Building Your Money Machine

Struggling in today’s economy? The discussion focuses on transforming your mindset from employee to owner. Learn to identify recession-proof opportunities and leverage your skills for extra income. Discover actionable steps to build multiple income streams and cut unnecessary expenses. The importance of an emergency fund and paying off high-interest debt is highlighted. Get ready for three immediate actions to shift your financial future towards stability and success!

Welcome to another episode of the Building Your Money Machine Show! Today, I’m unpacking a topic that hits home for all of us: tariffs—and the impact they have on your wallet, your shopping cart, your investments, and ultimately, your ability to build lasting wealth and financial freedom.If you’re feeling like your money isn’t stretching as far as it used to, and you’ve noticed those grocery bills, gas prices, even your Amazon orders creeping up, then you’re not imagining things—and you’re definitely not alone. Yes, we’ve all felt inflation, but there’s another “hidden tax” at play that doesn’t always make the headlines in a clear or unbiased way: tariffs.In this episode, I peel back the layers of what tariffs really are, why governments use them, and—most importantly—how they quietly (and not-so-quietly) drive up costs for every one of us. I’ll explain how tariffs don’t just affect the big companies importing goods, but how those costs find their way directly into your life, from everyday necessities like groceries and clothing, to big-ticket items like electronics and cars.IN TODAY'S EPISODE, I DISCUSS:What tariffs are (in plain English) and how they workHow tariffs raise costs on groceries, clothes, electronics, and carsHow tariffs create market uncertainty and impact your investments and savingsPractical steps to protect your finances from tariff effectsWhy a real investment strategy is critical in uncertain timesWhy preparation—not panic—is key to financial resilience and freedomRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Only Thing That Stopped Me From Overspending5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIERECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IMajor Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! If you’ve ever looked at your bank account and wondered, “Where did all the money go?” or felt regret after an impulse buy, this episode is for you—because, honestly, it was for me too. Today, I dig deep into my own experience with overspending—how I got caught up in mindless purchases, emotional triggers, and comparison traps, and, most importantly, the game-changing shift that finally helped me get my spending under control.I share the real cost of overspending—how it’s never just about the money, but about the missed opportunities, future stress, and even the emotional toll that comes from repeating the spend-regret cycle. You’ll hear about my own “confession time”: the time I drove off a car lot on New Year’s Eve with a brand-new car I didn’t actually need. Then I’ll walk you through the hard truths I faced, the wake-up call that changed everything, and my 4P Framework—a simple but effective process that stopped me from overspending without making me feel restricted or deprived.IN TODAY’S EPISODE, I DISCUSS:The real, lasting cost of overspending—and why even small, mindless purchases can steal your future wealthThe three main triggers for overspending: emotional spending, comparison spending, and lifestyle creepWhy simply making more money doesn’t fix overspending habitsMy 4P Framework for spending with intention and joy, not regret:Why it’s critical to design your version of a “rich life,” not just play copycat to what you see onlineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IMajor Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8poORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another compelling episode of the Building Your Money Machine Show. Today, we're tackling a question that often plagues many of us: Why does building wealth feel so overwhelming? Together, we'll debunk the myths that wealth is built on luck or secret formulas and dive into five simple habits that can jumpstart your journey to wealth as a self-made millionaire.In this episode, I share personal insights from my own path to financial freedom. Growing up, I wasn't handed wealth. In fact, I had to develop and rely on these foundational habits myself. And guess what? They're accessible to everyone – including you.From making money a priority to setting up weekly money dates, each habit is designed to shift your perspective from a cycle of earnings and spending to a proactive approach where your financial future is the focus. We'll discuss the importance of living below your means, building multiple income streams, and automating your investing to avoid decision fatigue.Get ready for an episode filled with practical advice, inspiration, and actionable steps to start transforming your financial landscape today. Let's embark on this journey to financial freedom together, crafting a life of choice and agency over time.IN TODAY’S EPISODE, I DISCUSS:Making money and investing a priority to empower your futureSetting up regular money dates and creating a wealth visionLiving below your means to ensure long-term successBuilding multiple income streams to secure financial independenceMastering your emotions to keep a steady hand on your wealth pathRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Major Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Discover the essential financial milestones to hit in your 40s, from automating investments to maximizing retirement account contributions. Learn the importance of balancing assets and liabilities while developing diverse income streams. Emphasizing the need for strategic debt management, the discussion also touches on crafting a simple investment strategy. The connection between health and wealth is explored, along with the value of mentorship in achieving financial goals. Get ready to prioritize long-term security and sustainable joy in your financial journey!

Welcome to another exciting episode of the Building Your Money Machine Show. Today, we're tackling a topic that's on everyone’s mind: how to save more money in six months than most people do in six years. If you’ve ever felt like saving money just isn’t happening fast enough or seems too hard, you’re not alone. But here’s the good news — it’s not about how much money you make, but how you manage and prioritize it.In this episode, I’m going to reveal the mindset shifts and actionable steps you need to take to accelerate your savings journey without sacrificing all the things you love. We’ll talk about creating a short, intense period of hyper-focused saving, and how declaring your savings goals can make them more achievable. I’m here to be your financial cheerleader, guiding you through expense triage and addressing those pesky unseen leaks in your spending.We’ll discuss innovative ways to boost your income and make your money work harder for you, so you can break free from the paycheck-to-paycheck cycle. This episode is all about creating momentum and sustaining that momentum by building habits that will carry you into a financially free future.IN TODAY’S EPISODE, I DISCUSS:The reason most people struggle with savings and how to overcome itShifting from a goal mindset to making declarationsExpense triage: Identifying and cutting unnecessary spendingHow to increase your income with side hustles and gigsTaking on a no spend challenge to supercharge your savingsMaintaining momentum after six months to ensure long-term financial successRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringAre you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we're tackling the myth of the perfect retirement and uncovering why the idea of a flawless, predictable retirement is actually a huge lie. If you've followed the traditional retirement script, saving diligently and planning meticulously, only to feel uncertain about the future, this episode is for you.In this deeply personal episode, I share my own experiences and challenges—facing cancer, navigating financial schemes, and realizing that life often has its own unpredictable plans. The truth is, no matter how carefully you plan, life can throw unexpected curveballs like health issues, financial losses, or family crises. But here's the good news: Your path to financial freedom is your own, and it's about resilience, adaptability, and redefining success on your terms.Let's move beyond the notion of a perfect retirement and start building a life of choice!IN TODAY’S EPISODE, I DISCUSS:The myth of the perfect retirement and why it doesn't align with the unpredictable nature of life.Personal stories of unexpected challenges, from health issues to financial scams, demonstrating that setbacks are part of the journey.The importance of building resilience and flexibility into your financial plans.Why chasing a perfect retirement isn't as fulfilling as living a life aligned with your values and passions.The concept of living a legacy, not just leaving one, and how every moment contributes to the legacy you create.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringAre you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEThe Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another empowering episode of the Building Your Money Machine Show. Today, I'm exploring the timeless habits that can see you through any recession without breaking a sweat. We've all experienced the anxiety of economic downturns, but here's the truth: recessions are inevitable, yet financial ruin is optional. This episode is your guide to thriving in any economy, not just surviving.I speak candidly about how the right financial habits, not just income, can differentiate those who profit from recessions from those who fall victim to them. I share stories from the 2008 financial crisis and even the Great Depression to highlight how savvy individuals and investors turned turmoil into triumph—Warren Buffett, anyone?From building a robust emergency fund and prioritizing essential needs over wants, to expanding your income streams and understanding the nuances of investing steadily—I've got you covered. We delve into avoiding high-interest debt, setting a recession-proof budget, and leveraging your skills for greater earning potential.IN TODAY’S EPISODE, I DISCUSS:Building a recession-proof emergency fund for peace of mindPrioritizing essential needs over wants to avoid unsustainable lifestylesExpanding your income streams to increase financial securityInvesting in skills for long-term financial growth and job securityCreating a diverse, inflation-resistant investment portfolioNetworking strategically before you actually need itRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/What you need to know before retiringAre you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEThe Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYThe games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. Are you worried about the biggest financial missteps you might make as you approach retirement? Many believe it's about running out of money, but I'm here to tell you that the real threat lurks beneath the surface — hidden risks that could deplete your wealth just when you need it most.No matter your age or life stage — 30s, 40s, 50s, or beyond — it's vital to plan forward to ensure your money outlives you while supporting a life filled with choice and freedom. This episode is packed with essential steps to retire with confidence, identify unseen financial pitfalls, and safeguard your golden years against unexpected surprises.Today, I'm guiding you through the necessity of having a dynamic and detailed retirement plan, why the 4% rule can be a foundational element if you're lacking a plan, and how to estimate your lifestyle costs. I'll lead you through the asset allocation maze and explain why healthcare and unexpected costs could be your biggest dangers if ignored.IN TODAY’S EPISODE, I DISCUSS:Creating a dynamic and detailed retirement planUtilizing the 4% rule from the Trinity studyPreparing for overwhelming medical costs and planning for long-term careThe critical component of estate planning to protect your legacy and provide peace of mindRecognizing the psychological shifts in retirement and finding sustained purposeRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Are you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowThe #1 Finance Book Millionaires Won't Tell You AboutRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEThe Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYThe games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQYou Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another compelling episode of the Building Your Money Machine Show. Today, I'm challenging you to reconsider everything you think is stable about your financial life. What if what you thought was secure—your job, savings, and financial future—is actually at risk? In this episode, I break down the complex forces like recession, inflation, stagflation, and tariffs that could potentially impact your wallet, investments, and wealth-building journey.I dive deep into understanding these economic threats and, more importantly, how you can prepare to stay ahead. Don’t expect fear-mongering or doomsday predictions. Instead, get ready for actionable insights to fortify your finances and ensure you remain in control, no matter what the economic landscape throws your way.We’ll talk about the Federal Reserve's role, inflation as a threat, and the nuances of tariffs. Through it all, I stress that preparing for these economic cycles is crucial, just like I've experienced firsthand in my 63 years, having navigated through several recessions.IN TODAY’S EPISODE, I DISCUSS:Understanding economic cycles: recession, inflation, stagflation, and tariffsThe silent risk of consumer debt and how it can affect your financial futureStrategies to fortify your cash flow, protect against inflation, and prepare for market volatilityThe importance of expanding your skills and creating additional income streamsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowThe #1 Finance Book Millionaires Won't Tell You About11 Tiny Habits That Made Me RichRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYThe games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQYou Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZwThe #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m0ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com