Only Fee-Only

Jon's Bio:Jon Luskin is a fee-only, advice-only CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and fiduciary in sunny San Diego, California. Jon specializes in providing hourly advice to do-it-yourself investors.Jon is a long-time advocate of simple, low-cost investing. His master’s thesis showed how university endowments can generate more wealth (and take on less risk) by using passive index funds. Jon’s other research has been published in the peer-reviewed Financial Planning Association’s Journal of Financial Planning. Jon has had the fortune of presenting his research to advisors across the country.For his contribution to the industry, Jon has been recognized as one of the financial planning industry’s top young advisors by InvestmentNews magazine. Jon has been featured in consumer-facing and advisor-facing publications, including the New York Times, the Wall Street Journal, and Michael Kitces’ blog, Nerd’s Eye View.In 2019, Jon and his wife Lien dedicated one full year to travel. The two started their adventure by taking four months to convert a cargo van into their home on wheels. They then spent several months traversing the western United States and Mexico. Lien documented their adventure on her blog.Jon provides pro-bono financial planning to low-income households with the San Diego Financial Literacy Center, a 501(c)3 organization. He also volunteers with Second Chance Dog Rescue and Four Paws Dog Rescue.Jon's Social:Twitter: @JonLuskinLinkedin: https://www.linkedin.com/in/jonluskin/

Daniel's BioHello, I’m Daniel – husband to Anna, widower to Sarah, Air Force veteran, business owner, writer, speaker, CFP® Professional, financial planner, and Christ-follower. I’m the founder of Wise Stewardship Financial Planning where we offer fee-only, fiduciary financial planning and investment advice with a special focus on young widows and widowers as well as servicemembers and their families.Grief changes everything. I know that all too well from personal experience as I became a widower at 31 and before that, father to 3 children in heaven. My passion and purpose now is to take what I’ve learned from those experiences combined with financial planning and advice to be a help to you in your own unique grief journey. Wise Stewardship works together with you to help gain stability in your current financial situation, prioritize next steps, and walk with you into a new and different future.Here’s the rest of my story and why I became a financial planner. I’ve always been interested in money since I was a little kid, including out-bidding my siblings for chores-for-hire, to providing loans to my siblings and friends when they had spent all their money and diligently saving my allowance for future goals. Over time this evolved into reading the stock pages in the newspaper as a young teenager and then choosing to major in economics in college. After completing Air Force ROTC at Purdue University, I commissioned as an officer into the Air Force in 2009 but continued my personal interest into personal finances, investing, and all things money-related.In my college years and early 20s, I read hundreds of books and spent thousands of hours studying financial planning topics. I also had the opportunity to be a volunteer financial counselor during many of the years when I was on active duty in addition to helping and educating family and friends over the years. Thanks to countless help along the way, I learned more about the financial services industry and found my way to fee-only, fiduciary financial planning. It was through these experiences that sparked my passion and helped me realize what I wanted to do whenever I decided to leave the military!As an officer on active duty for almost 9 years, along with a brother, sister, and brother-in-law in the military, I experienced firsthand the benefits and challenges that military life can have on all aspects of life especially finances. Frequent changes like TDY’s, deployments, and PCS’s add unique potential opportunities and obstacles to meeting goals and dreams. Add in the often disparate and sometimes confusing military pay, benefits, scattered military benefits and discounts, and countless people offering advice or services, and there is often a lack of clarity on how best to optimize all of these to best meet goals.I’ve seen almost everything military life can throw at you and been through much of what you probably have questions about. I’ve learned a lot about what works and what doesn’t; what’s important and what isn’t. I’m now able to use these vast experiences to help my clients navigate the challenges of the busy military life, get the most out of your hard-earned benefits, and help you achieve your goals.Social:Linkedin: https://www.linkedin.com/in/danielmkopp/Twitter: @danielmkoppInstagram: wisestewardshipfinancialplanMusic in this episode was obtained from Bensound.

Travis's Bio:Hi! I’m Travis, A CERTIFIED FINANCIAL PLANNER™ professional and the founder of Kinetix Financial Planning. I believe money is a tool that can unlock the optionality of life. My goals are to help optimize your cash flow, grow wealth, and pay less money to Uncle Sam through dynamic financial planning and investment management.Prior to my career as a financial planner, I graduated with a business degree from the University of North Texas in Denton, Texas. I began my professional career at a large brokerage firm where I learned the ins and outs of the financial markets. During this time I was able to gain valuable experience in financial markets, risk management, and personal finance. I then found my path working as a wealth manager for a small financial firm serving pre-retirees and retirees which included selling insurance to clients. I realized that insurance sales mixed with financial planning created a huge conflict of interest! I made the decision to become a fee-only financial planner in order to give my clients real financial advice with limited conflicts of interest. On a personal note, I live in the Dallas/ Fort Worth area but grew up a small-town kid in central Texas. When I am not helping my clients, I enjoy the outdoors, traveling, reading, or listening to the next queued up podcast. In addition, I am a supporter of the professional sports teams in the Dallas/Fort Worth area. An avid outdoorsman – hunting, fishing, hiking, skiing, and everything in between. I have a husky that keeps me busy and active named Koda. Who is also the CEO (see below). My favorite getaway is Montana where I have family!Instagram:  kinetixfpLinkedin: https://www.linkedin.com/in/travisgatzemeier/Twitter: @T_GatzemeierMusic in this episode obtained from Bensound.

TJ's Bio:Before launching MWB in the fall of 2018, I worked for several financial planning firms honing my craft behind the scenes and strategizing on how to put the pieces together to build a value-oriented practice.Working in the tech space, I focus on professionals ages twenty-five to forty who have experienced a windfall via equity compensation and are looking to maximize their newfound wealth to plan for FI.I’m incredibly passionate about financial independence, pursuing autonomy, and creating an intentional lifestyle through planning.At MWB, I’m committed to working with a maximum of fifty client relationships at any time.A little bit about me; I grew up on the island of Martha’s Vineyard, where I currently spend my summers.I live in Woburn, MA, just north of Boston, the rest of the year.Social:https://www.linkedin.com/in/tjvangerven/Insta: @modernwealthbuildersTwitter: @TJvanGerven

Cyndi's Bio:Cyndi draws on a deep and varied career in the financial industry.  Her career has taken her on a dual path of both individual and corporate investment and risk management.  Early in her career she served as Vice President of Foreign Currency Trading at Bank of America. In addition to trading, she also developed and implemented strategic capital markets risk management programs for multi-national corporations.  She spent many years as Managing Partner of National Bond and Trust, a national financial benefits provider, where Cyndi developed and implemented a national investment program for individual investors.  It was during that program development that Cyndi realized her passion for helping individual investors.  She has committed the rest of her career to broadening her service through Walsh Advisors. Cyndi first became an investor at the age of 17 when she first participated in the 401K program at McDonald's Corporation.  After earning her bachelor’s degree in Computer Information Technology from Purdue University, her passion for investing compelled her to attend the University of Chicago where she earned an MBA in Finance.  Cyndi’s pursuit of knowledge continues as she recently completed her Doctorate degree at DePaul University Kellstadt Graduate School of Business with a Finance specialty. As a seasoned fiduciary Cyndi has lended her investment expertise to service in various trustee roles including the Indiana Bond Bank,  Indiana Public Employee Retirement Pension Fund and the Indiana State Teachers’ Retirement Pension Fund.  She has also served as a board member of the Indiana Education Savings Authority. These roles have also provided her invaluable portfolio management expertise.Walsh Advisors website:https://walshadvisorsinc.com/aboutCyndi's Linkedinhttps://www.linkedin.com/in/cyndi-walsh-9293316b/

Jim's Bio:Hi, I’m Jim Crider— a husband, dad, and CEO of Intentional Living FP.Prior to starting Intentional Living FP, I worked primarily with the standard clients of most wealth management firms— financially successful families seeking guidance with the wealth they’ve accumulated over decades.  While I cherish each client I’ve served,  I came to find the clients I enjoy most: families that desire to achieve early financial independence for the sake of spending significant time with the people they care about, doing the things they enjoy.I am a CERTIFIED FINANCIAL PLANNER™, and the message I tell every client I work with is that my role is to guide— to live where my clients’ lives and money intersect so they can live the life they want to live. The money is simply a tool, a resource that is there to help you live the life you want. When I’m not engaged in a conversation with people about life, priorities, and doing what is important to them, I can be found chasing around my kids, Atticus, Asher, & Arlo, spending time with my wife, Kendra, or out on an adventure.Social:Twiiter - @JimCriderTXLinkedin - https://www.linkedin.com/in/criderjim/Instagram: https://www.instagram.com/jimcridertx/

Josh's Bio:After 8 years in the industry, Josh discovered the RIA community.He discovered a unique way to network with financial planners - draw them as a cartoon. As he continued to network, Josh realized that FinArt could become a business.His dream is to create content for advisors to easily explain financial concepts in a fun way, and to create content for the public to easily understand their world.When he’s not creating art, Josh loves doing anything with his wife, Michelle, and they love to travel. They’re based out of Bellevue, Nebraska.Twitter: @TheFinArtistLinkedin: https://www.linkedin.com/in/josh-passler-finart-80b4b1249/Instagram: thefin.artistWebsite: https://www.thefinartist.com/Music in this episode was obtained from Bensound.

Colton's Bio:My name is Colton Etherton.I'm The Tattoo Artist Advisor. I'm also a Certified Financial Planner™ practitioner and the owner of Out of the Office Planning.I've worked in finance for nearly a decade. After growing tired of traditional firms where I seemed to only be helping people that were already wealthy, I decided to launch my own firm and work with people that I wanted to work with - tattoo artists.Social:Twitter: @thetattooadvisrInstagram: thetattooartistadvisor

Jamie's Bio:Jamie’s career began with Morgan Stanley in 2006, later joining Fidelity Investments as a Vice President in 2011, where he was responsible for the oversight of over $1 billion in assets of nearly 500 high-net worth families and businesses. He brings over 20 years of wealth management and hands-on experience in the Financial Services industry. Jamie loves helping his clients make complex financial decisions, and ‘making the puzzle pieces ‘fit’ for them."I grew up in a family that always seemed to have money challenges. They didn’t have the financial freedom they longed for.I promised myself early on that I would do whatever I had to do in order to ensure that my clients never feel the same struggles relating to money that I did.Because of those experiences, I’ve created a firm dedicated to helping others continue to doing what they love to do with ZERO financial stress."Social:https://www.instagram.com/jamiemlima/https://www.linkedin.com/in/jamielima/https://twitter.com/JamieMLimaMusic in this episode was obtained from Bensound.

Frank's Bio:A lifelong learner, Frank has been in and around the financial services industry since 2008.During that time, Frank has worked as an investment consultant at a national brokerage firm and as a Wealth Advisor/Co-Chief Investment Officer at a $2.5 billion locally owned, independent advisory firm. With experience from “both sides of the table” Frank set out to build the next generation of wealth management firms. One that doesn’t care about “managing your money” but instead focuses on building relationships, empowering investors, and aligning the fees investors pay with the services received. Frank holds a Bachelor of Science in Business Administration with a Finance focus from the University of Central Florida.Frank also holds the following designations:- CERTIFIED FINANCIAL PLANNER™ (CFP®) professional- Chartered Financial Analyst® (CFA®)- Accredited Investment Fiduciary® (AIF®)On a personal note, Frank lives in Winter Park with his wife Kaitlyn, daughter Astrid, and best furry friend Rudy.Social:https://www.linkedin.com/company/franklyfinances/https://twitter.com/FranklyFinancesMusic obtained from Bensound.