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The Investor Lab

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Sep 24, 2024 • 28min

Building Wealth with Property: Leah Finch’s Inspiring 109% ROIC Story | #274

Feeling stuck on how to start with property investing?  We've all been there.  But what if we told you that everyday people, like Leah Finch, are doubling their money in just over a year?  For today’s episode of Dashdot Insider, Leah shares how she saw a 109% return on her first investment property in just 16 months.  Leah and her partner dove into the world of property investing with no special background—just determination, the right advice, and a plan.  Now, they’re on track to secure the future they’ve dreamed of, with more time to enjoy life and less financial stress. It’s not a fluke. It’s about making smart decisions, using data, and taking that first leap. Curious how she did it and want to learn how you can, too? Tune in to this episode and hear her story firsthand.  If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast.  See you on the inside!    In this episode, we cover: 00:00 Coming Up 02:28 Education and Inspiration: Kickstarting Your Property Journey 05:07 Partnership Dynamics: Navigating Different Decision-Making Styles 05:50 Emotional Rollercoaster: Celebrating Milestones and Success 13:12 How to Achieve Your Property Investment Goals 17:47 What’s Next for Future Investments   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Sep 17, 2024 • 46min

How Fundamental Analysis Tells You When And Where To Buy | #273

Does it feel like the property market is moving faster than ever? These days, it seems like the strategies that worked 10, even 5 years ago seem less effective. It makes you wonder: What’s really happening in the Australian property market right now? In this latest episode of Dashdot Insider, we’re answering this question just for you. Traditional tactics might not be your best bet anymore. We talk about how tech, data, and a mix of solid fundamentals are changing the game, giving investors a clearer picture of where the opportunities are.  Our guest, Sean Simpson has been in the trenches, investigating more properties than anyone else in Australia. So, when he says the market is fundamentally shifting, it's time to pay attention. If you need help figuring out where to invest next or are still relying on outdated strategies, this episode is for you. You’ll come away with a fresh perspective on why chasing the "next big thing" isn’t always the answer—and how embracing change and the right tools can help you find your sweet spot. If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 02:19 How Property Investing Evolved & The Rise of Borderless Buying 04:36 Unlocking Market Insights & Shifting Dynamics 12:24 Nailing Market Entry with Smart Fundamental Analysis 24:24 Strategies to Stay Ahead of Market Trends 29:29 Adapting Your Game Plan as the Market Changes 29:44 The Power of Data & Human Judgment in Investing 31:18 Spotting Gold: Investing in Undervalued Areas 31:51 Why Sticking to Principles Pays Off 32:06 How Tech is Changing the Property Investment Game   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Sep 10, 2024 • 43min

What You Need to Know About Australia’s Unit Market Boom | #272

With property prices going crazy, it’s easy to feel like you’re being left behind. But there’s still a way in. In the latest episode of the Dashdot Insider Podcast, we’re sitting down with Sean Simpson, Head of Property at Dashdot. He’s looked at thousands of properties and studied every corner of the market. And what’s he buying for himself? Units. If you’re one of those thinking that houses are where the money’s at… it might be time to shake off those old-school biases. See, the price gap between houses and units is the largest it’s ever been, and units are starting to outpace houses in growth in major cities. But why?  Let Sean tell you the details in this episode. And if you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: 00:00 Coming Up 04:35 Breaking Down Australia’s Market Disparity 09:44 Median House Prices & Affordability Challenges 13:13 Demand & Supply: What’s Driving Trends in Your Suburb? 17:18 Land vs. Building: The Real Story Behind Real Estate Value 20:41 What’s Happening in Brisbane, Sydney, Melbourne, and Perth? 26:47 The Housing Affordability Crisis: Why the Government Isn’t Fixing It 31:27 Property Market & Investment: Can Government Interventions Help? 37:03 Why Units Are Winning in the Current Market   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Sep 3, 2024 • 32min

How Frank Sorbello’s Unconventional Approach Can Transform Your Property Investments | #271

If you’ve ever dreamed of owning property but overwhelmed by where to start, this episode of the Dashdot Insider Podcast is for you.  Join us as Frank Sorbello, one of our standout team members, shares his strategic approach to property investments. Frank’s story is a masterclass in smart decision-making. Rather than following the conventional path of buying a home to live in, Frank jumped straight into building an investment portfolio. Inspired by Rich Dad Poor Dad, Frank realised the power of using his salary to purchase assets that, in turn, fund his lifestyle. And in just two and a half years, Frank has gone from a first-time investor to an astute property owner, now on the hunt for his third property. From mindset shifts to practical tips, Frank’s journey is packed with insights that can transform the way you think about property investing. So, if you’re in your 20s or 30s and itching to get started, you don’t want to miss this episode. Discover the smart moves that have accelerated his property journey and learn how you can apply these strategies to your own investments. And if you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 04:10 Navigating Property Investing: Growth and Debt Management 10:31 How a Young Investor Leveraged Small Deposits for Rapid Growth 14:30 Strategies and Mindset Shifts in Property Investing 19:37 Key Mindset Shifts: Embracing Data and Cash Flow 24:52 Debunking Property Investment Myths and the Power of Starting Early   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Aug 27, 2024 • 40min

Property Investment Hidden Tax Strategies Revealed Part 2 | #270

The property market can sometimes feel like a puzzle with a few missing pieces. Between figuring out the right borrowing strategy, protecting your assets, and making sure your portfolio is set up for success, it’s so easy to get lost in the details. That’s why in this episode of the Dashdot Insider Podcast, Jeremy Iannuzzelli is back with some seriously valuable insights on trusts and structures, and how they can make or break your property investment game.  In part one, we dove into setting up your portfolio for tax success. Here’s the link, just in case you missed it: https://youtu.be/ONfNqFWf9Dk  Now, in part two, we’re tackling the big issues head-on. See, most investors get stuck after buying their first property or two… Especially when life throws them curveballs like private school fees, or the joys (and costs) of family life.  So, Jeremy and the team are going to walk you through the basics, and then dive deep into how trusts and different structures can be your secret weapon in property investing.  If you’re ready to get the best possible outcome for your property journey, this is one podcast you don’t want to miss.  And if you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 04:09 Borrowing Capacity & Structuring for Asset Protection 08:03 Asset Protection & Tax Minimisation 12:49 Trusts in Property Investment: Weighing the Pros & Cons 17:54 Trusts & Portfolio Performance: Optimising Property Investments 21:07 Maximising Returns: Optimising Property Investing Strategies 25:10 Reducing Risk in Property Investment 28:52 PAYG Withholding Variation: Tax Benefits & Minimising Payments 33:11 Tax Strategies for Property Investors   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)   About the Guest: Jeremy Iannuzzelli, with over 12 years of experience in small to medium business enterprises, specializes in property investment. He creates effective tax structures for clients, aligning with their goals. Jeremy is also a seasoned property investor with a diverse portfolio. He mentors investors, helping them develop balanced strategies for acquiring and holding wealth, ensuring financial security into retirement. See omnystudio.com/listener for privacy information.
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Aug 20, 2024 • 37min

Property Investment Hidden Tax Strategies Revealed Part 1 | #269

The gap between the rich and the rest of us appears to be growing every day.  And the property market? It's becoming more and more exclusive to those who already have the money to begin with. But here's the good news: by getting smart about your taxes, your investments, and how you structure your business, you can massively improve your financial position… perhaps enough so to start acquiring more property. On this week's podcast, Jeremy Iannuzzelli shares some top-notch advice for anyone thinking about jumping into property investing.  One of the key takeaways? It’s not all about the tax benefits—think about the long-term value of what you’re investing in. So, if you’re serious about making the most of your money, whether it’s in business or property, this episode is packed with insights that can help you get there faster and smarter.  If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast! See you on the inside!    In this episode, we cover: 00:00 Coming Up 05:16 Why Tracking Your Property Investment Numbers Is Key to Success 09:51 Smart Strategies and Tax Tips for Property Investors 14:49 How to Structure Your Property Purchases for Maximum Cash Flow and Borrowing Power 18:01 Boost Your Tax Benefits with the Right Mortgage Structure 23:37 What You Need to Know About Switching from Sole Trader to Company Structure 29:47 Top Tax Hacks for Property Investors    Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)   About the Guest: Jeremy Iannuzzelli, with over 12 years of experience in small to medium business enterprises, specializes in property investment. He creates effective tax structures for clients, aligning with their goals. Jeremy is also a seasoned property investor with a diverse portfolio. He mentors investors, helping them develop balanced strategies for acquiring and holding wealth, ensuring financial security into retirement. See omnystudio.com/listener for privacy information.
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Aug 13, 2024 • 59min

How The Broken Monetary System Is Sabotaging Your Future And What To Do About It | #268

Feeling like your dream of owning a home is slipping away?  Between skyrocketing property prices and tough lending criteria, homeownership has become a real challenge many people are facing.  In our latest podcast episode, Goose and Emil break down the real reason behind this madness. HINT: our debt-based monetary system is messing with your money.  But here's the good news: there are strategies that can help you get into the property market, even when it feels impossible.  Join us as Goose and Emil talk about how using debt smartly can boost your financial growth and why real estate is still a solid bet. Our mission is to help you move from the "have-nots" to the "haves." So, if you’re ready to take control of your financial future and make your property dreams a reality, tune in to our latest episode. We’re in this together. And if you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 04:08 Inflation, Money Supply, and Retirement Savings in Australia 08:04 Debt and Economic Growth in Australia: Mortgages and the Housing Market 11:49 Wealth Growth and the Challenges of Buying Assets in a Rapidly Appreciating Market 15:32 The Increasing Difficulty of Buying Property for Young People 18:24 Understanding Liquidity: Global Money Supply and Interest Rates 23:22 How Interest Rates Impact the Economy 25:46 The Effects of Interest Rate Hikes on the Economy and Asset Prices 30:28 Money Printing and Its Impact on the Economy 35:19 Inflation, Debt, and Affordability in the Economy 40:12 Using Debt to Invest in Australian Real Estate for Long-Term Wealth Growth 44:30 Wealth Inequality and Personal Responsibility in Australia 48:14 Property Investing, Growth, and Access to Credit 52:27 The Consequences of Unchecked Government Borrowing and Money Printing 55:37 Investing in Property for Wealth Creation, Avoiding Inflation, and Achieving Financial Freedom   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Aug 6, 2024 • 40min

Smart Ways To Get Into The Property Market with Sam Kritsotakis | #267

Ever feel like no matter how hard you try, your savings just don't seem to grow?  It's not just you—it's the system.  We live in a world where money is constantly losing its value.  Think about it: money should be a store of value, something you can save and rely on for the future.  But in today's debt-based monetary system, new money is created through debt, and this inflation makes your hard-earned cash worth less over time. We'll unravel why your money isn't holding its value, why safe investments are becoming a myth, and what you can do about it.  If you’re wondering how to get your foot on the property ladder or secure your financial future, this episode is for you. From discussing liquidity and investment strategies to highlighting the flaws in our monetary system, we've got it all covered. Whether it's about buying your first property or figuring out how to make your money work for you in an inflationary world, this episode offers insights you can't afford to miss. If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 03:50 Unlocking Home Equity for Smart Property Investment: Accessing Equity & Securing Loans 06:40 Strategic Property Investment: Government Programs for First-Time Homebuyers 11:13 Navigating Changing Lending Criteria for Property Market Entry 15:51 Using Family Members as Guarantors or Co-Owners in Property Investments 19:28 Innovative Ways to Boost Borrowing Capacity for Property Investment 25:45 Property Investing Insights: Units vs. Detached Dwellings 32:02 Creative Homeownership & Wealth Creation Strategies in Australia   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
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Jul 30, 2024 • 30min

Your Mortgage Broker Questions Answered with Callum Rhodes Part 2 | #266

Got a burning question about property investing… but too scared to ask your mortgage broker? We got you. This is Part 2 of the Dashdot Insider Podcast episode with Callum Rhodes where we dive deep into all the questions every property investor should be asking a mortgage broker. Callum will shed light on the hottest topics in property investing, from the obsession with rental yields and the overwhelming number of lenders you can choose from… to the truth about the Lenders Mortgage Insurance. Remember: A good broker opens doors you didn’t even know existed, speeding up your journey to financial freedom. So it’s high time you get clarity on these burning questions. Tune in, stay informed, and let's make those property dreams a reality together! In case you missed it, here’s a link to Part 1: https://youtu.be/Oe-r4Vz8fv0  If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 06:46 Boost Your Loan Approval Chances: Lender Selection & Non-Bank Options 10:18 Non-Bank Lenders, Granny Flats & Your Borrowing Power 14:41 Navigating Property Investment: Strategies & Challenges in Australia 18:26 Lenders Mortgage Insurance: Refunds & Rent Vesting Explained 22:20 Master Property Investing: Strategies & The Power of a Strategic Plan   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)   About the Guest: Callum Rhodes is the founder and chief problem solver at Babylon Advisory, a Melbourne-based mortgage broking business focused on helping ambitious property investors grow their portfolios. With a wealth of experience working with investors with substantial portfolios across Australia, Callum and his team apply their unique skills and strategies to guide budding property investors, helping them avoid common pitfalls.   Connect with the Guest: Instagram: @babylon_advisory     TikTok: @babylonadvisory    Facebook: @babylon advisory   Website: www.babylonadvisory.com.au   See omnystudio.com/listener for privacy information.
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Jul 23, 2024 • 32min

Your Mortgage Broker Questions Answered with Callum Rhodes Part 1 | #265

If you buy a big home, and spend years building capital for an investment property… only to outgrow that first house, you’re stuck in a frustrating cycle, right? This common problem can be a major roadblock for property investors looking to grow their portfolios. That’s why in this episode of the Dashdot Insider Podcast, we enlisted the help of Callum Rhodes from Babylon Advisory to break down the ins and outs of financing your property. He’ll talk about choosing the right structures, and answer all those burning questions you’d typically ask a mortgage broker. Having the right broker can make a massive difference in your property investment journey. After all, the right broker can help you plan for future growth and avoid common pitfalls like overcommitting to a principal residence. So, tune into this episode and let Callum’s insights take your property investment journey to the next level. Love the episode? Email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast! See you on the inside!   In this episode, we cover: 00:00 Coming Up 04:01 Mortgage Broker Qualifications and Lender Rental Income Assessments 09:37 Mortgage Brokers, Property Investments, and Debt Management 14:30 Investment Property Strategies: Avoiding High Debt and Single Ownership 17:03 Boosting Borrowing Capacity for Property Investments 21:45 Trusts in Property Investments: Benefits and Challenges 27:07 Optimizing Borrowing Capacity with Mortgage Brokers for Property Investments   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)   About the Guest: Callum is the founder and chief problem solver at Babylon Advisory, a Melbourne-based mortgage broking business focused on helping ambitious property investors grow their portfolios. With a wealth of experience working with investors with substantial portfolios across Australia, Callum and his team apply their unique skills and strategies to guide budding property investors, helping them avoid common pitfalls.   Connect with the Guest: Instagram: @babylon_advisory     TikTok: @babylonadvisory    Facebook: @babylon advisory  Website: www.babylonadvisory.com.au   See omnystudio.com/listener for privacy information.

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