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The Investor Lab

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Dec 12, 2023 • 56min

The Biggest Opportunity In The Australian Property Market? Diversification Part 2 | #234

Let me hit you with a truth bomb: The Great Australian Dream of a quarter acre block might be morphing into something a bit more compact, like a cosy apartment or a room above a lively pub.  Times are changing, and so are our living preferences. But fear not, my friends, because where there's change, there's opportunity, and that's what our property gurus, Sean and Jason, are sharing today. These guys on the podcast – they’re diving deep into the data to find where the best opportunities lie. They've got this secret sauce that involves riding the wave of demand… and it's not your average property strategy. We're talking about optimal times to buy, growth, yield – it's like a property buffet, and you're invited! So, go on, give it a listen, and let the property adventure begin! If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 03:54 Spotting Golden Opportunities in a Dynamic Real Estate Landscape 08:49 Navigating Property Market Dynamics for Global Investment Success 11:04 Unlocking Consistent Cycles: 40 Years of Property Data Insights 16:16 Insights into Housing Market Trends Down Under 20:53 Exploring Unit Growth Potential in Thriving Real Estate Markets 23:25 Decoding Trends and Opportunities in the Ever-Evolving Real Estate Market 27:37 Analyzing Real Estate Market Trends and Meeting Demand Head-On 32:59 Unit Markets Unveiled: Strata Costs, and Strategies for Yield Optimization 43:37 Breaking Down Affordable Housing Options in the Australian Real Estate Market 47:31 The Unit vs. House Dilemma in Real Estate Investment 50:39 Investing in Units vs. Houses for Long-Term Portfolio Growth   Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Dec 5, 2023 • 1h 2min

How The Smartest Property Investors Minimise Risk: Portfolio Diversification Part 1 | #233

Download the Minimum Viable Freedom Calculator here - https://dashdot.com.au/freedom_calculator  What’s more important than maximising your returns on an investment property? The answer: NOT getting stuck. Save yourself from stagnation by listening to this special episode. Today is all about Jason and Sean throwing down knowledge bombs that’ll help your portfolio move forward. You see, being an investor is not all about collecting properties like some hobbyist. Rather, it’s also about dodging the pitfalls and creating a portfolio that's as smooth as butter. Geographical diversification is the new black. Forget about sticking to your own backyard; it's time to globetrot on the real estate world map. Jason and Sean spill the tea on why local ain't always the way to go. Now, I won't give away all the punchlines. You've got to hit that play button to catch the full episode of insights, laughs, and "aha" moments.  Smash that subscribe button, throw in a thumbs-up, and, most importantly, share this to your pals. If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 00:51 Strategies and Overcoming Obstacles in Property Investment 07:24 Unveiling Modern Portfolio Theory 10:48 Modern Portfolio Theory: A Game-Changer in Real Estate Investing 16:27 Real Estate Investing Strategies and Risk Management  22:41 Portfolio Plans and the Theory of Constraints 27:33 Property Investment Strategies and Geographic Diversification 32:20 Geographic Diversification in Property Portfolios 40:58 Property Investment Planning and Portfolio Optimization 44:56 Portfolio Planning and Risk Management  50:38 Property Investing and Climbing the Sophistication Ladder   Connect With Us: Download the Minimum Viable Freedom Calculator (https://dashdot.com.au/freedom_calculator)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Nov 28, 2023 • 1h 11min

Secret Revealed: How This Self-employed 30-Yr Old Turned $180K Debt into Financial Freedom | #232

From being knee-deep in debt to becoming a property wizard — buckle up as we dive into the incredible business journey of our guest, Brayden Warhurst. Brayden is the brains behind Raw Surfaces, a microcement and polished concrete business that's giving other competitors a run for their money. We start by exploring why Brayden decided to start his own business, risking it all. It's a tale of wanting freedom, control, and a ticket out of the 9-to-5 grind. Debt? Yeah, most folks are scared of it, but not Brayden. He played the leverage game like a pro, snagging $180,000 at a 3% loan rate. Talk about a financial superhero move! Moving on to the property investing game, he started with an old 1970s unit that needed more love than a rom-com. He learned the ropes, stumbled a bit, but now? Boom! A property that's not just a home, but a goldmine with a 72.19% return in nine months.  So, put on your listening ears, and tune into the podcast because we’re about to drop wisdom bombs that'll have you rethinking your property game. 🚀✨ If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 06:11 Career Goals and Embracing Financial Risks 08:18 A Journey of Personal Growth and Fulfillment 14:55 Wealth, Satisfaction, and Living Life on Your Own Terms 17:33 The Art of Delayed Gratification 22:13 Balancing Work and Life: Insights into Property Investing 24:45 Transformative Property Investing: Shifting Mindsets 30:19 Homeownership and Property Investment: A Strategic Approach 35:47 Wealth Creation Aligned with Personal Growth 39:00 Confronting Fears in Property Investment 44:16 Property Investment Strategies: Lessons from Experience 50:30 Inflation Era Property Investment: Logic and Analysis at the Forefront 56:17 Ethical Property Investing: Personal Accountability in Focus 1:00:27 Strategic Information Consumption and Effective Networking 1:04:22 Mastering Networking with Accomplished Entrepreneurs   Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)   About the Guest: Meet Brayden Warhurst, the visionary behind Raw Surfaces—a premier installer specializing in premium microcement & polished concrete surfaces, based in the scenic Mornington Peninsula. But Brayden is not just a business owner. He is also a health, wellness, mountain biking, surfing enthusiast, not to mention an experienced property investor – basically, a guy who knows how to make life one big, adventurous party.   Connect with the Guest: Visit Raw Surfaces here: https://www.rawsurfaces.com.au/  Contact Brayden at 0468934409 Email Brayden at brayden@rawsurfaces.com.au  See omnystudio.com/listener for privacy information.
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Nov 21, 2023 • 52min

Maximising Portfolio Growth and Cash Flow Strategies | #231

Settle into your favourite comfy chair, maybe grab a cup of coffee, and let's talk about the not-so-secret secrets of property investing. Remember Stephen McClatchie? He’s the finance guru who spilled the beans on investing using trusts in March 2021. Well, it turns out that episode was like the Taylor Swift of our podcast—it broke records! Since then, everyone's been buzzing about how to structure their finances.  See, 71% of property investors get stuck at the first property. Worse, only 1% make it to property number five and beyond. That’s where investing in trusts comes into play. We've got stories of clients doing a trust tango, moving properties around and buying more properties than they ever dreamed of.  Have you ever thought about structuring your portfolio this way? Well, this episode could be your handy guide while you explore this investing path. Now, if you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 03:00 Property Investing Strategies and Finance Constraints 09:02 The Power of Trusts in Property Investment 12:14 Optimal Strategies for Property Portfolio Growth 17:10 Navigating Portfolio Management and Cash Flow Considerations 20:27 Mastering the Art of Managing Property Investment Cash Flow 24:42 Property Valuations and the Magic of Equity Release 28:33 Property Valuations and Accessing the Gold Mine of Capital  35:03 Crafting Effective Debt Management Strategies in Real Estate Investing 40:30 Paying Off Debt to Supercharge Borrowing Capacity for Investments 45:18 Navigating Debt, Interest Rates, and the Landscape of Property Investment   Connect With Us: Subscribe on Youtube(https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8)  Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan(https://dashdot.com.au/portfoliogrowthplan)   About the Guest: Stephen McClatchie has over 27 years in the finance industry. He founded Loans Australia in 2002 to provide tailored financial solutions for property investors, business operators, and professionals. With its credit licence, Loans Australia has access to 157 lenders, offering unique solutions in complex scenarios where other brokers may falter.  With a track record of overseeing $1 billion worth of mortgage settlements, Stephen has consistently ranked in Australia's MPA Top 100 Mortgage Brokers for the past four years. As a multi-award-winning expert, clients turn to him to maximise their property portfolio potential.   Connect with Stephen: Visit Loans Australia here: https://www.loansaustralia.com.au/ Connect to his LinkedIn at https://www.linkedin.com/in/stephen-mcclatchie-0123386/ See omnystudio.com/listener for privacy information.
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Nov 14, 2023 • 51min

Secret Revealed: How Successful Investors Get Started in Property | #230

Diving into the world of property investment can feel like standing on the edge of a cliff, unsure whether to take the leap or step back.  But don't worry, we've got your back. Our main man, Sam, is a property wizard with a 24-year track record. He purchased his first property in 1999, and has since been knee-deep in investment deals, making some epic wins, and yeah, a few hilarious fails, too. But enough about the past! Let's fast forward to today. Sam's been chatting with over 500 investors, helping them navigate the property jungle. And guess what? Most of them start with zero properties.  So, why should you listen to this podcast? Simple. Because Sam's been through the property rollercoaster, and he's here to share the highs, the lows, and all the loop-de-loops in between. It's like getting advice from a friend who's been there, done that, and lived to tell the tale. So, are you ready to jump off the cliff into the world of property investment?  If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: 00:00 Coming Up 01:21 Insights from a 21-Year-Old Advisor 05:31 Real Estate Investing and Dodging Common Pitfalls 09:36 Property Investing and Conquering Limiting Beliefs 12:48 Common Misconceptions and Challenges in Property Investing 17:51 Financial Readiness for Your Property Investment Journey 23:59 Taking Action for Success in Property Investing 30:12 Real Estate Investing and Current Market Trends 35:28 Real Estate Market Trends and Winning Investment Strategies 42:47 Unveiling Real Estate Investing Strategies for Success   Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Nov 7, 2023 • 52min

Escaping the Status Quo w/ Goose & Gabi | #229

Tired of life's same old routine? We feel you. In this podcast, we're diving into the how-tos of living a life that's worth living. This won’t be a lecture on property yields or the latest hotspots; we're talking about the good stuff – life itself! You see, most folks are sleepwalking through life's theme park, sticking to the "status quo" ride without questioning why. But it doesn't have to be this way. We're on a mission to help you break free, choose your path, and make the most of your one and only shot at this thing called life. 🌎 As Alan Watts once said, "The purpose of life is to elicit emotion, to make you feel something." We're here to help you tap into that music and experience life to its fullest. 🕺💃 So, whether you're daydreaming about escaping the cubicle, achieving financial freedom, or uncovering your true self, we've got you covered. Our podcast will inspire you to optimize for both short-term and long-term happiness. 🌟 Let's dive into the theme park of life and discover how you can choose your rides, create financial freedom, and be the best version of yourself. You deserve it! 🚀 If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: 00:00 Coming up 05:33 Unveiling Life's Purpose 12:14 Embrace Location Independence and Personal Empowerment  15:38 Selecting Life's Thrilling Rides and Maximizing Joy  19:51 Pursuing Goals and Cultivating Life Satisfaction 24:25 Unlocking Personal Sovereignty, Location Freedom, Self-Actualization 29:17 Journey to Self-Actualization and Personal Growth  38:02 Conquering Regrets and Embracing Life's Bold Adventure 41:34 Self-Actualization and the Power of Values Assessment 47:00 Crush Fear and Doubts to Achieve Life's Dreams    Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Oct 31, 2023 • 48min

Finding Your Own Path to Happiness | #228

Most people cruise through life without a clear plan, and then wonder why things don’t seem to be heading anywhere. And when they finally realise they need to set some goals, they end up like kids in a candy store, scribbling down Lambos, private jets, and mansions. 🎉 But here’s the real kicker: one day, you might find yourself surrounded by all that bling, but still feeling empty. That's when the lightbulb flickers, and you realise you need some real meaning in your life.  Now, I spent some quality time in 2018 with a cool cat named Josh Hamilton from the Uncommon Man Project, which has been helping people figure out what they really want in life and what's holding them back.  And in this episode, Josh joins us to share his insights on how to find your own path to happiness, so you don’t sett off for a beach trip and end up in the mountains. 🏔️ As for me, I’d be sharing how real estate investing that can help you reach the right goals once you do find them! So, if you're curious about how to live a life of choice, freedom, and abundance, you should totally give this one a listen. 🎧✨ If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside! In this episode, we cover: 00:00 Coming up 02:49 Unlocking Goals, Embracing Joy 08:22 Overcoming Beliefs, Self-Discovery 12:26 Mindful Breathing, Mental Clarity 16:18 Mastering Mindfulness, Self-Reflection 19:26 Goals & Joy: The Winning Combo  25:19 Self-Growth & Self-Fulfillment 25:19 Developing Identity & Purpose 34:22 Values, Intentions, Success, Happiness 40:45 Growth, Success via Mindset Shifts   About Our Guest Josh Hamilton, the driving force behind the Uncommon Man Project, is a dynamic and insightful figure in the realm of personal development. With a remarkable ability to distill complex concepts into actionable steps, Josh empowers individuals to break through barriers and pursue their highest aspirations. His expertise spans across wealth, relationships, health, and purpose, making his insights relevant to anyone seeking real self-actualisation. Josh's impact extends beyond conventional self-help as he delves into the subconscious mind, metacognition, and breathing techniques for mental clarity. His engaging approach has been instrumental in helping people overcome limiting beliefs and embark on journeys of self-discovery.     Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8)  Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Oct 24, 2023 • 44min

The 5 Key Factors Our Analytics Team Use To Analyse Properties | #227

Grab a chair, pop in those earbuds, and get ready to find real estate gems by mastering property analysis! Mind you, this will feel like detective work.  Property analysts are like secret agents sifting through properties, considering all the details, and looking for clues as to what could drive growth. Is it the neighbourhood? The vibe? The future? Good analysts always know.  Our guest, a property enthusiast, started her journey alongside her real estate agent mum, eventually diving into property analysis. She’s now one of our financial superheroes, saving the day and always finding the top 1% of properties. So, if you're unsure about property investing, take this podcast as your pass to a thrilling adventure. Hit play and dive into the world of property analysis. 🏡🚀 If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!  In this episode, we cover: 00:00 Coming up 06:40 Unlocking Real Estate Analysis Through Collaboration  12:25 Comparing Team vs Solo Property Investment 15:18 Overcoming Analysis Paralysis in Real Estate  22:32 Innovative Tech for Property Investment Forecasting 26:13 Exploring Nuances in Real Estate Investing  30:04 Assessing Risk in Real Estate Investment 33:41 Property Investment Insights in Western Australia 37:42 Discovering the Advantages of Property Investing   About Our Guest Tamara Willcocks is a dedicated Property Acquisition Analyst at Dashdot, specializing in the strategic assessment of real estate assets. With a keen eye for property market trends and investment opportunities, Tamara plays a crucial role in identifying and evaluating potential acquisitions to drive success for Dashdot’s clients. Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8)  Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Oct 17, 2023 • 46min

Will the Australian Property Market Crash? And Why? | #226

Ever wondered if the Australian property market is a friend or an enemy waiting to crash your investment dreams?  We don’t blame you for asking. Not with the country’s long and short-term debt cycles, the ever-expanding debt game, and even hyperinflation. But in this episode, we’ll reveal why none of these things means the property market is in actual peril. 😁🎓 In Singapore and Hong Kong, property markets rarely take a nosedive either. It's like we're in this exclusive "Never Crash Club." with them. 😎 The big question is why. Well, without spoiling the big reveal for you, here are some clues: it’s got something to do with interest rates, government spending, and, yes, our beloved Australian beaches. 🏖️ So if you’re ready to find out why should you trust the Australian property market with your hard-earned cash, this one’s for you. 🤑💼 If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming up 04:00 Property Market Dynamics: Deep Dive  08:05 Decoding Monetary Policy's Debt Impact   11:53 Fueling Economy: Government's Stimulus  16:33 Inflation's Far-Reaching Impact Unmasked  20:41 Securing Property Market: Sustainability & Risks  25:10 Navigating Government Debt & Interest Rates  29:07 Balancing Act: Growth, Debt, Inflation  33:34 Journey Through Economic History: Currency Systems  39:23 Australian Economy & Property Market Status    About Emil Emil Pindur is a forward-thinking entrepreneur with a deep passion for real estate and property investment. With a unique background that includes living in Japan for several years and a diverse range of experiences in property development, sales, and collaboration with various property firms, Emil brings a global perspective to the world of Australian real estate. Emil is an advocate for making informed and intelligent property decisions. His dedication to leveraging technology and data to mitigate risks sets him apart as an innovative thinker in the industry.   Connect With Us: Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Oct 10, 2023 • 44min

Buy and Hold vs Buy and Sell | #225

🏡 Strap in, my friend. Nic Denshire and I are about to take you on a roller coaster journey that starts with a common property conundrum: to buy and hold or not? Nic, a.k.a. The Yoda of property investment, got some wild insights on this topic. 🌟 Ever wondered if breaking the rules could be your property game-changer? Spoiler alert: it might be! 🚀 So, we'll spill the beans on why waiting around for 10 years isn't always the smartest move. 🤓 Oh, and don’t miss Nic’s killer story about a property in Port Augusta, South Australia, and the epic growth it saw — thanks to some compounding return magic! 💰 Now, for all the newbies out there, we've got some gold nuggets on how to kickstart your property journey. Bonus: you get to learn from our experiences and mistakes! 😎 If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!  In this episode, we cover: 00:00 Coming up 04:57 Dynamic Real Estate Market Growth Insights  09:24 Proven Property Investment Strategies Unveiled  14:09 Unlocking Growth through Market Analysis  17:41 Strategies Fueling Wealth via Investments  23:23 Optimize Portfolio for Real Estate Success  28:47 Redefining Assumptions in Property Investment  34:20 Transforming Mindset for Property Investment  37:42 Smart Property Investment and Tax Planning    About Nic   With over a decade of experience in real estate, Nic Denshire has become an expert in assessing property investment opportunities and mitigating risk. Nic is a firm believer in the power of property to create long-term wealth and is dedicated to educating and supporting others on their property investment journey. To this end, Nic has shared his expert knowledge and insights on achieving financial freedom across various platforms.See omnystudio.com/listener for privacy information.

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