The Ramsey Show

💳 Share your thoughts and you could WIN a $500 Gift Card!💸 Start taking control of your money in 2025 at our free livestream George Kamel & Dr. John Delony answer your questions and discuss: "Is it too late to invest for the future?" "I was involved in a horrible financial scam," "Should I use my trust fund to pay off my fiancée's debt?" "Do I need to pay off loan my husband secretly took out before he died?" "How can I pay off a ballooning HELOC?" "Am I selfish for not wanting to see my in-laws?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📱 Listen to the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan💪 Invest with confidence! Get tickets to Investing Essentials📄 Need help with your taxes? See who we trust.💵 Start your free budget today. Download the EveryDollar app!💰Watch 90 Day Money Makeover.Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Get ready for some intriguing financial dilemmas! A mother faces challenges with a hefty mortgage while dealing with divorce. The impact of natural disasters on insurance is examined, along with the emotional toll of financial mistakes. Listeners share their struggles with student debt and the need for budget-friendly choices as they navigate personal and professional hurdles. Plus, the show explores life insurance options and the importance of collective community resilience. Tune in for actionable advice on achieving financial freedom!

This discussion dives deep into the emotional dilemmas of rehoming pets for financial stability. It balances the challenges of shared finances in relationships and the complexities of managing debt, especially in light of significant life changes. The hosts tackle the intricacies of supporting family members financially while maintaining personal independence. Additionally, they stress the importance of finding joy beyond monetary pursuits and explore the mental health toll that debt can take, encouraging listeners to embrace strategic financial planning.

The hosts dive into the gripping journey of a caller grappling with $68,000 in credit card debt, emphasizing practical strategies for financial recovery. A light-hearted discussion about snack preferences transitions into serious talks on career goals, education, and managing surrogacy finances. They also explore the balancing act of investing at 65 and the complexities of life insurance decisions. Ultimately, empowerment and open dialogue take center stage, encouraging listeners to take charge of their financial futures with confidence.

Tackle grocery budgeting while eating healthy as experts share personalized tips for balancing diet and finances. Dive into the emotional complexities of family inheritance and sibling rivalries surrounding financial gifts. Discover strategies for managing massive student loan debt and alleviating high-interest loans. Explore career fulfillment beyond college, promoting the pursuit of passions over traditional paths. Plus, practical advice for young adults on saving, earning, and planning for a stable financial future!

Listeners are guided through a rollercoaster of personal finance and emotional resilience. They hear from a small business owner grappling with divorce and financial strain, exploring the road to recovery. Topics include navigating family dynamics over funerals, handling relocation guilt, and the balancing act between love and budget for engagement rings. Professional insights on financial stability versus passion pursuits, along with advice on managing grief and unexpected expenses, wrap up an enlightening discussion on ownership and proactive strategies.

In this lively discussion, listeners tackle the daunting task of managing debt, with one couple facing over $2.5 million. Strategies for owning homes and investing wisely are explored, alongside the importance of emergency funds. The conversation dives into the challenges of financial infidelity in relationships and the need for honest communication about money. Tips for budgeting, student loan forgiveness, and the significance of involving family in financial decisions keep things engaging. Transforming financial messes into manageable plans takes center stage!

The hosts delve into the complications of inheritance, debating how to fairly distribute a significant sum among children. Financial autonomy takes center stage, emphasizing responsibility and independence in partnerships. They tackle living arrangements, highlighting the emotional and financial aspects of family dynamics. A caller's journey to staying home with kids while budgeting sparks discussions on contributions within marriages. They also explore emotional factors in financial decisions, revealing the tension between saving and spending amidst newfound wealth.

💳 Share your thoughts and you could WIN a $500 Gift Card! 📱 Listen to the full episode for free in the Ramsey Network app.Jade Warshaw & Rachel Cruze answer your questions and discuss: "My boyfriend and I share credit cards," "How do I tell my dad he can't borrow from me?" "When is a 401(k) match too good to pass up?" "My husband spent our retirement behind my back," Housing Market Predictions for 2025 "We co-signed on a house and now we're stuck," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan💰Watch 90 Day Money Makeover.💡 Access Ramsey’s Complete Guide to Investing for free 🎟️ See Dave and John LIVE in a city near you!💵 Start your free budget today. Download the EveryDollar app!🏘️ Free Tools & Resources to Reach Your Home Goals💸 Start taking control of your money in 2025 at our free livestreamListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Struggling with entrepreneurship? Discover how one couple navigates the financial hurdles of running a cookie franchise. They tackle budgeting, debt management, and seasonal sales dips while sharing heartfelt stories. Learn strategies for mindful spending and the importance of maintaining a clear financial plan amidst education and childcare costs. Explore empowering tools that promote savings, accountability, and strategic investments for long-term stability. Whether facing debt or balancing family needs, find guidance on climbing out of financial pits together!