Your Financial Pharmacist

On this segment of the Pharmacy Innovators, sponsored by Pyrls, Pharmesol co-founder & CEO Dr. Natalie Park joins host Dr. Corrie Sanders. Summary With the rise of AI and the increasing use of technology in our daily lives, there is an opportunity to improve the pharmacy world and patient care. On this segment of the Pharmacy Innovators sponsored by Pyrls, Dr. Natalie Park, Co-founder and CEO of Pharmesol, joins host Dr. Corrie Sanders, to discuss how Pharmesol leverages technology and AI to optimize patient communication and follow-up care. Natalie shares her unconventional career path, what Pharmesol is, what inspired her and her co-founders to start it, and how it is improving patient care. She also discuss the highs and lows of starting a business before delving into the importance of value-based care, what pharmacy will look like in the future, and how we can embrace the inevitable technological changes. About Today's Guest Dr. Natalie Park is a pharmacist with a background in conducting health economics and outcomes research in the pharmaceutical industry. Natalie is co-founder and CEO of Pharmesol, an automated and proactive medication assistant tool that leverages pharmacist expertise and artificial intelligence to enhance patient experience after direct interaction with the healthcare team. Mentioned on the Show Dr. Natalie Park on LinkedIn Dr. Natalie Park Email Address Pharmesol Entrepreneurs Roundtable Accelerator Demo Day Pyrls Dr. Corrie Sanders on LinkedIn YFP Disclaimer

Drs. Lindsey Childs-Kean and Britny Brown share their work with #PharmGradWishlist to support emerging racially and ethnically minoritized pharmacy trainees. Summary It is no secret that there are minorities underrepresented in pharmacy despite the evidence suggesting that racial concordance matters. Joining us today are two individuals, Lindsey Childs-Kean and Britny Brown, who are committed to improving representation by supporting emerging racially and ethnically minoritized pharmacy trainees. You'll hear about the incredible PharmGradWishlist organization, what its mission is, why it's important, and how to get involved. About Today's Guest Lindsey Childs-Kean is a Clinical Associate Professor in the Department of Pharmacotherapy and Translational Research with the University of Florida College of Pharmacy. She earned her PharmD degree from University of Florida and completed a PGY1 residency at Tampa General Hospital and a PGY2 Infectious Diseases residency at the South Texas Veterans Healthcare System. Her teaching, research, and practice interests include infectious disease pharmacotherapy and professional development of students and new practitioners. She is active in many professional organizations, including being a member of the PharmGradWishList Leadership Team and an Associate Editor for the American Journal of Pharmaceutical Education. Britny Brown, PharmD, BCOP is a Clinical Associate Professor at the University of Rhode Island. Her clinical practice site is Smilow Cancer Center in Westerly, RI, where she focuses on the management of patients receiving oral anticancer therapy. Britny also has a passion for health equity. She is co-chair of the Diversity and Globalization Committee within URI's College of Pharmacy, is a leadership team member for PharmGradWishlist, and is a member of the HOPA DEI Advisory Group. Mentioned on the Show: PharmGradWishlist JAPhA Article: 'Brighter Horizons: The Necessity of Concentrated Sponsorship Targeted Toward Minoritized Student Pharmacists' PharmGradWishlist Email Address PharmGradWishlist on LinkedIn PharmGradWishlist on Facebook PharmGradWishlist on X PharmGradWishlist on Instagram Lindsey Childs-Kean on LinkedIn Lindsey Childs-Kean on X Lindsey Childs-Kean on Instagram Britny Brown on LinkedIn Britny Brown on X Tim Ulbrich on LinkedIn YFP Blog: 'Money Talks: The Price of the Pharmacy Residency Quest' YFP Disclaimer Subscribe to the YFP Newsletter

