tenants since spring last year; which was understandable given the Covid-19 circumstances, but a date of 31st May has finally been confirmed – news which we’re sure many landlords will welcome.   Also, notice periods are being reduced from six months to four, then from October back down to its normal two months.    Hub Extra  This week’s Hub Extra recommendation is a new YouTube channel for you called Greylock.   Greylock is a VC company who invest in startups and they’ve invested in some rather famous ones.   There’s a series from a few years ago called Blitzscaling, and Rob B has picked out a particular episode with Patrick Collinson on his experience of hiring with Stripe.  Stripe is now a huge company so if you’re interested in business related YouTube channels then it may be worth giving this series a watch.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s girl power on Ask Rob & Rob this week.  Our first question comes from Amelia.  Amelia would like some advice on how to find a decent deal in the property boom we’re now in.   Her current strategy is buy, refurbish, refinance (BRR) so she can try and recycle some of her cash.   To be successful with this strategy, Amelia would need to buy below market value, but she’s finding that most properties are selling for the value of them refurbished, so there’s no money in it.   So, Ameila wants to know if there’s a useful way to secure properties off-market by leafleting or sending out postcards.   Next up is Nancy.   She lives in Merseyside and has a question on freeports.   Now that Chancellor Rishi has outlined the areas that’ll benefit from freeports, Nancy wants to know if there’s any tax breaks or benefits for investing in these areas.   So, do Rob & Rob think there are any tax relief benefits to investing in freeport areas?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re putting the limelight on Liverpool  Generally on The Property Podcast you hear The Robs talking about property hotspots and where to invest. But you’ve never heard them go into much detail about certain areas.   Until now.  This week The Robs are heading back to Rob B’s roots of Liverpool and bringing you the areas you should definitely consider, the areas you should avoid and Rob B’s wildcard.  Where will Rob B peg as his up-and-coming area and ‘one to watch’?  Tune in to find out.    News  Last week the new session of Parliament opened with the Queen’s Speech and there were tonnes of legislations mentioned that are due to be brought forward.   This is probably down to the fact that not much other than Covid-19 got done last year.   But there were mentions of plans to end ground rents, renters reform and planning reform. There’s plenty more to cover on this but we’re going to save it for the next market update episode.     Hub Extra  This week’s Hub Extra recommendation is a fiction book and it’s not the type of book you’d usually expect either of The Robs to recommend.   Rob D was recommended this book by his wife, neither of them usually a big fiction fan. However this book is on Bill Gates’ ‘must read’ list.  It’s called ‘The Rosie Project’ by Graeme Simsion.   The book is about someone who has aspergers syndrome and puts together a questionnaire to try and find the perfect wife.  It’s a really good, easy read and pretty funny if you’re after something a little more lighthearted.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob tackle pressing questions about property investments amid the stamp duty holiday. They discuss whether it's wise to buy now or wait for potential market dips, emphasizing long-term strategies. Listeners learn about the implications of falling property values on mortgages, including how negative equity can affect refinancing options. Valuable insights are provided on navigating these issues with the help of a mortgage broker, making it a must-listen for anyone considering property investment.

This week on The Property Podcast we’re discussing the property boom and why no-one's noticed it The Robs have been saying this for weeks now – we're in a property boom!   And now it’s no longer just their opinion, it’s a fact.  Now you need to understand what’s happening, why it’s happening and what you should be doing right now.   And that’s exactly what Rob & Rob are talking about today.  Here’s what they’re covering in this episode:  The towns and cities that have seen the biggest price growth in a year.   The boss of Barclays predicting the biggest economic boom since 1948.  The regions that are outperforming the UK average growth.   Why is this growth happening?  How long will it last for?  And what should you do?  Tune in to find out.    Hub Extra  This week’s Hub Extra resource is all about protecting your online security.   We’ve talked about online security before and this time we’re recommending that you get an authenticator app installed.   They’re free to use and could save you a huge headache down the line. Tune in for all the details.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are on hand to answer two more property related questions. Kicking things off this week is Mike from Southampton, who’s relocated to Merseyside. Over the past year during lockdown, Mike has been taking advantage of the extra time he’s had and devoured all of Property Hub’s resources. He’s now 100% sure that wants to get into investing in property. He knows that he needs to build up a pot of cash before he can get started and he wants to know what The Robs think he should do. Mike is currently overpaying his mortgage payments, he’s got a savings account which he keeps topped up, and he’s started investing in stocks. So, should he focus on one more than the others or should he keep doing what he’s doing? Our second caller this week is Elisa. Elisa and her boyfriend bought a property in Nottingham a few years ago in cash, and it’s now increased in value over the years. They’re looking to release equity from the house to be able to buy a second property. Now, the most obvious solution is to re-mortgage the property. However, there’s a slight issue. Both Elisa and her boyfriend have low credit scores and will need to find a specialist lender or provider, which could be a bit more expensive. Are there any other options that Rob & Rob could suggest Elisa tries instead in her situation? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the May Market Update This month’s May market update is jam-packed with news stories for you to sink your teeth into. And naturally Rob & Rob have picked the best ones to discuss on today’s May market update. Here’s what to expect on this week’s property podcast episode Since the last market update, the media has still been in a frenzy over the property market. And it doesn’t seem to be dying down anytime soon. But we’ll leave it to The Robs to talk you through this month’s latest headlines. House prices and activity: Prices surge 8.6% in year to February: ONS UK property sales at 16-year high as house prices soar UK House Price Index – February 2021 Northern property market continues to outpace the south London: Prime London flats rentals still in doldrums – but for how long? Khan’s call for rent controls would leave London tenants worse off London commuter belt rental market still performing strongly Renting: Renters Reform Bill: timetable may be clearer next month Right to Rent: New Rules for Landlords Manchester Mayor vows to launch £1.5m landlord licensing across city Pets: Blanket ban on pets welcomed by almost half of landlords MP backs law change to allow tenants to pay pet damage insurance Make sure you tune in to the May market update find out what’s going on in the property world.   Hub Extra If you’ve been a member of the Property Hub family for a while, you’ll know that Ray Dalio is one of our faves. Not just because he’s one of the wealthiest men in the world, but more for the knowledge he’s shared over the years. We often mention his resources on the podcast but this time we’ve got a free resource that’s a little more fun. It’s a personality test and you can find it on principlesyou.com. It helps you see what things you’re good at and what you might be not so good at and can improve on. And that might be easier than you think. A lot of these tests are costly so you’ve got nothing to lose with this free one.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and we’ve got another two great questions to answer on today’s episode of Ask Rob & Rob. The first question this week Is from Shipla. Shipla wants to know everything there is to know about the Liverpool property market. What areas are good to invest in? Which ones to avoid? What’s the forecast for Liverpool in 2021? Shipla wants to know anything and everything The Robs can give her. She’s an investor based in London so naturally doesn’t have the local knowledge. Move over Rob D – This is Rob B’s time to shine! Our next caller has a question on city centre apartments and whether you should furnish them or not. There’s a load of conflicting information on this debate. Some reckon you can leave an apartment unfurnished for tenants to put their own stamp on the place. Others think furnished will let quicker and be less hassle for tenants. Is there a right or wrong answer when it comes to letting out city centre apartments? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re turning our focus to city centres The death of city centres has been widely publicised, but is it correct?  On this weeks episode of The Property Podcast, Rob & Rob have a different point of view that might open up a once-in-a-lifetime opportunity for property investors.   So make sure you tune into today’s episode to find out what it is.  Here’s what to expect on this week’s property podcast episode A common theme amongst headlines over recent months has been how city centres are dying out, rural locations are thriving and how London is struggling.   Apparently... what buyers and renters are looking for has changed.   So does this mean doom and gloom for people who already own properties in the city centre?  Or is this just a blip and if so, does it create any kind of opportunity for investors?   That’s what we’re looking at today.     In the news  This week's news story comes from Estate Agent Today and the headline reads ‘stamp duty receipts soar despite the holiday’.   In March, stamp duty brought in £1.1 million, making it the fifth biggest month for Treasury income from this tax since it was introduced in 2003. It was also 22% higher than the same month in 2020.  Which on the surface seems bizarre as when you cut a tax, you don’t generally expect to see MORE of it. But there are a few things that could be happening here...  It could just be a conincidence, but it could also be that the reduction in tax has prompted more people to move, so the volumes are higher. It seems a win win for everyone.    Hub Extra  This week we’ve got an incredible resource for you called Class Central.  It’s a search engine that’s for all of the free courses that are out there on the internet, mostly from universities.   They’re reviewed, some will give you certificates and you can learn pretty much anything - and the quality is absolutely incredible.   There’s always time to continue your learning which we’re big believers in.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Hello and welcome back to another episode of Ask Rob & Rob. The guys are here to answer all your property questions and they’ve got another two to answer today. So let’s get stuck in. First up we’ve got Stephen who, after listening to the podcast, has decided he wants to invest up north or in the Midlands. He knows The Robs reckon Derby is going to be a good bet for 2021. But after Rolls Royce announced they’d be making redundancies and have had a change of strategy, he wants to know how The Robs think this is going to affect Derby? Stephen also wants to know whether it’s worth him looking at doing the work to invest in buy-to-let property himself or if he should get on board with a company like Property Hub Invest? Our second question this week is from Ayesha. She’s previously done an inventory on her property and used a professional that charged her £60 +VAT. Now Ayesha wants to know how often would she have to do this inventory? Does she need to get a new one after each tenant leaves or can she just keep the one she’s got and update it herself for each tenant? Or, is it a requirement that she gets a professional in to do it for her? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.