The Clever Girls Know Podcast With Bola Sokunbi

Do you find yourself feeling like your budget just doesn't work? Is there always something that throws you off each month? If your answer is "yes" or "sometimes", you may be overlooking some key things that have a direct impact on whether your budget works for you or not! In this episode, learn 4 key reasons why your budget might not be working! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today Christina Mychas is sharing how a low buy year changed her life and her relationship with money! Christina is a lifestyle vlogger behind the youtube channel and Instagram account, Christina Mychas. She is also a full time pharmacist living in Toronto, Canada. On her social media channels, Christina shares insights into intentional living, minimalism and mindful spending as she openly works her way through paying off $120K of student loan debt and overcoming a shopping addiction. Christina discovered that there's a lot more to learn about money than just saving, investing and making more of it. She realized how you spend your money matters, so she spends time unpacking the behavioural sides of money, conspicuous consumption, and understanding why we can be motivated to spend the way we do in an effort to get to know yourself and know your money. WHAT CHRISTINA DISCUSSED ON THIS EPISODE: 1. What prompted her start a low buy year 2. The inner work she did around why she spent money the way she did 3. How much debt she had in total 4. How has the experience changed her mindset and attitude about money 5. How she manages the temptation around slipping back into old habits AND SO MUCH MORE CORRECTION: Christina confirmed her loan term would've been around 10 to 15 years and not 15 to 20 years as mentioned on the podcast. HOW TO KEEP UP WITH CHRISTINA: - On IG @christina.Mychas - Search Christina Mychas on YouTube Video mentioned on episode: Why is it so hard to stop shopping? https://youtu.be/sdQ0OB75Vvw ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode special guest Wendy Sterling shares how to go about financial and emotional recovery after a divorce. Wendy is a top divorce media personality, International Divorce Coach, Life Transition Specialist, and founder of The Divorce Rehab™. She helps newly divorced men and women, who are having trouble moving forward and tired of feeling stuck, pain, fear, resentment, anger, and guilt to find joy, self-worth, and freedom. Wendy has been featured on NBC, Thrive Global, Medium, Hello Divorce, Romper and has been a guest on The Divorce Survival Guide Podcast, Moms Moving On, The Smart Woman Show, and The Divorce & Beyond Podcast, to name a few. Wendy is also a speaker, the host of The Divorced Woman's Guide™ podcast, an author, an Advanced ThetaHealer®, and mom to her two amazing boys. WHAT WENDY DISCUSSED: 1. Her personal story with divorce 2. How she navigated the emotions surrounding her divorce 3. The financial impact of getting divorced 4. Emotional and financial advice for women considering a divorce 5. Emotional and financial advice for women recovering from a divorce AND MUCH MORE HOW TO KEEP UP WITH WENDY: On social media @divorcerehabwithwendy Via her website: www.wendysterling.net ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today's guest on the podcast is Erin Skye Kelly. Erin is a bestselling and award-winning author, keynote speaker, and entrepreneur who recently released the book "Get the Hell Out of Debt'' which teaches financial literacy in a way that is approachable, entertaining, and inspiring. On today's podcast episode, she shares her story of how she paid off $2 million of personal debt over a 7 year period. She enlisted the help of financial professionals but grew frustrated when their debt consolidation and refinancing solutions only made the problem worse. Instead of paying off debt with debt, Erin set out on a mission to truly understand how money works In "Get the Hell Out of Debt," Erin recorded her findings and her financial advice, along with a healthy dose of love and laughter. Thousands of people have eradicated millions of dollars in debt because Erin Skye Kelly taught them how to get the hell out of it! WHAT ERIN SHARED ON THE PODCAST: - Her personal story with debt - Her mindset and how her debt affected her mental wellbeing - The squeeze method she used to pay off her debt - Practical tips for people currently on their debt pay off journey AND MUCH MORE LEARN MORE ABOUT ERIN VIA HER WEBSITE AT: https://www.erinskyekelly.com/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today's guest on the podcast is Niqua of Financially winning! She completed her debt-free journey in May 2021, tackling $21K of student loan debt in 11 months. Originally from the Virgin Islands, she moved to the US mainland on her own at