WealthTalk - money, wealth and personal finance.

In this episode of Wealth Talk, Kevin Whelan discusses the misconceptions and misinformation surrounding wealth building, particularly related to using pensions to invest in property. Kevin emphasises the importance of seeking factual information and avoiding decisions based on hearsay. He highlights legitimate ways to use pensions to invest in residential property, providing examples and dispelling myths. The conversation covers various topics related to wealth building, business ownership, investment strategies, and the importance of cash flow. Kevin shares insights on wealth creation, the challenges faced by business owners, and the significance of building cash flow for financial independence. Join us and learn more about the significance of community support and the effects of resilience and consistency in the journey of wealth building.Resources Mentioned In This Episode:>> Brand New! Wheel Of Wealth [WT226]>> Brad Sugars, Founder of ActionCoach, talks wealth & business [WT145]>> Employee Ownership Trusts w/ Chris Budd [WT103]>> How Fees Drain Your Financial Future w/ Manish Kataria [WT234]>> Head 2 Head w/ Louise Hill, Co-Founder & CEO of GoHenry [WT237]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this WealthTalk episode, we uncover the secrets of Step 5 in our Family Wealth RoadMap - Assets, with a special focus on the business asset class.Are you a business owner, property investor, or someone dreaming of leaving traditional employment for entrepreneurship? This episode is tailor-made for you!We address the common challenge of having brilliant ideas but not knowing the next steps to success.Tune in and discover how to validate your business concepts with comprehensive market research, detailed customer avatar analysis, and the creation of a minimum viable product for invaluable feedback.Join us and gain practical insights to kickstart your entrepreneurial journey and build a robust foundation for future success. Don’t miss out on transforming your aspirations into reality!  Resources Mentioned In This Episode:>> Free Download: 'Validate Your Business Idea – 15 Step Checklist' Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Immerse yourself in financial education with the Cashflow 101 board game by Robert Kiyosaki, the famed author of "Rich Dad Poor Dad." In this episode, we recap our recent game night in London, where 40 aspiring entrepreneurs gathered to put their financial skills to the test. Hear how three individuals successfully escaped the rat race and discover how regular gameplay can transform your financial mindset and help you identify new opportunities.We'll break down the essentials of Cashflow 101, from understanding financial statements to making strategic investments. Learn how the game imparts real-life financial concepts such as cash flow management and generating passive income.Dive into real-world lessons on diversification, risk management, and setting financial goals. Understand why adopting a wealth-building mindset is crucial for achieving financial freedom.This episode is filled with practical tips and valuable insights to enhance your financial literacy and investment strategies. Whether you're an experienced investor or just starting out, you'll find actionable advice to build lasting wealth. Press play and begin your journey to escaping the rat race!Resources Mentioned In This Episode:>> Apply To Become A Cashflow 101 Host Or Helper>> Buy Cashflow 101 Board Game From Amazon>> Play Cashflow 101 OnlineNext Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Join us for an in-depth discussion on high-yield commercial property investments. Kirsty Darkins, a seasoned commercial property investor and mentor, shares six simple ways to find lucrative commercial properties and reveals three winning strategies that are currently excelling in today’s market. Whether you’re a seasoned investor or just starting out, this episode is packed with actionable advice to help you build and secure long-term wealth through commercial property.Kirsty’s experience and success in the commercial property sector offer invaluable lessons that can transform your investment approach. Discover proven methods to locate profitable properties, including exclusive tips on asset management, commercial multiple occupancy (CMO) properties, and buying income-producing assets in today’s market. Kirsty also emphasises the importance of building strong relationships with commercial agents and professional networks to unlock exclusive investment opportunities.With real-world examples and case studies, this episode provides detailed insights into successful deals and practical applications. Kirsty’s expertise, combined with Christian’s engaging interviewing style, makes this episode both inspiring and full of actionable advice. Don’t miss out on this opportunity to elevate your investment game and build lasting wealth through high-yield commercial properties. Tune in now!Resources Mentioned In This Episode:>> Kirsty Darkins [LinkedIn]>> Kirsty Darkins [Website]>> What Is A SSAS Pension? [WT241]>> Creating Leverage Using F.I.R.S.T [WT11]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode we reveal one of the best-kept secrets to building substantial wealth: the SSAS pension. If you’re serious about building your financial legacy and expanding your investment options, this episode is a must-listen.WealthBuilders' Founder Kevin Whelan and SSAS Director Paul Brooks, are two seasoned experts who have helped thousands of business owners supercharge their wealth through the power of SSAS pensions. Whether you're a business owner or not, Kevin and Paul will guide you through everything you need to know: how SSAS works, why it's so effective, and the eligibility criteria to start benefiting.You'll learn how to unlock the incredible potential of SSAS pensions to grow your business, expand your property portfolio, and accelerate your financial independence. If you want to harness this unique tool to take charge of your financial future and build lasting wealth, then this episode is your perfect starting point. Tune in now and empower yourself with this vital knowledge!

In the latest WealthTalk episode, Kevin and Christian delve into the world of investments!Tune in and discover how to craft a resilient investment portfolio and learn why knowing your investing DNA is crucial for long-term wealth building.The episode is a treasure trove of insights, covering digital assets, property strategies like crowdfunding and P2P lending, and unique investment opportunities in private equity, venture capital, and collectables. Whether you're exploring cashflow strategies, diversification across multiple asset classes, or seeking tax-efficient investment methods, this discussion promises to enhance your understanding and mastery of investments that match your interests and goals. Don't miss out on these valuable lessons to bolster your financial independence and security.  Resources Mentioned In This Episode:>> Brand New! Wheel Of Wealth [WT226] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

This week on the WealthTalk podcast, WealthBuilders Founder, Kevin and Wealth Coach, Manish Kataria, provide key insights into the world of investing.In this eye-opening episode, they address the pressing issue of hefty fees often encountered with traditional investing methods and highlight the critical role of diversification in reducing risk.From the intricacies of Independent Financial Advisers (IFAs) to the advantages of Exchange-Traded Funds (ETFs) and the dynamics of core-satellite investing strategies, Kevin and Manish provide a wealth of comprehensive insights you'll want to hear.Lastly, they explore effective tools for constructing portfolios that generate recurring income, offering practical strategies for the savvy investors of today.Don't miss out - Tune in and discover whether you can manage your money better than somebody else who may be taking considerable fees without adding considerable value. Resources Mentioned In This Episode:>> Manish Kataria [LinkedIn]>> Investment Academy [Website]>> Investment Insights: WealthBuilders London Networking Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The only way to create financial security for yourself and your family is to focus on generating income from assets that you either own or control.WealthBuilders has identified seven assets, known as 'The 7 Pillars of Wealth'. In today’s WealthTalk episode, Kevin goes into detail on how you can identify the assets which you currently have in your life and those which you could leverage and begin to generate streams of income.Whether you're a business owner who's trading time for money, or you're currently employed and looking to supplement your income, and whether you're at the beginning of your wealth-building journey, or you've already begun to build some asset income, you won’t want to miss this episode.Resources Mentioned In This Episode:>> 7 Pillars of Wealth [Free eBook Download]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, Louise Hill, Co-Founder and CEO of GoHenry, shares her journey of building a successful prepaid debit card and financial education app for kids. The inception of the now global entity, GoHenry, was sparked by Louise noticing her children's inadvertent overspending online, highlighting a gap in practical financial education for children. In the episode, we cover topics such as the marketing strategies her team has used to amplify GoHenry’s growth, the rewards and challenges of running a startup and the significance of adapting to different markets. The episode delves into some valuable lessons Louise has learned throughout her journey of building a global business.Louise shares the challenges of fundraising, the importance of resilience for CEOs, and the power of world-class partners. Louise Hill's commitment to financial education extends beyond GoHenry, as she is an advocate for integrating financial education into the curriculum of all UK primary schools with a petition backed by everyone at WealthBuilders.Her story is not just one of business growth, but also about personal development and dedication to a cause that benefits society and future generations. Resources In This Episode:>> Louise Hill [LinkedIn]>> GoHenry [Website]>> Make financial education compulsory in all schools from primary age [Petition] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In today’s episode, we explore the inspiring journey of Toby and Kate Spanier, a couple who leveraged a Small Self-Administered Scheme (SSAS) pension to transform their lives through property investment. Having moved from London to Kent, they saw potential in a dilapidated property and embarked on a venture that not only brought the property back to life but also set them on a path to financial independence.Toby, initially a management consultant, and Kate, who later joined him in his enthusiasm for property investment, discovered the power of SSAS pensions. They took a bold step by using their SSAS pension to loan money to their limited company for the refurbishment of an unmortgageable property. This strategic move allowed them to refurbish the property with an interest-free loan from the local authority and then generate income through their limited company.Their adventure into property investment was solidified by winning the SSAS Property Investor Award of the Year 2023, a testament to their innovative approach and the impact of their work. The Spaniers' story is not just about financial gain; it's about creating a lasting legacy and the empowerment that comes from taking control of one’s financial future.Throughout the episode, Toby and Kate share insights into the benefits of SSAS pensions, including loan flexibility, tax benefits, and the broader potential of pension-led funding. They emphasise the importance of due diligence, the power of supportive partnerships, and the vision of building a family wealth business.The Spaniers' journey offers invaluable lessons for anyone considering property investment, especially through the lens of SSAS pensions. Their story is a compelling example of how innovative financial strategies can create lasting impacts and open new doors to financial freedom. Resources In This Episode:>> WT226: Brand New! Wheel Of Wealth>> Toby Spanier [LinkedIn]>> Kate Spanier [LinkedIn]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!