The Prosperity Podcast

Kim and Todd tackle the impact of major events on families and illustrate how to lead through change effectively. They explore strategies for maintaining a positive mindset, preparing physically and financially, and teaching leadership skills to children during crises. Kim shares practical tips on creating “go-bags” and ensuring emergency funds, making this episode invaluable for anyone looking to bolster their family’s resilience. Tune in for a thoughtful guide on steering your loved ones through life’s unexpected challenges. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://prosperitythinkers.dinnertable.com/ https://prosperitythinkers.com/action/     Show Notes Changes in leadership: Huge recent announcement. Impact on presidency and technology: Not just politics. Response to events: Be a learner, not a gossiper. Adjusting mindsets: Critical first step. Skill in mindset adjustment: Personal anecdotes. Importance of go bags: Be prepared. Emergency fund necessity: Good decision-making. Trauma response: Grow or shrink. Leadership during serious events: Key strategies. Who your family follows: Importance of positive leadership. Teaching children leadership: Practical steps. Memorizing critical info: Leadership prep. Leadership skills: Choose what to pay attention to. Identifying good leaders: Teach children. Being a follower: Equally important skills. Awareness and responsibility: Impact on families during leadership changes.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Kim dives into guiding young adults on foundational financial habits, focusing on the critical aspects of saving and basics of alternative investments. Discover why accumulating liquid savings is vital before diving into riskier options. Engaging and insightful, this episode equips you with strategies for building a stable financial future. Worth a listen for practical advice and motivation! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com  and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://prosperitythinkers.dinnertable.com/ https://prosperitythinkers.com/action/   Show Notes Adult children and finances. Definition of accredited investors. Minimum investments in alternative assets. Focus on savings over interest rates. Different forms of saving. Learning about yourself and investments. Importance of a growth mindset. Changing perspective on failure. Bicycle accident as a learning metaphor. Holistic view of investments and cash. Emergency funds for young adults. Timeframe to build emergency funds. Advice against going all-in on investments. Importance of savings habits. Using education to pick investments. Example of a young couple investing in real estate. Different investment paths for young professionals.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, Kim dives into essential tax tips learned from a recent conference with renowned tax professional, Tom Wheelwright. Discover why labeling your education expenses correctly and securing 1099 income can optimize your finances. A must-listen for insightful tax strategies! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ https://www.wealthability.com/    Show Notes Tax conference anecdote with Tom Wheelwright. Key tax tip: Seminars vs. continuing education. 1099 income benefits and importance. Home office deduction details. Real estate professional status benefits. Real estate activity requirements for deductions. Potential downsides of relying on real estate professional status. Todd’s insight on analyzing real estate deals. Prosperity mindset and tax strategies. Using 1099C to address unpaid debts.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Financial expert Kim Butler provides valuable insights on coaching adult children in money matters, from savings and insurance to smart investments. Learn how to guide young adults to financial independence and raise financially savvy individuals.

Dive into the latest episode of the Prosperity Podcast where we discuss modern wealth-building strategies! Learn how AI tools like the Currence app can revolutionize your savings by gamifying cash flow control. Maximize your financial habits and save more effortlessly. Don’t miss this game-changer! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/   Show Notes Leveraging AI for modern financial education. The innovation of cash flow control. Budgeting myths and practical advice. Behavioral finance: Dopamine hits from saving. Currence app: A tool for effective cash flow management. Remarkable savings statistics with Currence app. Currence app’s impact on saving habits. The ease and time efficiency of Currence app. AI in interior design and real estate. AI replacing full-time roles with efficiency. One-sheet financial summary for better management. Holistic view of personal finance. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Dive into today’s Prosperity Podcast episode on market volatility, especially relevant during election years and the AI surge. Kim and the host discuss how to leverage volatility as an opportunity rather than a setback, emphasizing the importance of understanding actual returns versus averages. They explore the balance between certain, stable investments like life insurance and riskier, potentially higher-yield options. Tune in to learn how to navigate financial turbulence with confidence and strategy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ www.livecurrence.com     Show Notes Discussion on market volatility. Volatility in life and finance. Difference between average and actual. Sequence of returns explained. Real-world examples of market changes. Balancing certainty with risk. The importance of diversification. Time and its impact on finance. Influence of inflation over time. Misaligned perspective on lifespan. Adapt to longevity and finance. Inflation-protected assets: mortgages and insurance. Encouragement for proactive financial steps. Post-depression prosperity and future outlook. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Dive into the Prosperity Podcast as Kim Butler explores the truth behind the dollar’s value, sharing insights on managing financial fears and avoiding economic misinformation. Listener-driven and packed with practical advice, this episode will empower you to think critically and make informed financial decisions. Perfect for growth-minded individuals! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/     Show Notes Emphasis on thinking for oneself. FBI and police study of real dollars. Example of Japan’s currency issue. Argentina’s extreme inflation. Addressing financial fears. Decision making from fear. Impact of comparison in financial decisions. Control what you can in finances. Central Bank Digital Currency (CBDC) concerns. Simplifying and streamlining financial life. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this eye-opening episode of the Prosperity Podcast, Kim Butler unpacks the “illusion of liquidity”, revealing what liquidity truly means, why it’s crucial in volatile markets, and how to structure your finances for genuine liquidity using whole life insurance. Perfect for anyone keen on understanding the real value of liquid assets and steering clear of common financial pitfalls! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/     Show Notes Importance of quick access to cash Definition of liquidity Unpacking the meaning of being liquid Permission barriers to liquidity Example of home equity lines of credit as illiquid Fire-selling assets and liquidity consequences The illusion of control over liquidity Liquidity in cryptocurrency Tax burden implications of liquidity Emergency funds and tax efficiency over a lifetime Cash value of whole life insurance as a solution Control and tax benefits with life insurance cash value Borrowing against life insurance for liquidity Liquidity versus return on investment Total rate of return on stocks and bonds Factors reducing actual returns: Fees, taxes, and opportunity costs Effects of interest rate adjustments on bond value Encouragement to evaluate liquid assets for tax efficiency Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, Kim and Spencer dive into the world of personal finance, sharing compelling success stories. From the couple simplifying their 11 savings accounts to an accredited investor’s journey of balancing high-risk investments, there’s invaluable advice for everyone. Learn how to streamline your savings, gain cash flow control, and build lasting wealth without the stress. Perfect for listeners of all ages aiming to enhance their financial strategies. Tune in for practical tips and inspiring stories!. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com  and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/     Show Notes Bill and Pam Case Study: Overcomplicated Savings Simplification of Savings Strategy Shift to Life Insurance for Consistent Growth Motivation Through Small Savings Milestones Savings Discipline as Key to Overcoming Consumer Fear Impact of Simplified Cash Flow Management Ron’s Admission: Losses in Alternative Investments Parallel Insurance Policies with High-Risk Investments Slow and Steady Financial Strategy Benefits Importance of Cash-Flowing Investments vs. Growth-Oriented Investments Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this Prosperity Podcast episode, discover how renters can navigate financial hurdles and strive for homeownership amidst economic challenges. Unusual Whales’ research dives into politicians' investment patterns as a path to savvy wealth building. Kim Butler's expertise shines through as she unpacks emotional and financial intelligence needed for home buying—and offers effective savings strategies to turn home ownership dreams into reality. Tune in for actionable insights!  Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ https://twitter.com/unusual_whales/status/1787490501756895487?s=46&t=Wx4UH3H0WqT4Xg1RSCK9hA   Show Notes Concerns About Home Ownership Accessibility. Discussing the Importance of Homeownership in Wealth Building. Efficiency and Plugging the “Rent Hole” in Your Finances. Emotional Intelligence and Homeownership Decisions. Simplifying Savings to Achieve Home Ownership. Structured Approach to Saving and Overcoming Spending Habits. Shifting Mindset from “I Can’t” to “How Can I”. Systems for Saving and the Importance of Hope in Financial Goals. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS