Fund Your Retirement Podcast

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Ariea (AIEA) and the investment potential of Next (NXT), Burberry (BRBY) and National World (NWOR). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:00 Round table discussing the latest news announcement from Ariea (AIEA). 11:30 Round table discussing Burberry (BRBY) 22:45 Round table discussing Next (NXT) 32:45 Round table discussing National World (NWOR) Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part five of this ever-growing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of a fund manager's investments as they each break down the investments that performed better than expected and the investments that didn’t work out as they expected resulting in total loss of capital. Key topics covered: ·         Discussing the companies that didn’t work out, as well as they expected. ·         Discussing the companies that exceeded their expectations? ·         This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this now eight-part series builds on the next as they walk you through an investor's journey. If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. In the previous episode, Judith and Rosemary shared how to cultivate the mindset of a long-term investor including their experiences of investing through recessions. Timestamps: 2:00 Judith shares an investment that resulted in a total loss of capital and the reasons why. 9:45 Rosemary shares an investment that went out of business and the reasons why. 15:45 Judith shares a company that has performed exceptionally and the reasons why. 22:30 Rosemary shares a company that is performing well for her now and the reasons why. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Colossus podcast network: https://www.joincolossus.com/ The Map That Changed The World: https://www.amazon.co.uk/Map-That-Changed-World-Redemption/dp/0140280391/ Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.  

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Hargreaves Lansdown (HL) and the investment potential of Plus500 (PLUS), Jet2 (JET2) and Close Brothers (CBG). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:10 Round table discussing Hargreaves Lansdown (HL). 11:00 Round table discussing Plus500 (PLUS) 22:55 Round table discussing Jet2 (JET2) 38:00 Round table discussing Close Brothers (CBG) Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In today’s episode director of the Institute for Fiscal Studies Paul Johnson shares the true cost of running Britain. Paul explores taxes, pensions including auto-enrollment, the ageing population, and the future of the state pension. Paul is perhaps one the UK's known economists, a regular on BBC Radio 4, and writes a column for the Times Newspaper. He is also a published author with a Times bestseller Follow the Money, How Much Does Britain Cost. Key topics discussed: ·         Are we receiving good value for our taxes? ·         Will our taxes keep on rising? ·         Should we just tax the rich? ·         Is growth the answer, or raising taxes? ·         How much does the state pension cost? ·         Does auto-enrollment solve the problem of funding one's retirement? ·         Does the risk measurement process need an overhaul? Timestamps: 1:30 Paul Johnson’s journey and career so far. 3:15 Holding the government to account. 4:00 How much the government spends? 6:15 Where does the government get its money from? 7:45 What are the big three expenses for the government finances? 11:05 Are we getting good value for money? 15:00 Will taxes keep on rising? 16:15 Can we tax the rich more? 19:10 Is growth a better option than raising taxes? 22:00 Should defined benefit pensions invest more in equities? 23:14 Overhauling defined benefit default funds. 25:30 Does the pension system need an overhaul? 26:40 Is the state pension sustainable? 28:00 Has auto-enrollment been a success? 32:00 Closing thoughts and wrap up. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Links & Guest Resources: Buy Paul’s book, Follow The Money Here: https://www.amazon.co.uk/Follow-Money-much-does-Britain/dp/1408714019/ref=asc_df_1408714019/ Institute for Fiscal Studies website: https://ifs.org.uk/ Pauls blog page on the IFS website: https://ifs.org.uk/people/paul-johnson Fundamental Asset Management website: https://fundamentalasset.com/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Supreme (SUP) and the investment potential of H&T (HAT), Henry Boot (BOOT), Airea (AIEA) and much more. A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:30 Round table discussing the latest news announcement regarding Supreme (SUP). 11:45 Round table discussing the pawnbroker H&T. 21:20 Round table discussing flooring specialist Airea. 33:45 Round table discussing property developer Henry Boot. 45:30 Round table discussing how they analyse company accounts. Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part four of this now seven-part series, Judith Mackenzie and Rosemary Banyard discuss the importance of investor psychology, and investing through recessions, including how you can cultivate the mindset of a long term investor. Key topics covered: ·         The personality characteristics of someone who thinks and invests for the long term. ·         Investing through the tech bubble. ·         Investing through the financial crisis of 08. ·         Launching a fund in the middle of Covid-19. ·         How Judith and Rosemary tune out of the noise. ·         How to cultivate a mindset of someone who can hold investments through recessions. This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. Timestamps: 2:00 Characteristics and personality traits of someone who thinks long term. 6:15 Clarifying how long is long term when it comes to investing. 9:15 How Judith and Rosemary ignore the noise. 11:30 Holding investments through recessions and drawdowns. 14:45 Investing through the tech bubble. 21:30 Investing through the financial crisis on 08. 25:30 Investing and launching a fund in the middle of Covid-19. 28:15 Developing the mentality to invest through a recession and hold for the long term. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Russel Investments behavioural bias article: https://russellinvestments.com/us/blog/avoid-behavioral-bias Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Today’s episode is the start of a new podcast series discussing where your pension money is going starting with the recent proposals by Jeremy Hunt at the Mansion House speech. Should pension savers and private investors be concerned about this proposal to direct billions of pension money towards UK small caps and unlisted companies? What will it mean for pension savers and private investors? Will these proposed billions lead to a bubble in small caps and unlisted companies with the inevitable crash, or will it lead to a whole host of new yet-to-be-formed companies that pension savers, private investors and UK PLC will benefit from? As always with these types of proposals there will be winners and losers, will it be regular pension savers, private investors, private equity, or UK PLC? Timestamps: 1:30 UK stock market news 3:00 New company listings on the stock market. 4:15 What potential impacts will the mansion house speech have on UK small caps? 6:45 What does Jeremy Hunt mean when he says high-growth unlisted companies? 8:45 Who will be the primary beneficiaries of this proposal? 12:00 Will an extra £50 billion entering this niche area create a bubble? 15:15 Why are more companies going private than ever before? 17:30 What does the CEO of the Canadian pension board think of this proposal? 20:15 Would tax breaks be a better option? If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Resources: Fundamental Asset Management website: https://fundamentalasset.com/ Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Ed Croft is the co-founder and CEO of Stockopedia whose goal is to help private investors beat the market. Ed began his career with Goldman Sachs as a wealth manager before leaving to manage his family funds leading launch of Stockopedia in 2012. Key topics: ·         What is a multibagger. ·         What creates a multibagger. ·         How you can find companies with these long-term qualities today. ·         Portfolio and risk management. ·         Why Ed is optimistic about the UK stock market. ·         Why Ed’s investing style has gone full circle back to being more of a stock picker. ·         What Ed learned going through a 60% drawdown during the financial crisis. Ed shares in great detail the metrics that drive long-term compounding in companies, including how you can find those companies today. // Register for the FREE trial and gain access to the three extra masterclass videos,  Just go to: https://www.stockopedia.com/?utm_source=fundyourretirement&utm_medium=podcast Timestamps: 1:30 How Ed got started as an investor and his journey so far. 4:00 Ed sharing what is a multibagger. 5:30 Why Ed and the Stockopeda team decided to carry out the research into stocks that multibag. 7:45 What surprised Ed the most? 9:00 The financial characteristics that drive long-term compounding companies. 11:35 The qualitative aspects that drive long-term compounding companies. 15:40 Discussing Ed’s investing style and approach 21:00 Ed sharing his experience of a 60% drawdown and discussing drawdowns in general. 25:20 Ed sharing his market timing strategy. 29:00 Ed sharing how you use this knowledge to find stocks that can multibag today. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future interviews and insightful conversations about portfolio management and stock analysis. Guest Links & Resources: Take the FREE two-week trial here: https://www.stockopedia.com/?utm_source=fundyourretirement&utm_medium=podcast Read the Multibagger report here: https://assets.stockopedia.com/books/makings-of-a-multibagger.pdf Watch the multibagger webinar on the Stockopedia YouTube Channel here: https://youtu.be/DLR15dWGhos?si=5OWwyQVkvCSQ8NVr Follow Stockopeida on Twitter here: https://twitter.com/stockopedia Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part three of this six-part series, Judith Mackenzie and Rosemary Banyard share how they analyse companies for long term investing. How they go from a universe of thousands of companies to a few hundred and How they go from a few hundred companies to a small watch list. What they look for in a good company. How they analyze company accounts. Their views on management and rumination. Attending AGMs and discussing what a moat is. Red flags to avoid in companies. This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. Timestamps: 2:05 Rosemary and Judith start right at the beginning; how they go from multiple thousands of companies to just a few hundred to focus on. 9:00 Judith shares what RNS,s (regulatory news services) are and why they are important. 10:40 Rosemary and Judith share how they go from a universe of a few hundred companies to a small watch list. 13:00 Analysing company accounts. 17:15 Discussing what a moat is and how to assess if a company has a moat. 20:50 Looking out for the red flags when analysing companies. 25:10 Discussing the changes Rosemary and Judith have seen over their investing career. 27:45 Attending AGM,s (annual general meetings) of companies. 31:00 Final thoughts on analysing companies from Rosemary and Judith. 33:15 Judith shares her book to read, The Red Notice by Bill Browder. 35:15 Rosemary shares her book to read, Investing for Growth by Terry Smith. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Investing for Growth by Terry Smith: https://www.amazon.co.uk/Investing-Growth-companies-anthology-investment/dp/0857199013 Red Notice by Bill Browder: https://www.amazon.co.uk/Red-Notice-Became-Putins-Enemy/dp/ Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement  Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Table Maynard Paton, Roland Head, Mark Simpson, and Graham Neary discuss a question from a listener asking what their worst investing mistake was, and what did they learn from it. Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. // SOCIAL // Follow Maynard on Twitter: https://twitter.com/maynardpaton  Follow Roland on Twitter: https://twitter.com/rolandhead  Follow Mark on Twitter: https://twitter.com/DangerCapital Follow Graham on Twitter: https://twitter.com/GrahamNeary Follow Bruce on Twitter: https://twitter.com/bruce_packard Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.