New Money New Problems Podcast

Is it true that you should never buy a home using an Adjustable Rate Mortgage?REGISTER FOR THE STUDENT LOAN WEBINAR!!!EPISODE RESOURCESARM Loan Example  Support the show

Tune in to learn when it might be beneficial to keep more money in your pocket and voluntarily pay PMI. EPISODE RESOURCESPMI Calculatorhttps://www.nerdwallet.com/article/mortgages/pmi-calculator  And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe! Support the show

Check them out for yourself and see if you think I'm crazy!EPISODE RESOURCESPMI Calculator   Support the show

An update to Friday's emergency episode on the legal implications surrounding the SAVE student loan repayment plan.EPISODE ResourcesContact the Student Loan OmbudsmanSAVE Plan Emergency EpisodeCNN Article Sign up for Dept. of Ed updates! Support the show

Tune in for an emergency student loan update on the SAVE plan and the pending end of the IDR Waiver and Pay As You Earn payment plan!EPISODE RESOURCESDirect Consolidation Applicationhttps://studentaid.gov/loan-consolidation/When PAYE Beats SAVEhttps://podcasts.apple.com/us/podcast/when-pay-as-you-earn-beats-the-save-plan/id1641942083?i=1000644748013  And if you haven't already, join our email list at newmoneynewproblems.com/subscribe! Support the show

Not everyone wants to spend their entire day trying to hack their credit card rewards. But that doesn't mean there aren't a few tips you can use to maximize your cards and save money and time.EPISODE RESOURCESTop Credit Card Partner Programshttps://www.forbes.com/advisor/credit-cards/guide-to-major-credit-card-rewards-programs/  01:08 Maintaining Your Credit Score03:54 Optimizing Credit Utilization05:54 Lowering Credit Card Fees08:47 Credit Card Hacks and Offers11:18 Travel Rewards and Perks14:46 Maximizing Travel Points Support the show

In this episode, we share the tools you need to determine your next credit card, or decide how to best use (or get rid of) the one you already have!  EPISODE RESOURCESFICO vs. VantageScore How Credit Inquiries Impact ScoresNew Money New Problems Credit Series And if you haven't already, subscribe to our weekly newsletter at newmoneynewproblems.com/subscribe  01:26 Understanding Credit Scores and Monitoring Services03:36 Establishing the Purpose of Your New Credit Card05:19 Compiling and Comparing Credit Card Options05:56 Batching Credit Card Applications08:37 Evaluating Personal Credit Card Choices10:13 In-Depth Review: Amex Gold Card vs. Southwest Card14:32 Exploring Cashback Cards: Chase Freedom Unlimited  Support the show

Find out when it actually makes sense to pull out your credit card!EPISODE RESOURCESCredit Card Fraud ProtectionFICO Score FormulaHow To Build Business CreditHow Credit Card Travel Insurance WorksHow Credit Card Car Rental Insurance WorksBest Rent Reporting AgenciesBest Business Credit Cards And if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe! Support the show

In this episode, we cover scenarios where high income earners - even those with good credit - should avoid using credit cards, and alternatives that might help their wallet AND their relationships.EPISODE RESOURCESCredit Card Reward Point Values Prepaid Debit Card ReviewsSecured Credit Card Reviews  And if you haven't already, join our email list at newmoneynewproblems.com/subscribe!00:00 High Income Earners and Credit Card Use02:21 The Dangers of Charging 'Want' Items03:47 Understanding Rewards Points and Fees07:48 Tax Payments and Credit Card Fees11:49 When Minimum Payments Become Problematic14:14 Relational Dynamics and Credit Card Use 17:42 Managing Children's Credit Card Use Support the show

A sneak peek at our time with Virginia Elder on the Reaching Abundance Podcast!EPISODE RESOURCESThe Full Episode of Reaching AbundanceAnd if you haven't already, sign up for our email list at newmoneynewproblems.com/subscribe! Support the show