The Investing for Beginners Podcast - Your Path to Financial Freedom

Welcome to the Investing for Beginner’s podcast! Today’s episode, we will answer great listener questions which are really diverse and not related to each other. We will discuss our thoughts about the SVB crisis, how to do portfolio allocation and Andrew’s e-letter performance so listen on!Timestamps of the episode:-You don’t have to have an opinion on everything. Stay in your circle of competence. [02:33]-How to properly weigh an allocation on each stock in your portfolio. [06:33]-What is diversification and why its a key in portfolio management. [10:00]-Andrew explains the performance of his monthly e-letter picks and the rational behind it. [14:18]-The evolution of Andrew’s investing from cigar butt style to buy wonderful businesses in fair prices. [17:40]-Investing style is a lifelong process and not immune to change. [20:26]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  www.surveymonkey.com/r/airwaveSUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB273DownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginner’s podcast! In today’s episode, we will turn the gloom and doom of the current “bear” market into something positive for all. Listen on as, Andrew is back with us again in the show (yay), we talk about how to deal with the current market especially on your behaviors and emotions. Timestamps of the episode:-Bear market “therapy” and your behavior towards the market. [02:43]-How often should you check your portfolio. [04:24]-Dave’s first bought stocks and how it fared [07:50]-Short term chasing will never be good and how detaching from the market will do wonders. [10:22]-Managing your emotions thru the ups and downs of the market. [12:56]-Detaching isn’t easy but doable. [16:15]-Alternative routes in making yourself detached from the market. [19:44]-Great and encouraging words from Andrew on dealing with the current bear market. [22:57]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  www.surveymonkey.com/r/airwaveSUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB272-Bear-Market-TherapyDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will have Brian Feroldi joining us in a first time ever live show here in Cincinnati's economy fire conference. He will discuss the price to earnings ratio which is the most common and known metric in the investing world. Listen on as he talks why solely using the p/e ratio can be bad and when is it useful to be used on.Timestamps of the episode:-Why the price to earnings ratio alone is a bad metric. [01:45]-The different flavors of the P/E ratio with the focus on how the "E" is structured. [04:15]-How the earnings of a company can be misleading which makes the P/E ratio wrong. [07:08]-First reason why a P/E ratio can be misleading: Accrual accounting. [08:12]-Walking back to the overview and relationships of the three financial statements. [11:05]-Second reason: Equity investments will either deflate or inflate earnings [13:50]-Third reason: One time events are mirages and won't happen often. [16:55]-Fourth reason: Unsustainable trends work like boom and bust cycles. [19:58]-Cyclical demand is hard to predict and can be counter-intuitive. [21:27]-Industry dynamics will dictate how a business really earns. [24:42]-Fifth reason: Disruption, knowing this is next to impossible as we live in the most disruptive periods in human history due to fast paced tech innovations. [26:42]-Eight reason: Knowing which phase a company's business growth cycle can be a hit or miss. [29:00]-The most important thing in using the P/E ratio. [34:56]Note: Timestamps may differ and are approximate, depending on your podcast player.Link to Brian's website- https://www.brianferoldi.comToday's show is sponsored by Rent to RetirementRent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing!To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets todayToday's show is brought to you by Shopify:Shopify is the commerce platform revolutionizing millions of businesses worldwide. Whether you're selling children’s books or hand made bracelets, Shopify simplifies selling online and in-person so you can focus on successfully growing your business. This is possibility powered by Shopify. Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank youSUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:Brian-Ferolid-Joins-Us-to-Give-Us-8-Reasons-the-PE-Ratio-SucksDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! This episode is really insightful and special as we will be joined by Dr. Jordan Grumet of the Earn and Invest podcast. There is more to life than money and Dr. Jordan expounds it well with his insights in personal finance especially in making money as a tool and not the end goal itself. Listen on!Timestamps of the episode:-Dr. Jordan shares his story as to why he wrote an investing book for physicians like himself. [02:40]-The biggest regrets in life his patients tell him. Spoiler: Its not about money. [06:20]-How would one go into aligning their own purpose in life to their financial goals. [09:43]-He shares a powerful story of his patient who did something he never regretted in his life. [13:35]-Know what your passionate about first then walk back to your personal finance and structuring around it.