Your Financial Pharmacist

Tim Ulbrich and Tim Baker
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Apr 20, 2023 • 42min

YFP 304: How This Pharmacy Entrepreneur Helps Pharmacists Transition Into Their Careers in Canada

Havalee Johnson, pharmacist and Founder of Immigrant PharmAssist, shares how and why she made the move from Jamaica to Canada, how her business helps immigrant pharmacists transition into their careers in Canada, and her business goals. Links Mentioned in Today’s Episode YFP Planning: Fee-Only Financial Planning for Pharmacists John Assaraf Dr. Lauren Castle on LinkedIn  Tim Ferris  The Big Leap by Gay Hendricks Purpose is More Than a Side Hustle by Joe Colavito The Redefining Wealth Podcast Havalee Johnson Havalee Johnson on Instagram Havalee Johnson on LinkedIn  Havalee Johnson on Facebook Tim Ulbrich on LinkedIn YFP Disclaimer
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Apr 13, 2023 • 42min

YFP 303: How This Pharmacist Paid Off $115k in Two Years

Dr. Donisha Lewis talks about her debt-free journey, why and how she got involved in real estate investing, and how she and her husband got on the same page to achieve their financial goals.  Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Budget Spreadsheet  Mint YNAB YFP Real Estate Investing Your Financial Pharmacist Disclaimer and Disclosures  
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Apr 6, 2023 • 40min

YFP 302: Navigating the Mortgage Market: Insights from a Loan Officer

Tony Umholtz talks about navigating the mortgage market, important factors home buyers should understand when evaluating lending options, the anatomy of a home loan, and when to engage with a lender in the home-buying process.  Links Mentioned in Today’s Episode Learn More About First Horizon’s Pharmacist Home Loan and Start the Pre-Approval Process YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning 5 Steps to Getting a Home Loan Apply for the Pharmacist Home Loan Your Financial Pharmacist Disclaimer and Disclosures  
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Apr 3, 2023 • 18min

Ask a YFP CFP® #148: What investment options do I have for my child outside of a 529 account?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes this question from Melanie in Orlando, FL: What investment options do I have for my child outside of a 529 account? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 202: How to Teach Your Kids About Money and Investing Investing for Kids: How to Save, Invest and Grow Money by Dylin Redling and Allison Tom Smart Money Smart Kids - Raising the Next Generation to Win with Money by Dave Ramsey and Rachel Cruze The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money by Ron Lieber Join the Your Financial Pharmacist Facebook Group Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
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Apr 1, 2023 • 41min

YFP Real Estate Investing 101: Lending Options and Updates with Josh Schaendorf

Josh Schaendorf, an experienced loan officer, shares insight and updates on lending options available to pharmacist real estate investors.  Links Mentioned in Today’s Episode Findabroker.com Ramsey Solutions Ninja Selling: Subtle Skills. Big Results. by Larry Kendall Financial Peace: Restoring Financial Hope to You and Your Family by Dave Ramsey The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches by Dave Ramsey Everyday Millionaires by Chris Hogan Call Josh Schaendorf: (616)402-3998 Email Josh Schaendorf: josh@hometeammortgage.com YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures  
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Mar 30, 2023 • 45min

YFP 301: On FIRE with Riley Protz, PharmD

Riley Protz, PharmD, MBA, a pharmacist on the FIRE journey since completing pharmacy administration residency training, discusses his career journey, student loan philosophy, and pathway to financial independence while living a rich and fulfilling life.  Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Early Payoff Calculator YFP 104: Jason Long's FIRE Journey YFP 111: How One New Practitioner is on FIRE YFP 134: One Couple’s Coast FI Journey YFP 147: How One Pharmacist is Turning Tragedy Into Triumph YFP 202: How to Teach Your Kids About Money and Investing YFP 221: One Pharmacy Entrepreneur’s Journey to FIRE FIRE Rx: The Pharmacist’s Guide to Financial Independence by Jeff Keimer, PharmD The FIRE Prescription: How to Retire Early as a Pharmacist YFP 188: Playing with FIRE: An Interview with Scott Rieckens Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins YFP Real Estate Investing Mad Fientist Mr. Money Mustache Choose FI Podcast The Earn & Invest Podcast Afford Anything Podcast Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Domingues The Simple Path to Wealth: Your road map to financial independence and a rich, free life by JL Collins Your Financial Pharmacist Disclaimer and Disclosures  
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Mar 23, 2023 • 1h 6min

YFP 300: Celebrating 300 Episodes of the YFP Podcast!

On this episode, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, and YFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP®, RICP®, celebrate the 300th episode of the Your Financial Pharmacist Podcast! From student loan repayment strategies and investment planning to wealth protection and entrepreneurship, this podcast has strived to provide valuable insights and practical advice to help pharmacists achieve their financial goals each week. Tim and Tim reflect on some of the most memorable moments and guests from the past 299 episodes. Links Mentioned in Today’s Episode Join APhA – Get 25% Off Your Membership with Code: YFP YFP 001: The Genesis of the Your Financial Pharmacist Podcast YFP 031: One Pharmacist’s Journey to Paying Off $211k in 26 Months Your Financial Pharmacist YFP 134: One Couple's Coast FI Journey Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins YFP 227: Why Tim Baker, CFP® Bought a Depreciating Asset  YFP 215: Know Yourself, Know Your Money with New York Times Bestseller Rachel Cruze YFP 289: Building Pricklee with Pharmacy Entrepreneur Kun Yang YFP 180: How Allyson Used Her Pharmacy Skills to Build a Natural Skincare Company YFP 194: How Karine Used Her Pharmacy Skills to Create a Successful Healthy Dessert Business  YFP 293: Employee to Entrepreneur with Dr. Victoria Reinhartz YFP 217: How Kelley Used Her Clinical Expertise to Build a Business YFP 276: Why Giving, Philanthropy, and Serving Are Core Parts of This Pharmacist’s Financial Plan YFP 297: Introducing The Pharmacy Innovators with Corrie Sanders of Huna Health Send in your ideas and guest suggestions to: info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures  
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Mar 16, 2023 • 40min

YFP 299: Home Buying for Pharmacists: What to Know, How to Determine If You're Ready, Finding an Agent, and More!

Nate Hedrick, PharmD, The Real Estate RPh and co-host of the YFP Real Estate Investing Podcast, discusses home buying for pharmacists, how to determine if you are ready, how to find an agent, and much more.  Links Mentioned in Today’s Episode Real Estate RPh YFP Real Estate Concierge Service Book Your Free Jumpstart Call Three Strategies for Buying a House with Student Loans Email Nate Hedrick: nhedrick@realestaterph.com YFP Real Estate Investing Podcast Homebuying Resources Your Financial Pharmacist Disclaimer and Disclosures  
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Mar 11, 2023 • 20min

YFP Real Estate Investing 100: Episode 100 Celebration!

In episode 100 of the YFP Real Estate Investing Podcast, Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, reflect on the first 99 episodes, announce a new release schedule, and share details about the next season of the podcast featuring a continuing education style format.  Links Mentioned in Today’s Episode Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing 03: Running the Rental Numbers with Blake and Zac YFP Real Estate Investing 62: Revisiting Fundamentals in a Changing Real Estate Market YFP Real Estate Investing 07: Short and Medium-Term Rental Property Investing YFP Real Estate Investing 76: Short Term Rental Market Update with Rachel Gainsbrugh YFP Real Estate Investing 14: Protecting Your Investments YFP Real Estate Investing Your Financial Pharmacist Disclaimer and Disclosures  
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Mar 9, 2023 • 58min

YFP 298: Preparing for Retirement with Dean Emeritus Dr. Gary Levin

Dean Emeritus Dr. Gary Levin dives into the details of preparing for retirement. He shares how his career evolved from serving in the Navy to a career in pharmacy and then nearly 30 years in academia. He talks through how early investing and saving in his first job laid the foundation for his retirement, how he dealt with market volatility throughout his career, and why he started a charter company in retirement to supplement his income.  Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning The Advantaged: Yacht Charters & Sales ZenBusiness Your Financial Pharmacist Disclaimer and Disclosures  

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