The Clever Girls Know Podcast With Bola Sokunbi

Kara is the founder of The Frugal Feminista, a NYC-based personal finance and personal development company committed to helping women live life on their own terms unapologetically. After climbing her way out of $65K worth of student loan and credit card debt, and building up her financial reserves, Kara soon saw the link between personal power and financial freedom; and wanted to inspire and educate women around the world to do the same. She is also the author of Heal Your Relationship With Money, Unmasking the Strong Black Woman, and The Happy Finances Challenge (forthcoming) Don't Let Him Touch Your Assets. What we discussed this episode: - How her mom's personal experience around men and money impacted her own money story including how she started hoarding money as a result. - What she did to pay off $65,000 in debt and how she was able to overcome her negative mindset around money by testing out the theories that had been impressed upon her about money to determine was true and what was not. - We also talked about how going through this deep assessment of her money beliefs and her experiences with money (including seeking therapy) changed her life. How to keep in touch with Kara: - To contact Kara and get access to her books and freebies including her free 5 day financial rest plan visit her website at thefrugalfeminista.com Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

I'm excited to share my good friend Kalyn Chandler with you! She's the founder and CEO of Effies Paper :: Stationery&Whatnot (https://effiespaper.com) - A lifestyle brand that creates stationery and other products that are a unique mix of casual elegance, motivation and social conversation that make using them fun and engaging. Her products are sold in over 70 stores nationwide which is a pretty big deal and so I'm excited to have on to share her story and business advice with all of us. Kalyn is one of my cohort sisters from the business incubator I completed earlier this year and we've become really good friends as a result. What we discussed this episode: On this episode Kalyn shares her personal story around starting her business including: - How she went from working as a lawyer at one of the biggest law firms to starting Effies Paper - especially as she quit her job without knowing what she was going to do next and how she figured it out. - Her biggest challenges and successes - What it means to let go of control to run a successful business - How to stay the course on what you've planned for your business and not get distracted by the shiny object syndrome - Saying yes to everything vs saying no and how to deliver your no. How to keep in touch with Kalyn: - On her website at EffiesPaper.com - On Instagram at @effiespaper Check out our online courses at www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Follow Clever Girl Finance on Instagram at www.instagram.com/clevergirlfinance

Meet Stacey Flowers, a TED speaker, internationally sought after speaker, author and life coach. Her personal mission is to inspire you to create real happiness. She's an eternal optimist who's committed to helping people live beyond preconceptions and limiting beliefs. Stacey uses her own story and experiences to empower others with tools to improve their lives. She's an incredible woman who is taking charge of her life and her finances by focusing on aggressively paying down her debt despite starting a new business and earning a low income at the time of this recording. In this video Stacy shares exactly what's she's doing to succeed including: - Mindset shifts she's had to make to support her growth - How having and recovering from a serious illness changed her perspective on how she was dealing with her finances. - Her long-term goals - How and why she's going to succeed - What she's teaching her son about money How to keep up with Stacey: - You can keep up with Stacy on her YouTube Channel - https://youtube.com/staceyflowers and on her website at https://www.staceyflowers.com Check out our online courses at www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Follow Clever Girl Finance on Instagram at www.instagram.com/clevergirlfinance

Michelle Bobrow is a podcast listener and the founder of the Holistic Wallet. She started out working in the financial industry with a job she took on to pay off her student loans and got to experience predatory financial behavior and how these behaviors exhibited by certain financial industry players set people up to fail unless you beat them at their own game. She also found that traditional financial advice didn't work for her despite being careful with her spending because the traditional advice was just overly complicated. On this episode, Michelle share: - Her personal story with money - How traditional financial advice can be overwhelming, how to manage the complexity and what you can do to simplify your financial life - How to feel inspired to make the change necessary to build real wealth and more! You can keep up with Michelle via: https://www.theholisticwallet.com/ Facebook.com/theholisticwallet Subscribe to www.CleverGirlFinance.com. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