[15:22]-How compounding can work not only in money. [24:05]-Why we should not make money our goal but as a tool that helps us realize our true goals. [25:33]-The great concept of slow/coast FIRE (Financial independence, retire early) [30:39]-How writing your own obituary now can make wonders to your life. [33:25]Note: Timestamps may differ and are approximate, depending on your podcast player.Link to Dr. Jordan's work and podcast- https://jordangrumet.comFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you!SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:Jordan-Grumet-From-the-Earn-Invest-PodcastDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast networ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will be having Andy Schuler, our resident writer and partner in einvestingforbeginners.com blog talk with us about HSAs and other fun stuff especially on picking great ETFs and how to manage an inevitable change in investing philosophy as you go with life. Listen on!Timestamps of the episode:-What is a Health Savings account or HSA in the first place? and how it really is helpful and a must have. [02:20]-Limits and qualifications in opening a HSA account. [04:18]-Fees involved in using the HSA and how to utilize it when the time of need comes. [07:48]-The benefits of HSA among different age groups and why the younger you are the better. [09:56]-The best part of having a HSA account which is underrated. [13:15]-Why Andy's investing philosophy changed and how life undeniably had a hand. [18:05]-Boring is great! Andy shares his process of picking great ETFs. [25:50]-What to absolutely avoid in ETFs [30:35]-The difference between ETFs and index funds. [32:10]-How to manage your portfolio allocation in dealing with ETFs and index funds. [34:15]Note: Timestamps may differ and are approximate, depending on your podcast player.Today's show is sponsored by Rent to RetirementRent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing!To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets todayFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you!SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB271-Andy-Shuler-Joins-Us-to-Discuss-HSAs-and-ETF-InvestingDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode, we will be joined by the hosts and good friends from the Canadian Investor podcast, Braden Dennis and Simon Belanger to talk with us in a kind of a masterclass session in each of their favorite companies. Listen on and get a crash course in knowing about the complexity of the semiconductor industry and the little known world of snowmobile recreational business.Timestamps of the episode:-Company in focus: ASML, the Dutch semiconductor lithography giant, one of the most important company that exists which no one knows about. [02:30]-Why the semiconductor industry will become less and less cyclical in the coming years and how ASML will benefit from it. [07:10]-The recent sanctions on tech against China, Taiwan-China crisis and how it will affect ASML in the long run. [11:28]-Normalizing the demand ASML is getting and how the ongoing onshoring of chip production away from Southeast Asia will affect them. [13:39]-ASML's rich valuation and geopolitical tie ups. [16:36]-Next company in focus: Texas Instruments ($TXN), an analog semiconductor company that sits in the opposite spectrum of ASML. [20:30]-The difference between analog and digital chips and why being in the analog space benefits TXN a lot. [24:21]-The robustness of TXN's moat, their relentless focus on free cash flow per share and share buybacks.[27:30]-Risks associated in TXN's business and change in management. [35:40]-Last company in focus: Bombardier Recreational products ($DOO), a surprisingly sticky manufacturer of snowmobiles, and personal watercraft. [38:15]-Inventory and high interest rate risk of DOO. [44:25]-A good reminder that you don't need to swing in every single pitch. [49:25]Note: Timestamps may differ and are approximate, depending on your podcast player.Resources and links mentioned in the show:Braden and Simon's own investing podcast- https://open.spotify.com/show/2NG24rv3Mv09EMsIc6rVfs?si=aafee6b1ae95495eThe book Dave mentioned- Chip War https://www.amazon.com/Chip-War-Worlds-Critical-Technology/dp/1982172002Braden's own investing research platform made for retail investors- https://www.stratosphere.ioFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you!SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:Masterclass-Roundtable-with-Braden-and-SimonDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In this episode, we will talk about a great learning technique pioneered by physicist Richard Feynman and how to apply it into investing itself. This is such an amazing tool as it forces you to go understand what you're learning in its first principles so listen on!Timestamps of the episode:-The Feynman technique and how to use it to become a better investor. [01:53]-Reading the 10k's will always be the start in understanding any business. Also, respecting the too hard pile. [06:45]-The