

The Prosperity Podcast
Kim D. H. Butler and Spencer Shaw
The Prosperity Podcast is where money meets freedom — without Wall Street’s limitations or typical financial advice. Hosted by Kim Butler, founder of Prosperity Thinkers, and Spencer Shaw, this podcast delivers straightforward financial strategies to help you build certainty, cash flow, and long-term prosperity.
Episodes
Mentioned books

May 19, 2020 • 10min
When You Should Buy Gold & Silver - Episode 359
Gold and silver is a popular topic right now. Kim and Spencer share their insights and when it is the best time to buy. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Owning gold and silver - 0:29 Should you buy gold and silver? - 1:26 Buying gold as an investment - 2:17 The idea of certainty that people are seeking - 3:54 Putting things in your home that can help you change your mindset - 5:11 Take action and move on - 5:57 The opportunities during a crisis - 6:16 Spencer’s experience in Ecuador - 6:52 Having prosperous thinking - 7:38 Take a look into the cryptocurrency space - 8:02 A new currency - 8:30 Opening our thoughts to new ideas - 8:44 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

May 12, 2020 • 18min
What Financial Mistakes to Avoid in a Crisis - Episode 358
Kim and Spencer talk about the financial mistakes that you should avoid during a crisis. They define what a crisis is and what to do through one. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://partners4prosperity.com/cash-from-scratch/ Show Notes What is a crisis? - 0:28 What to do if you have an opportunity - 1:50 The importance of how you look at the situation - 2:13 Looking at things differently - 2:35 One of the financial mistakes to avoid - 2:51 Dangers and opportunities right now - 3:39 Not having liquidity is a danger - 5:38 Prepaying a mortgage - 6:41 Today’s opportunities - 8:41 Different opportunities during a crisis - 9:45 Having a bread machine - 11:23 A family dinner environment - 11:37 The opportunities that will arise for investors - 12:28 Specific categories of assets classes - 13:44 Learning helps us grow - 14:12 The size of our thinking - 14:59 The worst thing that we can do right now - 15:32 The importance of having an entrepreneurial mindset - 16:56 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