On this episode of the podcast, my guest is Vickii Onabolu and she's an incredible baker from the United Kingdom. She also happens to be one of my best friends and I'm honored to have her share her business story on how she transitioned from managing her baking business on the side while working a full time job to becoming full time business owner and pursuing her dreams of baking the incredible cakes that she's known for. On this episode Vickii shares: - How she got into baking - What it took for her to be able to run her business full time including how she planned out her finances - Her biggest challenges and successes as a business owner so far - Specific things she's doing to grow her business - Her approach to being positive and dealing with stress and so much more! How to find Vickii and Ermioni's Bakeshop: http://www.ermionisbakeshop.com/ https://www.instagram.com/ermionisbakeshop/ https://www.facebook.com/ermionisbakeshop email: hello@ermionisbakeshop.com Vickii's favorite podcasts: - How i built this: https://www.npr.org/podcasts/510313/how-i-built-this - Girl boss radio: https://www.girlboss.com/podcast - She means business: https://femaleentrepreneurassociation.com/?s=podcast - WSJ Secrets of wealthy women: https://www.wsj.com/podcasts/browse/wsj-secrets-of-wealthy-women Subscribe to www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Today's episode is all about fashion and style on a budget! I thought it would be a great idea to lighten things up by discussing something we all want to do everyday and that's looking and feeling good. To have this conversation with me today, I've brought in an amazing style expert and friend of mine. Her name is Janie Medley and she's the fashion and lifestyle blogger (and also the incredible florist) behind Medley Style. Janie inspires women of today to not only shop smart, but to shop their own closets and in the process, define their own personal style. She proves that you don't have to "break the bank" to have style. On this episode Janie shares: - A little bit about her money story growing up - Why she loves fashion and style - Where to start when it comes to building a fabulous wardrobe on a budget - What is worth splurging on and what isn't - Her favorite places to shop and more! How to keep up with Janie: - You can keep up with Janie on her incredible Instagram page: https://instagram.com/medleystyle and also on her amazing website https://www.medleystyle.com Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Today's episode is in partnership with Thrivent Student Resources (https://www.thriventstudentresources.com) which is a thriving hub of tools and resources related to helping you achieve your college dreams with as little debt as possible whether you're going to a trade school, local university, vocational school or any other form of higher education. And the reason why I was interested in doing this collaboration to talk specifically about student loans is because the student loan crisis is real - many of you who listen to the podcast are dealing with large student loans or have children approaching college age and I thought it would be great to have someone from Thrivent Student Resources come on to the podcast to share what you can do to successfully minimize and manage your student loans & still achieve your financial goals. And so my guest today is Susan Farrell, the Vice President of Curriculum Design for Thrivent Student Resources where she provides leadership for educational efforts. She conducts webinars and workshops on ways to reduce student debt payments and on topics like how to pay for college without sacrificing your retirement. She also designs curriculum that educates students and parents about planning for college, paying for college, and preparing for life after graduation. She is also a member of the education finance target market – being the mother of two college-age children. On this episode Susan shares: - How she's educated her children on managing their student loans. - Specific advice for students approaching college age, students in college, college graduates and also parents on managing student loans. - Key resources that can help you make the best decisions around your student loans and how you approach dealing with them. - How to continue working towards your financial goals while paying down your student loans. The tools and resources we mention on this episode: - 5 Steps to prepare your finances for college and minimize your student loans: https://bit.ly/2tt9gm1 - The college savings estimator tool: https://bit.ly/2LieNT7 - The cost of college comparison tool: https://bit.ly/2mjwnLL - GradPath - Crowdfunding your college education: https://bit.ly/2KY98Wj Learn more: - Thrivent Student Resources has an incredible community you can join to take advantage of more insights, tools and resources by becoming a registered user at https://www.thriventstudentresources.com/ Subscribe to www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Elin is a purpose-driven business leader, author, entrepreneur and podcast host who believes in the power of story to elevate brands and individuals. She's the CEO of White Knight Productions a company that produces video content for businesses, she also has her own podcast called "Ready, Set, Grit" - a podcast that inspires people to live their lives on purpose. In addition, Elin is passionate about entrepreneurship and helping others and her vision is to create a virtual ecosystem where entrepreneurs and solopreneurs are supported by a strong community, regardless of geographic location, and where women and girls in particular can find inspiration and guidance to forge their own unique path and realize their full potential. On this episode Elin shares: - Her personal story and the life changes that led her to starting her own business - The major business and financial failure she faced that almost crippled her - As well as her top business and financial tips for women in business Resources Elin mentioned: Score, Free Small Business Advice: https://www.score.org/ U.S. Small Business Administration: https://www.sba.gov/tools/local-assistance/sbdc Goldman Sachs 10,000 Small Business Program: https://10ksbapply.com/ Where to find Elin: - whiteknightpro.com - elinbarton.com Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

I'm sharing more insights to my life and background and who I am to do what I do particularly around pursuing my personal goals and building the Clever Girl Finance platform to help other women. Enjoy listening!

Bobbi Rebell is a Certified Financial Planner and the host of the Financial Grownup podcast. She is the author of the best-selling self-help and personal finance book called "How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom". In addition, she's a keynote speaker, conference emcee, brand ambassador and a moderator. She's also an award-winning TV anchor and personal finance columnist and has worked at Thomson Reuters, PBS (Nightly Business Report), CNN and CNBC and has also been featured in several publications most recently in Cosmopolitan and Forbes. I just love Bobbi, she has such a bubbly personality and she tells it just like it is. On this Episode Bobbi shares: - Her personal story with money and how she was raised including her family's immigrant dream story and the expectations placed on her surrounding this dream. - What it really means to be a financial grownup. - Her worst financial decision which had to do with marrying the wrong person and what it means to marry the right person. - Her best financial decision. - Plus, her thoughts on prenups! You can learn more about Bobbi and listen to her podcast at: http://www.bobbirebell.com/ You can also find her on Instagram @bobbirebell1 and on Twitter @bobbirebell Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance