The Financial Coconut Podcast

Are you paying for sophistication… or just complexity?Structured products. ILPs. The industry calls them “innovative.” Some call them “expensive packaging.”In this week’s episode ft. Tim Phillips from TimTalksMoney, we dive into how these products really work — what value they can offer, and where investors often get misled.From fees that compound quietly, to the psychology behind why people still buy them — it’s a candid look at the tension between advice, incentives, and outcomes.Tune in now for a no-drama, data-driven take — minus the sales pitch.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

They didn’t set out to build a business — just to prove their tech worked.But one experiment turned into 300 screenings, a thriving B2C arm, and government contracts.Cinewav co-founders, Jason Chan and Christian Lee, share how staying curious and saying “yes” led to a whole new business model.Takeaway:- Build before you brand — let results speak.- Stay flexible; your audience may find your product’s true use before you do.- Solve real problems and community will follow.- Growth doesn’t always mean hiring fast — sometimes lean is powerful.🎧 Tune in to learn how they built a business where emotion is the product.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

📢 Fresh grads can’t find jobs. Mid-career workers fear AI will replace them.But what’s really going on in Singapore’s job market?Dive into the truth behind the headlines — where hiring freezes, AI disruption, and shifting work expectations collide.Featuring:- Nilay Khandelwal, Senior Managing Director at Michael Page, unpacking insights from their Compete on Clarity report.- Han Khim Siew, CEO and Executive Director of OUE REIT, sharing how employers are rethinking talent, adaptability, and workplace culture.Learn more:- The surprising truth about hiring trends and what fresh grads *really* need to know.- Why AI isn’t replacing everyone — but is quietly rewriting job expectations.- The mindset shift that separates adaptable professionals from those left behind.- The hidden growth industries no one is talking about yet.- Plus, what inclusivity and flexibility actually mean to employers in 2025.Whether you’re job-hunting, hiring, or just trying to stay ahead of the curve — this conversation will change how you see the job market.🎧 Tune in to find out what’s next for Singapore’s workforce — and how you can prepare for it.Learn more about Michael Page at https://www.michaelpage.com.sg/. and OUE REIT at https://www.ouereit.com/---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if the national insurance scheme you’re paying into isn’t enough to cover your long-term care? Is it time to rethink your strategy?Here’s what you can expect:- Exclusive Insight from Alex Lee, Chief Actuary, a key figure in the insurance and finance world, as he walks us through the updates and changes to the Cash Life scheme.- The difference between ElderShield and Cash Life – and why these changes matter for your long-term care planning.- The big questions: Is the current payout enough? What about the gap in coverage for the younger generation? And, what’s the deal with premium fairness across genders?- Plus, we’ll be exploring the personal impact of these policies: Is this something you should be thinking about now, even in your 30s? You won’t believe the angles Alex brings to the table.Alex Lee offers some eye-opening insights that could change the way you think about insurance. Don’t miss this crucial conversation – tune in now!---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What do you get when two actors — one of them a former Green Power Ranger — decide they’re done waiting for scripts and start writing their own story… in tech?Sit down with Christian Lee and Jason Chan, co-founders of Cinewav, a world-first platform changing how audiences experience sound in films and live events.From life on film sets and struggles in the media industry to the “yes, and” rule that kept their partnership alive — this conversation is raw, hilarious, and full of lessons on reinvention, storytelling, and purpose-driven entrepreneurship.Tune in to hear:- How a Green Power Ranger ended up co-founding a tech company- The moment they realised their “failed” side project was actually genius- The acting principle that became their business superpower- Why storytelling might be the secret to raising millionsAll that and more in Part 1 of this inspiring two-part journey with the founders of Cinewav.It’s a wild mix of film, friendship, and fearless entrepreneurship — all told with the kind of energy only two storytellers could bring.Don’t miss it! this one’s for dreamers, doers, and anyone who’s ever asked, “what if we tried something crazy?---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Balancing career and family — can you really have both?Can stepping back from your career ever mean moving forward in life?Explore the real trade-offs behind choosing family over work — and whether it truly means falling behind.Joining two women who’ve lived it out in very different ways:👩‍💼 Sarah Wong — Healthtech leader, venture partner, and podcaster who took time off to rediscover her purpose before re-entering corporate life.🏡 Cheryl Liew — Chief Home Officer and former marketing & events professional, now navigating a season of caregiving while building a flexible, portfolio-style career.They unpack:• The identity crisis of stepping away from work• The fear of losing visibility and relevance• How to reframe a career break as growth, not failure• The mindset shift needed to thrive in a new season🎧 Does choosing family mean losing your edge — or finding a new kind of success?Tune in to find out.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What would you do if your 12-year-old started making his own money — and then told you how he wants to invest it?That’s exactly what happened in this week’s episode.Host Reggie sits down with Alex Lee, better known as Familee Dad, and his son Daken from Familee.sg — one of Singapore’s most popular family creator.They open up about:Turning family content into a full-fledged business.How parents can teach kids the value of money without killing curiosity.What happens when kids start contributing to family finances (yes, really).And the emotional tug-of-war between saving, spending, and just living well in Singapore.It’s funny, raw, and unexpectedly wise — a real peek into how money conversations sound in a modern Singaporean household.🎧 Catch the full episode and maybe, just maybe, you’ll start talking money a little differently at home.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Think Europe is out of reach for Asian businesses? Think again.We’re joined by Mr Péter Martonosi, Head of Trade, Embassy of Hungary in Singapore, to explore how Hungary is opening unexpected doors for investors and entrepreneurs across Asia.Find out:- The surprisingly low tax rate turning heads.- Why major car brands and tech firms are already there.- How Hungary acts as a launchpad into Europe’s massive common market.A small country with big opportunities—don’t miss why Hungary might just be your next business move.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Amarjit Kaur, Head of Employment Law at Withers Singapore, shares essential legal insights on retrenchment and employee rights. Brandon Lee, Assistant Chief Executive at Workforce Singapore, discusses the importance of upskilling and employability in a shifting job market. Together, they explore the early warning signs of retrenchment, effective negotiation tactics post-notice, and how to build resilience through skill stacking. Their engaging dialogue emphasizes turning potential job loss into an opportunity for growth, offering practical advice for professionals.

What if your journey to financial freedom started in a small Malaysian town and ended in one of the world’s priciest cities?Reggie sits with Boon Tee — a finance professional who quietly built his wealth, moved countries, and hit FIRE by betting big on tech stocks.In this episode:- How he went from earning in ringgit to investing in USD.- The mindset shifts that helped him build conviction — and stay invested when others panicked.- What “FIRE” really means when you’ve got a family, a mortgage, and a plan.No hype, no gimmicks — just one man’s real journey to financial independence, powered by discipline, data, and a little bit of tech magic.Tune in. Get inspired. Rethink what’s possible.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.