The Clever Girls Know Podcast

If you’re ready to leave a relationship but are staying because you have no money, it can put you in a pretty bad situation. That said its important you are aware of your options to leave, so you don’t feel trapped when it’s time to go. On today's podcast, we are going to go over how to leave a relationship when you have no money. For resources and to create an action plan, please visit the National Domestic Violence Hotline website or call 800.799.SAFE (7233). ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's podcast episode, Aitza Negron joins us to discuss how to use zero-based budgeting to pay off debt, save and boost your income! Aitza is a Certified Public Accountant, Financial Coach and Airbnb Superhost from Stamford, Connecticut. Currently living in South Florida, she is a first generation wealth builder who founded Strategies & T.E.A. in an effort to help others go from living paycheck-to-paycheck to stable and capable. She is also a proud Boricua (Puerto Rican)who enjoys spending time with family and friends, traveling and, more recently, a good game of tennis. WHAT AITZA DISCUSSED: - Why her budgeting method of choice is zero-based budgeting - How zero-based budgeting can help individuals or families pay off debts more effectively than other budgeting approaches - The key steps and practical ways to implement zero-based budgeting successfully - How zero-based budgeting can be adjusted to accommodate changes in income or unexpected expenses AND MUCH MORE HOW TO KEEP UP WITH AITZA: On Instagram: www.instagram.com/strategiesandtea Via her website: www.strategiesandtea.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In life we are constantly faced with choices. Some of these choices are small and inconsequential, while others have the potential to shape our lives in profound ways. On the list of most important we will make in life is choosing and navigating a career path. Are you wondering what key factors to consider when choosing a career? In today’s episode, let's go over 7 Important factors to consider when choosing a career! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Do you dread waking up every day and showing up to work? Well, there could be a variety of reasons you hate your job. For instance, maybe you have a toxic boss, your boss is too demanding, or you are just uninspired by the work you do. This can be detrimental to your career in the long term. Have you ever been in a job you hated? What did you do about it? In today’s video, we are going to go over how to survive a job you hate until you leave! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's episode Dr. Brittne Halford shares the mindset shifts she made to pay off $138,000 in student loans in under 3 years. Dr. Brittne Halford MD, MPH, is an Internal Medicine Physician and Wealth Coach, empowering women in healthcare to achieve financial freedom while embracing joy. Dr. Halford is an Academic Hospitalist in Boston with an academic background from the University of Michigan and Northwestern University's Feinberg School of Medicine. As a wealth coach, Dr. Halford guides women in healthcare to save, pay off debt, and independently invest—without sacrificing joy. With her own success in paying off $138,000 in student loans within three years, she shares valuable money management strategies through her YouTube channel. Dr. Halford is also a co-founder of Bramilyn and Rose, a brand specializing in satin-lined hair accessories for women and children. Her passion for personal finance and creating generational wealth further fuels her mission. Balancing her professional achievements with her role as a wife and mother to Brooke and KJ, Dr. Halford exemplifies the connection between financial independence and joyful living. WHAT BRITTNE DISCUSSED: - Her personal journey of accruing $138k in student loan debt and the factors that contributed to it - What motivated her to tackle her student loans aggressively and pay off such a significant amount in such a short period - The specific resources or tools that were instrumental in helping her manage and track your progress in paying off your debt Her mindset and attitude towards money AND MUCH MORE HOW TO KEEP UP WITH BRITTNE: Website: MoreJoyMoreWealth.com Instagram: https://www.instagram.com/brittnehalford/ YouTube: https://www.youtube.com/channel/UC9RN5YjEyVfNqg2nyety4cQ LinkedIn: https://www.linkedin.com/in/brittne-halford/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's interview, Susana Briscoe-Alba shares gems on how to nail your next job interview. Susana Alba is the founder and CEO of Dunamis Consulting and Coaching Services, LLC. She is a highly-rated Leadership Coach & Career Strategist with 10+ years of experience as an inspiring leader, speaker, and certified Maxwell DiSC Trainer. She has served in the education industry, specifically within higher education, creating opportunities for students in marginalized communities. She helps women in mid-level management roles ascend to the C-Suite through career mapping and leadership coaching. A New York native, Susana enjoys spending time watching baseball with her husband and son when she's not working. WHAT SUSANA DISCUSSED: - Challenges job seekers face in the competitive job market, and how they can overcome them - Common mistakes she sees people make during job interviews, and how can they avoid them - Advice for individuals transitioning careers who may be unsure how to communicate their transferable skills during an interview effectively - Tips for conducting thorough research on a company before an interview and how that can impact the overall interview performance. AND MUCH MORE HOW TO KEEP UP WITH SUSANA: Instagram: https://www.instagram.com/iam_susanaalba/ LinkedIn: https://www.linkedin.com/in/susana-briscoe-alba/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Managing money can be challenging, especially when there are so many money myths and misconceptions floating around. These financial myths can lead you to make poor decisions, cause you to overspend, discourage you from seeking help, and cause lots of stress. On today’s podcast, we are going to go over 21 money myths and how to avoid falling into these traps. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Do you ever look back on certain money decisions you’ve made in the past and think, “My gosh… how could I have been so careless?!” The shame and humiliation feel real — and the more you think about it, the more embarrassed you become. In times like these, you may be experiencing a cycle of shame around money. Learning how to break this cycle and heal your relationship with money can help you shed your disappointment and chart a path forward. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s episode Shay McMillan is sharing key tips to tackle different kinds of commonly faced budget challenges. Shay is a wife, dog mom, school based counselor, financial social worker, business owner, content creator and so much more. She is determined to create and lead a financially balanced life that she absolutely loves and enjoys. It is her mission to craft a perfect life and she inspires and encourages others to do the same offline and online. WHAT SHAY DISCUSSED: 1. the most common budget challenges that individuals face today 2. How to identify areas in a budget that need improvement 3. Common mistakes people make when creating a budget, and how they can avoid them 4. How to adjust your budget when unexpected expenses arise 5. Effective strategies for reducing expenses without sacrificing quality of life AND MUCH MORE HOW TO KEEP UP WITH SHAY: Instagram: shaybudgets YouTube: @shaybudgets TikTok: @shaybudgets Via her website: www.shaybudgets.com ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Josie Rosario, a visionary coach, discusses key mindset adjustments for entrepreneurs. Topics include growth mindset, overcoming limitations, embracing failure, building support systems, and nurturing confidence. Embracing discomfort and change are highlighted for personal growth.