simplest and easiest 10k's for beginners to read. [10:42]-Putting it all together and what to do after understanding the business of a company. What's next? [13:36]-Knowing the risk behind every business is the key. [17:00]-The power of repetition and Charlie Munger's mental model on invert, always invert. [19:21]Note: Timestamps may differ and are approximate, depending on your podcast player.Today's show is sponsored by Rent to RetirementRent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing!To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets todayFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you!SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB270-Knowing-the-Name-of-a-Thing-Knowing-the-ThingDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we will discuss a great listener question extensively as it encompasses a lot of key ideas such as mental states, diversification, valuations, and more! So listen on!Timestamps of the episode:-The stock market is less like chess and more of a game of poker. [02:04]-Using VTI v6 to hunt for deep value and why diversification is key here. [08:12]-Long term approach vs deep value, which is better? Case in point: Intel. [13:31]-Why deep value investing is hard and its not all about the numbers. [19:24]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB269-VTI-and-BeyondDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! This episode will be a chock full of important names and resources on investing so be prepared! We will go through briefly on a lot of familiar investors (and obscure ones also) and their speeches and shareholder letters and tell you why they're worth your dime to read so listen on!Timestamps of the episode:-Peter Lynch and his investing style of knowing what you own. A classic. [02:27]-Warren Buffett's speeches and his letters [03:52]-Charlie Munger, the OG partner of Buffett that is a league of his own. [05:28]-Howard Marks and his value investing memos: the sane voice amidst the noise. [08:18]-Joel Greenblatt: the best value investor teacher. [11:00]-Terry Smith and his Fundsmith shareholder letters: growth investing. [13:50]-Tom Gayner of Markel, the lowkey investor following Buffett's investing style using insurance float. [15:00]-Jeff Bezos' early Amazon shareholder letters and the persistent focus on free cash flow. [16:33]-Jamie Dimon, CEO of JPMorgan Chase's shareholder letters, the second best to read after Buffett. [18:02]-Mark Leonard's shareholder letters of Constellation software: relentless attention to ROIC, free cash flow and company culture. [19:33]-Bill Ackman of Pershing Capital [21:55]-Nick Sleep and Zacharia Nomad partnership shareholder letters, the pioneer of scale economies shared. [23:15]Note: Timestamps may differ and are approximate, depending on your podcast player.Today's show is sponsored by Rent to RetirementRent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing!To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets todayBigger Pockets PodcastWant to replace your salary and start your own side hustle to escape the rat race and start OWNING your time? Tune into the BiggerPockets Real Estate Podcast to learn how you can do it too!The BiggerPockets Real Estate Podcast shares REAL stories of everyday Americans who reached financial freedom through real estate investing.Just type in “BiggerPockets Real Estate” on your favorite podcast app!To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! Resources mentioned in the show:Most, if not all, can be found here- https://www.stratosphere.io/fund-letters/Charlie Munger's speech transcript on the Psychology of Human Misjudgment- https://jamesclear.com/great-speeches/psychology-of-human-misjudgment-by-charlie-mungerJoel Greenblatt's Columbia class notes transcript- https://focusedcompounding.com/wp-content/uploads/2018/03/Joel-Greenblatt-Class.pdfHoward Marks' memos- https://www.oaktreecapital.com/insights/memosFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB268-Beyond-Books-The-Best-Reading-Resources-for-InvestorsDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode is a product borne from a large project we're doing the past days which involves metrics and numbers. The topic is about how investors, beginners especially of course, can avoid putting their money in risky investments. So listen on as we talk about the different metrics that are really helpful in determining if a business can pay its dues.Timestamps of the episode:-How could beginners avoid risky investments? Is there such a way? [02:33]-Talking about the interest coverage ratio and what this useful metric mean. [05:19]-Current ratio and why it is such an important one to measure a business' liquidity. [11:00]-Different ways companies service their debts in the short term. [19:27]-Discussing the debt-to-equity ratio and how this metric best reflect a business' long term solvency. [25:12]-A good reminder on picking businesses and capital allocation of the management. [27:29]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below:IFB267-How-to-Measure-Liquidity-in-InvestmentsDownloadContact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices