The Broke Generation

GIDDY UP cats and kittens, there's 25% of the year left and we're going to grab it with both hands and squeeze every last drop out of it. In this episode I'm taking you through a sexy little goal setting method to help you tease out some exciting goals for the rest of the year. Studies have shown that motivation is actually higher in September than in January, as you've less time to work with and the promise of a hard reset coming up. Don't just sit back and let the rest of 2024 pass you buy – let's move on your goals NOW and get a headstart on 2025.  Highlights: The four principles of goals according to goal setting theory The GROW action plan Inputs and outcomes Actions and avoidances Behavioural contracting This is not your average goal setting episode – not a SMART goal in sight, I promise. You'll learn new techniques to tease out goals that matter to you, refine them, and then get to work on making them happen.  Mentioned in this episode: Piping Hot Goal Setting Power Pack: https://thebrokegeneration.com/product/piping-hot-goals/ Join the Podcast Facebook Group: https://www.facebook.com/share/g/SKvbYroQLVHd674A/See omnystudio.com/listener for privacy information.

Does your budget actually align with who you are? If you value freedom, autonomy and doing things your own way, shouldn't your budget reflect that too? Likewise, if you love structure, rules and boundaries, you can manage your money with this in mind, too. In this episode I talk through ways to understand your own personality, psychological profile and motivational style and how to apply that to your finances, in the context of 5 popular budgeting styles: Zero-based budget Reverse budget 50/30/20 budget Kakeibo Cash envelope budgeting Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting See omnystudio.com/listener for privacy information.

What does self respect mean to you? I bet money wasn’t the first thing to come to mind – but money and self respect are deeply, deeply linked. In this episode I explore what it means to financially respect ourselves and how we can embrace it in our everyday lives. Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/votingSee omnystudio.com/listener for privacy information.

Restriction? Eww David. I am NOT about it, and luckily, you don't need to be either in order to slay your financial goals. In this episode I'm taking you through 10 top tips to slay your savings without feeling restricted or deprived. When we get into a rhythm with our savings habits, we get to the sweet spot – where our savvy habits become the norm and the progress just ticks over in the background. But we'll never get there if we've build ourselves a budget of misery, or we always feel like we're missing out on something. Dive into these 10 shifts that'll see you slaying your savings without missing out.  See omnystudio.com/listener for privacy information.

In this bitesized nugget I'm talking about the ways your brain processes your experiences and uses them as evidence to uphold your existing beliefs – and of course, what we can do with that information to use it to our advantage. Mentioned in this episode:  Millhouse Mindset episode: https://thebrokegeneration.com/blog/episodes/my-game-changing-mantra-for-the-last-3-months-of-2023/ Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/votingSee omnystudio.com/listener for privacy information.

In this episode I'm diving into why a payday routine is your superpower and how it can change the game for your finances. I'm also sharing a super simple calculator template that you can use to work out how to set aside money for all of your bills and expenses as an equal portion from every payday! Jump into the SPEND-TEMBER Facebook group to gain access to that template: https://www.facebook.com/share/g/uoLX5T7djGgjGH2H/See omnystudio.com/listener for privacy information.

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In this episode we're diving into 6 reasons you might be spending more than you want to (or more than you think) and what to do to flip it. In discovering what can keep us upholding a pattern of behaviour, we can unlock the antidote in order to make the opposite behaviour our new default setting. Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting Join the Spend-tember Facebook group: https://www.facebook.com/share/g/eADRV2Yw7iF3nDBy/ Join the waitlist for the final Wardrobe Project cohort of 2024: https://mailchi.mp/e60be6e4205a/eyhjwar1s8 Get the Pulse Money Journal: https://thebrokegeneration.com/product/pulse-spending-journal/ See omnystudio.com/listener for privacy information.

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As Spend-tember rolls on, we're not just talking about money tips - we're digging deeper. Today, we explore your "Money Manuscript," the narrative you've unconsciously written about money throughout your life. This script shapes how you think, feel, and behave with money, often more than we realise. Why does this matter? Because understanding your financial story is the key to changing it. If you’ve been feeling stuck, anxious, or overwhelmed about money, it’s likely rooted in these underlying beliefs and experiences. By acknowledging your Money Manuscript, you can start rewriting it to better align with your current goals and values. In this episode, we discuss practical steps to identify and update your money story, reframe your mindset around saving, and create healthier financial habits that feel natural. Whether you're just starting this journey or have been on it for years, this conversation offers insights to help you move forward with more confidence and clarity. Join the discussion! If you haven't yet joined our Facebook group, what are you doing?! We have ongoing discussion threads about each episode and themes from Spend-tember, along with homework tasks to help you dive deeper into your financial habits and mindset. Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting  Where to find The Broke Generation Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.