the age of 18. Niqua uses Financially Winning to focus on providing resources and tips to help individuals with their finances, from budgeting to debt payoff and more! She is also a travel blogger, owns an Etsy Shop, and provides personalized coaching sessions, to help each individual create a financial action plan to improve their overall financial wellness and build wealth. WHAT NIQUA SHARED ON THE EPISODE: 1. What her "enough is enough" moment was that motivated her to pay off her debt 2. The specific things she did to pay off her debt in 11 months 3. How she kept herself motivated throughout her journey 4. Her key tips for people starting or on their debt payoff journey AND MUCH MORE! HOW TO KEEP IN TOUCH WITH NIQUA: On her website: itsfinanciallywinning.com On social media: Instagram.com/FinanciallyWinning AND Facebook.com/FinanciallyWinning ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's I'm sharing why it's ok to change your approach to budgeting and the changes I've made recently that have allowed me to stay on top of my budget! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode learn the 4 bad money habits you need to drop now if you find yourself guilty of them! It's really important to stop bad money habits as soon as possible because they can prevent you from reaching your financial goals. Bad habits take time to build and time to unlearn but the good news is it's totally possible to do. Tune in to learn how! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, Rosemary shares what it really means to grow up as a first-generation everything. Rosemary is a "Zennial" first-generation immigrant on a journey of building first-generation wealth. When she graduated from college, she landed a job in tech making over double what her family brought home per year. After her first year of working, she received a promotion, another one in her second year, and switched jobs in her third year to get a 43% salary increase. Throughout this time Rosemary also had the responsibility to support her family financially from a few hundred dollars sporadically to paying the mortgage and giving away her car. Still, Rosemary managed to work on her money goals by paying off $22,281 in debt and is on track to have $100K invested by the end of the year. She is committed to providing money motivation and covering money topics women didn't learn growing up. WHAT ROSEMARY DISCUSSED: * How she grew up as a first-generation "everything" coming from a low-income background * How she paid off her student loans and other debt after graduating college * How she went about increasing her income from $64k to $125 in just 3 years * How she creates a balance between pursuing her financial goals while supporting her mother and younger siblings * AND MUCH MORE HOW TO KEEP UP WITH ROSEMARY: Instagram @firstgenriches Twitter @Theeagilecoach ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Having a millionaire's mindset and changing the way you think is ultimately about growth and staying focused until you reach your desired outcome but you have to think a certain way so you can start acting a certain way in order to make progress towards your goals! On today's episode, learn the 10 millionaire mindsets you need to have if you truly want to succeed and build long-term wealth. ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, our special guest is Daniella Genas and she shares key tips for women building businesses. She is a multi-award-winning entrepreneur, business growth consultant & innovation expert. Through her business, She's The Boss International Daniella helps SMEs to transform their businesses. She has used her techniques, experience, and training to generate significant results among the companies she has worked with. Key metrics include increased turnover and profits, increased staff, launch of new products/services, and increased brand awareness across several businesses, in a diverse range of sectors. With an MBA and Masters under her belt, alongside her entrepreneurial experience and formal business training, Daniella has a breadth of knowledge that has proven invaluable to the clients she works with. She has a proven track record of supporting clients to grow revenues by 6 figures. WHAT DANIELLA DISCUSSED: - How her upbringing contributed to her interest in entrepreneurship - Selling her 1st business after being sued for £30,000/~$42,000 - Her biggest business challenges - Her biggest business success 5. A Reflection on lessons learned and how 2021 is her miracle year! PLUS MUCH MORE HOW TO KEEP UP WITH DANIELLA: Via her website: https://www.shesthebossintl.com Via social media: https://instagram.com/shesthebossuk https://twitter.com/shesthebossintl https://linkedin.com/daniellagenas ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance