The Investing for Beginners Podcast - Your Path to Financial Freedom

Welcome to the Investing for Beginners podcast! This episode we have one great listener question! Even though this topic is more geared towards employees who have an investment program within their company the discussion towards the end of the show about diversification is a must listen!Timestamps of the episode:-What is an Employee Stock Purchase Plan (ESPP) and how it benefits you as an employee. [02:00]-How to prioritize the different investing benefits of your employer. [05:48]-Read the fine print of your employer stock plan as it can be a case to case basis. [10:00]-The best way to think about the diversification of your investments especially as an employee. [13:25]-Why diversification is mostly for everyone. Remember, you're not Charlie Munger. [18:48]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will be talking about proxy statements! An underrated but an important financial disclosure that let you peek deeper into the incentives of every company management. Listen on as we take a deep dive on this often overlooked financial statement.Timestamps of the episode:-What is a proxy statement and how it relates to the management? [02:10]-An example of a management that is aligned with its shareholders: $ADYEN [07:16]-Rules of thumb in checking incentives of a company's management. [11:54]-A fair way of using incentives to align management with shareholders. [15:45]-The opposite side of the fence: How not to use incentives. [18:00]-How Andrew looks at management ownership and whatnot. [22:29]-Looking beyond the proxy statements: competition, structure and more. [29:33]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a really interesting one and also a timeless topic for every investor out there! Joining with us will be Benjamin Tan from enneagraminvesting.com where he will share great insights into different investing psychology, how it matters and more so listen on!Timestamps of the episode:-Benjamin Tan shares his roots and explains how human psychology intersects with investing in the form enneagrams. [02:03]-What is the idea behind an enneagram and how it can be used to encapsulate investor types. [05:37]-The nuances of different investor types and how it can bleed into one another. [08:43]-How knowing your investing personality will greatly help you make more informed and better decisions [11:05]-Discovering your blind spots and biases is a lifelong process and can change a lot over time. [15:08]-Taking a hard look into ourselves is easier said than done. Embracing weaknesses is not popular at all.[19:16]-The challenges in using a personality test to become a better investor. [24:56]-Understanding your own psychology is counterintuitively more important than focusing on returns. [27:05]Note: Timestamps may differ and are approximate, depending on your podcast player.Benjamin Tan's website- https://www.enneagraminvesting.comKnow your investor psychology type! - https://www.enneagraminvesting.com/free-enneagram-testFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will do a bit of introspection and looking back on the lessons we learned in investing for several years especially on misconceptions and how we value stocks so listen on!Timestamps of the episode:-Misconceptions Dave and Andrew realized throughout the years in investing. [02:18]-Volatility can be your friend! [05:13]-Things or "voices" beginner investors should avoid at all costs. [08:12]-Knowing the incentives of the people you listen to is really important. [11:48]-Investing in yourself, rather than focusing a lot on the best stocks, is a much underrated advice in the investing world. [13:40]-How Dave's and Andrew's thinking about "numbers" in looking for great stocks evolved throughout the years. [19:00]-Curiosity can go a long way especially in investing. Dave used it a lot to his advantage. [21:40]-Why you should always avoid FOMO like a plague. [24:43]-A misconception you have to buy all the big names to get the best returns in the stock market. [29:48]-The best takeaway of Andrew from investing for several years. [31:10]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode we will have a special repeat guest with us, Evans from mymoneymarathon.com to discuss everything about ETFs. We will dive into the structure of what makes an ETF different from other investments, where to research and much more so listen on!Timestamps of the episode:-What are ETF's and how does it differ from an index fund? [02:27]-The things to look for when choosing the right ETF for you. [05:12]-Best places to research on different ETF's like structure and expense ratios. [08:30]-Why an ETF is a great way to have an exposure to a particular industry you like with less volatility and risk. [12:22]-Risks involving in investing on ETF's and why you should be wary on "overdiversifying" [19:10]-How to start building your own ETF portfolio for beginners. [24:29]-The ideal number of ETFs you should own. [28:18]-Tracking your performance in your ETF portfolio and how often you should monitor it. [34:33]Note: Timestamps may differ and are approximate, depending on your podcast player.Evan's website- https://mymoneymarathon.comFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we have another round of great listener questions! The topics encompasses a lot of areas, from how one under 18 can start into investing to what taxes will affect your retirement accounts. Again, we are always thrilled to answer your questions so listen on!Timestamps