The Investor Lab

There's an old cliché that you're not supposed to mix business and love, but these property investors who are also lovers prove that's just folklore. In today’s episode, we are joined by a lovely couple, Jacob and Jess, who met at the university and intended a romantic relationship — until a property investing partnership got in the way. We discuss how they have thrived in their property investing journey, with effectively no strategy, no investment thesis, but just believing in a silver lining end in mind. As their story will get into the heart, Jacob and Jess will also share how their property investing journey made them better people today.  If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] How Jacob and Jess ventured into property investing as a couple [03:08] What are the spontaneous decisions behind the couple’s winning investment journey [06:32] The Eureka Moment for Jacob and Jess on their investment journey [07:39] Building better investment goals [10:24] The tangible and intangible benefits for Jacob and Jess [15:07] Expert tips on how to successfully delve into property investment [19:36] Essential life lessons of a property investor  [22:00] Educating your offspring about property investing [23:11] Three simple truths from Jacob and Jess [28:49] Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8)  The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

How do you make the smooth transition from business owner to property investor? It may sound tricky, but most of the time, we tend to create our own roadblocks. In today’s episode, we are joined by someone who has worn many hats, former gym owner turned business coach and now a property investor, Brad Bedford. We discuss the challenges he’s encountered along the way, what his growth means to his friends and family, and how mindset can truly alter your chances of success. If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] How Brad Bedford ventured into property investing [02:14] Encountering mindset challenges [04:17] Building better habits [06:35]  Brad’s biggest roadblock [07:54]  What motivated Brad to become a property investor [14:55] Brad’s biggest eye opener [21:42] Where does property investing fit into a business owner’s journey [24:15] Crossing mental hurdles [27:00]   About our guest: Brad Bedford is the Head Coach/Director of The Body Consultant Jandakot. As a former gym owner, he now mentors others that are in the fitness business industry. Get to know more about him and follow him on Instagram: https://www.instagram.com/brad_bedford87/?hl=en   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8)  The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

We are so grateful to have been a part of your journey to a life of freedom, choice and abundance these past twelve months… It has been a thrilling ride so far and we hope that we’ll continue to help you on your journey to success. In this episode of The Investor Lab, we are taking a stroll down memory lane and revisit our Top 10 Best Episodes from “Should I Pay Down My Debt?” to “Is Now A Good Time To Buy an Investment Property” - we’ve got you covered!  If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] Should you pay down your debt? [01:57] Property Market Predictions [05:21] How 2 Properties in 7 Months Transformed This Family’s Future [09:15]  What Happens If I Buy A Property And The Market Crashes? [26:13]  Buying Property in the Current Market  [17:39] Property Investment Finance in 2022: What You Need to Know [18:18] How To Tackle Rising Interest Rates In Your Portfolio [24:00] Is the Property Market Crashing? [27:08] Property Investing In A Self Managed Super Fund (SMSF) [31:13] Is Now a Good Time to Buy an Investment Property? [34:22]   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8)  The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

The negative sentiment bombarding the news and social media lately can easily transform and influence your worldview… Despite your lack of control in your external environment, you CAN take control of your mind and your perspective. In today’s episode, we are joined by Michael Bartura, Melbourne’s leading happiness coach for stressed leaders and anxious business people. We discuss positive neuroplasticity, which is an interesting hack to rewire your brain and achieve happiness. We also talk about how you can use positive neuroplasticity to control your world – however “negative” it may be! If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] How Michael Bartura became a happiness coach [02:07] What is happiness for Michael Bartura [04:38] Expectation is the thief of joy [06:40]  How being a war veteran has shaped Michael Bartura’s worldview [11:46]  How to not be a victim of your circumstance [16:17] What is positive neuroplasticity [21:24] How to rewire your brain to achieve happiness  [32:17] The last of the human freedoms [51:12]   About our guest: For over three decades, Michael has been working with teams across manufacturing, education, health, hospitality and the Not for Profit sectors with a specific passion and focus on training and organisational development. With senior management experience in four continents, he brings to the table a well-refined cross-cultural mentoring capacity and a managerial acumen amassed in both not-for-profit and business contexts. In Australia, Michael founded Happy Habits Coaching using principles of Servant leadership and Positive Neuroplasticity - a mindfulness-based approach to increase self-awareness of the brain’s tendency for negative biases and better deal with anxiety and fear.   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)  See omnystudio.com/listener for privacy information.

Interest rate rises have significantly affected many property investors in various ways…  Some investors who might’ve had positive cashflow properties are no longer positive. If you want to know how we can traverse this critical state of affairs, it is necessary to learn how to adapt so you can leverage it to your advantage. In today’s episode, we are joined again by our resident tax expert Jeremy Iannuzzelli to discuss the best approach to navigate this current economic climate. We talk about negative gearing, negative cashflow tax deductions, how you can take advantage of the circumstances, and more! If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] The state of the property market during Christmas season [01:44] Positive gearing versus positive cash flow [04:57] The difference between cash deductions and non cash deductions [11:16]  Australia’s marginal tax rate system [15:20]  Tax deductible expenses [19:24] Turning negative property to a positive cash flow property [22:29] The beauty of inflation and compounding returns [25:49] Losses carried forward can be utilized against capital gains [30:51]   About our guest: With over 12 years of experience, dealing with small to medium business enterprises. Jeremy Iannuzzelli learned to channel his focus in the niche market of property investment. Dealing with many property investors, he is able to create effective tax structures in line with the goals and objectives of his clients. He is also an enthusiastic property investor holding many properties in his portfolio and implementing a combination of strategies. Currently, he is engaged with many investors mentoring them not only in tax but a balanced strategy for them to acquire and hold more wealth helping them well into retirement.   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)  See omnystudio.com/listener for privacy information.

Living a life of freedom, choice, and abundance may seem like a far-off dream due to the circumstances in your current environment… However, what most people don’t realize is that YOU possess the power to control your destiny. How can shaping your beliefs change your life - and help you prosper? In today’s episode, Goose and Gabi talk about why becoming the best version of yourself can create the success you desire. How can you alter your reality with your mindset? How do you surrender control from negative realities? We discuss this and more! If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] How does success happen in the mind? [02:42] Reframing negative realities [06:34] Suffering is denying your reality [10:13] How your beliefs shape your life [17:43]  What is ‘good’ brainwashing? [23:10] How do you create your own reality [28:00]   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

If you’re still reluctant about beginning your property investment journey, you are NOT alone. One of the biggest problems most investors face is that they are not sure if the risks they make are taking them closer to their goals. Whatever goals you are thinking of setting, there’s only one best way to go about it: Having a plan. In today’s episode, we are back with Olivia Ward, who is now a property investing coach and has been helping many investors fulfill their goals, wherever they may be on their journey to building wealth and financial freedom.  We talk about being a manifesting generator, building a customized portfolio plan, the biggest mistakes property investors make in 2022 and more! If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] Olivia’s journey to becoming a property investing coach [05:39] Results of quitting a 9 to 5 to start a business [11:00] What role an investor actually plays [15:59]  The biggest mistakes property investors make in 2022 [22:18]  Building your property portfolio is a long-term game [23:55] The biggest breakthrough Olivia witnessed as a coach [30:31] Being a manifesting generator [32:37] The importance of building good habits and staying motivated [34:39]   About our guest: Olivia Ward, founder of Liv To Buy, is on a mission to help 1000 time-poor busy corporate employees create a cash-flowing property portfolio 6 times faster by helping them map out a property strategy that is aligned with their goals. With her strong dedication to excel inside and outside of my job, Olivia currently runs her own personal property portfolio and is enrolled in an external mentorship program LEGECY which focuses on strengthening global financial property knowledge and networking.   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

There is a new tool that is changing the game for property investors all across Australia…  Wherever you may be in your property investment journey, this guide can help you build wealth and achieve financial freedom. In today’s episode, we are joined by the Head of Client Success Jason D’Silva to talk about why you need to build your property portfolio growth plan. Find out how his other clients have found success in their investment journey through the property portfolio growth plan–and how you can use this tool to maximize your investment returns as well! If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] What is a property portfolio growth plan? [04:18] The biggest challenges most investors face [08:18] Who can benefit from having a property portfolio growth plan? [15:24]  The journey to wealth building: unrealistic goals [20:23]  What are achievable goals? [24:20] Jason D’Silva’s property portfolio growth plan [26:56] Client success stories from the property portfolio growth plan [33:42] Starting a property portfolio growth plan [38:39]   About the guest: Jason D’Silva is a passionate property investor, and also the leader of the Client Success team at Dashdot. He started investing at an early age, and like many investors, made a few mistakes along the way. Nonetheless, his passion for property investing, and the transformation it can deliver has not waned, and he has been committed to developing his skills and experience in this field ever since. In fact, part of his passion for helping others is driven by a desire to help others avoid the mistakes he made early on, and to be able to light a way to property success. Jason is a great example of how any millennial can become a successful investor.   Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

Many new buyers and investors are currently struggling in this high interest rate inflationary environment we are currently experiencing… That is why, in order to thrive and yield amazing results, it is essential to first know how to navigate this volatile economic climate. In today’s episode, we are joined again by Chris Raymond of Unconditional Finance to discuss property finance strategies in high interest rate environments. We weigh on some of the most common concerns at the moment, such as how interest rate rises are affecting people’s borrowing capacity, how to get bank approval, and more! We will also be introducing our Property Portfolio Growth Plan, a tool we’ve developed to help you map your portfolio that would successfully achieve your wealth goals. If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] How interest rate rises affect the property market [04:14] Increasing your borrowing capacity [09:12] The struggles of getting a fully assessed pre-approval [13:04]  How to avoid hitting your borrowing capacity limits [22:46]  The correct strategy in a high interest rate environment [32:04] Buying your dream home: the logical and emotional aspect [36:06] Should you be fixing your rates or keeping them in variable? [41:47] Investing with low LVRs [48:09]    About our guest: Chris Raymond founded Unconditional Finance, an award-winning mortgage broking company specialising in residential, commercial, investment lending and development finance. He is passionate about what he does and the clients he can assist. Being an investor, he knows the importance of having your loans tailored and structured in the most effective way, allowing you to continue to grow your portfolio in line with your financial goals.   Connect With Us: See our other Podcasts: (https://theinvestorlab.com.au/) Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

If you’re looking to start your property investment journey, you may feel intimidated by other investors’ progress. But, remember: not everyone started out as an expert in wealth creation… And here in The Investor Lab, we share to you real success stories of people that will inspire you to begin your own path to transformation.  In today’s episode, we are joined by Dan and Jean Ross who are almost halfway through their goal of five properties in five years! Find out how this investor couple started their path to building wealth by getting rid of their apprehensions and taking that first step. Dan and Jean also talk about how they deal with the current economic climate and the importance of perspective.  If you love this episode, email us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Introduction [00:00] How Dan and Jean Ross got into property investment [01:44] The consequences of investing with a friend [14:08] Five properties in five years [18:58]  What’s next for Dan and Jean after achieving their goal? [21:44]  The property investment journey so far [24:27] Getting over your inhibitions and taking that first step  [28:00] How Dan and Jean Ross copes with their macroenvironment [33:19] The grass is greener where you water it [40:30]   Connect With Us: See our other Podcasts: (https://theinvestorlab.com.au/) Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8) The Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.