Your Financial Pharmacist

Tim Ulbrich and Tim Baker
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Sep 6, 2018 • 34min

YFP 064: 6 Steps to Home Buying (Part 1)

On Episode 064 of the Your Financial Pharmacist Podcast, Tim Ulbrich, founder of Your Financial Pharmacist, is joined by Nate Hedrick, the Real Estate RPh, as they kick off a two part series covering the 6 steps every pharmacist should consider during the home buying process. Mentioned on the Show Commonbond Real Estate RPh Homebuying Quick Start Guide YFP Episode 040: Ten Things Every Pharmacist Should Know About Home Buying Part 1 YFP Episode 041: Ten Things Every Pharmacist Should Know About Home Buying Part 2 Zillow Realtor.com Contact Nate Hedrick, Real Estate RPH
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Sep 2, 2018 • 48min

YFP Bonus Episode: How A Couple Left Their Careers to Travel the World

On this Bonus Episode of the Your Financial Pharmacist Podcast, Tim Ulbrich, founder of Your Financial Pharmacist, interviews Matt and Nikki Javit from Passport Joy about their journey of walking away from their successful careers to travel the world full-time. Matt and Nikki talk about what inspired their journey, how they are managing to do this financially and travel tips and hacks they have learned along the way. Mentioned on the Show Real Estate RPH Passport Joy Passport Joy Podcast Pharmacy Leaders Podcast with Tony Guerra, PharmD The Compound Effect by Darren Hardy Workaway Trusted Housesitters Airbnb
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Aug 30, 2018 • 21min

YFP 063: Intro to the Side Hustle Series

On Episode 063 of the Your Financial Pharmacist Podcast, Tim Church, YFP Team Member, introduces a new segment called the Side Hustle Series to talk about ways pharmacists can create additional streams of income to reach financial goals faster and to highlight pharmacists who are doing this to help you get inspired. In previous episodes, topics about how to budget, limit and cut expenses, and being frugal have been talked about, but what hasn't been discussed as much is increasing or maximizing income. As you may know, there is incredible buzz and interest around the topic of a side hustle for pharmacists and many have a side hustle to earn extra income and pursue other interests and passions. Mentioned on the Show Script Financial YFP Episode 053: One Pharmacist's Journey from Financial Ignorance to Financial Independence with Tony Guerra, PharmD YFP Episode 009: Interview with Carrie Carlton The Happy PharmD YFP Episode 007: Maximizing Your Income with Alex Barker, PharmD When Eating Right Isn't Enough: The Top 5 Medications to Control Your Type 2 Diabetes by Tim Church, PharmD Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD Your Financial Pharmacist The Smart Passive Income Podcast The Go Giver: A Little Story About a Powerful Business Idea by Bob Burg 53 Side Hustles Any Pharmacist Can Easily Start by Alex Barker Email YFP About Your Side Hustle
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Aug 23, 2018 • 37min

YFP 062: The 'Other' Forgiveness (Non-PSLF)

On Episode 062 of the Your Financial Pharmacist Podcast, Tim Baker, owner of Script Financial and YFP Team Member, and Tim Church, YFP Team Member, talk about the 'other' forgiveness through the federal loan system. Many borrowers aren't aware that this program exists, so Tim and Tim spend this episode shining a light on the details of the program and who should consider it. Mentioned on the Show YFP Student Loan Refinancing Resources Script Financial YFP Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness YFP Student Loan Course YFP Blog: Defining and Calculating Discretionary Income for Student Loans Set Up a Taxable or Brokerage Account
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Aug 16, 2018 • 33min

YFP 061: Rapid Fire Insurance Q&A w/ Tim, Tim & Tim

On Episode 061 of the Your Financial Pharmacist Podcast, Tim Ulbrich, Founder of YFP, is joined by YFP team members Tim Church & Tim Baker to field insurance questions posed by the YFP community via the YFP Facebook Group in a rapid fire format. Whether it's life, disability or liability insurance, having the right amount, not too much and not too little of insurance protection is essential to your financial plan. Mentioned on the Show Policy Genius YFP Episode 056: Rapid Fire Student Loan Q&A with Tim, Tim & Tim YFP Episode 044: How to Determine Your Life Insurance Needs YFP Episode 045: How to Determine Your Disability Insurance Needs YFP Facebook Group YFP Life Insurance Guide Seven Figure Pharmacist by Tim Ulbrich, PharmD and Tim Church, PharmD Pharmacists Mutual HPSO APhA
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Aug 9, 2018 • 33min

YFP 060: One New Practitioner's Lessons Learned Accruing $224,000 of Debt in 7 Years

On Episode 60 of Your Financial Pharmacist Podcast, Tim Ulbrich, Founder of Your Financial Pharmacist, interviews Brianne Porter, a new practitioner and faculty member at The Ohio State University College of Pharmacy, all about her journey of going into more than $220,000 of student loan debt, the plan she has put together to pay off this debt and the lessons she has learned along the way. About Today's Guest Brianne Porter, PharmD, MS is Assistant Professor of Pharmacy Practice at The Ohio State University College of Pharmacy. She is primarily responsible for co-coordinating and teaching in Integrated Pharmacotherapy 1 and 2. Her research interests include community practice advancement and the scholarship of teaching and learning. In addition to her position with the college, she moonlights with a local independent pharmacy to bring those skills and experiences to the classroom. Brianne is actively engaged in APhA, serving as the Chair of the NPN Education Standing Committee, AACP, and OPA. She is passionate about community pharmacy practice and about getting students excited about and prepared for upcoming changes in community pharmacy practice. Mentioned on the Show YFP Student Loan Course YFP Facebook Group Seven Figure Pharmacist by Tim Ulbrich, PharmD and Tim Church, PharmD
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Aug 2, 2018 • 25min

YFP 059: Life After Debt Free...Now What?

On Episode 59 of Your Financial Pharmacist Podcast, Tim Baker, founder of Script Financial and YFP Team Member, interviews Adam and Brittany Patterson. On Episode 31, Adam detailed how they paid off $211,000 of student loan debt in 26 months. Adam and Brittany are 2015 graduates from Auburn University Harrison School of Pharmacy. Brittany is a pharmacist at Children's Healthcare of Atlanta. Adam is a pharmacist at Northeast Georgia Medical Center and Assistant Pharmacy Manager at Publix Pharmacy. Mentioned on the Show YFP Student Loan Refinancing Resources YFP Episode 031: One Pharmacist's Journey to Paying Off $211,000 in 26 Months Mint.com Script Financial Dave Ramsey Alabama Pharmacy Association (APA) National Community Pharmacists Association (NCPA) YFP Facebook Group
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Jul 26, 2018 • 38min

YFP 058: How Good is the ROI of the Pharmacy Degree?

On Episode 58 of the Your Financial Pharmacist Podcast, YFP Founder Tim Ulbrich interviews pharmacy thought leader Deeb Eid, host of the Pharmacy Universe podcast, about how rising student debt loads and a tightening job market are impacting the return on investment of the pharmacy degree. Deeb Eid, PharmD started his pharmacy journey as a pharmacy technician learning the building blocks of what both efficient and non-efficient workflow operations could look like. He gained a deep appreciation for the role and potential of the pharmacy technician and continued forward with Bachelors and Doctor of Pharmacy degrees from The University of Toledo College of Pharmacy & Pharmaceutical Sciences in Ohio. His talents took him to Washington D.C. to become the inaugural Executive Resident in Association Management & Leadership at the Pharmacy Technician Certification Board. While traveling the country, he was able to present, meet with, and discuss the challenging and evolving atmosphere within pharmacy with a variety of stakeholders. He now serves as an Assistant Professor and Experiential Coordinator at Ferris State College of Pharmacy in Grand Rapids, MI working to mentor and inspire students while creating new avenues and opportunities. Deeb is the Founder and Content Strategist of Pharmacy Universe which is a social platform whose vision is to socially educate and engage the world about #Pharmacy. Mentioned on the Show Script Financial Pharmacy Universe Podcast American Association of Colleges of Pharmacy (AACP) American Pharmacists Association (APhA) Pharmacy Universe Episode 004: Finance and Education (Your Financial Pharmacist, Dr. Tim Ulbrich) Pharmacy Technician Certification Board (PTCB) YFP Episode 004: The Landscapes of Student Loans In Pharmacy Education with Dr. Joey Mattingly AACP Graduating Student Survey AACP Enrollment AACP Degrees Conferred Pharmacy Manpower Index (Pharmacist Demand Indicator) Bureau of Labor Statistics (Pharmacist) YFP Episode 053: One Pharmacist's Journey From Financial Ignorance to Financial Independence with Tony Guerra, PharmD Munger MA, Gordon E, Hartman J, et al. Community pharmacists' occupational satisfaction and stress: A profession in jeopardy? J Am Pharm Assoc. 2013; 53(3): 282-96.2013 Ohio Pharmacists Association (OPA) Art of Manliness Podcast How I Built This Podcast Impact Theory with Tom Bilyeu The Third Door: The Wild Quest to Uncover How the World's Most Successful People Launched Their Careers by Alex Banayan
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Jul 19, 2018 • 31min

YFP 057: The Power of Automating Your Financial Plan

On Episode 057 of the Your Financial Pharmacist Podcast, Tim Ulbrich gets practical to talk about why automation matters when it comes to achieving your financial goals and specific ways you can automate your own financial plan. We will hear from the YFP Community about different ways that they automate their financial plan. Mentioned on the Show YFP Facebook Group YFP Episode 008: Developing a Millionaire Mindset I Will Teach You To Be Rich by Ramit Sethi YFP Episode 048: Mo' Money, Mo' Problems: Making the Financial Transition to New Practitioner Life YFP Blog YFP Podcast YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus On First YFP Budget Template 5 Steps to Creating Your Best Budget Script Financial Public Service Loan Forgiveness Program Student Loan Refinancing Resources Ally Financial Inc. YFP Email
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Jul 12, 2018 • 28min

YFP 056: Rapid Fire Student Loan Q&A w/ Tim, Tim & Tim

On Episode 056 of the Your Financial Pharmacist Podcast, I put Tim Church and Tim Baker on the spot with your student loan questions in a rapid fire format. If you are looking to get started with a game plan to tackle your own student loans, check out our free Student Loan Quick Start Guide at yourfinancialpharmacist.com/studentloanguide...again that's yourfinancialpharmacist.com/studentloanguide Mentioned on the Show YFP Student Loan Quickstart Guide Real Estate RPH YFP Facebook Group YFP Email YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus On First YFP Student Loan Course YFP Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness YFP Episode 049: Ask Tim & Tim - Should I Pay Off My House Early or Invest? YFP Episode 047: Best Practices for Car Buying You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want by Jesse Mecham YFP Episode 031: One Pharmacist's Journey to Paying Off $211,000 in 26 Months YFP Episode 048: Mo Money Mo Problems: Making the Financial Transition to the New Practitioner Life Better Business Bureau Nerd Wallet YFP Episode 029: Refinancing Your Student Loans Part 1 YFP Episode 030: Refinancing Your Student Loans Part 2 YFP Student Loan Refinancing Guide and Resources

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