The Prosperity Podcast

Kim Butler and Spencer Shaw discuss how often we talk about our credit score as an arbitrary number, but it affects almost everything that we do. They're going to explain how you can set yourself up for success in the future and other insights about improving your credit score. So, stay tuned and enjoy this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast http://www.nationalcreditcare.com/ Show Notes Where you can find your credit score - 0:37 What's the credit score? - 1:06 Your available credit limit on your credit card - 2:14 The credit score is important - 2:39 What can make an impact in your credit score - 3:52 Being late on your payments - 4:44 You can go to a variety of places to get your credit score - 6:49 The annual credit report - 7:42 The credit score in a healthy economy - 9:15 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer explain all about the Kolbe profile: what it means and how it can help express your talents, how to use it as a powerful business tool, and how it can give you guidance throughout your life. Stay tuned to learn about this impactful tool and learn more about yourself in the process! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.kolbe.com/ Show Notes Are you familiar with the Kolbe Profile? - 0:11 Kim's thoughts about the Kolbe Profile - 0:37 The Kolbe Profile as a business tool - 0:56 What's the Conative Connection? - 1:55 Kolbe helps to express your talents - 2:49 The Kolbe Profile gives you guidance about time - 3:32 What's the Kolbe score - 5:02 The Kolbe Profile is something to invest in - 5:30 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

In this episode, Kim and Spencer explain lifestyle insurance and how to avoid the "lifestyle creep" problems that can happen as a salary increases and how you can create a strategy that works for you. Enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What's Lifestyle Insurance? - 0:13 The term Lifestyle Insurance - 1:07 How does it work? - 1:51 The cost of living - 3:37 What's so awesome about life insurance? - 3:59 What happens when you are making more money? - 4:30 What's the Lifestyle creep? - 5:05 How do you feel when you spend money and time? - 8:37 Sustaining and maintaining the budget - 9:02 What to do when you are on a lean time - 11:19 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

This is a different episode because Kim and Spencer have their video camera on! Today, they will talk about a course where you can learn more about whole life insurance. Kim will explain what the course is about and what you can learn from it, so stay tuned and enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Whole Life Course Link: https://academy.partners4prosperity.com/ www.wholelifeinsurance.com Show Notes Teaching all about whole life insurance - 0:31 Why the course was created - 1:25 Questions with the course - 2:12 Impact of not paying the policy interest - 3:22 What happens when you pay interest - 4:22 Borrow from the insurance company - 5:46 The impact on loans and dividends - 7:03 A non-direct recognition loan - 8:53 The impact of paying premiums monthly or annually - 9:19 All players equal for the insurance company - 10:41 We have to deal with cash flow - 12:09 Does it matter when you pay the premium? - 12:48 The policy will exist until the person dies - 15:59 Kim encourages people to pay their premiums as long as they can - 16:55 The number one job of the policy - 18:11 The perfect time to start another policy - 19:54 Managing cash flow for new policies - 21:26 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

In today's episode, Kim and Spencer talk about the gold rush and its impact. When people went out West in hopes to strike gold and become rich, it was actually those who were selling the picks and shovels that made the real money. Stay tuned and enjoy this insightful episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://www.scientificamerican.com/article/new-virtual-reality-interface-enables-touch-across-long-distances/ Show Notes How sustainable wealth is built - 1:49 The Perpetual Wealth book - 2:32 Benefits of thinking perpetually - 3:11 Thinking generationally? - 4:36 Why it is important to have a bookkeeper - 5:03 Using technology tools to help others - 10:14 Learn as much as you can about finances - 11:50 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Using the latest innovations in science and technology can take you to the next level. Listen as Kim and Spencer discuss the different technological tools used in the finance world such as the Kolbe test, and how to implement these tools into your business and life. Stay tuned and enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://www.kolbe.com/ Show Notes Prepping business owners for technology - 0:59 Understanding who Dan Sullivan is - 1:55 We need to find different mentors - 2:19 Innovations in the financial industry - 2:55 The difference between advice and implementation - 3:12 Innovations that are happening in the industry - 5:50 Some of the innovations that you can use - 6:17 Kim's innovations - 7:15 Talking about www.kolbe.com - 8:37 Kolbe as a very useful tool - 9:06 Helping people build a longevity mindset - 11:13 Having a conversation around innovation - 11:49 There's a massive innovation in the life insurance world - 12:36 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

If you want to understand how to future proof your finances, this is one of the essential episodes to listen to. Kim and Spencer dive into how to increase your liquidity and where to store money. Be sure to stay tuned, and enjoy their intellectual wisdom! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://thetorch.com/ Show Notes What it is we should be focused on to future proof our finances - 0:30 Some changes to increase your liquidity - 1:59 Where can you store your money? - 2:46 There is not a right answer for where to store cash - 3:25 Using whole life insurance to store your money - 4:10 It is a joy to be able to help people - 7:02 There is no better place than whole life insurance to store money - 8:10 Massive lack of financial education - 9:36 Part of your finances is your personal network - 10:59 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer are so thrilled to share a personal story with you! Kim tells us how it was a bit difficult for her to title this story. So, if you want to know what the story is about, be sure to stay tuned until the end and enjoy it! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Thinking on a title for the story - 1:05 Retitling the story - 1:42 A way to feel awesome - 2:02 What's the story about? - 2:25 The back part of the story - 3:38 Saving first: learning about finances - 4:46 Having a prosperity mindset - 5:28 A piece of advice for parents that have kids - 6:28 What builds character? - 8:22 How can we as adults live more awesomely? - 9:00 Having liquid cash to do the things that we need to do - 10:08 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Did you know what happened in the news recently? Kim and Spencer talk about how General Electric froze pensions for 20,000 employees. There's a principle of prosperity that would change all of it, so stay tuned and enjoy this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Latest CBS News: https://www.cbsnews.com/news/ge-pension-freeze-general-electric-freezing-pension-plan-20000-us-employees/ Kim's Book: https://www.amazon.com/Busting-Retirement-Lies-Abundance-Throughout/dp/099130540X Show Notes What you can do to not be like those people in the future - 0:42 What can you do today? - 1:02 Taking action with money - 2:08 Lower taxes in the future is possible? - 2:45 Creating as much income as possible - 4:05 The principle of control gives the answers to all questions - 4:19 Having control of your money - 6:24 A savings plan is the best tool for retirement - 6:49 Companies are always changing things - 8:54 Focus on building more money that you can control - 9:40 Busting the Retirement Lies book will help you! - 10:04 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

A long-standing Thanksgiving tradition of the P4P podcast: the gratitude episode! Kim will dive into the things that she is grateful for and her perspective on this Thanksgiving season. One of the most important shifts that a person can make in their life is to be more grateful, so listen to this episode, and enjoy it! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Celebrating Thanksgiving! - 0:14 What it means to be more grateful - 1:18 Identify things that you are grateful for - 1:40 What Kim is grateful for - 2:29 Applying gratitude for the future - 4:57 Having huge growth goals - 6:41 A point of view with gratitude - 7:30 Combining gratitude and a proactive attitude with future focus - 8:19 Thinking on this Thanksgiving season - 9:11 A call to action for you - 10:13 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS