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The Investing for Beginners Podcast - Your Path to Financial Freedom

Latest episodes

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Jun 8, 2023 • 48min

The Basics of ETFs with Evan from My Money Marathon

Welcome to the Investing for Beginners podcast! Today's episode we will have a special repeat guest with us, Evans from mymoneymarathon.com to discuss everything about ETFs. We will dive into the structure of what makes an ETF different from other investments, where to research and much more so listen on!Timestamps of the episode:-What are ETF's and how does it differ from an index fund? [02:27]-The things to look for when choosing the right ETF for you. [05:12]-Best places to research on different ETF's like structure and expense ratios. [08:30]-Why an ETF is a great way to have an exposure to a particular industry you like with less volatility and risk. [12:22]-Risks involving in investing on ETF's and why you should be wary on "overdiversifying" [19:10]-How to start building your own ETF portfolio for beginners. [24:29]-The ideal number of ETFs you should own. [28:18]-Tracking your performance in your ETF portfolio and how often you should monitor it. [34:33]Note: Timestamps may differ and are approximate, depending on your podcast player.Evan's website- https://mymoneymarathon.comFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 5, 2023 • 32min

IFB284: When Can You Open a Brokerage/How Should I Invest a Lump Sum?

Welcome to the Investing for Beginners podcast! In today's episode we have another round of great listener questions! The topics encompasses a lot of areas, from how one under 18 can start into investing to what taxes will affect your retirement accounts. Again, we are always thrilled to answer your questions so listen on!Timestamps of the episode:-A question in Portuguese and a relevant one at it: How people under 18 can start investing? [02:20]-How does compounding really work? Is the starting size relevant? [05:49]-Using a windfall to invest or pay down debt will always be a subjective choice. [09:50]-Staying in the game as long as possible is more important [12:56]-Dollar cost averaging should be the way for most people. [17:15]-Different taxes involving lump sum inheritance money. [19:19]-How the ROTH IRA and traditional IRA are being taxed and why you should take note of it. [23:52]-Best places to research on about different individual retirement accounts and what will fit your needs. [26:18]Note: Timestamps may differ and are approximate, depending on your podcast player.Link to our previous episodes talking about starting on IRA's and more. Start here on IFB60 to 64-https://open.spotify.com/episode/2TBUfRy0dWRv4ewzZYVxl8?si=64e05b3a21c440d2For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 1, 2023 • 27min

IFB283: Back to the Basics of Building a Portfolio

Welcome to the Investing for Beginners podcast! In today's episode, we will do a back to the basics discussion about building a portfolio from scratch! We all know how daunting it can be starting your own portfolio especially with so much information available now in our age. Don't fret! Andrew and Dave is here to give you insightful tips as they share about how a retail investor can start based on their own experiences also so listen on!Timestamps of the episode:-The idea of building an investment portfolio from scratch. [02:00]-Don't put all your eggs in one basket! [03:25]-Different sectors of the stock market that are available for beginner investors. [05:17]-Diving in sectors you're passionate with is a good starting point. [10:45]-How to cope and not succumb in FOMO with the hottest sectors of the day. [13:25]-Position sizing is often overlooked and must be given thought when starting a portfolio. [17:45]-The importance of letting your winners run and how it is a good problem to have. [21:05]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is brought to you by: ShopifyWhat’s incredible to me about Shopify is how, no matter how big you want to grow, Shopify is there to empower you with the confidence and control to revolutionize your business / take your business to the next level.Now, it’s your turn to get serious about selling and try Shopify today.This is possibility, powered by Shopify.Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, ALL LOWERCASE.Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today.SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 29, 2023 • 38min

IFB282: In Defense of the Top 5 Companies in the S&P 500: Things Investors May Not Know

Welcome to the Investing for Beginners podcast! Today's episode will be a discussion about the top 5 companies in the S&P 500 index specifically on things you may not know about them as a beginner investor. Listen on as Dave and Andrew give interesting facts and tidbits about each companies and how it will propel their value more going forward.Timestamps of the episode:-Apple turns a dollar into three like magic and how it can continue this magic in its business moving forward. [02:10]-Google's stickiness is more "sticky" than you think especially on children today. [08:43]-The amount of cash these tech giants have can be mind boggling and presents a dry powder for ripe opportunities. [14:40]-Microsoft is building behind the scenes platforms that most people don't appreciate much and will be a huge value drive going forward. [16:50]-Amazon web services or AWS as popularly called is a behemoth in cloud services and everybody is playing catch up still until now. [23:20]-Berkshire Hathaway's energy company's scale and size deserves more attention. [28:18]-Dave gives a good advice on beginners in looking to invest in the S&P 500. [33:10]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 25, 2023 • 30min

IFB281: How to Hold a Company Rising Quickly/How We Look for Quality Companies

Welcome to the Investing for Beginners podcast! In today's episode, we have another round of great listener questions! As always, we love having these kind of questions directed in our way and this time it's about a problem every investor wants to have while the other one will be on characteristics to look for in a healthy business so listen on!Timestamps of the episode:-A high class problem to have: what to do when a holding of yours increases significantly. [01:45]-Trimming your flowers and watering the weeds is a balancing act that is hard to pull. [07:40]-Practical rules in identifying a healthy business. Business case study: Watsco $WSO [12:28]-The return of invested capital (ROIC as mostly known) is one of the best metric to gauge the efficiency of a business to allocate capital. [20:10]-The price you pay still matter even if it's a great business. [24:37]For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 22, 2023 • 34min

Bird's Eye View of Bank Analysis (Citizens First Republic)

Welcome to the Investing for Beginners podcast! Today's episode we will take a bite on a complex topic such as the banking industry. The discussion stemmed from a listener question sent to us about a bank and how to analyze it so of course we are more than happy to go deeper and talk about it. Listen on as we try to simplify as much as possible the jargons surrounding the business of banks.Timestamps of the episode:-Recent rundown on the banking sector and what happened so far. [02:56]-What makes a bank different from a regular business and what are the risks. [05:46]-Key parts in understanding the financial structure of the banking business. [09:30]-Loan quality is everything for banks. Dave shares his "cheat code" in checking one. [18:15]-Why the balance sheet of banks is the most important section of 10k's compared to most businesses. [20:50]-How studying the banking can be overwhelmingly exciting and too much at the same time. [26:15]-Major red flags to look for when analyzing banks especially in the current times. [27:50]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 18, 2023 • 35min

IFB279: New Investor Mistakes and How to Avoid Them

Welcome to the Investing for Beginners podcast! In today's episode it's all about beginner investor mistakes and why you should avoid them like a plague! Listen on as Dave and Andrew discuss timeless mistakes every starting investor makes. Remember, you don't need to pay a high "tuition" price to be humbled by the market!Timestamps of the episode:-Why day trading isn't for every one and probably not for you too. [01:54]-The allure of leverage is doubling your gains but doubling your losses also with the latter happening oftentimes [05:33]-Putting all your eggs in one basket is another sure fire way of losing your money. Remember you're not Warren Buffet. [08:55]-Why timing the market will do you more harm than good. Hindsight is always 20/20. [11:04]-Getting into the "hot" stocks of the day is a bandwagon every beginner investors should avoid. [13:34]-Panic selling shows more of your understanding of the business itself than the market. [16:15]-Buying solely because of the dividend yield is a trap. [20:05]-Watching too much financial news must be avoided like a plague. [22:40]-Following and buying the same stocks as what an online "guru" recommends. [27:23]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 15, 2023 • 41min

IFB278: How to Deal with Macro Issues

Welcome to the Investing for Beginners podcast! In today's episode we will be discussing about the doom and gloom surrounding the market and how to deal with it as an investor. How can you filter the noise? Dave and Andrew discussed interesting points on how they cope themselves so listen on!Timestamps of the episode:-How to deal with the current economic environment impacting your investments. [01:55]-What macro really means and to what degree should you care about it. [04:13]-Why timing the market is impossible. [06:33]-The fastest way to grow wealth is to go slow- dollar cost averaging. [12:40]-Can we reliably predict if we are really in a recession? [15:02]-Understanding the businesses you're invested in helps you weather any economic storm. [18:45]-How Andrew and Dave deals with the current macro environment and how it affects their investing decisions. [24:37]-Circle of competence will help you hold on tight in right businesses. Dave takes a bite on Visa as an example. [32:00]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 11, 2023 • 36min

Bird's Eye View of the Balance Sheet

Welcome to the Investing for Beginners podcast! Today's episode will be another bird's eye view of the last main segment of an annual report or 10k which is the balance sheet! Looked upon as the most boring section among the three but there is more than meets the eye! Listen on as we discussed how important it is and how it drives the value of a business forward.Timestamps of the episodes:-Why should you care about the balance sheet in the first place? [02:13]-Terms to note in looking at a company's balance sheet. [04:04]-Assets and liquidity go hand in hand. [06:36]-How everything balances out in the balance sheet and why it can be confusing at first. [13:20]-Two things investor should focus on the most in reading a balance sheet. [17:27]-Three ways businesses drive value using their balance sheet. [23:17]-The best balance sheet among the three businesses discussed. Spoiler alert: its a fruit. [25:25]Note: Timestamps may differ and are approximate, depending on your podcast player.Book mentioned in the show- Financial Statements: A Step-By-Step Guide to Understanding and Creating Financial Reports by Thomas IttelsonFor more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below: Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 8, 2023 • 24min

IFB277: Defining Apple’s Moat By Looking at the Components

Welcome to the Investing for Beginners podcast! In today's episode, we will discuss what a "moat" means for businesses and why you should take note of it. Listen on as we breakdown to you different kinds of moats and how it protects a business from its competitors!Timestamps of the episode:-What is a "moat" and how it relates to a business like Apple. [02:15]-Identifying what makes a moat and how it protects a business from competitors. [03:45]-How the stickiness of a moat further protects a business from competition. [08:00]-The essence of network effects in a moat- the more the better it becomes! [10:13]-Why economies of scale becomes better the larger a company is. [13:05]-How proprietary technologies strengthens existing moats and drives more value to the business. [15:15]-What price you pay still matters in the end no matter how great a moat a business has. [18:41]Note: Timestamps may differ and are approximate, depending on your podcast player.For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOWApple | Spotify | Google | Stitcher | TuneinYou can find the transcript of today's show below: Learn more about your ad choices. Visit megaphone.fm/adchoices

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