The Property Podcast

It’s our favourite time of the week - Rob & Rob are back with another round of listener questions.  First up, this listener wants to know the best way to achieve his goal of a passive income of £2,000 a month.  He’s figured out that to achieve this he’d roughly need around seven buy-to-let properties, and he’s got a few ideas of how he can get there.  He’s recently completed a flip with a friend and has around £75,000 in profit that he can use to invest again.  Should he continue flipping until he has enough cash to purchase all seven buy-to-lets at once, or should he purchase a couple of buy-to-lets now, let the market do its work, refinance and then purchase more properties later on?  Next up, we’ve got a question from Kieran in London.  Kieran’s recently come across the term ‘deal sourcing’ and he wants to know what it’s all about. What exactly does deal sourcing mean and is it a good idea?  Tune in to hear what Rob & Rob think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How will the new white paper affect landlords?  This has got to be the most anticipated piece of legislation that landlords have been waiting for, FOR YEARS and it’s finally here.  The government have laid out their proposals for the Renters Reform in their latest white paper, and it’s completely transformed landlord/tenant relationships forever.  With news on notice periods, arrears, evictions, rent controls and so much more, we’re surprised at how little coverage this huge update has received.  Now, it’s a very long document, but we’ve read it and we’re going to summarise everything you need to know in today’s episode.  There’s A LOT to cover as this report is going to completely shake up the industry.  In the news There’s a lot going on in the political world right now, including a new Prime Minister on the horizon, but that’s not the only important change we’re seeing right now.  The UK government has appointed a new housing minister... again.  It’s not the first time we’ve seen a reshuffle in the cabinet, and we doubt it’ll be the last. But what do Rob & Rob think about new housing minister Marcus Jones?  Hub Extra If you couldn’t tell, we LOVE a good podcast, and you can never have too many to listen to.  We’ve recommended this one before, but previously Rob & Rob have had to move it off their ‘must-listen’ list as the episodes were hours long and, let’s be honest, who’s got time for that?   But now The Tim Ferriss Show has brought out “Monthly Recaps”, it’s slipped right back on the radar!  All the best bits from the month have been condensed into a shorter format so you can skip the waffle and still get all the golden nuggets for the month.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are answering some cracking questions for you this week, so let’s get stuck in!  First up Claire who’s wondering what she should do with her short-term savings.  She currently has three buy-to-let properties and is looking to purchase her fourth. As she’s unable to release any equity for around 18 – 30 months, she’s been building up her deposit in the bank.  But as a fan of The Property Podcast, the recent Inflation episode has got her wondering if there’s something else she could be doing with her savings in the short term to stop inflation eating away at them.  Next up, Ollie from Wiltshire has a question about mortgages.  He’s hoping to purchase his first property soon and is initially planning to live in it before he turns it into a rental property. What Ollie would like to know is should he get an interest only or repayment mortgage?  Tune in to find out what advice Rob & Rob have got for our listeners this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your July Market Update is here!  It’s that time of the month! It’s market update time… and it’s a biggie!  Rob & Rob have got a lot to cover, from the property boom and build-to-rent, to the best places to invest and the booming rental market (yes, it’s still booming!) and so much more!  Tune in and make sure you’re all caught up. All the links you need are just below:  House Prices  Latest Hometrack report  Knight Frank revises up its house price forecast despite cost-of-living crisis  ‘Dash for property over’ as price growth slows - Nationwide  Zoopla: 'Forced sales unlikely but price growth will slow'  Property Boom  Bank of England withdraws mortgage affordability test  No 10 considers 50-year mortgages that could pass down generations  Halifax lowers deposit needed for new build houses  Rental Market  Eye-watering rent rises as increasing inflation grips the UK  A third of all new homes in London are build-to-rent  LATEST: 820,000 private rented households facing gap between benefits and rent  Lending  Average mortgage product fees fall on annual basis: Moneyfacts  Should landlords pay early redemption fees to avoid mortgage misery?  Manchester  Manchester named 28th most ‘liveable’ city in the world 2022 – and beats London, Barcelona, and more  Why Manchester is the destination for savvy property investors  LATEST: Manchester reveals more details of its selective licensing expansion  Short Term Lets  Registration scheme to stem short-lets tide is up for debate  Section 21 eviction ban? We’re off to short-term lets, say thousands of landlords  Other  EXCLUSIVE: New guidance to make EPCs more accurate after 10-year wait  ADVICE: Are you ready for the Leasehold Reform Act going live on 30th June?  How long does it take to move in 2022?  Andrew Bailey faces Bank of England mutiny over staff pay rise  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions!  Getting us started this week is Kieran.  Kieran is an estate agent in the East London area, and over the past 14 years he’s watched the market go from strength to strength.  So, when he came into £200,000 in inheritance, he of course wanted to get involved as he knows the area well and has built up a good network.  He’s recently witnessed the success of the Crossrail plans and the growth it’s brought to London with it, and it got him wondering about Crossrail 2.  He’d love to know whether he should expand his search to the home counties as the proposed plans for Crossrail 2 could have these areas mimicking the success he’s seen first-hand in East London.  Next up, we’ve got a cracking question from Klara.  Klara’s looking to buy her first investment property, but she wants to know the best way she can bag herself a deal.  Should she find a reliable and reputable sourcing company or save herself some pennies and get deal hunting?  Tune in to find out what advice Rob & Rob have got for this week’s listeners.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How are Rob & Rob’s predictions faring? It’s been a bonkers start to the year, and it’s fair to say that a lot of unpredictable things have happened.  So, we thought it’s about time we do a little check-in on how Rob & Rob’s predictions are faring at the half-way point.  From top performing cities to national property growth, the London market, inflation, Bitcoin and so much more… the guys placed their bets on what would happen in 2022.  So, tune in as we dig into the numbers and see how right (or wrong) they are so far!  Plus, they’ll be answering the question that’s on everyone’s lips right now – is the property boom coming to an end?  In the news  This week’s news story could divide our listeners, as depending on how you view the world this could be great news or really worrying as UK mortgage lenders told they can scrap affordability rule for buyers.  It’s official, the Bank of England have scraped affordability rules and buyers will no longer need to undergo a stress test.  Could this be incredible as it helps more people get their foot on the ladder or is it a recipe for disaster with a potential repeat of 2008?  What do Rob & Rob think?  Portfolio news  Now for some super exciting news about Portfolio!  We’ve officially introduced ApplePay into the app, making investing just that little bit easier.  If you’d like to find out more, you can do that here.  Hub Extra  If your TBR (to be read) list wasn’t already long enough we’ve got a cracking book recommendation coming your way!  You know we love a good self-improvement book here at Property Hub and Four Thousand Weeks by Oliver Burkeman is the time management book with a twist that you need in your life.  We roughly get four thousand weeks in our lifetimes, but that doesn’t mean you’ll accomplish everything you want to in life, and this book will help you come to terms with that.  Nothing can ever be perfect, and whilst that can feel like a bitter pill to swallow, it’s okay, and Oliver highlights the beauty of constructing a meaningful life and embracing your limitations.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s our favourite time of the week! Rob & Rob are back with another round of listener questions.  Getting us started this week is Dan.  Dan currently has a portfolio comprising of 4 properties, one of which he lives in. These aren’t massively leveraged, and he’s got a fair bit of combined equity but he’s not quite sure how much.  What he wants to know is how can he figure out how close he is to the financial freedom he’s been dreaming of?  Next up we’ve got a cracking question from Colin.  Colin and his business partner have been working their way through The Property Podcast back catalogue and have now kickstarted their property investment journey.  They’re now underway with their first Buy-to-Let investments - two off-market properties with tenants in-situ in the North West.   Their offers have been accepted and they’ve managed to secure lending, but what they want to know is Rob & Rob’s top five tips for preparing to purchase properties with tenants in-situ!  Tune in and hear what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

These investing principles will help you prosper  The world is a strange place at the moment and it’s certainly a difficult one to navigate, especially in the world of investing.  It’s the most interesting time for not only the property market but every market out there.  If you joined us on the podcast last week or have managed to get your hands on Rob D’s new book you’ll know exactly where we are right now and what the financial environment of the future will look like, giving you that edge when you’re deciding what to invest in.  But we’re about to make it even easier for you as Rob & Rob reveal the five investment principles that will make you wealthy. If you harness these principles not only will navigating the market become easier for you, but you’ll prosper as a result.  So be sure to tune in – you won’t want to miss out on this.  In the news We’ve got a huge news story for you this week, in fact, it’s so big we think we’re going to have to cover it in a lot more detail over the coming weeks.  And there’s plenty of headlines as the government have released a white paper on how they plan to create a fairer private rental sector.  Now there’s a lot to dig further into but some of the biggest headlines were the end of section 21 and new legislation involving tenants and their pets.  Tune in and hear what the guys have got to say.  Hub Extra  Now we don’t usually give out an anti-recommendation but there’s a first for everything!  Rob B was excited to get his hands on the Empire of Pain: The Secret History of the Sackler Dynasty, but was pretty disappointed as he didn’t think it was worth the hype. Not every recommendation is a winner but this one was a hard hitter as it’s got so many amazing reviews...  But don’t worry, we can’t let you walk away without a good recommendation! Thankfully Rob stumbled across Dopesick on Disney+ which follows the same story of the Sackler family and their involvement in the opioid crisis in America.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob have two fascinating questions to answer this week!  First up is Lukas, who’s asking a question right of the back of attending a webinar (a seriously dedicated listener!). Now the market is hot, Lukas has got an opportunity to pull cash out of his properties.   However, he refinanced a property in the past only to have it valued under what he paid for it. As Lukas thinks there will be a crash in the next 2-3 years he’s worried about prices dropping in a crash leaving him over leveraged.  Rob & Rob have some excellent advice for avoiding this trap – and also some cautionary words about a crash.  Next up is George from Bristol, who’s in the process of buying a home to live in. It’s in a village, which isn’t something we usually discuss on the podcast, but as it’s for George to live in rather than a rental. However, he’s discovered that there is planning permission for homes that will double the size of the village.   So now he wants to know, will this extra supply negatively affect house prices? Rob D has seen this explosive growth in houses happen before so he’s pretty sure he knows what is likely to happen next.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Do you understand the financial landscape?  This has to be in our top 10 MUST listen podcast episodes - and it’s a big one.  With 50 years of financial history to run through Rob & Rob have got plenty to cover. They’ll start with the HUGE event in 1971 that completely transformed everything about the world of money, what has played out ever since and how it’s going to affect what’s to come.  Once you understand what’s going to come next, you’ll be well on your way to better position yourself to make smart investment decisions, so you definitely won't want to miss this.  In the news   With the government leaking stories that their next announcement was going to completely transform the market we were eagerly awaiting what they had to say.  And to be honest, we were sort of disappointed as their huge announcement was that they’re planning on extending the right to buy scheme to housing associations.  What do the guys have to say about this ‘transformational’ announcement?  Hub Extra  Of course, this week's Hub Extra has to be none other than Rob D’s new book, The Price of Money.  If you loved this episode, you really do need to get your hands on it as it will completely alter the way you view the financial world taking you deeper than a single podcast episode ever could.  There’s also some additional perks for anyone that purchases it in the first week (including a mini-podcast series, the chance to have lunch with Rob and a live Q&A session!).   Keen to add it to your must-read list? You can purchase it right here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.