Your Financial Pharmacist

Tim Ulbrich and Tim Baker
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Nov 16, 2020 • 8min

Ask a YFP CFP® #44: What should I do with my old 401(k) accounts?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brittany in Bardstown, Kentucky: What should I do with my old 401(k) accounts? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Nov 11, 2020 • 47min

YFP 178: 5 Lessons Learned from Nate's First House Flip

Nate Hedrick, the Real Estate RPH, joins Tim Ulbrich to recap the 5 lessons he learned from his first real estate investment flip. Nate digs into how he found the deal, how he ran the numbers, what went well and what didn't and how he sees real estate investing fitting into his financial plan. Mentioned on the Show YFP Concierge Service YFP 160: Navigating the Home Buying Process Through the YFP Concierge Service Real Estate RPh 5 Lessons I Learned Flipping My First House Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not! by Robert T. Kiyosaki Long Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Greene BiggerPockets BiggerPockets Podcast YFP Financial Planning Schedule a Free 30 Minute Call with Nate Hedrick Connect with Nate Hedrick on Facebook Follow Nate Hedrick on Instagram: @realestaterph Connect with Nate Hedrick on LinkedIn YFP Facebook Group
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Nov 9, 2020 • 9min

Ask a YFP CFP® #43: Can I switch between the PAYE and REPAYE plans to minimize interest accruing for non-PSLF forgiveness?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Caitlynn in Omaha, Nebraska: Can I switch between the PAYE and REPAYE plans to minimize interest accruing for non-PSLF forgiveness? Mentioned on the Show: YFP Planning The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Strategy that Saves You the Most Money by Tim Church, PharmD Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Nov 5, 2020 • 31min

YFP 177: New Book: Baker's Dirty Dozen: Principles for Financial Independence

Joe Baker, author of the newly released book Baker's Dirty Dozen: Principles for Financial Independence, joins Tim Ulbrich on the show. Joe talks about several of the principles outlined in the book, why he wrote the book and what he hopes the reader will glean from applying its principles. Mentioned on the Show Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA with Lindsey Jordan Baker YFP 082: Debt Free Theme Hour with the Teacher & Pupil FinCon Ramit Sethi I Will Teach You to Be Rich: No Guilt. No Excuses. No BS. Just a 6 Week Program that Works by Ramit Sethi
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Nov 2, 2020 • 6min

Ask a YFP CFP® #42: Can I contribute to a 401(k) from my former employer?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Rachel in Central Point, Oregon: Can I contribute to a 401(k) from my former employer? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Oct 29, 2020 • 31min

YFP 176: How Stephanie Got $72,000 Forgiven Through TEPSLF

Stephanie Hale shares her journey applying for and receiving Public Service Loan Forgiveness (PSLF). Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans by Tim Church Join the YFP Facebook Group FedLoan Servicing Ask a YFP CFP #36: If I've been under the wrong repayment plan, can I apply for Temporary Expanded Public Service Loan Forgiveness (TEPSLF)? YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF) YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? College Cost Reduction and Access Act of 2007 Temporary Expanded Public Service Loan Forgiveness (TEPSLF) Email TEPSLF@myfedloan.org Public Service Loan Forgiveness Program Support (PSLF) Facebook Group Your Financial Pharmacist Podcast
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Oct 26, 2020 • 9min

Ask a YFP CFP® #41: How do I get started with a SIMPLE IRA?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Bonnie in Florida: How do I get started with a SIMPLE IRA? Mentioned on the Show: YFP Planning Schwab SIMPLE IRA Plan for Employees Call Charles Schwab: 1-800-435-4000 Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Oct 22, 2020 • 37min

YFP 175: How to Reduce Costs During the Residency Application Process

Sarah Cummins, a PGY2 Emergency Medicine Pharmacy Resident, joins Tim Ulbrich to talk about specific strategies to make the residency application process more affordable. Mentioned on the Show Compare Multiple Lenders and Refinance Your Mortgage with Credible Sarah Cummins' Tips for Making the Residency Process More Affordable on Twitter ASHP Midyear 2020 Clinical Meeting & Exhibition Registration Information ASHP: Become a Member Gas Price Calculator Tollsmart SpotHero MegaBus Follow Sarah Cummins on Twitter: @sc_pharmd Join the YFP Facebook Group
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Oct 19, 2020 • 8min

Ask a YFP CFP® #40: Will my parents be taxed for giving me money to pay down my student loans?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kristina in Dayton, Ohio: Will my parents be taxed for giving me money to pay down my student loans? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Oct 15, 2020 • 39min

YFP 174: How to Evaluate Employer Benefits During Open Enrollment

Tim Baker and Tim Ulbrich discuss how to best evaluate your employer benefits as you get ready to make selections during open enrollment. Mentioned on the Show YFP Planning - Comprehensive Fee-Only Financial Planning for Pharmacists YFP 166: Why Negotiation is an Important Part of Your Financial Plan YFP 044: How to Determine Your Life Insurance Needs YFP 045: How to Determine Your Disability Insurance Needs Protect Your Income With Life and Disability Insurance YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 163: Investing Beyond the 401k/403b Email Your Financial Pharmacist: info@yourfinancialpharmacist.com YFP 165: The Power of a Health Savings Account Join the YFP Facebook Group

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