The Investing for Beginners Podcast - Your Path to Financial Freedom
Andrew Sather, Stephen Morris, and Evan Raidt
The Investing for Beginners Podcast teaches you how to buy your first stocks and build long-term wealth in the stock market— without the hype or confusing jargon.
Hosts Andrew Sather and Stephen Morris break down value investing fundamentals into plain English: how to read financial statements, value a company, avoid common beginner mistakes, and build a long-term portfolio you can actually stick with.
Plus, in our At Any Rate episodes with host Evan Raidt, we tackle the personal finance side of wealth building— paying off debt, budgeting, saving, and the money debates every household faces before (and while) investing.
Stop chasing "get-rich-quick" schemes and start building your path to financial freedom, one episode at a time. Follow for more.
Hosts Andrew Sather and Stephen Morris break down value investing fundamentals into plain English: how to read financial statements, value a company, avoid common beginner mistakes, and build a long-term portfolio you can actually stick with.
Plus, in our At Any Rate episodes with host Evan Raidt, we tackle the personal finance side of wealth building— paying off debt, budgeting, saving, and the money debates every household faces before (and while) investing.
Stop chasing "get-rich-quick" schemes and start building your path to financial freedom, one episode at a time. Follow for more.
Episodes
Mentioned books
Nov 12, 2026 • 48min
Language of Business Part 4: How to Read a Cash Flow Statement Like an Investor
Learn to read a company’s cash flow statement as an investor, from operating, investing, and financing flows to the all-important free cash flow calculation. The discussion explores maintenance versus growth CapEx, hyperscaler spending and AI infrastructure risk, capital-heavy businesses, buybacks versus true cash generation, DCF assumptions, and the red and green flags hidden in financial statements.
26 snips
Nov 10, 2026 • 52min
AAR75 - What To Spend More On
What deserves a splurge on a $60,000 income? Vacations, insurance, homes, furniture, cars, phones, gyms, and even Arby’s go head-to-head in a lively 1-to-5 ranking. The discussion also tackles hidden costs from advisors, mutual funds, and credit cards, plus the tradeoffs between cheap cars, premium gadgets, and practical choices.
Nov 9, 2026 • 1h 1min
Q3 Earnings: Tesla's Flying Car, SpaceX's First Profit, and Meta's 10 Million Muse Users
Meta’s ad machine keeps growing as its autonomous AI assistant Muse races to 10 million users, yet the stock sinks. Tesla counters with a jaw-dropping flying-car stunt while facing flat revenue and fading government credits. SpaceX posts explosive growth, its first profit, a massive AI spending spree, and ambitious revenue targets. The discussion also explores strained consumers, founder-led companies, and which business looks most compelling.
Nov 5, 2026 • 47min
Language of Business Part 3 — The Balance Sheet
A lively tour of balance sheets through a football-defense metaphor, covering liquidity, inventory pileups, real estate, debt, leverage, and shareholder equity. Discover how Circuit City’s inventory troubles unfolded, why Domino’s used debt strategically, and how a company can report record earnings while its stock plunges when the numbers underneath fail to hold up.
Nov 3, 2026 • 52min
AAR 74 - What to Do When Debt Gets Unmanageable
Bruce McClary, senior vice president at the National Foundation for Credit Counseling, draws on experience in debt collection and nonprofit counseling to examine rising financial stress. He explores warning signs of unmanageable debt, why contacting creditors early matters, overcoming shame, and a real $40,000 payoff journey. The conversation also covers AI’s limits, budgeting, and free counseling resources.
Nov 2, 2026 • 46min
The 2026 Investor Draft: Whose Team Would You Trust With Your Life Savings?
A fantasy-style draft assembles two dream teams of legendary investors. Buffett, Lynch, Graham, Templeton, Soros, Munger, Fisher, Ackman, Druckenmiller, and Cabot compete for the picks, with discussion of research, contrarian thinking, mental models, quality businesses, and margin of safety. The final lineups face off, while overlooked investing greats spark plenty of debate.
20 snips
Oct 29, 2026 • 45min
The Language of Business, Part 2: Why Your Stock Goes Nowhere
How can sales and profits rise while a stock barely moves? This discussion decodes the income statement from revenue to net income, explores margins, pricing power, and operating leverage, and exposes how stock-based compensation and dilution can drain shareholder returns. It also examines buybacks, one-time expenses, and a simple checklist for evaluating any company.
Oct 27, 2026 • 55min
AAR73 - When to Optimize and Wing It
How much should you optimize your finances? This discussion weighs credit card rewards, 401(k)s, Roth IRAs, budgeting, taxes, investing early, and insurance shopping. Discover which choices deserve careful attention, which are fine at “good enough,” and which create more stress than value.
Oct 26, 2026 • 52min
Why Solar Is One of the Cheapest Ways to Make Power (and What It Means for Investors)
Peter Davidson, CEO of Aligned Climate Capital and former U.S. Energy Department official, explores why solar and wind have become the cheapest new power sources. He explains how solar farms earn revenue, how AI and data centers are driving electricity demand, and why permitting, grid limits, and interest rates matter. The conversation also spotlights virtual power plants, advanced geothermal, small modular nuclear, and notable clean-energy companies.
4 snips
Oct 22, 2026 • 46min
The Language of Business, Part 1: Accounting Doesn't Have to Suck
Accounting becomes surprisingly approachable through an ambitious kid’s lawn-mowing business. Explore revenue, expenses, profit, the equation Assets = Liabilities + Equity, depreciation, cash versus accrual accounting, and subscription revenue. Learn where financial statements hide in a 10-K, why practice with real companies matters, and why adjusted EBITDA deserves serious skepticism.
