The Prosperity Podcast

Kim and Spencer dive deeper into a listener’s question: “How do paid up additions affect dividends?” They give a great answer to this question, so be sure to stay tuned! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast      Show Notes Sharing knowledge with you - 1:50 What do you think when you hear the word “premium” - 2:41 Premium builds cash value - 3:16 Understanding more about paid up additions - 4:23 A dividend non guaranteed to be paid - 5:17 What’s going on with dividends - 6:52 Making a real estate investment - 10:04 What will drastically benefit you long term - 11:17 You do not have to go to the bank and ask for a loan - 12:55   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer talk about what the difference is between guaranteed and non guaranteed cash value life insurance. You’ll learn how this affects you and your family’s finances. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast    Show Notes How to understand this - 1:25 The future projection of payments of dividends - 2:10 Dividends are not guaranteed to be paid - 3:33 Using the Truth Concepts Software - 4:38 What happens when a dividend gets paid - 6:57 The whole idea of financial planning - 9:39 What requires life insurance - 10:22 Encourage people to move forward - 13:43 A guaranteed and non guaranteed rate - 14:43 What’s the guaranteed cash value? - 15:27 Kim talks about her book and why you should read it - 16:59   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

In the life insurance world, there’s a phrase called “Human Life Value”. In this episode, Kim and Spencer explore this topic: how to understand it, and find out what number fits for you. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast    Show Notes An internally used term - 0:35 Understanding Human Life Value - 1:06 Human Life Value calculation - 2:44 What happens when we have other investments - 5:55 Figure out what you need - 7:06 Death is a guaranteed event - 8:28 Whole life insurance and term insurance - 12:02 Guidance that will help - 12:44 Insurance the older generations first - 14:38   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer talk about cash flow, salary, income, and much more. How can you increase your income? To find the answers, listen to this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast    Show Notes Learning more about taxation - 2:08 Having an entrepreneurial mindset - 2:49 Wanting to create more cash flow - 4:39 Cash flow passive income type - 5:25 Talking about tax brackets - 8:07 Turning an asset into cash flow - 12:06 Time is the variable - 14:34 An aspect of time - 15:45 Being clear on the why - 16:36   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Are you familiar with the term “adulting”? Kim and Spencer talk about what it is, and how prosperity got over adulting. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast  https://www.goodnewsnetwork.org/its-amusing-the-ways-each-generation-defines-adulting/    Show Notes The generation that is coming up now - 1:00 Getting clear about this word - 1:22 Adulting could be around finances - 1:59 The top twenty signs of being an adult - 3:01 Understanding and monitoring your credit score - 5:07 Build your opportunity fund first - 6:39 Watching the news - 8:20 Starting the morning with coffee - 11:08   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer discuss how to create an income from your policies when you are in your nineties, but if you don’t think that you will make it into your nineties, Kim will advise you what to do instead.   Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast   Show Notes The killer is television - 0:57 What happens in your nineties - 1:15 Answering a listener question: “How do I create income?” - 1:56 The word “annuity” is not well used - 4:02 85 is better than 80 - 4:49 Creating lifetime income - 5:30 The risk of longevity - 6:10 What’s the whole point of insurance? - 7:34 Having multiple policies - 8:50 Using the death benefit while you are living - 10:27   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

This is a special episode, Spencer and Kim talk about the Principles of Prosperity and how to teach your kids about this important concept. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast  https://partners4prosperity.com/subscribe    Show Notes Children are so teachable - 0:44 Control: the ability to choose - 1:53 Wanting to teach your kids - 3:52 It is all about control - 4:47 Helping you teach your kids - 7:26   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

What’s the fire movement? Spencer and Kim explain and dive into some important concepts: inflation, taxes, and longevity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast    Show Notes One of the things that Kim is grateful for- 0:16 What’s the fire movement? - 0:58 Inflation and longevity - 1:44 About inflation - 2:09 Getting money and certainty - 5:14 The Fire Movement - 7:16 Using the word “retirement” - 8:05 Overcome inflation and longevity - 9:05 Longevity, taxes and, inflation - 10:13 The next step to take - 12:10   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim discusses the paid up additions and contributions for 2020. Learn more about it in this special edition! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast    Show Notes What are paid up additions? - 2:06 Raising the death benefit? - 2:58 What limits are paid up additions? - 3:71 The seven paid tests - 4:22 The limits for 2020 - 5:35 Ask for your maximum paid up additions for the year - 6:55 Earning dividends - 9:14 What other thing do you have to ask your agent? - 11:26 Life insurance should become the norm for your family - 13:36 What would give you more paid up additions - 15:35   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim discusses 401k plans and how it causes credit card debts. She also shares one of her favorite books that she recently read.  Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast    Show Notes One of the latest books that Kim read - 0:21 The most amazing listeners - 2:09 One thing you can do as listeners - 2:49 401k and credit card debts - 3:27 Being forced to use credit cards - 4:24 Money where you can control it - 5:46 Have cash on hand - 7:57 Where do you store your cash? - 9:17 The importance of having cash on hand - 10:37   Special Listener Gift Free eBook: Financial Planning Has Failed  Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS