Fintech Chatter: Insights From Fintech Leaders

Dexter Cousins is joined by the remarkable Lizzie Chapman CEO & Co-Founder of ZestMoney - India’s first and largest AI-Driven, digital financing platform.Lizzie Chapman is a leading figure in the fintech landscape of India. She has been instrumental in driving the adoption of digital finance and financial inclusion initiatives in the country. Lizzie's vision is to make life affordable to more than 300 million households that are currently ignored by traditional providers.India is on a path to becoming the most significant market for Fintech, globally. With a population of 1.4bn, less than 40% smartphone penetration, and only 25 million people with a credit card, India is primed for BNPL.About Zest MoneyZestMoney has built a platform that can meaningfully improve the lives of more than 300 million households who currently have no access to credit cards or other formal financing options because of insufficient credit history.Lizzie's BackgroundLizzie started her career as an Investment Manager with the Wellcome Trust, where she invested in financial services companies in India. She then worked with Goldman Sachs in London before moving to India in 2011 to set-up and spearhead the India operations for digital lender Wonga, one of the biggest fintech companies in the world at that point.Lizzie serves on the boards of IndiaMart (India’s Alibaba) and IndiaQuotient (early-stage investment fund). She is a founding member and serves on the Executive Committee of the Digital Lending Association of India. She was honoured with the ‘Female Fintech Leader’ award in 2017 and in 2019 was as recognised among “Linkedin Top Voices 2019: Finance & Economy” globally.Send us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode #71 Dexter Cousins chats to Nathan and Michael as they celebrate the 2nd birthday of Athena's official launch. Athena is on a mission to save Australians a whole lot of money and help pay off their home loan faster. Founded in June 2017 to revolutionise the home loan industry and make it better in every way, Athena built an innovative digital home loan platform to deliver savings to borrowers, backed by local home loan experts.Athena is backed by Australia’s leading investors, including AirTree Ventures, AustralianSuper, Hostplus, Macquarie Bank and Square Peg. Athena has been the proud recipient for Finnies Emerging Fintech Organisation of the Year Award for 2 years in a row – 2019 and 2020.Nathan WalshCo-founder & CEO, Athena Home Loans, AustraliaNathan Walsh, Athena’s Co-founder and CEO, is a fintech entrepreneur with over 20 years’ expertise in financial services, top-tier consulting and legal practice. Nathan is a former NAB executive who started his career with BCG before taking senior roles at Citi and NAB in wealth management. At NAB, Nathan founded Nabtrade and built it from an idea into a $40 billion platform over 7 years, winning multiple innovation awards along the way.Follow Nathan on LinkedinMichael StarkeyCo-founder & COO, Athena Home Loans, AustraliaMichael Starkey, Athena’s Co-founder and COO, has an entrepreneurial background, having been the co-founder of iSelect in AU. He spent 7 years at NAB in personal banking, was a board member of the Australian Payments Council and ASX listed Homelands Ltd and former director of the New Payments Platform (Australia’s new real-time payments network). Follow Michael on LinkedinFind out more about Athena hereSend us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode #70  Dexter Cousins is joined by 86 400’s founding CEO, Robert Bell. They chat about the proposed acquisition by NAB.86 400 is Australia's first smart bank. Launched in September 2019 with an unrestricted banking license, the smart phone only bank has been the trail blazer for Aussie neobanks launching home loans, energy switching, joint accounts, budgeting tools with new feature releases on an almost weekly basis.With an ecosystem approach 86 400 partners with many Aussie Fintech including Zip, Uno, Data Action. And with the proposed sale to NAB, Tier One People believe this is a landmark day for Australian Fintech innovation.About Robert Bell:Rob is committed to helping Australians take control of their finances is the driving force behind the 100+ strong team at 86 400. Rob has extensive leadership experience in financial services across Australia and the Asia Pacific region. Prior to 86 400 he held Executive and CEO roles at Cuscal, Australian Unity Bank and ANZ including CEO positions at both ANZ Japan and ANZ Fiji.Send us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins is joined by Jason Pellegrino, CEO of Domain Group on the FinTech Australia Podcast.You might be asking why a Real Estate listings platform is featuring on a Fintech podcast? Tune in and find out why in this super interesting show as Jason shares the Domain Group strategy and their move into Fintech!Jason spent 10 years with Google as Managing Director of Australia and New Zealand. As a member of the Asia-Pacific Regional Leadership Team, Jason held leadership positions across Sales, Operations and Strategy.He shares his views on the role Big Tech is playing in the future of payments and financial services.About Jason:Prior to Google, Jason worked in several roles over 15 years spanning Corporate Strategy, Mergers and Acquisitions and Finance at Dakota Capital Partners, LEK Consulting, PepsiCo International and KPMG.Jason holds a Bachelor's Degree in Commerce and an MBA (Distinction) from The London Business School.Jason is a member of the Innovation Taskforce of the Business Council of Australia, a member of ASIC's External Advisory Panel and a Board member of Plan International.Send us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins is joined by Martin McCann CEO and