The Financial Coconut Podcast

Curious how your salary stacks up in today’s competitive job market? Wondering if it’s the right time to ask for a raise—or how to future-proof your career in the age of AIGet answers as we explore Singapore’s salary trends, workplace flexibility wars, and the skills you need to stay ahead.Guests:- Ken Ong, Country Head at Morgan McKinley, unveils shocking salary benchmarks and why roles are shifting across borders.- Puay Lim Yeo, Partner at Talentkraft, shares game-changing tips on upskilling, negotiating non-financial perks, and bridging the gap between data experts and business leaders.Discover:- The hidden trends reshaping Singapore’s job market (and what they mean for YOU)- Why "doing more with less" might be your biggest career opportunity- How to outsmart AI in job applications—without losing your authenticity- The one skill employers are desperate for (hint: it’s not just coding!)Whether you’re climbing the corporate ladder, eyeing a career pivot, or just want to decode your paycheck, this episode is packed with insider insights you can’t afford to miss.Listen now and level up your career strategy!---Unlock global business potential with WorldFirst:Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:🔗 Explore the World Card🔗 Claim Your USD100 Sign-up Bonus---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Connect with us]InstagramTelegramWhatsappNewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Are Singapore banks the golden ticket to bulletproof investing? Or is the ship sailing just as the storm clouds gather?Join Reggie, your Chief Financial Coconut, and special guest Willie Keng—Founder of DividendTitan.com and a seasoned expert in dividend investing—as they crack open the vault on one of Singapore’s most debated topics: Should you invest in local banks?What you can expect:- The "3-6-3 Rule" that’s kept banks profitable for decades (hint: it’s not what you think).- Critical metrics every investor MUST check before buying bank stocks (spoiler: deposits aren’t just for savings accounts).- Why wealth management is quietly reshaping Singapore’s banking giants—and what it means for your portfolio.- The red flags even seasoned investors miss when evaluating banks (think Lehman Brothers and Credit Suisse).- Valuation secrets: Are Singapore banks overpriced? Willie reveals his surprising ranking of the "Big Three."- Bonus: How Hong Kong and China’s financial turbulence could create hidden opportunities for savvy investors.Willie breaks down complex banking strategies into bite-sized wisdom, while Reggie challenges him with hard-hitting questions. Whether you’re a dividend hunter or a growth seeker, this episode arms you with a framework to navigate banking stocks—without the jargon.Banking on success? Tune in before the market closes the door. ---Unlock global business potential with WorldFirst:Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:🔗 Explore the World Card🔗 Claim Your USD100 Sign-up Bonus---03:43 - Can you explain how banks generate revenue?06:38 - How do capital rules affect how much banks can lend and their risk?19:11 - Besides loan interest, what other ways do banks make money today?27:32 - How do you compare the three big banks for investment?32:06 - How much does management quality matter when comparing these banks?34:33 - What valuation range would you prefer for investing in local banks?37:02 - Are there opportunities in the undervalued financial sector?---Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Are you ready to peek behind the curtain of the AI revolution?Dive into the world of enterprise AI with two extraordinary guests who are reshaping how businesses make decisions:Mark Leadercramer, AlphaSense APAC Regional Director. A tech veteran who transitioned from Stripe to the cutting-edge world of AI-powered market intelligenceSerene Keng, EDBI Director of Value Creation & Communications. The strategic mind behind Singapore's venture capital approach to emerging technologiesHighlight:- Discover why trustworthy AI is the ultimate game-changer for Fortune 500 companies and investors- Learn how AlphaSense blends proprietary data with AI to power billion-dollar decisions—without the hallucinations- Get insights into the future of enterprise intelligence that's happening RIGHT NOW- Explore Singapore’s strategic role as a global AI hub and why investors like EDBI are investing in this sector- The rise of “agentic AI” and what it means for the future of work“AI isn’t about replacing humans—it’s about amplifying our critical thinking. But if you’re still using free tools, you’re already behind.”Don’t miss this episode if you’re ready to cut through the AI noise and uncover actionable insights for your business or portfolio. Tune in now!02:03 What’s EDBI’s main investment mission?09:15 Why do companies choose AlphaSense instead of building in-house?15:15 How big is the opportunity space for AlphaSense?30:52 Which new careers should Singaporeans look into because of AI?#aitools #agenticai #businessgrowth #thefinancialcoconut---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Are you a tech professional feeling lost in the layoff cycle? Or maybe you're in another industry facing similar challenges? This episode of Wise Shine is a must-listen!We dive into the power of alumni networks, emotional resilience, and reinvention in the tech world. Join us and our guests:✨ Christopher Fong – Co-Founder/President of Key, and Founder of Xoogler – A former Google leader turned community architect, who’s built a 33,000-strong global alumni network to support laid-off tech professionals. Discover how he turned layoffs into lifelines and why "Xoogler" is now a badge of strength.✨ Stanley Kan – The "4-job hustler" who cracked the code to rebounding from career shocks. Learn how he turned networking into an art form (even as a self-proclaimed introvert) and why your LinkedIn might be your next career lifeline.Sneak Peek:- The hidden emotional toll of layoffs – Why "losing your job" doesn’t mean losing your worth- Networking hacks for introverts – How to thrive without burning out your social battery- From LinkedIn ghosts to influencers – Crafting a profile that screams "hire me" in a noisy job market- Why alumni communities are the new career safety net – Real stories of hope, hustle, and second chances- The 15-minute exit strategy – How to escape awkward networking conversations (without being rude)Tune in to learn how to turn career setbacks into opportunities and build a thriving professional network that supports you every step of the way!---Unlock global business potential with WorldFirst:Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:🔗 Explore the World Card🔗 Claim Your USD100 Sign-up Bonus---13:37 Which events have made the most impact in helping people, particularly after layoffs?23:45 Should ex-tech professionals work for startups for free to gain experience and build their portfolio?27:15 How can you build real relationships while networking?31:57 How do you know which networking events are valuable?37:55 How can small, casual gatherings help connect people worried about job security due to AI?41:51 How effective have alumni groups been in helping members secure jobs quickly?---Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Host Reggie is back with a fiery roundtable, joined by Adrian Tan (LinkedIn’s “Top Noise” fractional CMO), Anthony Ong (TFC co-host and policy enthusiast), and Alex Lee (ex-regulator-turned-actuary). They dive into the hottest debate of GE2025: Is CPF fit for the future?Why listen?- Policy showdown : SDP’s radical plan to abolish CPF minimum sums vs. WP’s push to co-invest with GIC.- Inflation anxiety : Why 2.5% OA rates feel broken in a 5% inflation world.- Retirement roulette : Can CPF adapt to longevity, cost-of-living crises, and a shifting social compact?Anthony Ong drops a bomb: “CPF isn’t your retirement savior—it’s a political football.” Alex Lee warns: “Open the floodgates to equities, and risk a poverty crisis.” Meanwhile, Adrian Tan asks: “Why does ‘financial literacy’ still feel like a scam?”Tune in for a no-holds-barred breakdown of CPF’s past, present, and uncertain future. Subscribe now —because your retirement (and your wallet) might depend on it.“The TFC GE Special: Where policy meets panic. Let’s unpack the noise.”#GE2025 #SingaporeElections #TheFinancialCoconut #generalelections---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if the keys to your future home hinge on policies being drafted right now?In this #GE2025 Specials episode, we dive into the high-stakes world of Singapore’s 2025 housing reforms—a topic sparking hope, skepticism, and endless kopitiam debates. Will these bold new plans unlock affordable living, or are we facing another decade of frustration?Highlights:- Shocking gaps in current policies even your MP isn’t talking about.- Why "innovation" might be a double-edged sword for first-time buyers.- The hidden trade-offs between sky-high aspirations and ground-level reality.We’re joined by- Alex Lee, Chief Actuary- IPS Sociologist & Policy Scholar, Prof Tan Ern Ser, who’s spent years dissecting what makes housing policies stick—or crumble. - CMO and Author of 'No more bosses' Adrian Tan. - Plus, your favourite Host, Reggie Koh (Chief Financial Coconut), brings his signature wit to ask the questions you’re too polite to voice.Is this the dawn of a housing revolution… or just cleverly packaged déjà vu?Tune in, before you head to the polling stations.---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

In this insightful discussion, Alex Lee, a former insurance CFO turned actuarial consultant, and Tan Ern Ser, a sociologist and policy scholar from the Institute of Policy Studies, tackle pressing issues in Singapore's healthcare. They debate whether a single-payer system could secure a sustainable future or exacerbate current challenges. The conversation delves into rising healthcare costs, the profit dynamics of insurance companies, and the balance between individual responsibility and community support in a time of crisis.

