Financially Naked

On this episode of Financially Naked: Stories from The Financial Gym, two Certified Financial Trainers, Garrett, and Genar, are here to talk about how to get organized for the new year! From financial tasks to taking care of your mental health, each tip will help set you up for long-term success in 2023. For more details, check out our show notes! Meet The Trainers Meet Garrett Faulconor, Level 3 Certified Financial Trainer Meet Genar Mendez, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, our host is Jazmin Higgins, a California-based Certified Financial Trainer. Joining her today is Jaliyah, owner of Jaliyah Kreationz, which carries budget journals. Jaliyah comes from a family of entrepreneurs and helps people with their budgets on TikTok live, which is where Jazmin first met her. She's here to talk about how she learned how to budget at a young age and how she uses her knowledge to help people with their money every day. For more details, check out our show notes here! Connect with Jaliyah Emails: Contact Instagram: @jaliyah.kreationz TikTok: @jaliyah.kreationz Website: Jaliyah.Kreationz Meet The Trainer Meet Jazmin Higgins, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, three Certified Financial Trainers, Mike, Kadri, & Garrett are here to gymplain interest rates. Interest rates directly affect our everyday lives, how we spend, how we save, and how we invest. Knowing how interest impacts your finances can be a powerful tool for planning ahead. Podcast Notes According to Investopedia, "The interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned." "An interest rate can also apply to the amount earned at a bank or credit union from a savings account." Interest rates are set by the Federal Reserve. It's a lever they can pull to help guide the economy in the direction they want it to go. In 2020, we saw interest rates lowered. Now we're seeing the pendulum swing the other way. The goal right now is to slow down inflation. Interest rates affect the economy and our everyday lives. There are different types of interest rates, fixed and adjustable. Knowing what kind of debt you're taking on is important. An adjustable interest rate means it will fluctuate. With a mortgage, it will be on a schedule. Unsecured debt, like credit cards often have adjustable interest rates. If you pay in full every month, this doesn't affect you. If you carry a balance, these rates are important. Interest is not just for debt, it applies to savings accounts as well. High Yield Savings Account rates have been steadily increasing over the last few months. Recent shifts in client behavior: Some clients who have been procrastinating have finally been opening HYSA's and taking advantage of the great interest rates. Home renovations have slowed down, leading to less refinancing. There has been a slowdown in folks wanting to purchase a home. If you're not sure what your interest rate is, that information is on your credit card statement, on one of the last pages. Congress controls the purse strings and the decisions we make as a country directly affect our money and our day-to-day lives. At the end of the day, financial literacy is key. The most important thing you can do is look at your assets and what's available to you. Understand what products and accounts you're using and use them to accomplish your financial goals. Meet The Trainers Meet Kadri Augustin, Level 3 Certified Financial Trainer Meet Mike Poulin, Level 2 Certified Financial Trainer Meet Garrett Faulconer, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, our hosts are Joy Liu and Sara Belhouari, two Certified Financial Trainers at The Financial Gym. Today, they're talking about Human Design. Sara and Joy have been exploring Human Design and found that Human Design charts can be transformative and a valuable tool. They're here today as hobbyists to share what they've learned and their personal experience with Human Design. For more details check our show notes! Resources About Human Design: My Human Design Jovian Archive Human Design App Martinis and Your Money Episode: Financial Transformation & Human Design Meet The Trainers Meet Joy Liu, Level 2 Certified Financial Trainer Meet Sara Belhouari, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, our host is Jazmin Higgins, a California-based, Level 2 Certified Financial Trainer. Erin Parsley, lifelong professional dancer, business owner, and Gym client, joins her today. Through her businesses Erin Parsley Dance and Steps to Love, she helps people connect to themselves and others and invites beginners to the joy of dancing. This year, Erin leveraged her business to reach personal financial goals and is here to talk with Jazmin about how she made it all happen. Check out our show notes for more details! Connect with Erin Website: Erin Parsley Dance YouTube: https://www.youtube.com/eepdances Facebook: Erin Parsley Dance | San Francisco CA Instagram: @erinparsley Steps to Love Wedding Dances Meet The Trainer Meet Jazmin Higgings, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, our host is Sara Belhouari, Level 2 Certified Financial Trainer and she is joined by one of her long-time friends, Jennifer Birzer. Jennifer is a personal stylist and has worked in the film and television industry, most recently on Pretty Little Liars: Original Sin. She is passionate about sustainability in the fashion industry and educating others about the power of style. Jennifer joins Sara today to talk about all things fashion and style. From how to find your personal style, to stay on trend, and how to do it while staying within your budget. For more details check out our show notes here! Connect with Jennifer Instagram: @jenniferbirzer & @green.style.gal Vintage Shop on Etsy: Nouvouge Email: jenniferbirzer@gmail.com Meet The Trainer Meet Sara B, Level 2 Certified Financial Trainer Other Resources Mentioned: The Real Real -> Mix of things FashionPhile -> For designer items Poshmark -> Mix of things Vinted -> Regular thrifted items

On this episode of Financially Naked: Stories from The Financial Gym, our host is Jazmin Higgins, Level 2 Certified Financial Trainer, and Michelle Losenicky joins her. Michelle recently completed the CFT program and is working with clients. Today, they are going to talk about money mindset and manifestation, particularly with salary negotiation. For more details check out our show notes here! Meet The Trainers Meet Jazmin Higgins, Level 2 Certified Financial Trainer Meet Michelle Losenicky, Certified Financial Trainer Licensee

On this episode of Financially Naked: Stories from The Financial Gym, our hosts are Jessie Gan and Kadri Augustin. Jesse and Kadri are Level 3 Certified Financial Trainers at The Financial Gym and they're here to Gymsplain Freelancing. They discuss some of the biggest questions related to freelancing and tips and tricks for success in self-employment, whether you have a side hustle, or do it full-time. For more information, check out our show notes here. Meet The Trainers Meet Jessie Gan, Level 3 Certified Financial Trainer Meet Kadri Augustin, Level 3 Certified Financial Trainer Additional Resources: There are several free resources, including the public library and the SBA. The Financial Gym works with folks with a side hustle or full-time freelancers. A Certified Financial Trainer is an excellent option if you're looking for a mentor. Schedule a free warm-up call today to learn more, or check out Trainer-On-Demand.

On this episode of Financially Naked: Stories from The Financial Gym, our host is Jazmin Higgins, an California-based Financial Trainer and she is joined by the founder of Business Building Backup, Genina Tuason, She coaches women of faith to build the life they love while serving God. Genina and Jazmin met at the FinGym on the Road event in LA, and realized they have a lot in common, including their faith and how it inspires their financial coaching practices. They talk today about coaching women of faith and some of their favorite Bible verses related to personal finance. For more details, check our show notes here! Connect with Genina and Business Building Backup Instagram: @businessbuildingbackup/ Website: https://www.businessbuildingbackup.com Email: hello@businessbuildingbackup.com Meet The Trainer Meet Jazmin Higgins, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, our host is Kylie Lipinski, a DC-based Financial Trainer and she is joined by Gym colleague, Chandra. Chandra, based in NY, is the Community Engagement Lead at The Financial Gym and is here today to talk about The Gym community. Since the physical locations officially closed earlier this year, they have been focusing on how to connect in new, hybrid-style ways. From client-specific opportunities to those open to the public, Chandra and Kylie talk about all the different ways you can get involved in The Financial Gym Community even more! For more details check out our shownotes. You can always check the 'Events & Webinars' page on FinancialGym.com to check dates and register to attend!