Co-Founder of Trade Ledger, the world’s first open digital banking platform that gives banks the ability to assess business lending risk in real-time. Tune in as Dexter and Martin discuss the Fintech landscape and how Trade Ledger has evolved since launching four years ago.As an avid technologist, business leader, investor, academic researcher, and public speaker Martin is passionate about the digitisation of business.Prior to founding Trade Ledger, he accrued 20 years’ experience creating, growing, mentoring, and investing in innovative global technology companies worldwide.He has been CEO of Global Innovation Ventures, GM of SAP's Cloud Solutions Division overseeing a period of extraordinary growth, and CEO and Research Director of software consultancy, Inn-vision.Follow Martin on LinkedinFind out more about Trade LedgerListen to more episodes of the Fintech Australia PodcastSend us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins is joined by Toby Norton-Smith to celebrate the 1st anniversary of x15 Ventures - a venture scaler focused on building, investing or acquiring ventures that can deliver the next generation of services in and around banking, advantaged through integration and support from CommBank. Prior to x15 Ventures, Toby was General Manager of Digital Growth at CBA, was CEO of a fintech venture in the wealth space (StocksInValue), and commenced his career at McKinsey and Co.Tune in for a candid and insightful chat as Toby shares how he and the x15 team are taking a different approach to CVC.  Toby also shares some exclusive news on the latest talent and venture acquisitions. And he gives his views on the future of Fintech and why banks need to focus on collaboration.Find out more https://www.x15ventures.com.au/Send us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins ushers in 2021 and season 3 with Claire Alexander, Head of People at Limepay. In this special show Dexter fields questions from you, the listeners, on Fintech career advice.Tune in as Claire and Dexter discuss which skills are in demand, which skills you should focus on developing, what stage a Fintech will hire specialists over generalists and how to position yourself when applying to roles in Fintech.They also share insights on resumes, cover letters and how to work best with recruiters. As well as covering one or two career dilemmas.Find out more about Limepay at https://limepay.com.auAbout Claire:Claire has extensive experience in talent acquisition, HR strategy & transformation and coaching.Combined with her passion to build start-ups, Claire also has a coaching business that supports her clients to achieve their career goals using simple strategies and NLP frameworks. Since arriving in Australia Claire has spent the last 10+ years in the talent acquisition and HR space. More recently she supported Zip Co to expand globally as their Global Head of Talent and Organisational Design.Claire is now helping to scale Limepay, an upcoming Fintech set for rapid growth over the next 12 months. Follow Claire on LinkedIn Send us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Our good friend Lee Hatton from Afterpay joins Dexter Cousins as they discuss a world first partnership with Westpac.Banking as a Service is real! Afterpay recently announced a landmark partnership with Westpac to provide a deposit account facility to Afterpay customers via the 10x/Westpac BaaS  platform.It's only six weeks since Lee was last on the show. Since then Afterpay has cemented their place as the jewel in Australia's Fintech crown, by becoming an ASX top 20 company. And hitting new records with $2bn in underlying sales during the month of November!It has been an incredible year for Nick Molnar, Anthony Eisen and the Afterpay team. Lee talks about 2020 highlights and what we can expect to see in 2021.Lee also shares her thoughts on leadership and how the events of 2020 have challenged leaders like never before.Find out more about Afterpay https://www.afterpay.comSend us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins chats to Fred Schebesta, Co-Founder of Finder and CEO of Schebesta Ventures on the FinTech Australia Podcast. It's been another breakthrough year for Finder, with the launch of the Finder Money App. Fred talks us through the first 9 months, 100,000 users and the upcoming launch of their crypto product.We also chat about Fred's newest venture, Schebesta Ventures, a programme where Fred shares his proven systems and strategies to help building realise their ideas and build successful businesses.Fred is a world-famous entrepreneur, LinkedIn Top Voices of Australia 2020 and AFR Young Rich Lister.To find out more on Schebesta Ventures go to - https://www.fredschebesta.com/To download the Finder App go to - https://www.finder.com.au/appSend us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins chats to Tim Cameron Australia Country Head, Transferwise on the FinTech Australia Podcast.Transferwise is a world leading Fintech offering a cheaper, faster way to send money abroad.It's been a HUGE month for Transferwise in Australia, with APRA granting a Purchased Payments Facility license. Tim was also re-elected to the FinTech Australia board in 2020. We talk about the important role he and Transferwise is playing in making overseas transaction fees transparent and cheaper for Australians.Transferwise have big growth plans in 2021, Tim talks Dexter through the 2021 strategy and shares his learnings from 2020. They also discuss the trends emerging in digital money and how COVID-19 has accelerated the adoption of FinTech by several years.Tune in for another bumper edition, candid chat and insights.To transfer money instantly go to TransferwiseSend us a textContact dexter@tieronepeople.com to discussSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp