The Investor Lab

Did you know that the ‘Olympic fever’ goes beyond the fans’ hype and excitement for the event? For an occasion that happens only every four years with painstaking preparations made prior, it’s expected for the Olympics to have a long-lasting impact on people’s lives, especially those who are in the host city.  And it’s not only sports fans who feel the effects. With this ‘fever’ taking the host city by storm, the property market is just as affected, and in more ways than one.  In this episode, we address the Olympic excitement experienced by property investors. We dive into how the Olympics drive property prices in host cities. We also look at whether or not you should buy a property in the Olympic host city. We hope you find this episode valuable, and if you do, please let us know by sending us an e-mail at hello@dashdot.com.au! We’d love to know your thoughts! Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Why do we need to talk about this? [03:24] The Goldman Sachs Study [07:18] The link between the Olympics, marketing, and infrastructure improvement [9:30]  How marketing for the Olympics drives property prices [14:40]  What happened during the 2000 Sydney Olympics? [15:54]  Will the same factors have the same impact on the 2032 Brisbane Olympics? [21:06] The economic downside of the Olympics [25:15] The impact of the London Olympic announcement on property prices.[28:10] The duality of infrastructure improvements during Olympic bids [31:41] What’s in it for government officials? [35:28] Should you buy a property in Brisbane with the Olympics in mind? [36:50] Staying educated on what’s to come until the Brisbane Olympics [41:44]   Link/s from the show: The house price ratio graph (Source: The Price of Victory: The Impact of the Olympic Games on Residential Real Estate Markets by Constantine Kontokosta) The Price of Victory, a study by Constantine E. Kontokosta The Impact of the London Olympics Announcement on Property Prices by Georgios Kavetsos   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

In our previous episode, we looked at the two sides of inflation to help you deliberate how you should be making investments in an inflationary environment. Now, we’ll attempt to unpack an even bigger peeve than inflation which is interest rates. Do interest rates really impact property prices? What really steers property markets? Should interest rates affect your investment decisions? Today, we tackle the nature and economic impacts of interest rates.We investigate if interest rates do drive the price of properties by weighing the facts to help you decide if rising rates should stop you from buying assets.   We hope this episode proves helpful to you, and if it does, let us know by sending us an email at hello@dashdot.com.au! We'd be thrilled to know your thoughts! Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Why do interest rates exist? [04:13] Fixed rates and variable rates [06:37] Factors affecting the loan offer that you get [8:44] The relationship between the economy and interest rates [12:42] What happens to property prices when interest rates rise [17:16] If it’s not interest rates, then what drives property markets? [22:02] The counterintuitiveness of the correlation of debts and interests [26:33] Disadvantages of interest rates rise to homeowners [30:30] Positioning your assets to increase yield [35:02] You won’t find gold in the weeds [36:57] Is there a correlation between when property prices rise and interest rates drop? [41:47]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

You’ve probably heard about inflation in the news and have most likely subscribed to the popular belief that inflation is such a terrible thing. But, is it really? Should we be afraid of inflation? Is inflation our enemy? As an investor, where do you place yourself in an inflationary environment? In this episode, we talk about what inflation is and how it affects our lives.We address the negative perception of inflation and whether or not it is justified.Lastly, we look into how inflation should be viewed from the perspective of investors.    People fear what they don’t understand, they say. So let’s have a deeper understanding of inflation! We hope you find this episode useful, and if it does, please let us know by sending us an e-mail at hello@dashdot.com.au! We'd be delighted to hear from you! Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: The importance of making people understand the concept of inflation [00:56] People’s main concerns about inflation [07:18] Why governments want inflation [9:34] Inflation and its impact on the economy [12:54] What people fear about inflation  [18:25] Brief comparison between inflation and deflation [20:37] Keeping inflation in check through interest rates [22:56] Everything operates in an oscillating frequency, including inflation [28:15] How you should deal with inflation as an investor [32:45] The inflationary blip caused by COVID-19 [37:47] Psychological factors that drive inflation [39:58] A piece of advice to real estate investors [43:17]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!]See omnystudio.com/listener for privacy information.

Helping people create a life of freedom, choice and abundance has always been our passion.  That’s why when people come to us for help, we do our best to find the best property for each one. Naturally, however, something that sounds ‘too good to be true’ (even though it is) is typically met with disbelief, and we tend to get asked this question a lot: “If you say you come across so many amazing deals, why don’t you just buy them for yourselves?” And the answer is actually quite simple. In this episode, we answer this recurring question and share our insights on why property investing is not a zero-sum game. We unpack why we don’t buy “all the great properties” and dive into the factor of scarcity versus abundance, while tackling other common questions people ask. We also cover the problem with having a scarcity mindset… Why capital and debt are both required to buy plenty of properties… The importance of operating your business with integrity… And lots more! We hope this episode proves valuable to you and if it does, do let us know and send us an email at hello@dashdot.com.au! We’d love to hear from you!  Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast. See you on the inside! In this episode, we cover: A background on why we need to address this question [03:45] Abundance versus scarcity [08:43] The macro view (where property is both a finite, but replenishing, resource) [12:11] The problem with having a “scarcity mindset” [17:39] The case of looking for something better vs. settling on what’s right for you [19:57] Capital and debt are required to buy plenty of properties [24:26] Some people just don’t want to believe the good in others [25:38] Understanding what drives your goals [29:36] Putting others first doesn’t mean you should put yourself last [35:15] Money is the single tradable commodity you can get more of [37:07] Having integrity in operating your business is incredibly important [38:17] At the end of the day, all you have is your reputation [41:28] Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Why is it that most people avoid Capital Gains Tax (CGT) like the plague? Well, it’s really all because of perspective. Capital Gains Tax is a concept people tend to have a lot of fear around because they want to avoid tax altogether when in fact, it’s actually just a concept of business. If you sell a property you have to pay tax. Today, we dive deep into the topic of CGT from an angle that most people wouldn’t take, that is, the belief that it shouldn’t scare you to think about at all! We share how you can think about it strategically and how the benefits of your strategy actually outweigh the cons. We also tackle where CGT is and isn’t applicable…What Capital Gains Tax really is…The benefits of holding property for 5 years versus selling it right away…And heaps more! See you on the inside!   In this episode, we cover: Why is this discussion on CGT important? [03:14] The belief most people have about selling property and CGT [4:04] What is Capital Gains Tax? [07:44] When and where is CGT applicable (and not applicable)? [11:32] About the 50% Capital Gains discount... [13:00] Weigh the pros and cons of your strategy to minimise fear of CGT [19:13] A look at the benefits of holding property for 5 years versus selling (and getting CGT) [19:44] This is what investing is really all about [31:45] Applying a time horizon and adding other factors changes the strategy [34:40] Take control of your strategies to get more of what you want [35:45] How much would you pay to never work a day in your life? [38:14]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever created a list of things you want to accomplish but got stuck on how to get started after creating one? Well, the truth is, setting your goals is one thing, but turning your vision into reality is a whole ‘nother challenge. In the previous episode, we pulled apart the process of setting goals, how to set the right ones, what your goals should be and more. Today, we help you figure out how to create an action plan by reverse-engineering where you actually want to be in 20-25 years and setting up steps to turn your vision into action! We talk about the 25:1 life plan & how it can work for you…How you can stay driven by your vision…People’s struggle with creating vision boards…And much, much more! This is the second episode of our 2-part series on intelligent goal setting, so if you haven’t watched the first part yet, check it out now then come back to this one! (We’ve linked the first one in the show notes.)  See you on the inside!   In this episode, we cover: A recap of part 1 [02:22] The mechanical side of turning your vision into action [09:06] The 25:1 life plan [10:46] Start by identifying your end goal [12:22] Gamifying the goal setting process [15:11] Breaking down the 25:1 life plan [18:47] Successful goals are measurable [27:19] How can you stay driven by your vision? [30:14] Use these strategies to turn your vision into action! [34:28] The art of brainwashing yourself [40:46] People’s struggle with creating vision boards [45:05] A framework for vision boards [47:03] A recap of what we covered in this episode [53:09]   Link/s from the episode: Check out Intelligent Goal Setting Part 1 - Building the Vision of the Future Send us an email at hello@dashdot.com.au for a deeper dive into the topic of this episode!   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever struggled with setting goals and achieving them? If you have, you’re not alone.  So many of us find setting good goals difficult, mainly because we don’t set the right ones, we don’t know how to get there, or more importantly, we don’t know what we really want! So how do we set things right? Today’s episode is about creating a life of freedom, choice, and abundance and to realise that vision, it’s crucial to know who you want to become and identify what you want in your life and where you’re trying to get to. We’ll share tips on how to think about the process and how to overcome roadblocks you may encounter along the way. We also talk about finding your true north…A simple hack to help you achieve your goals…A neat trick to help you set the right ones…And loads more! This is just the first part of our 2-part series on intelligent goal setting, so be sure to stay tuned for next week’s episode where we tackle how you can apply this in your life and achieve those goals! See you on the inside!   In this episode, we cover: The problem most people face with goal setting [03:53] The difficulty of getting to where you want to go without a map [06:38] The need for introspection & specific goal setting [07:41] What does ‘financial freedom’ mean for different people? [10:13] The big fundamental problem people have with setting goals [13:59] Understanding yourself and what truly motivates you [16:11] What is your true north? [19:26] Most people don’t set goals [21:44] What can help you set your goals? [23:59] Use this simple hack to achieve your goals! [27:08] You have to believe it to achieve it! [31:00] How can you reduce the probability of failing to meet your goals? [32:09] This neat trick will enable you to set the right goals [37:51] Reflecting on who you are now to be who you want to be in the future [42:03] Here’s a little task to get you started on goal setting [44:00]   Link/s from the episode: Check out Episode 21 - The 6 Pillars: Reset Your Life Every 90 Days Get your FREE COPY of The Seed of Life / 6 Pillars Exercise HERE   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

A lot of people talk about investing in trusts, but not a lot know about what it actually is and how it works. In this episode, we cover the 4 key benefits of investing in trusts with Archana Manapakkam, Owner & Principal of Archway Legal.  If you’re someone who’s ever thought about how to get more tax benefits out of your portfolio, how to pass your property portfolio onto your kids, or you’re simply someone who just thought about investing in trust and need more information, there’s so much gold for you in this episode. We also cover what a trust actually is…Estate planning as a trust benefit (and what comes with it)...Why you would want to invest in a trust…And heaps more! If you enjoy this episode, don’t forget to like, rate, comment, share, subscribe and tune in weekly for more talks on property, business, and life. See you on the inside!   In this episode, we cover: Archana’s background story [03:46] Are trusts only relevant if you’re a high-networth individual? [05:48] What is a trust? [06:56] The difference between a trustee and a beneficiary [09:43] Family trusts, Discretionary trusts and Unit trusts [13:11] Why would someone invest in a trust? [16:23] Income splitting [16:49] Can a trust retain funds or profits in a year? [19:41] The 50% Capital Gains Tax (CGT) discount [23:19] Distributing profits from one trust into the losses of another [26:38] What about estate planning as a trust benefit? [28:36] Passing control of the trust to your children [30:08] When to assign an Appointor [31:03] A sample scenario on passing a trust & its ins and outs [33:44] Why would the ATO sue you? [38:24] Habits & beliefs that have shaped Archana in the last 12 months [41:06]   Link/s from the episode: Visit Archway Legal: https://archwaylegal.com.au    About our Guest: Archana Manapakkam is a skilled tax lawyer with over a decade of experience as a tax professional. Prior to establishing Archway Legal, Archana worked as a Senior Associate in the tax team at Macpherson Kelley Lawyers. She has previously worked as a tax consultant for PwC (where she kicked off her career in their international tax and GST teams) and as a solicitor at Rigby Cooke Lawyers.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Looking for more ways to broaden your property portfolio? Well, property development may just be what you need. Today, we have a chat with Rob Flux, Founder of Property Developer Network and one of the go-to people who are incredibly knowledgeable about property development. We cover the benefits and risks of property development, who it’s for and how it ties into your portfolio. We also talk about what you need to know before getting into property development…Mistakes most people make getting started…Living a minimum viable life…And much, much more! If you want to know how to achieve a life of freedom, choice and abundance, this episode should be on your watch (or listen) list! Also, if you enjoy this episode, don’t forget to like, rate, comment, share, subscribe and tune in weekly for more talks on property, business, and life. See you on the inside!   In this episode, we cover: A quick overview of Rob’s background in property [02:40] Negative gearing strategy vs. positive cash flow [04:05] Rob’s journey and how he got started in property development [06:42] What gave Rob the confidence to take on a big project as a first-timer? [09:55] One of the first things he learned during the process [11:30] About Property Developers Network (and the path to teaching others) [12:38] What people need to know before getting into property development [14:18] Does a project’s location matter more than feasibility? [15:47] The optimal time to get into the market for a development project [18:22]  Rob’s profession before transitioning to property development [20:55] Why bother with property development? [21:49] Combining property development with property investment as a strategy [23:04] Should you focus on property investment, or development instead? [25:43] Can you have a day job and work in property development at the same time? [27:37] Achieving freedom & living a minimum viable life [29:04] A reasonable time frame from a standing start to ‘freedom’ through property development [34:13] How much do professional services cost? [37:39] The biggest mistake people make in property development [38:03] How to decide on your strategy [39:59] Rob’s end goal [42:03] Where to draw inspiration to keep going [43:15] Why Rob doesn’t aim for ‘billionaire’ status [45:01] A tidbit on low money-down deals [45:59]   Link/s from the episode: Visit Property Developer Network Join the Property Developer Network Facebook group Subscribe to Property Developer Network on Youtube Check out ‘Rich Dad Poor Dad’ by Robert Kiyosaki   About our Guest: Rob Flux is a Property Developer, Educator, Mentor & Public Speaker on all things property and property development. Having achieved his own financial freedom through property development, Rob now spends much of his time giving back to others through education and mentoring programs through his company Developer Network Pty Ltd, where he works with his clients to assist them in doing projects of their own by showing them the ropes along the way. Know more about Rob Flux   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

Scaling a successful property portfolio quickly seems far-fetched and impossible… but is it? And if it is possible, how do you go about making it a reality? Today, we’re going to hear about a real-life success story. Joining us are Dashdot clients Bianca Kennedy & Charley Valher, as we talk about how they were able to buy 8 properties in just 15 months - which is pretty wild! That’s more properties than most people will buy in their lives! We chat about their journey, mindset, their evolution as people to get where they are now, their process, how they got started, their timeline and so much more, so you can get a sense of how their journey unfolded in the last 15 months. If you’d love to get insights on how it’s like to scale a property portfolio quite quickly, what that could mean for you and how to apply it to your own life, this episode is perfect for you. We’ll see you on the inside!   In this episode, we cover: Charley & Bianca’s background and how they got started investing in property [3:30] Bianca on buying her first property at age 23 [6:49] Their frame of mind when buying their principal property [8:43] Building wealth outside their business & why they chose to invest in property [10:11] What are Bianca & Charley trying to achieve? [14:56] Their timeline & strategy [15:43] The funny story of how they put an offer in their first property [18:11] The challenges they faced at the start of their property journey [24:16] Bianca’s first property and moving on to her next ones [26:58] Charley & Bianca’s 2nd property (San Remo, Central Coast) [32:29] Their 3rd and 4th properties (when their ‘addiction’ kicked in) [36:23] How they added 4 properties in succession [45:58] Their most recent purchase [48:39] Looking back at what they’ve accomplished [52:26] Charley & Bianca on their experience and next steps [54:06] Lessons learned throughout the whole journey [59:20] Advice to quickly scale your property portfolio [1:02:53]   About our guests: Charley Valher is a business owner, investor, cyclist, amateur chef and father from Melbourne, Australia. As Founder and CEO of Valher Media, he helps businesses reach a wider audience and build a loyal fanbase through podcasting and amplification on social media. Visit Charley’s website Check out Valher Media Bianca Kennedy is the Founder and Virtual CFO of Know the Score Finance. As an Accountant and Financial Planner, her focus is to help small businesses succeed by understanding the financial side of their business, work towards long term, consistent financial results and winning their game of business. Visit Know the Score Finance Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in! See omnystudio.com/listener for privacy information.