

Your Financial Pharmacist
Tim Ulbrich and Tim Baker
The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
Episodes
Mentioned books

May 24, 2021 • 6min
Ask a YFP CFP® #70: What should I be considering when pausing private student loans?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Kelly Reddy-Heffner, CFP®, CSLP®, takes this question from the YFP Facebook Group: What should I be considering when pausing private student loans? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Navient Earnest Laurel Road Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

May 22, 2021 • 36min
YFP Real Estate Investing 06: Picking (and Switching) Property Managers
Aaron Howell, pharmacist, realtor, and real estate investor, discusses how he manages his 29 unit rental portfolio while maintaining his career as a pharmacist. Aaron digs into the importance of having an excellent property manager, how to find one, and how to know when it's time to get a new one. Mentioned on the Show YFP 129: How One Pharmacist Built a 29 Unit Real Estate Portfolio Bigger Pockets Join the YFP Real Estate Investing Facebook Group The Rich Dad Radio Show with Robert Kiyosaki The Chris Miles Money Show Email Aaron Howell: ahowell7@hotmail.com Connect with Aaron Howell on Bigger Pockets Connect with Aaron Howell on LinkedIn Connect with Aaron Howell on Facebook YFP Real Estate Investing

May 20, 2021 • 37min
YFP 204: The Current State of Buying, Selling, and Refinancing a Home
Tony Umholtz, a mortgage manager for IBERIABANK/First Horizon, discusses trends in the housing market coming out of the COVID-19 pandemic and the current landscape for those purchasing, refinancing, or selling a home. Mentioned on the Show Learn More About IBERIABANK/First Horizon's Pharmacist Home Loan and Start the Pre-Approval Process 5 Steps to Getting a Home Loan YFP 136: The Ins and Outs of a Pharmacist Home Loan YFP 154: Getting a Home Loan in a Pandemic YFP 169: Helpful Tips for Getting a Mortgage YFP 191: 10 Common Mortgage Mistakes to Avoid Real Estate RPh: Helping Pharmacists Navigate the World of Real Estate YFP Real Estate Concierge Service Get a Loan Find an Agent Email Tony Umholtz: tony.umholtz@iberiabank.com Call Tony Umholtz: (813) 603-4255

May 17, 2021 • 6min
Ask a YFP CFP® #69: What does the life insurance policy cancellation process look like?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Kelly Reddy-Heffner, CFP®, CSLP®, takes this question from Amelia in Tampa, Florida: What does the life insurance policy cancellation process look like? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Your Financial Pharmacist: Insurance For Pharmacists Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

May 15, 2021 • 52min
YFP Real Estate Investing 05: None to One: How to Get Your FIRST Investment Property
Jenny and Myke White join Nate Hedrick and David Bright to discuss some common fears about purchasing a real estate investment property, specifically taking the jump from none to one, their process for screening tenants, how to build a team, and the importance of networking. Mentioned on the Show YFP Concierge Service YFP 148: How One Couple Got Started in Real Estate Investing Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Bigger Pockets Join the YFP Real Estate Investing Facebook Group Realtor.com Zillow Bigger Pockets Free Real Estate Webinars Bigger Pockets Rental Property Calculator Bigger Pockets BRRRR Calculator Connect with Jenny on Bigger Pockets Bigger Pockets Real Estate Podcast Bigger Pockets Bookstore Bigger Pockets Forums MLS Multiple Listing Search Redfin YFP Calculators rentometer Join the Investment Mindset Book Club Facebook Group National Real Estate Investors Association Join the Real Estate Roundup Facebook Group Bigger Pockets Intro to Real Estate Webinars Bigger Pockets Youtube Channel YFP Real Estate Investing

May 13, 2021 • 41min
YFP 203: New Book: FIRE Rx: The Pharmacist's Guide to Financial Independence
Dr. Jeff Keimer, author of the brand new book FIRE Rx: The Pharmacist's Guide to Financial Independence, joins Tim Ulbrich on this week's episode. If you've heard about the FIRE (Financial Independence, Retire Early) movement before, you know that this is a powerful strategy to build wealth and to put yourself in control of your financial future. Regardless of whether or not you have early retirement goals, achieving financial independence gives you options when it comes to how you spend your time and money. On this episode, Jeff talks about why he wrote FIRE Rx, his FIRE journey, how to calculate how much you need to retire, three reasons pharmacists should consider pursuing FIRE, and how FIRE can change your relationship with money. Mentioned on the Show Live Oak Bank: Loans and Financial Solutions for Pharmacies Now Available to Order: FIRE Rx: The Pharmacist's Guide to Financial Independence by Jeff Keimer, PharmD The FIRE Prescription: How to Retire Early as a Pharmacist Debt Free Story Q&A with Jeff and Alex Keimer Join the Your Financial Pharmacist Facebook Group YFP 104: Jason Long's FIRE Journey YFP 111: How One New Practitioner is on FIRE YFP 188: Playing with FIRE: An Interview with Scott Rieckens Mr. Money Mustache YFP 196: How Cory Uses Improv to Create a Better Healthcare Experience Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez I Will Teach You To Be Rich by Ramit Sethi How Much You Need to Hang Up Your Coat: All About the 4% Rule Determining Withdrawal Rates Using Historical Data by William P. Bengen The Shockingly Simple Math Behind Early Retirement by Mr. Money Mustache Order Your Copy of FIRE Rx: The Pharmacist's Guide to Financial Independence by Jeff Keimer, PharmD by May 22 and Get 20% Off

May 8, 2021 • 46min
YFP Real Estate Investing 04: How (and WHY) One Pharmacist Got Started in Real Estate Investing
On this episode, Nate Hedrick and David Bright welcome pharmacist and real estate investor, Tanh Truong, to the show to discuss how and why he got started in real estate investing early in his pharmacy career. Tanh shares how he stays motivated, long and short-term goals, and inspiration for new investors. Mentioned on the Show Real Estate RPh Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Bigger Pockets Bigger Pockets Forums Bigger Pockets Bookstore MLS Multiple Listing Search The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months by Brian P. Moran and Michael Lennington The Book on Managing Rental Properties: Find, Screen, and Manage Tenants with Fewer Headaches and Maximum Profits by Heather and Brandon Turner Bigger Pockets Real Estate Podcast Buy, Rehab, Rent, Refinance, Repeat by David Greene Connect with Tanh Truong on Facebook Follow Tanh Truong on Instagram @gin_n_tanhic Email Tanh Truong: tanhtruongrx@gmail.com YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group

May 6, 2021 • 46min
YFP 202: How to Teach Your Kids About Money and Investing
Tim Ulbrich welcomes Dylin Redling and Allison Tom, creators of Retireby45.com and authors of two books, Start Your F.I.R.E. (Financial Independence Retire Early): A Modern Guide to Early Retirement and Investing for Kids: How to Save, Invest and Grow Money to the show. Dylin and Allison talk about their FIRE journey and share practical advice and meaningful activities to help teach kids about money and investing. Mentioned on the Show Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance Retire by 45 Start Your F.I.R.E. (Financial Independence Retire Early): A Modern Guide to Early Retirement by Dylin Redling and Allison Tom Investing for Kids: How to Save, Invest and Grow Money by Dylin Redling and Allison Tom Register for the Free Webinar: Developing an Investing Plan for Financial Independence Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD Retire by 45 Blog Our $10K Investment Experiment: Testing 5 Very Different Options Over 12 Months YFP Planning: Financial Planning for Pharmacists The Simple Path to Wealth: Your road map to financial independence and a rich, free life by J. L. Collins I Will Teach You To Be Rich by Ramit Sethi Connect with Retire by 45 on Facebook Follow Retire by 45 on Instagram: @retire_by_45 Follow Retire by 45 on Twitter: @retire_by_45

May 3, 2021 • 5min
Ask a YFP CFP® #68: How can I get rid of a piggyback loan?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Suzannah in the YFP Facebook Group: How can I get rid of a piggyback loan? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

May 1, 2021 • 52min
YFP Real Estate Investing 03: Running the Rental Numbers with Blake and Zac
On this episode, Nate Hedrick and David Bright welcome real estate investing partners, Blake Johnson, PharmD, and Zac Hendricks to the show. Blake and Zac discuss their why behind real estate investing, their networking strategy, and tools and tips they use to run numbers on deals. Mentioned on the Show Join the YFP Real Estate Investing Facebook Group YFP 168: How Blake and Zac Analyze Real Estate Deals YFP 082: Debt Free Theme Hour with the Teacher and Pupil Dave Ramsey Bigger Pockets Real Estate Podcast MLS Multiple Listing Search DealMachine Bigger Pockets: The 1% Rule in Real Estate: Is This a Realistic Way to Evaluate Rentals? Zillow Mortgage Calculator Bigger Pockets Bigger Pockets Forums Bigger Pockets Bookstore Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA with Lindsey Jordan Baker Email Blake Johnson at blake@smithfamilypharmacy.com Connect with Hendricks Remodeling Co. YFP Real Estate Investing