Pharmacist real-estate investors Julia & Brad Myers talk about what inspired their journey in real estate including the unique aspect of tax deductions and savings in the short-term rental market. About Today's Guest Julia Myers is a semi-retired pharmacy leader and public speaker on the topics of financial literacy and generational wealth. Julia received her Doctor of Pharmacy degree from the University of Wyoming School of Pharmacy and her Masters in Business Administration from the University of Tennessee- Knoxville. She has over 15 years of experience in clinical and leadership roles in community pharmacy, ambulatory care, health system, and specialty pharmacy. In 2020, Julia was recognized as a member of the Class of 20 Under 40 by Columbia Magazine for her achievements in medication affordability, specialty pharmacy, and overall community impact. Julia enjoys spending time outdoors, reading and writing, and raising her five children with her husband Brad. You can follow her on social media @Juliamyersrx. BradMyers is currently the Vice President, McKesson Health Systems. Brad received his Doctor of Pharmacy degree from University of North Carolina in Chapel Hill and his Masters in Business Administration from American University. He completed a PGY1 Residency and has spent over 20 years practicing pharmacy and in health system leadership roles. Before joining McKesson, Brad served as the pharmacy executive at the University of Missouri Health Care for 8 years. Brad enjoys running, cheering for UNC Tarheels, and traveling. Find him on LinkedIn. Mentioned on the Show Julia Myers on LinkedIn Julia Myers on X Brad Myers on LinkedIn YFP 311: Raising Money-Savvy Kids YFP REI 96: Managing Risk and Taxes through a Real Estate Team with Thomas Castelli YFP REI 54: Using Cost Segregation to Optimize Real Estate Tax Benefits YFP REI 18: Tax Strategies for Real Estate Investing BiggerPockets Rachel D. Gainsbrugh on LinkedIn Realtor Zillow Jumpstart Your Tax Savings On-Demand Course Amanda Han on LinkedIn OBX Landing Your Financial Pharmacist YFP Real Estate Investing Facebook Group

YFP Co-Founder and CEO, Tim Ulbrich, PharmD and YFP Co-Founder and Director of Planning, Tim Baker, CFP®, RLP®, RICP®, wrap up a two-part series on 10 common retirement risks you should plan for. Mentioned on the Show: Free Download: Retirement Roadblocks: Identifying and Managing 10 Common Risks Guide YFP Planning: Fee-Only Financial Planning for Pharmacists YFP Disclaimer Tim Baker on LinkedIn Tim Ulbrich on LinkedIn

YFP Co-Founder and CEO, Tim Ulbrich, PharmD and YFP Co-Founder and Director of Planning, Tim Baker, CFP®, RLP®, RICP®, kick off a two-part series on 10 common retirement risks you should plan for. Mentioned on the Show: Free Download: Retirement Roadblocks: Identifying and Managing 10 Common Risks Guide First Horizon Home Loan Social Security Administration Episode 291: Redefining Retirement with Professor Emeritus David Zgarrick, PhD Episode 294: 10 Common Social Security Mistakes to Avoid (Part 1) Episode 295: 10 Common Social Security Mistakes to Avoid (Part 2) Episode 296: 5 Key Decisions for Long-Term Care Insurance Episode 242: Social Security 101: History, How it Works, and Why it Matters for Your Financial Plan Episode 305: Understanding Annuities: A Primer for Pharmacists Huberman Lab Podcast Episode 272: How Much Is Enough? (Retirement Planning) Episode 273: Alphabet Soup of Retirement Accounts (Retirement Planning) Episode 274: Risk Tolerance vs Risk Capacity (Retirement Planning) Episode275: How to Build a Retirement Paycheck (Retirement Planning) Cameron Huddleston Cameron Huddleston on X Mom and Dad, We Need to Talk Episode 321: Navigating Financial Conversations with Aging Parents YFP Planning: Fee-Only Financial Planning for Pharmacists YFP Real Estate Investing Facebook Group YFP Disclaimer Tim Baker on LinkedIn Tim Baker on X Tim Ulbrich on LinkedIn Subscribe to the YFP Newsletter YFP Disclaimer

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes a question from an individual in the YFP Facebook Group. Submit Your Question: Have a question you would like us to feature on an upcoming episode? Send us an email at info@yourfinancialpharmacist.com or record your question at www.yourfinancialpharmacist.com/askyfp Your Financial Pharmacist Disclaimer and Disclosures: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question. For more information visit https://yourfinancialpharmacist.com/disclaimer/

Summary Most of our real-estate episodes to date have covered the topic of buying a home, but today we're putting ourselves in the shoes of the seller. If you think this episode isn't for you because you're only interested in buying a home, think again! Being able to see things from a seller's perspective will add huge value to your home-buying journey. Today's guest is Nate Hedrick, a pharmacist, and the founder of Real Estate RPH. It's a seller's market at the moment and he is here to share five top tips for selling your home for its maximum value. From the benefits of enlisting the help of an agent to getting to grips with price-setting strategies and understanding buyer versus seller costs, this conversation will equip you with the tools you need to navigate current chaotic housing market with confidence! Links Mentioned in Today's Episode Nate Hedrick on LinkedIn Real Estate RPH YFP Episode 316 Tim Ulbrich on LinkedIn Subscribe to the YFP Newsletter YFP Disclaimer