of the episode:-A question in Portuguese and a relevant one at it: How people under 18 can start investing? [02:20]-How does compounding really work? Is the starting size relevant? [05:49]-Using a windfall to invest or pay down debt will always be a subjective choice. [09:50]-Staying in the game as long as possible is more important [12:56]-Dollar cost averaging should be the way for most people. [17:15]-Different taxes involving lump sum inheritance money. [19:19]-How the ROTH IRA and traditional IRA are being taxed and why you should take note of it. [23:52]-Best places to research on about different individual retirement accounts and what will fit your needs. [26:18]Note: Timestamps may differ and are approximate, depending on your podcast player.Link to our previous episodes talking about starting on IRA's and more. Start here on IFB60 to 64-https://open.spotify.com/episode/2TBUfRy0dWRv4ewzZYVxl8?si=64e05b3a21c440d2For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will do a back to the basics discussion about building a portfolio from scratch! We all know how daunting it can be starting your own portfolio especially with so much information available now in our age. Don't fret! Andrew and Dave is here to give you insightful tips as they share about how a retail investor can start based on their own experiences also so listen on!Timestamps of the episode:-The idea of building an investment portfolio from scratch. [02:00]-Don't put all your eggs in one basket! [03:25]-Different sectors of the stock market that are available for beginner investors. [05:17]-Diving in sectors you're passionate with is a good starting point. [10:45]-How to cope and not succumb in FOMO with the hottest sectors of the day. [13:25]-Position sizing is often overlooked and must be given thought when starting a portfolio. [17:45]-The importance of letting your winners run and how it is a good problem to have. [21:05]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is brought to you by: ShopifyWhat’s incredible to me about Shopify is how, no matter how big you want to grow, Shopify is there to empower you with the confidence and control to revolutionize your business / take your business to the next level.Now, it’s your turn to get serious about selling and try Shopify today.This is possibility, powered by Shopify.Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, ALL LOWERCASE.Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today.SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a discussion about the top 5 companies in the S&P 500 index specifically on things you may not know about them as a beginner investor. Listen on as Dave and Andrew give interesting facts and tidbits about each companies and how it will propel their value more going forward.Timestamps of the episode:-Apple turns a dollar into three like magic and how it can continue this magic in its business moving forward. [02:10]-Google's stickiness is more "sticky" than you think especially on children today. [08:43]-The amount of cash these tech giants have can be mind boggling and presents a dry powder for ripe opportunities. [14:40]-Microsoft is building behind the scenes platforms that most people don't appreciate much and will be a huge value drive going forward. [16:50]-Amazon web services or AWS as popularly called is a behemoth in cloud services and everybody is playing catch up still until now. [23:20]-Berkshire Hathaway's energy company's scale and size deserves more attention. [28:18]-Dave gives a good advice on beginners in looking to invest in the S&P 500. [33:10]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we have another round of great listener questions! As always, we love having these kind of questions directed in our way and this time it's about a problem every investor wants to have while the other one will be on characteristics to look for in a healthy business so listen on!Timestamps of the episode:-A high class problem to have: what to do when a holding of yours increases significantly. [01:45]-Trimming your flowers and watering the weeds is a balancing act that is hard to pull. [07:40]-Practical rules in identifying a healthy business. Business case study: Watsco $WSO [12:28]-The return of invested capital (ROIC as mostly known) is one of the best metric to gauge the efficiency of a business to allocate capital. [20:10]-The price you pay still matter even if it's a great business. [24:37]For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode we will take a bite on a complex topic such as the banking industry. The discussion stemmed from a listener question sent to us about a bank and how to analyze it so of course we are more than happy to go deeper and talk about it. Listen on as we try to simplify as much as possible the jargons surrounding the business of banks.Timestamps of the episode:-Recent rundown on the banking sector and what happened so far. [02:56]-What makes a bank different from a regular business and what are the risks. [05:46]-Key parts in understanding the financial structure of the banking business. [09:30]-Loan quality is everything for banks. Dave shares his "cheat code" in checking one. [18:15]-Why the balance sheet of banks is the most important section of 10k's compared to most businesses. [20:50]-How studying the banking can be overwhelmingly exciting and too much at the same time. [26:15]-Major red flags to look for when analyzing banks especially in the current times. [27:50]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices