The Property Podcast

It's Tuesday so Rob & Rob are back answering more of your questions.  The first question is from John, who’s noticed more talk about Quantitative Tightening – which as the name suggests is the opposite of Quantitative Easing.  He wants to know – if QE leads to higher house prices, is it natural to assume that QT will have the opposite effect on property?  Then we have a question from Tom in York.  Thanks to inheritance and savings, he was able to buy his first BTL outright.  Obviously that’s not a bad thing – but it has left all his savings tied up in that first property. He wants to know what Rob & Rob would suggest when it comes to saving up for his second BTL property.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What’s going on? Every day is bringing new headlines (and even new Prime Ministers), so it’s no surprise that investors have a million questions right now.  And while Rob & Rob can’t answer all those million questions in a single episode, they can take a look at the most popular ones and give their thoughts.  Is the 18-Year Property Cycle broken? What’s happening with mortgages? What should I do next?  Tune in now and hear how The Robs are responding to the biggest issues in the headlines today.  YouTube links mentioned in this episode:  UK mortgages rates: What should you do?  Don’t make this mistake when using the 18 Year Cycle  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s a mortgage special episode for Ask Rob & Rob today! First up is Lee, who’s been a long-time listener. He’s 2 years into a 5-year fixed rate mortgage, and he’s done some digging and found that he would incur a £3,000 fee for getting out of the fixed rate early. He wants to know if Rob & Rob would advise doing this, given the volatility in the market right now. Next up is Tom. Tom wants to know if Rob & Rob have changed their own minds on how they approach mortgages thanks to the unsustainable nature of the offers in the market right now. Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

As up to date as possible Given the reactive nature of both the politics and news cycles, it’s no surprise Rob & Rob have lots to give their opinions on right now.  The mini-budget and its subsequent reversal, changes within the cabinet... every day brings a new story, and new consequences for investors.  With that in mind, The Robs recorded this episode yesterday morning so it can be as timely as possible.  They share their thoughts on the changes in government, how they think things should go moving forward, and even share their tip on how to access a potential deal.  Yes, a deal – in this market.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back with more answers to listener’s questions.  First up is Chris from Manchester. He wants to know what The Robs think Liz Truss’ appointment means for investors. It’s a very timely question, not least because of the volatile news cycle with regards to the latest PM appointment. Next up is a question from Alex, who has £80,000 in an ISA. He wants to know if it’s smart for him to cash in this ISA and use the money to invest in property, or would his money be better spent in other investment avenues? Press play and hear what Rob & Rob have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

A milestone episode Today, Rob & Rob are celebrating the 500th episode of The Property Podcast!  It’s quite an achievement, and to celebrate The Robs did their first YouTube Live, where they shared the top five lessons they’ve learned as podcasters, answered questions from listeners and shared their thoughts on the current property market.  This episode is really one huge thank you to everyone who’s listened, shared, commented on and even disagreed with an episode of The Property Podcast – our community is what got us to this milestone.  Here’s to the next 500!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s a Tuesday, which means Rob & Rob are answering another pair of your questions!  First is a question from an avid listener, Maddie.  She’s getting far in her investment journey, and she wants to know the sweet spot of rental income percentage when you’re hoping to finally quit your job.  Taking a buffer for maintenance costs into account, Maddie wants to know what percentage she should aim for.  The second question is from Gazi.  He wants to know if the current cost of living crisis (and rising interest rates) mean that now is not the right time to do a flip.  But if it is, how does he mitigate the risk as far as an exit strategy goes.  Press play and hear what Rob & Rob have to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Unless you’ve been living under a rock, you’ll know the last week has been a hectic one for investors.  The Mini Budget (and subsequent backtracking), the removal of mortgage products, shocking headlines and political positioning... it’s been hard to stay on track for most of us.  So there’s really never been a better time for a Market Update!  If you want to know the impact of the pound dropping, understand how quantitative easing has returned and why so many mortgage products were pulled from the market, Rob & Rob have all the answers you need.  Stay tuned until the end as they tell listeners how they’re adjusting their own strategies in the face of all these changes (and also share details about next week's 500th episode). Enjoy!  Here’s all the links you need;  Mini Budget fallout  QE is back (and how this impacted the falling pound)  Mortgage products pulled  The market slowdown continues  Savills commentary on the mortgage market  Prices are falling in the hottest markets  Rents are rising, rate of growth is peaking  Labour announces ‘Renters Charter’  Scottish house builder puts rental schemes on hold after rent freeze announcement  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more answers to your questions.  Gareth from The Wirral has been a listener for years, and as a result he’s got a question about the 18-year property cycle.  If we’re in year 15 of the cycle, he wants to know what preparation he should be carrying out in anticipation of an inevitable crash.  Rob & Rob’s answer touches on mortgages, deal sourcing and how to choose where to invest.  Next up is Max from Milton Keynes.  He’s in the process of remortgaging his house and planning to start a buy-to-let portfolio, and he’s got a 3-month emergency fund to cover all bills and expenses.  He's calculating a 10% buffer with the buy-to-let properties he’s looking at, but wants to know if that’s necessary when he’s got the emergency fund.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

A Mini Budget with maximum impact?  We know you’ve been waiting for this episode...  Last week's Mini Budget announcement wasn’t just about Stamp Duty. Income Tax, National Insurance... there were plenty more changes included, and all these changes can impact investors.  The Robs have broken down the Budget in this week’s episode and let us know whether they think this is a good or a bad one (stick to the end for a ‘rant’ from one of them).  There’s also an announcement about the 500th episode of The Property Podcast – yes, we’re almost at episode 500!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.