The Financial Coconut Podcast

How much time do you actually need to become a good investor?For most working adults, spending hours watching charts, tracking every headline and hunting for the next hot stock sounds exhausting.Thomas Chua thinks investing doesn’t have to work that way.He started learning about investing as a teenager, opened his first brokerage account at 18, and spent years trying different approaches. From dividends to technical analysis, before settling on a much simpler idea: understand good businesses, buy them at a sensible price, then give them time to compound.The hard part isn’t always finding the next stock.Sometimes, it’s having the patience to leave a good investment alone.On this episode of Chills with TFC, Reggie sits down with Thomas Chua, Founder of Steady Compounding and author of The Lunch Break Investor, to talk about building wealth, knowing when to sell, career risk, financial independence and why investing doesn’t need to become a second full-time job.Watch the full conversation on YouTube.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What do you say when a client likes your work, then asks you to lower the price?That conversation can be harder than the creative work itself. Especially when you want the project, need the income or worry that pushing back will cost you the relationship.At this Artbox panel, Adrian Tan speaks with Kyle Ong, James Tan and Johnson Gunasekaran about how they handle those moments across filmmaking, photography and marketing.James explains why having prices ready for additional requests helps you respond before the work starts piling up. Kyle discusses negotiating a trade-off when a client wants a discount. Johnson shares why a rate quoted two years ago does not have to remain your rate forever.For freelancers and small agency owners, these are decisions that shape how much time a project actually takes— and whether the fee still makes sense.Which is harder for you: quoting your price or holding it when someone pushes back?Watch the full episode on YouTube.#TFCBusinessShow #Freelance #CreativeIndustry #PricingStrategy #SingaporeBusiness #ArtboxLearn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Can you really make a living doing what you love in Singapore?For Rowena See, theatre is her passion, but teaching accounts for around 70% of her income. The remaining 30% comes from theatre work.And here's the surprising part: landing more than two theatre projects in a year can already feel like an amazing year for her.Meanwhile, Fiona Chua balances modelling, acting and other creative jobs, planning her finances around an unpredictable stream of opportunities.So what does financial stability actually look like when your dream career doesn't come with a fixed salary?In this episode of Wise & Shine, Adrian Tan and Faith Choo sit down with Rowena and Fiona to uncover the realities of building a creative career in Singapore.From taking on multiple jobs and managing irregular income to developing new skills and creating their own opportunities, they share what it really takes to keep pursuing the arts.Because passion may be what gets you started, but financial planning is part of what keeps you going.Would you give up a stable salary to pursue something you love?Watch the full conversation on Youtube.#WiseAndShine #TheFinancialCoconut---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Everyone talks about India’s growth. But how much are you paying for that growth?That is where the conversation gets more interesting.India can have strong fundamentals, rising consumption and companies with long growth runways, while its stock market can still look expensive at certain points. Both things can be true.In this episode of Chills with TFC, Jermyn Wong of UTI Investment Singapore breaks down how investors can think about Nifty 50 valuations, what a “fair” P/E might look like and how India compares with markets such as the US.Because choosing a market is not only about asking which economy will grow fastest. Price still matters.Would you pay a premium for India’s growth story, or wait for a better valuation?Watch the full conversation on YouTube.This is a sponsored episode with UTI Investment Singapore.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Quitting a stable job is one thing. Having enough money to survive if it fails is another.Before Chanel Yui left teaching, she had saved enough to give herself a few years of runway.That gave her room to try different paths: cosplay, modelling, content creation, events, art and retail — without betting everything on one idea.Three years later, she is still taking risks, just calculated ones.For anyone thinking about leaving a stable career, her story is a reminder that the leap does not start with the resignation letter. It starts with being ready for what comes after.Watch the full conversation on Youtube.#WiseAndShine #TheFinancialCoconut---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Kevin thought he had found someone he could trust.They met through a property-investing community. The other man spoke about family, long-term relationships and business. The first payments arrived without Kevin even needing to chase. Over time, that trust grew into multiple deals… and eventually into borrowed money.Then the rhythm changed.Payments needed reminders. A few days became longer delays. Excuses piled up. Kevin says the stress started showing at work and even clients could tell something was weighing on him. By then, this was no longer only an investment problem.His turning point was deciding to stop waiting quietly. Kevin documented what had happened, spoke publicly and engaged debt collectors. He recovered S$100,000, but the episode is less about getting money back than understanding how trust can blur risk.Today, he is sharing the mistakes publicly through Quest with Kev so other people can examine opportunities with less emotion than he did.Watch the full conversation now.#TheFinancialCoconut #ChillsWithTFC #MoneyMistakes #FinancialLiteracy #Singapore---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Leonard Loo, co-founder and CEO of AI company Voltade, grew up in his family’s restaurant business before entering public service and tech entrepreneurship. He explores why SMEs need practical AI, not endless tools, and how agents can handle inquiries, quotations, appointments, finance and HR. They also unpack privacy, cloud versus local intelligence, model costs, and the rise of AI-native operations.

Chelvin Loh, SkillsFuture intelligence director; Dr Tommie Chen, adult-learning specialist; Mario Jacober, Zurich’s HR and technology leader; and Gerard Koh, Singtel culture executive, explore work after AI. They unpack task-level automation, transferable skills, trust, neurodiversity, workplace experimentation, and why proof of practice may matter more than certificates. A lively look at keeping judgment, curiosity, and human connection at the center.

Jeremy Ko is a Singaporean entrepreneur who built 25-plus gyms and fitness businesses. He shares lessons from his first gym’s failure, how landlords assess fitness concepts, and why franchises can saturate markets. They explore location scouting, rent discipline, gym economics, climbing-gym communities, and the ten-outlet test for building a scalable business instead of an exhausting job.

Most people try to make their jobs sound more impressive. Shaik Nifael does the opposite: "I clean longkangs for a living."He left school without the conventional qualifications his parents had hoped for and ended up doing the work he had been warned about growing up. At first, even Shaik was embarrassed by it. Then something shifted: engineers were listening to his advice, clients relied on him when buildings had problems, and he realised the job people looked down on was highly technical and hard to replace.That experience became the foundation for Jetters Incz.Along the way, Shaik took a S$1,900 management trainee salary, learnt sales the hard way, and later secured S$200,000 in backing from businessman Kelvin Neo. Jetters has since grown into a waste-management business reported to be generating around S$3 million in annual revenue.This isn’t a "school doesn’t matter" story. It’s about what happens when you stop judging a career by how impressive it sounds and start asking where the real demand, skill and opportunity are.Hit the link in bio to watch the full episode now.#WiseAndShine #TheFinancialCoconut #SingaporeCareers #Entrepreneurship #SingaporeBusiness---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.