Summary Many pharmacists are detail-oriented, methodical, and risk-averse, so moving quickly isn't generally one of our strong suits. However, being able to think fast and act fast (though not recklessly) are essential in today's real estate market. So, in this episode, we share three strategies that will help you build confidence in your decision-making so that when a good deal comes around, you are ready to take the plunge! Tune in today to hear about the importance of being very clear on the math, understanding the rules of thumb that can help guide your process, and setting your criteria in stone (while still being open to flexibility and creativity). Links Mentioned in Today's Episode Zillow MLS Your Financial Pharmacist REI YFP Real Estate Investing Facebook Group

Summary If you're a first-time home buyer, this episode is for you! This week's episode, sponsored by FirstHorizon, features Tony Umholtz, a mortgage loan officer at First Horizon Bank with over 20 years of experience in the industry, and he is here to share important factors that you should be taking into consideration before purchasing your first property. By the end of the episode, you will understand how banks decide whether or not to approve a mortgage application, the pros and cons of the various loan options that exist, the difference between preapproval and prequalification, things to look out for when choosing a lender, and more! Buying your first home isn't something to be taken lightly, and Tony's insights will leave you feeling well-equipped to make decisions that are going to serve you well, now and in the future. About Today's Guest Tony Umholtz graduated Cum Laude from the University of South Florida with a B.S. in Finance from the Muma College of Business. He then went on to complete his MBA. While at USF, Tony was part of the inaugural football team in 1997. He earned both Academic and AP All-American Honors during his collegiate career. After college, Tony had the opportunity to sign contracts with several NFL teams including the Tennessee Titans, New York Giants, and the New England Patriots. Being active in the community is also important to Tony. He has served or serves as a board member for several charitable and non-profit organizations including board member for the Salvation Army, FCA Tampa Bay, and the USF National Alumni Association. Having orchestrated over $1.1 billion in lending volume during his career, Tony has consistently been ranked as one of the top mortgage loan officers in the industry by the Scotsman's Guide, Mortgage Executive magazine, and Mortgage Originator magazine. Links Mentioned in Today's Episode Tony Umholtz on LinkedIn Tim Ulbrich on LinkedIn First Horizon Bank First Horizon's Pharmacist Home Loan Fannie Mae Freddie Mac Federal Housing Administration YFP Disclaimer Tim Ulbrich on LinkedIn Subscribe to the YFP Newsletter

Summary Money talk isn't always easy to initiate, but in some cases it's essential. Today, we are joined by award-winning journalist and author of Mom and Dad, We Need to Talk, Cameron Huddleston, to discuss the often-overlooked topic of navigating financial conversations and decisions with aging parents. Cameron shares key insights into why these discussions are crucial, how to approach them with love and respect, and practical strategies to initiate meaningful dialogues. We discover the importance of estate planning documents, ways to involve siblings harmoniously, and the significance of long-term care planning to ensure a secure future for both parents and their adult children. Tune in to gain valuable advice and actionable steps to foster open, productive conversations that empower families to address financial matters and caregiving needs with confidence and compassion. About Today's Guest Cameron Huddleston is an author, speaker and award-winning journalist with 20 years of experience writing about personal finance. Her work has appeared in Forbes, Kiplinger's Personal Finance, Chicago Tribune, MSN, Yahoo, and many more print and online publications. She is a mom of three awesome kids and was a caregiver for her own mom, who had Alzheimer's disease. She is the author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances. Links Mentioned in Today's Episode Cameron Huddleston Website Cameron Huddleston on LinkedIn Cameron Huddleston on X Cameron Huddleston on Instagram Mom and Dad, We Need to Talk YFP 161: 5 Key Financial Lessons to Teach Your Kids YFP 108: How to Effectively Talk with Mom & Dad About Their Finances Episode 222: Why Estate Planning Is Such An Important Part of the Financial Plan YFP 296: 5 Key Decisions for Long-Term Care Insurance Subscribe to the YFP Newsletter YFP Financial Fitness Test YFP Disclaimer Tim Ulbrich on LinkedIn