We dive into the heart of the #GE2025 debate: manifestos. From cost of living to healthcare reforms, housing policies to GST controversies—what do the parties really propose? And how will it impact you?Our guests discussed:GST Wars: Is reducing GST the solution, or just political lip service? Reggie drops a hot take on why prices might *never* drop—even if taxes do.Housing Headaches: BTOs, lease decay, and million-dollar HDB flats—why every party’s housing plan leaves Singaporeans more confused than ever.Healthcare Overhaul: Should Singapore nationalize insurance? Amir weighs in with insider insights from his nursing days.The Poverty Line Debate: WP’s push for a minimum wage—is $1,600 too little, or a lifeline for struggling families?Meet the Guests:Anthony Ong, Retail investor & TFC Co-host, breaks down why your HDB flat might not be the retirement plan you think it isAdrian Tan, Author of 'No More Bosses' unpacks the *real* challenges opposition parties face drafting manifestosAmir Bashirudin, Host of The Golden Nuggets Podcast, reveals the shocking gaps in healthcare no manifesto dares to addressWhy Listen?No spin, no slogans—just raw analysis and fiery debates you won’t hear anywhere else. Whether you’re a policy junkie or just want to cut through the noise, this episode is your ultimate election cheat sheet.Tune in now—before you cast your vote!#GE2025 #SingaporeElections #TheFinancialCoconut #generalelections---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Singapore’s 2025 General Election is heating up—and TFC is your front-row seat to the action.Starting today, join us LIVE every weekday from 5-7 PM until May 1st for unfiltered policy debates, insider insights, and candid conversations with candidates and experts.Tired of rehearsed backstories? We’re cutting through the noise to tackle the issues that matter: middle-class struggles, economic policies, and the future of Singapore.Partnering with livestream leaders Position Five and Cammunity, we’re bringing you raw, unscripted coverage wherever you are—YouTube or your favourite social platform.This is your invite. For everyone else: Tune in, turn up, and get the facts. No fluff. Just the election, served fresh daily #ge2025---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlistsDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Are you anxious about job security in today's rapidly changing work environment? Feeling lost in the restructuring shuffle? Or maybe you're a manager grappling with how to support your team through uncertain times?Join us in our latest discussion on ‘Manage Who’ for a candid and insightful discussion on navigating the complexities of career management in the face of layoffs, restructuring, and evolving job roles.Our guests are two industry powerhouses:Kirsty Poltock, Country Manager for Robert Walters Singapore, bringing her expertise on recruitment trends and navigating job transitions.Parul Sharma, Global Head of Business Partnering with the Economist Group, sharing her unique perspective on the future of work, neuroscience, and career reinvention.We tackled your burning questions:How can you anticipate potential layoffs and take proactive steps to safeguard your career?What are the best strategies for dealing with constant changes in work responsibilities and reporting structures during restructuring?And for those facing job loss, we dive into the crucial first steps to take to recover and bounce back stronger.Whether you're a seasoned professional or just starting your career journey, this episode is packed with actionable advice and empowering insights to help you navigate the ever-evolving world of work.Don't miss out! Tune in to ‘Manage Who’ for essential guidance on mastering your career in today's dynamic landscape.---Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterCheck out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.