May 5, 2020 • 13min
Should You Pay Off Your Credit Card Right Now or Save? - Episode 357
What should you do when you have credit card bills at this unbelievable time: pay your bills or not? Listen to Kim and Spencer’s insights. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Pay off debt? - 0:52 Lower your credit limit - 1:30 Saving money - 2:08 Savings is more important right now - 2:19 Keep extra cash in the bank - 2:44 Thinking with a prosperous mindset - 3:46 At what point does it make sense to pay off credit cards? - 4:59 Credit card interest rates - 5:44 The importance of having savings - 6:35 Handling emergencies - 7:12 What we should do right now - 7:50 The amount of credit scores - 9:07 Your financial balance sheet - 11:02 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Apr 28, 2020 • 19min
How Mortality Rates Affect Life Insurance - Episode 356
With the rise in sickness and death, there is a lot of uncertainty circulating around how life insurance companies pay death claims and take care of their responsibilities. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes Many people that are dying - 0:17 Being conscious of death - 0:40 Life insurance companies and industries - 2:12 Life insurance companies dealing with death - 3:42 Death is a serious thing - 4:36 Life insurance companies and death claims - 4:58 Companies that are dealing with today’s situation - 7:41 What to do if you have the particular virus - 9:59 Term life insurance as a valuable product - 11:06 Human life value calculation - 13:02 What is the convertible term insurance - 13:44 Living in unbelievable times - 17:07 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Apr 21, 2020 • 13min
The Safety of Cash Value Whole Life Insurance - Episode 355
While securities are volatile, there is one industry that remains constant. Find out why cash value whole life insurance is safe based on their business model and principles. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Federal-Reserve-Everyone-Needs-Know%C2%AE/dp/0199934479 https://www.amazon.com/Creature-Jekyll-Island-Federal-Reserve/dp/0912986212 Show Notes The safety of whole life insurance - 0:12 Understanding the financial principles - 2:03 Life insurance company business models - 2:49 The life insurance industry - 4:06 The most important asset - 4:20 Federal Reserve and central bank issue book - 5:08 Key books to read - 5:59 Continue taking action - 6:29 How you can grow your cash value - 7:09 Cash value and life insurance - 8:11 What are the dividends? - 10:21 Truth Concepts calculators - 12:21 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Apr 14, 2020 • 17min
Where the Economy is Going - Episode 354
Human ingenuity is going to help us get through these unbelievable times. Kim and Spencer talk about what they have control over, what they are thinking about, and how you can prosper even when it feels chaotic. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes What's happening today - 1:04 Entrepreneurial spirits - 1:15 Mindsets ready for the transition - 2:24 What we can control - 3:13 Creating and promoting positivity - 3:40 Finding ways to create value - 4:02 Being future-focused - 4:41 Growing in a time of crisis - 5:29 What will lead us forward - 6:23 What can I control right now? - 7:07 Having massive learning possibilities - 7:59 Taking care of your mind - 9:19 Taking distance - 10:56 Trying to find more prosperity in your life? - 11:50 Starting your own podcast - 13:03 Podkick’s work - 14:14 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Apr 7, 2020 • 12min
Innovating In a World of Chaos - Episode 353
Looking back at history, some of the most difficult times gave us the greatest innovations. The wagon was replaced by the car and work from home is replacing the office building. Listen to how Spencer and Kim are at a pivotal moment for innovation and what we can do at this unbelievable time. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes A transition that we all are facing - 0:11 Kim's experience using technology - 0:31 Working from home - 1:36 When you work from home - 2:40 A complete revolution - 4:04 The efficiency of working virtually - 4:14 Figuring out how to learn - 5:12 It is time to create something new - 6:19 Think about what your self-thoughts are doing to you - 8:14 Learning from the past - 9:33 The importance of gratitude and innovation - 9:58 Using the principles of prosperity - 10:36 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Mar 31, 2020 • 13min
What to Do In Self-Isolation? - Episode 352
Self-isolation can feel like early retirement, many are realizing they don’t enjoy it. Find out how to be a creator in this unbelievable time and take control over your own personal prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes The idea of retirement - 0:20 How you can entertain yourself - 1:26 Creating something new and valuable - 2:36 What's going to be the biggest challenge? - 3:00 What happens if you do not do anything productive? - 3:29 Being careful of the amount of news that you take in - 4:32 Shift your context and think differently- 7:21 We need to control our environment - 8:18 Focus on creating value - 9:58 It is an unbelievable time for the world - 10:52 The seven principles of prosperity - 11:26 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Mar 24, 2020 • 14min
Annuities - Episode 351
Annuities, what they are, how they work, and how you can be prosperous with them, all of this will be answered in today's episode! Enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Kim's farm update - 0:37 What are annuities - 2:19 Schools of thought about annuities - 3:20 The deferred annuities - 4:04 Benefits of an immediate annuity - 5:15 A place to put your money - 8:11 Do the annuities match with the principles of prosperity? - 9:33 Converting your life insurance policy into annuities - 10:31 What does not provide an annuity - 11:44 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Mar 17, 2020 • 16min
Better Your Life by Exploring Whole Life Dividend Options - Episode 350
This week on The Prosperity Podcast, Best-selling author Kim Butler and Spencer Shaw walk us through how to take control of our finances with great strategy and expertise! This week’s episode will help us navigate the overwhelming world of dividend options as well as establishing misconceptions believed about life insurance. Tune in today to increase your knowledge on Prosperity Economics, financial thinking, and how to incorporate these strategies in your life with The Prosperity Podcast! Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it with an episode to follow! Links and Resources from this Episode For resources and additional information on this episode, visit http://partners4prosperity.com/category/podcast To ask those difficult questions or have any curiosity on a subject, contact us by emailing hello@partnersforprosperity.com To learn more about Whole Life Course 101, visit this page to dive into the endless opportunities of knowledge https://partners4prosperity.com/wholelife101/ To sign up for the Whole Life Course 101 visit this page to get registered here www.wholelifecourse.com Show Notes 1:11—Let’s Dive In: What is the Best Dividend Option? 1:15—The Insurance Company Dividend 2:25—Dividend Election Much Like Reinvesting: “Sets a new floor for guaranteed cash value that will never go down again.” 2:54—"Since This Is a Common Belief, Is This Where We See Many People Staggering?” 3:08—The Staggering Fallacy in Confusion of Dividend Election 3:38—Cash Dividends Are Not Recommended 3:48—Policy and Profit: The Importance of Basis and Tax 4:44—The Long Term Side: Front-End and Back-End 5:00—Reduce Premium: A Strategy Recommended by Life Insurance Agents 5:30—"it is much better for you to be paying your own premium and let your dividends go to either cash or paid of additions than to reduce your premium” 5:46— A Necessary Evil: The Common Belief of Life Insurance 6:05—Truth Logics Calculated, “Numerically Proven and Socially Vetted” 7:00—Benefits of Dividends: Get a Variety of Term Insurance 7:30—Pros and Cons of Term Writers 8:20—Self-Education: The Newest and Hottest Business Model 8:43— "as a society of consumers we need to understand this product, because it is valuable to us.” 9:06—The Importance of Life Insurance Terms 9:25—Whole Life Academy 101 Available For All to Purchase 10:05—The Useful Tool of Legal Speak 11:13—Medium Term Policy: Premium Offset Versus Premium Reduce 11:38— “When a Premium is Being Paid, the Cash Value Rises” 12:05—Investment Income That is Greater Than Your Expenses: Payment Premium 12:30—Safety Net: Elect for Dividends to Repay Loan 13:30—The Value of Navigating the Dividend for Your Phase of Life 13:50—Jump into the Whole Life Course to Learn More and Download the Term List 14:40—Be Sure to Send in Those Difficult Questions Today to hello@partnersforprosperity.com 15:00—Thank You for Listening! Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Download today to listen on your way to work or read the eBook to enhance your knowledge on how you can improve your finances to live a flourishing life! Review and Subscribe We are so glad you joined with us today to become a better version of yourself through listening to The Prosperity Podcast. Tune in for weekly updates on financial advice, Prosperity Economics, and answering those difficult questions! If you enjoyed today’s Podcast, be sure to rate, subscribe, and leave a review by clicking here. Subscribe on Your Favorite Podcast Player to Get the Latest Episodes of The Prosperity Podcast! You can find us on the following platforms: iTunes Stitcher RSS