

The Prosperity Podcast
Kim D. H. Butler and Spencer Shaw
The Prosperity Podcast is where money meets freedom — without Wall Street’s limitations or typical financial advice. Hosted by Kim Butler, founder of Prosperity Thinkers, and Spencer Shaw, this podcast delivers straightforward financial strategies to help you build certainty, cash flow, and long-term prosperity.
Episodes
Mentioned books

Feb 5, 2019 • 16min
The Importance Of Saving For Our Kids - Episode 293
How to help our children save? on this episode Kim and Spencer go deeper into the topic of savings in an attempt to illustrate the importance of promoting this practice in our youth, if you’ve ever had any doubts about how to properly save or why you should even save at all, then this episode has your name written all over it. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes A prevalent conversation - 1:09 A mutual friend: Caleb Williams - 1:52 Helping the youth save - 2:26 Benefits of late gratification - 4:04 Late gratification on savings - 5:22 A young Kim and the idea of saving - 7:30 The first person to pay - 9:21 Saving 20% of your income - 9:51 What is not saving? - 11:11 Developing the habit while young - 12:24 Saving saves families - 13:19 Get in touch with Kim Butler - 14:42 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Jan 29, 2019 • 10min
Making Saving A Priority - Episode 292
What happens when you become uninsurable? On this episode, Kim and Spencer discuss the importance of savings, the opportunities that doing so creates and the possible consequences of avoiding it, all from the perspective of a real-life example in the form of Jeff’s story. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Jeff’s story - 1:00 Serious medical diagnosis - 1:49 Understanding cheap term insurance - 3:11 One of the best ways to save - 4:24 Saving creates opportunity - 4:52 Don't worry about the past - 6:13 Avoid budgeting - 7:31 Remember to save first! - 9:14 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Jan 22, 2019 • 12min
The Importance Of Savings - Episode 291
On this episode we listen to Kim and Spencer talk about an interesting piece of literature they've read titled "I just got fired, the importance of savings" and the lessons they wish to underline related to the importance of savings. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes 11,300 views in 24 days - 2:35 Savings on an emotional level - 3:22 Cash flow issues - 5:28 The importance of having savings - 5:57 Life Insurance Policy for emergencies - 7:00 What happens if you have a Life Insurance Policy? - 8:02 Financial Savings Account V.S. Life Insurance Savings Account - 10:29 Get in touch with Kim - 11:12 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Jan 15, 2019 • 17min
Creating Income From Assets - Episode 290
We are here to help you, that's why on this episode Kim and Spencer take two listener’s questions related to cash value life insurance and the criteria for using it for investing, and attempt to answer them in an original and captivating way. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Busting-Interest-Rate-Lies-Discover-ebook/dp/B01DX0JP6I Show Notes The first listener's question - 1:25 Cash flow investing - 1:32 Watching our time frames when investing - 2:24 Making cash flow investments - 3:28 Borrowing and Investing - 4:37 The opportunity costs of investment fees - 6:15 The second listener's question - 7:28 Obtaining passive income - 8:23 Understanding passive income - 9:40 Growth vs. income - 12:10 Creating income from assets - 12:19 Kim´s book suggestion : busting the interest rate lies - 15:18 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Jan 8, 2019 • 13min
Growth And Income Investments - Episode 289
What’s the relationship between growth and income like? on this episode, Kim and Spencer share their views on growth and income investments, discussing the differences between the two as well as gambling categories. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Over twenty types of investments - 0:42 The two primary types - 0:52 Growth or income creation - 1:51 A definition of growth - 2:10 The importance of creating income - 4:50 The income-producing investments - 6:51 Income investment examples - 8:14 Go slow and start small - 11:11 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Jan 1, 2019 • 13min
Happy New Year! - Episode 288
Welcome to the New Year! The Prosperity Economics Movement wishes you all a Happy New Year. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Buying fireworks - 0:36 A professional firework show - 0:58 Adding good habits into our lives - 2:48 New year resolutions - 5:22 Focusing on habits - 9:01 Envision a goal - 9:24 How principles and values will guide your actions in the coming year - 10:23 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Dec 25, 2018 • 15min
Learning To Become More Charitable - Episode 287
What is charity? How much do we give to charity? How are charitable foundations created? If these questions have ever crossed your mind and you want to learn more about the subject, then this episode is what you’ve been waiting for. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What you are not going to do - 1:16 Giving first - 2:51 Putting charity first - 3:59 Dates for being grateful - 5:20 Charitable foundations - 6:03 Charities and family - 8:04 The Five Love Languages Book - 9:14 Charitable financial education - 10:31 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Dec 18, 2018 • 10min
What Is Inflation-Proof And What Is Not - Episode 286
The intricacy of inflation is an incredibly relevant topic, its effects can be perceived differently throughout several aspects of day to day life and understanding how it works is often challenging. This episode is entirely dedicated to the discussion of the ins and outs of inflation and how the process of monetary devaluation works. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes The impact of inflation - 1:21 How to combat inflation - 1:40 The role of the media - 2:30 Keep working - 2:51 Improving your skill set - 4:56 Inflation-proof - 5:46 Control: a principle of prosperity - 8:54 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Dec 11, 2018 • 14min
Negotiation Hacks - Episode 285
How to improve the state of our careers and in the process improve our way of life will be the topic of discussion throughout this episode, as we listen to Kim and Spencer talk about negotiation hacks and the things we could be doing right now to better ourselves. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Financial Planning Has Failed: https://partners4prosperity.com/ebook/ Show Notes What is a negotiation hack? - 0:40 Silence in a negotiation - 1:32 Thinking before speaking - 2:14 Examples of negotiations - 2:42 Is the money secondary? - 4:21 Our values are not negotiable - 4:55 Focusing on what’s essential - 8:40 Opportunity cost -12:10 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Dec 4, 2018 • 15min
How Wealthy People Use Their Money - Episode 284
Have you ever wondered how wealthy people use their credit cards, handle expenses and save? Kim and Spencer talk about the financial life of wealthy people and how you can adopt some of their good habits. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Why you should have a separate credit card for personal and business - 1:16 Everybody should consider having a second credit card -1:52 Kim tells us that she has a third credit card for convenience - 2:45 Why wealthy people like to put as much as they can on credit cards - 4:31 Spencer tells us why he thinks that people use credit cards - 4:53 The value of money and the value of time - 5:48 "The Prosperity View" - 6:35 What is opportunity cost? - 7:20 Every single family has an opportunity cost - 8:09 Understanding interest cost and opportunity cost - 10:26 Kim and Spencer gives us some Prosperity Points - 13:01 Wealthy people pay their credit cards every single month - 13:03 The importance of having a prosperity mindset - 13:28 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS