

Your Financial Pharmacist
Tim Ulbrich and Tim Baker
The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
Episodes
Mentioned books

Jul 15, 2021 • 30min
YFP 212: Checklist for Building a Strong Financial Foundation
Tim Ulbrich shares his checklist for building a strong financial foundation. Mentioned on the Show CommonBond 0% APR - Check Your Rate YFP Planning: Financial Planning for Pharmacists YFP 124: The Behavioral Investor with Dr. Daniel Crosby I Will Teach You To Be Rich by Ramit Sethi YFP Budget Template YFP 057: The Power of Automating Your Financial Plan YFP 026: Baby Stepping Your Financial Plan - The 2 Things to Focus On First Bureau of Labor Statistics: Income for Pharmacists YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF) YFP 062: The 'Other' Forgiveness YFP 176: How Stephanie Got $72,000 Forgiven Through TEPSLF Your Financial Pharmacist Student Loan Refinancing The Ultimate Guide to Pay Back Pharmacy School Loans YFP 155: Why You Need Liability Insurance Insurance for Pharmacists YFP 074: Evaluating Your 401k Plan YFP 163: Investing Beyond the 401k/403b YFP 096: How to do a Backdoor Roth IRA YFP 019: How Do Health Savings Accounts (HSA) Fit Into a Financial Plan? YFP 165: The Power of a Health Savings Account YFP 073: How to Determine the Priority of Investing YFP 208: Why Minimizing Fees On Your Investments Is So Important Schedule your FREE Discovery Call with YFP Planning

Jul 12, 2021 • 8min
Ask a YFP CFP® #75: Should I use a cash-out refinance or a HELOC to pay off my student loans?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP® takes this question from the YFP Facebook Group: Should I use a cash-out refinance or a HELOC to pay off my student loans? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Refinance Your Student Loans Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Jul 10, 2021 • 55min
YFP Real Estate Investing 13: The Power of Partnerships
Montrell Taylor and Kamren Gallon discuss how their friendship and partnership came to be, get in-depth on real estate wholesaling, how wholesaling works, and how to garner trust and network as a real estate wholesaler. Mentioned on the Show YFP 103: Wholesaling as a Real Estate Agent Wholesale Real Estate Freedom Podcast - EP 1 - Rico Smith Intro & Reverse Wholesaling Explained Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD MLS Multiple Listing Search Zillow Trulia Your Financial Pharmacist Podcast How to Make 10K in Two Weeks: The Complete Guide to Real Estate Wholesaling by Montrell Taylor and Stanford Taylor Success is the Best Revenge: Real Estate Destroyed & Saved My Life by Dr. Kamren Gallon Flip It or Rent It: Double your knowledge, double your income! by Dr. Kamren Gallon Follow Montrell Taylor on Instagram: @tbi_tre Connect with Montrell Taylor on Facebook Your Financial Pharmacist Follow Kamren Gallon on Instagram: @Dr.TwinDad GallonEstates.com Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing

Jul 8, 2021 • 35min
YFP 211: The Ins and Outs of the 529 College Savings Plan
Tim Baker, YFP Co-Founder and Director of Financial Planning, takes a deep dive into the 529 plan. He discusses a framework for how to project and save for kids college along with the construct of 529 plans including what they are, tax advantages, what are qualified and non-qualified expenses, and considerations when investing money within a 529. Mentioned on the Show Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance Register for the Next Webinar: Home Buying for Pharmacists: What to know, how to determine if you're ready, finding an agent, financing, and more! YFP 195: How to Save for Your Child's Education 7 Things to Consider Before Starting a 529 Plan YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group YFP 208: Why Minimizing Fees On Your Investments is So Important Schedule a free Discovery Call with YFP Planning

Jul 3, 2021 • 43min
YFP Real Estate Investing 12: Renting by the Room to Maximize Cash Flow
Ryan Chaw discusses his experience generating a solid monthly rental income through his rent by the room investing strategy in college areas. Ryan shares his methods for screening tenants, making his properties appealing to his target tenants, how he tenant proofs his units, and how pharmacists can reach financial freedom through real estate investing. Mentioned on the Show YFP 140: How Ryan is Bringing in $11,000 a Month Through College Town Real Estate Investing YFP 173: Using Systems to Automate Real Estate Investing Rookie Podcast 35: Doubling Cashflow by Renting out Rooms with Pharmacist Ryan Chaw Rentometer: House and Apartment Rental Rate Comps Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki The Millionaire Real Estate Investor by Gary Keller High Performance Habits: How Extraordinary People Become That Way by Brendon Burchard Your Financial Pharmacist Podcast BiggerPockets Real Estate Podcast Real Estate Rookie Podcast BiggerPockets Business Podcast BiggerPockets Blog Download the Free Newbie Real Estate Investor's Guide Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing

Jul 1, 2021 • 30min
YFP 210: Why Net Worth Matters
Tim Baker discusses why net worth matters, how to calculate your net worth, and why net worth, not income, is the true indicator of your financial health. Mentioned on the Show Join APhA - Get 25% Off Your Membership with Code: YFP YFP Planning: Financial Planning for Pharmacists eMoney Advisor Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP 200: An Interview with Sarah Fallaw of The Next Millionaire Next Door The Next Millionaire Next Door: Enduring Strategies for Building Wealth by Thomas J. Stanley, Ph.D. and Sarah Stanley Fallaw, Ph.D. The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Book a Free Discovery Call with YFP Planning

Jun 28, 2021 • 11min
Ask a YFP CFP® #74: Is buying an electric car a good financial move after I graduate pharmacy school?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP® takes this question from Lalit: Is buying an electric car a good financial move after I graduate pharmacy school? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Federal Electric Car Tax Credit Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Jun 26, 2021 • 30min
YFP Real Estate Investing 11: Multi-Unit House Hacking
Nate Mackey discusses his recent start in real estate investing, how the YFP Real Estate Concierge played a role in his first investment property purchase, and how he decided on multi-unit investing for his first property. Mentioned on the Show YFP Real Estate Concierge Service Bigger Pockets Download Your Free Copy of The Pharmacist's Guide to Real Estate Investing Learn More About IBERIABANK/First Horizon's Pharmacist Home Loan and Start the Pre-Approval Process Your Financial Pharmacist Podcast Connect with Nate Mackey on LinkedIn Follow Nate Mackey on Instagram: @masternate7 Follow Nate Mackey on Twitter: @masternate7 Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing

Jun 24, 2021 • 38min
YFP 209: Three Real Estate Investing Lessons Learned from Fellow Pharmacists
Nate Hedrick and David Bright discuss the growing interest in real estate investing among pharmacists, common barriers that pharmacists face that may prevent them from getting started, and three real estate investing lessons learned from fellow pharmacists who shared their stories and journeys on the YFP Real Estate Investing Podcast. Mentioned on the Show Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance YFP Real Estate Investing Podcast Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing 02: Long Term vs. Short Term Rental Property Investing - One Pharmacist's Perspective YFP 111: How One New Practitioner is on FIRE YFP Planning: Financial Planning for Pharmacists YFP 206: Three Strategies for Buying a House with Student Loans YFP Real Estate Investing 03: Running the Rental Numbers with Blake and Zac YFP 168: How Blake and Zac Analyze Real Estate Deals YFP 082: Debt Free Theme Hour with the Teacher and Pupil Bigger Pockets YFP Real Estate Investing 05: None to One: How to Get Your FIRST Investment Property YFP 148: How One Couple Got Started in Real Estate Investing Join the Investment Mindset Book Club Facebook Group MLS Multiple Listing Search Contact Nate and David or Share Your Real Estate Investing Story: realestate@yourfinancialpharmacist.com Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Download Your Free Copy of The Pharmacist's Guide to Real Estate Investing

Jun 21, 2021 • 11min
Ask a YFP CFP® #73: What options do I have if I need more funds during a home build due to the increased cost of expenses?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Frank in Bonita Springs, Florida: What options do I have if I need more funds during a home build due to the increased cost of expenses? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists NerdWallet Personal Loan Calculator Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.


