Listeners explore the financial dilemmas of property ownership, including the pitfalls of Section 24 and the impact of tax on rental income. One guest faces tough choices about whether to sell or restructure his property investments. Another seeks clarity on how a Deed of Certificate affects his leasehold flat's value and mortgage options. The hosts provide insightful advice to navigate these challenges, ensuring listeners are informed about their property decisions.

In this special market update celebrating an incredible 600 consecutive episodes, Rob & Rob look into the latest market news – unpacking everything from diverse house price trends to how potential changes in capital gains tax may be influencing landlords’ decisions. Plus, there’s some good news on the mortgage front and a surprise twist in this week’s Hub Extra!  (0:48) What’s going on with house prices  (6:28) Are landlords selling up?  (10:20) There’s movement on the Renters’ Rights Bill  (12:02) Some positive updates about mortgages  (13:46) The latest from the world of politics   (16:25) Hub Extra (with a twist!)  Links mentioned:  Halifax: UK house price growth approaches two-year high  Nationwide house price index  Concern over housing costs hits record high across rich nations  Rise in ex-rental properties listed for sale before Budget  Rental sales appraisals rise amid landlord CGT fears  Renters’ Rights Bill set for Parliament this week  Rental bidding wars set to be banned  Lloyds Bank raises borrowing limit for first-time buyers  Coventry lowers BTL rates  James Cleverly: I would abolish stamp duty  Our Greatest Fear —Marianne Williamson  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

On this episode, the hosts delve into how to transform capital growth from a property portfolio into accessible cash. They weigh the benefits of selling assets versus leveraging equity for wealth extraction. Additionally, they discuss how homeowners can boost their property's valuation through renovations and how to effectively navigate mortgage revaluation processes. Listeners learn about refinancing options and the value of consulting a mortgage broker for personalized guidance.

Discover how going the extra mile can make you stand out in business, employment, and property investing. Learn the secrets behind strategic planning and how consistent effort can lead to long-term success. Explore the 'Six-Star Experience' framework inspired by Airbnb, elevating expectations beyond five stars. Understand the power of personal differentiation in competitive landscapes and how a mere 5% increase in effort can transform your results. Tune in for actionable tips to unlock your full potential!

Rob and Rob reflect on their property journeys, sharing valuable lessons and what they would change if they started over. They discuss the surge in mortgage approvals, signaling a market rebound. The duo emphasizes the importance of education, ambition, and strategic decisions in property investment. Personal anecdotes reveal their earlier challenges and highlight significant lightbulb moments. Listeners can also gain insights into navigating different starting points in property investing and the joy of bold decisions.

This week dives into intriguing rumors about potential changes to landlord regulations by the Labour Party, including a French-style hardship test for renters. A listener considers a bold investment strategy of buying and refurbishing properties to refinance, sparking discussions on how banks assess mortgage applications. Key factors like rental income, property value, and personal credit history come into play, revealing interesting insights for both seasoned investors and newcomers.

Discover the impact of rising interest rates and how the financial landscape is shifting. Explore different asset classes, including stocks, gold, bonds, and Bitcoin, and weigh their pros and cons for today's economy. Delve into why property investment might still be a solid choice, emphasizing its ability to generate income and retain long-term value. Learn about vital investment fundamentals in uncertain times and strategies to adapt for success.

Sam, eager to convince her husband to invest their £90K pension fund in property, discusses the importance of aligning their personalities with investment strategies. The hosts suggest exploring REITs for a hands-off option. Meanwhile, Rich, who owns a buy-to-let, weighs his impending move to Dubai and a potential £200K influx. He contemplates whether to pay down existing property debt or expand his portfolio, emphasizing the need for strategic long-term planning in the world of expat finances.

The podcast tackles the myth that property prices double every decade, revealing surprising truths backed by data. It discusses the impact of recent political developments on the housing market, like proposed rent controls. A survey highlights varying public sentiments about property prices post-election, particularly in London and Scotland. The hosts emphasize the importance of understanding market cycles for investment success. Finally, they explore the intriguing link between personal health and financial growth, suggesting blood tests as a key to better investment outcomes.

Phillip seeks insights into how the 18-year property cycle should shape his mortgage and portfolio strategy. The hosts explain the significance of personal circumstances over cyclical predictions. Meanwhile, James is intrigued by the plummeting price of his leasehold from £185K to £30K. They discuss potential legal changes affecting ground rent and explore why his landlord might be eager to sell. Tune in for expert advice on navigating these property dilemmas!